Dave Ramsey (18:31)
We love you. All of you. If you've done something stupid, we love you anyway. We've done something stupid. I have a PhD in dumb. Jade and Sam cleaned up $465,000 worth of stupid in their life. So no one's sitting here high and mighty talk. So we love you. We love you so much. We're going to tell you the truth. We're going to start gentle and we're going to start by trying to help you move along. But if you want to argue with us while we're trying to help you, it's going to get nasty fast because we love you. I'm going to smack you upside your stupid head until you listen to the stuff that will make your life better. Now I will start with a gentle handshake and say, honey, this is the best way to do it. Well, Dave, I listen to you all the time, but I'm not selling the car. Well, you're an idiot. You got to sell the car. That's what, that's how it's going to sound around here, honey. Okay? So we're going to serve you when you call here. You're not entertainment value for us. You're a calling for us. You're a crusade for us. We want you to win. And we're going to do everything in our power, starting at first gently and turning up the heat by degrees during the time we're on the phone together until we have contact. This is the Ramsey Show. You know, one of the first things I discovered working in the financial world is how absolutely devastating it is when the breadwinner of a family dies and there's too little life insurance or none at all. Grieving families are suddenly left behind, scrambling to pay bills and trying to make ends meet. I also discovered that there are a lot of rip offs in the life insurance world like that whole life crap posing as an investment opportunity. What you need is level term life insurance, usually 10 to 12 times your income, which is the smartest, most affordable way to protect your family. The key is finding an independent broker who represents a ton of companies and works for you. Not for the insurance company, this is exactly what my friend Jeff Zander and his team at Zander Insurance are all about. They shop the term life companies to find you the best options. And they've been around for over 95 years, so you know they'll be there when you need them. Zander is the real deal, and that's why they've handled all my personal insurance for over 25 years. I trust them, and you can, too. Visit Zander.com for instant online quotes or for a more personal touch, give them a call at 800-356-4282. Owning your own business is awesome. Owning your own business is freaking hard. It's hard. Part of the problem is you have a jerk for a boss. When you own your own business, your boss will work you into the dirt. They will work you like a rented mule. It's hard, y'all, and it's why most businesses don't make it. It's hard, and it's really hard when you don't have a clear path and you don't know how to go to the next stage. You don't know what to do. Man. I remember I've been doing this for almost 40 years. This thing called Ramsey. It started on a card table in my living room. And the number of stupid things I have done will fill three buildings. We have survived my stupid. I can bail my stupid. It's everywhere. And I've done enough smart to offset it. And y'all know me for everything that was smart. But I'm telling you, man, I can just tell you I could write two books on my stupid. Instead, what I did was we wrote a new book called Build a Business yous Love instead of one that beats you to death. And the new book, Build a Business yous Love, is our entree leadership system that identifies the clear path to growing and getting a business that you love instead of one that beats the snot out of you because it'll just beat you to death. And it's wonderful. We love it. Those of us that are entrepreneurs, we like the fight. We're ready to double up our fist and hit something. We get it. But it's tough. And nobody tells you this stuff, man. Well, I can tell you because I've been there, done that, and we've coached over 10,000 small businesses. There are five distinct stages of business, and there are six things that drive the business towards growth and to propel you through those five stages. We're in the final stage of the five stages at Ramsey, the legacy stage, where you work on succession and the next generation and so on. The beginner stage is the treadmill stage where you just run, run, run, run, run, run, run, run, run, run, run, run, run, run, run, run. And get nowhere. You just run your d. And how do you get off that treadmill? Well, there's some specific things you need to do. We're going to show you. This is the baby steps for small business system. It's a clear path and knowing exactly where to go. Not based on some research project, but based on 30 years of doing it and on coaching small businesses with this exact system, 10,000 of them build a business you love. It comes out April 15th. It's on pre sale right now. I'm really excited about this project. It's really good and yeah, I mean it's really good. And you pre order the book for $29.99. We're gonna give you $350 worth of stuff if you buy it now to bribe you to get you to buy the book early. Cause it helps our marketing. So shut up. Instant access to the entree leadership hiring playbook. Yep, that's in there. That's a big video that you're gonna be get to watch right now. Hiring and firing. Number one pain point of business people is the humans that we love and the humans that we run to kill. Sometimes they're called our team and we love them. And man, sometimes it's almost like having disruptive children. Early access to the ebook, the enhanced audiobook, all of that's going to be there. It's $350 worth of stuff. 29.99 ramseysolutions.com store click the link in the description. If you're a tuber or a podcaster, then we'll try to help you out. Andrew's in Louisville, Kentucky. Hi Andrew. What's up in your world?
