
Hosted by Peggy and Randy Fisher · EN
Welcome to The Real Retirees of New Jersey, hosted by Peggy and Randy Fisher. Whether you're recently divorced and confused about how to plan for your own retirement, a widow who never had to manage finances before or a couple trying to live your best life in retirement, Peggy and Randy's real life experiences with real retirees in New Jersey will inspire you!
Follow or subscribe today and never miss an episode!
Learn more about how Peggy and Randy can help you with your retirement based on your unique challenges and goals at Artemis Wealth Advisors and Liberty Financial Group.
About Peggy and Randy Fisher:
Peggy is the Chief Operating Officer of Liberty Financial Group, along with her husband and business partner, Randy Fisher of Artemis Wealth Advisors.
Peggy’s mission is for her clients to “Retire Once and Retire Right.” Peggy likes to take the time to carefully learn each client’s unique needs and help them develop their own individualized retirement plan. Her boutique firm is designed for clients to have a one-stop shop where they can have their taxes, insurance, and retirement needs taken care of, all in one place.
Peggy’s articles have appeared in Forbes BrandVoice, and she is currently featured in 2023 Kiplinger’s magazine. She’s also been seen on ABC, CBS, and NBC.
Peggy lives in Flemington with Randy and their three children. Outside of the office, she enjoys doting on her three dogs, Calli, Bentley, and Odie, and her two cats Louis and Versace. She also loves to travel the world with her family.
Randy Fisher is a graduate of Rutgers University’s distinguished School of Business, where he earned a dual bachelor’s degree in Accounting and Finance. Randy has built four thriving, successful business entities over the past three decades.
As a financial commentator and published author, he holds a certified annuity specialist (CAS) certification, an accreditation which he earned from the Institute of Business & Finance, and is currently enrolled to earn his Certified Financial Planner (CFP) designation. He is a licensed investment advisor representative (IAR) with the firm Artemis Wealth Advisors, LLC. Randy is the founder and chief investment officer for Artemis Wealth Advisors, LLC., a registered investment advisory firm located in central Jersey.
Randy is often sought out as an industry platform speaker at national conferences and training events, and he regularly conducts private financial workshops and educational classes at universities for the American Retirement Institute. Due to his extensive knowledge of and work in the financial arena, Randy has been seen on Fox Business, heard on the radio at WEAB, WCTC, WMTR, WOR, ABC, CBS, and NBC, and has published many articles in Forbes, Fortune, CNN/Money, and Fox. “In the most basic sense, I use proven, unique re...

What does a once-in-a-lifetime experience reveal about money, mindset, and opportunity? Randy and Peggy Fisher reflect on their trip to Mar-a-Lago while connecting it to broader conversations about discipline, work ethic, and financial independence. The discussion ties personal experience to the realities of building wealth and making intentional decisions that shape long-term outcomes. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.

Financial planning doesn’t always happen during office hours. This episode with Randy & Peggy Fisher highlights the hands-on approach of working with clients through real-life situations—from late-night questions to major financial decisions—while emphasizing how personalized guidance shapes long-term outcomes. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.

Running out of money remains one of the biggest retirement concerns. This episode with Randy & Peggy Fisher focuses on building reliable income streams and understanding the transition from earning a paycheck to creating one in retirement. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.

Retirement isn’t always about leaving work—it’s about figuring out who you are without it. This episode with Randy & Peggy Fisher dives into why some never want to retire, how fear and habit shape decisions, and why the “red zone” is shifting earlier. It also explores market risk near retirement and the importance of protecting income before making the leap. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.

What if the biggest risk to your retirement isn’t the market—but hesitation? This episode with Randy & Peggy Fisher explores why many adults delay financial decisions and how second opinions can reveal gaps in planning. The conversation highlights the difference between transactional advice and a holistic strategy, the true cost of procrastination, and how consistent oversight can impact long-term outcomes. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.

Retirement planning involves far more than picking investments—and this episode explains why that belief causes problems. Randy and Peggy Fisher continue their discussion on common retirement myths, focusing on the idea that retirement is only about money in the market. They dig into income planning, taxes, Social Security, healthcare, and why decisions made without coordination can have unintended consequences. The conversation highlights how overlooked details—like where money is pulled from—can reshape retirement outcomes. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.

Is Social Security really going broke, and does that mean you should take it as soon as possible? In this episode, Randy and Peggy Fisher unpack one of the most common—and emotional—retirement misconceptions. They discuss how Social Security is funded, what could change in the future, and why rushing to claim benefits without context can create long-term tradeoffs. The conversation also explores income gaps, survivor benefits, and why one-size-fits-all advice misses the mark. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.

Scam tactics keep changing—and retirees are right in the crosshairs. In part two of this conversation, Randy and Peggy Fisher walk through the most common scams gaining traction in 2026, including fake law enforcement calls, jury duty threats, employment scams, and phishing emails. This episode focuses on how these scams work, what red flags to watch for, and why verifying before responding can make all the difference. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.

Scams aren’t getting sloppier—they’re getting smarter. Randy and Peggy Fisher break down the latest scams targeting retirees, including fake lottery wins, genealogy letters, tech support traps, and AI‑driven impersonations. Drawing from real client stories and current AARP findings, the conversation highlights how scams evolve, why retirees are targeted, and the warning signs that matter most before personal information or money changes hands. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.

Gold bars, late‑night commercials, and common sense collide in this candid retirement conversation. Randy & Peggy Fisher break down why commodities often spark emotional decisions, how diversification really works, and why balance matters more than headlines. Along the way, humor and real‑world examples keep the focus on practical planning over hype. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.