Podcast
The Real Retirees of New Jersey
Hosted by Peggy and Randy Fisher · EN
Welcome to The Real Retirees of New Jersey, hosted by Peggy and Randy Fisher. Whether you're recently divorced and confused about how to plan for your own retirement, a widow who never had to manage finances before or a couple trying to live your best life in retirement, Peggy and Randy's real life experiences with real retirees in New Jersey will inspire you!
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Learn more about how Peggy and Randy can help you with your retirement based on your unique challenges and goals at Artemis Wealth Advisors and Liberty Financial Group.
About Peggy and Randy Fisher:
Peggy is the Chief Operating Officer of Liberty Financial Group, along with her husband and business partner, Randy Fisher of Artemis Wealth Advisors.
Peggy’s mission is for her clients to “Retire Once and Retire Right.” Peggy likes to take the time to carefully learn each client’s unique needs and help them develop their own individualized retirement plan. Her boutique firm is designed for clients to have a one-stop shop where they can have their taxes, insurance, and retirement needs taken care of, all in one place.
Peggy’s articles have appeared in Forbes BrandVoice, and she is currently featured in 2023 Kiplinger’s magazine. She’s also been seen on ABC, CBS, and NBC.
Peggy lives in Flemington with Randy and their three children. Outside of the office, she enjoys doting on her three dogs, Calli, Bentley, and Odie, and her two cats Louis and Versace. She also loves to travel the world with her family.
Randy Fisher is a graduate of Rutgers University’s distinguished School of Business, where he earned a dual bachelor’s degree in Accounting and Finance. Randy has built four thriving, successful business entities over the past three decades.
As a financial commentator and published author, he holds a certified annuity specialist (CAS) certification, an accreditation which he earned from the Institute of Business & Finance, and is currently enrolled to earn his Certified Financial Planner (CFP) designation. He is a licensed investment advisor representative (IAR) with the firm Artemis Wealth Advisors, LLC. Randy is the founder and chief investment officer for Artemis Wealth Advisors, LLC., a registered investment advisory firm located in central Jersey.
Randy is often sought out as an industry platform speaker at national conferences and training events, and he regularly conducts private financial workshops and educational classes at universities for the American Retirement Institute. Due to his extensive knowledge of and work in the financial arena, Randy has been seen on Fox Business, heard on the radio at WEAB, WCTC, WMTR, WOR, ABC, CBS, and NBC, and has published many articles in Forbes, Fortune, CNN/Money, and Fox. “In the most basic sense, I use proven, unique re...
27episodes
Episodes
Newest firstAll episodes
Why Retirement Feels Harder Than Ever
2w ago00:26:07Tap to summarizeRetirement isn’t always about leaving work—it’s about figuring out who you are without it. This episode with Randy & Peggy Fisher dives into why some never want to retire, how fear and habit shape decisions, and why the “red zone” is shifting earlier. It also explores market risk near retirement and the importance of protecting income before making the leap. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.
Transcribe →The Hidden Risk of Doing Nothing With Your Money
3w ago00:20:18Tap to summarizeWhat if the biggest risk to your retirement isn’t the market—but hesitation? This episode with Randy & Peggy Fisher explores why many adults delay financial decisions and how second opinions can reveal gaps in planning. The conversation highlights the difference between transactional advice and a holistic strategy, the true cost of procrastination, and how consistent oversight can impact long-term outcomes. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.
Transcribe →The Big Retirement Myth That Trips People Up
Apr 2100:20:15Tap to summarizeRetirement planning involves far more than picking investments—and this episode explains why that belief causes problems. Randy and Peggy Fisher continue their discussion on common retirement myths, focusing on the idea that retirement is only about money in the market. They dig into income planning, taxes, Social Security, healthcare, and why decisions made without coordination can have unintended consequences. The conversation highlights how overlooked details—like where money is pulled from—can reshape retirement outcomes. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.
Transcribe →The Costly Assumption Behind Claiming Social Security Early
Apr 1500:20:39Tap to summarizeIs Social Security really going broke, and does that mean you should take it as soon as possible? In this episode, Randy and Peggy Fisher unpack one of the most common—and emotional—retirement misconceptions. They discuss how Social Security is funded, what could change in the future, and why rushing to claim benefits without context can create long-term tradeoffs. The conversation also explores income gaps, survivor benefits, and why one-size-fits-all advice misses the mark. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.
Transcribe →The Scams Retirees Are Falling for Right Now (Part 2)
Apr 700:20:50Tap to summarizeScam tactics keep changing—and retirees are right in the crosshairs. In part two of this conversation, Randy and Peggy Fisher walk through the most common scams gaining traction in 2026, including fake law enforcement calls, jury duty threats, employment scams, and phishing emails. This episode focuses on how these scams work, what red flags to watch for, and why verifying before responding can make all the difference. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.
Transcribe →The Scams Retirees Are Falling for Right Now (Part 1)
Mar 3100:18:44Tap to summarizeScams aren’t getting sloppier—they’re getting smarter. Randy and Peggy Fisher break down the latest scams targeting retirees, including fake lottery wins, genealogy letters, tech support traps, and AI‑driven impersonations. Drawing from real client stories and current AARP findings, the conversation highlights how scams evolve, why retirees are targeted, and the warning signs that matter most before personal information or money changes hands. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.
Transcribe →Gold, Headlines, and Common Sense
Mar 1700:20:28Tap to summarizeGold bars, late‑night commercials, and common sense collide in this candid retirement conversation. Randy & Peggy Fisher break down why commodities often spark emotional decisions, how diversification really works, and why balance matters more than headlines. Along the way, humor and real‑world examples keep the focus on practical planning over hype. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.
Transcribe →When the News Panics but the Market Doesn’t
Mar 1000:20:46Tap to summarizeWhat happens when headlines scream panic, gas prices jump overnight, and everyone assumes the worst for their money? In this episode of Real Retirees of New Jersey, Randy and Peggy Fisher cut through the noise surrounding geopolitical tension, market volatility, and rising energy costs. They unpack what’s actually driving the headlines, why markets often react before facts settle, and how emotional decision‑making can do more harm than good. The conversation centers on perspective, preparation, and staying grounded when uncertainty dominates the news cycle. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.
Transcribe →The Social Security Decision No One Warns You About
Mar 300:21:30Tap to summarizeWhat if waiting for “the perfect time” to take Social Security costs you the years you can never get back? Randy and Peggy Fisher break down real-life tradeoffs around Social Security timing, Medicare costs, COLA changes, and why bigger checks don’t always mean better outcomes. The conversation blends hard numbers with lived experience, highlighting how health, lifestyle, and time factor into retirement decisions. If retirement income feels more personal than mathematical, this episode brings clarity to the choices many families quietly struggle with. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.
Transcribe →The One‑Hour Fixes That Add Up in Retirement
Feb 2400:19:06Tap to summarizeSmall money decisions can quietly shape your entire retirement. This episode dives into practical financial fixes that can be tackled in under an hour—from insurance reviews and unclaimed assets to Social Security account mistakes that can cause major headaches. Randy and Peggy Fisher keep it real, sharing everyday examples that show how overlooked details add up over time. It’s a reminder that retirement confidence often comes from cleaning up the basics, not chasing complex strategies. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.
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