
Hosted by Peggy and Randy Fisher · EN
Welcome to The Real Retirees of New Jersey, hosted by Peggy and Randy Fisher. Whether you're recently divorced and confused about how to plan for your own retirement, a widow who never had to manage finances before or a couple trying to live your best life in retirement, Peggy and Randy's real life experiences with real retirees in New Jersey will inspire you!
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Learn more about how Peggy and Randy can help you with your retirement based on your unique challenges and goals at Artemis Wealth Advisors and Liberty Financial Group.
About Peggy and Randy Fisher:
Peggy is the Chief Operating Officer of Liberty Financial Group, along with her husband and business partner, Randy Fisher of Artemis Wealth Advisors.
Peggy’s mission is for her clients to “Retire Once and Retire Right.” Peggy likes to take the time to carefully learn each client’s unique needs and help them develop their own individualized retirement plan. Her boutique firm is designed for clients to have a one-stop shop where they can have their taxes, insurance, and retirement needs taken care of, all in one place.
Peggy’s articles have appeared in Forbes BrandVoice, and she is currently featured in 2023 Kiplinger’s magazine. She’s also been seen on ABC, CBS, and NBC.
Peggy lives in Flemington with Randy and their three children. Outside of the office, she enjoys doting on her three dogs, Calli, Bentley, and Odie, and her two cats Louis and Versace. She also loves to travel the world with her family.
Randy Fisher is a graduate of Rutgers University’s distinguished School of Business, where he earned a dual bachelor’s degree in Accounting and Finance. Randy has built four thriving, successful business entities over the past three decades.
As a financial commentator and published author, he holds a certified annuity specialist (CAS) certification, an accreditation which he earned from the Institute of Business & Finance, and is currently enrolled to earn his Certified Financial Planner (CFP) designation. He is a licensed investment advisor representative (IAR) with the firm Artemis Wealth Advisors, LLC. Randy is the founder and chief investment officer for Artemis Wealth Advisors, LLC., a registered investment advisory firm located in central Jersey.
Randy is often sought out as an industry platform speaker at national conferences and training events, and he regularly conducts private financial workshops and educational classes at universities for the American Retirement Institute. Due to his extensive knowledge of and work in the financial arena, Randy has been seen on Fox Business, heard on the radio at WEAB, WCTC, WMTR, WOR, ABC, CBS, and NBC, and has published many articles in Forbes, Fortune, CNN/Money, and Fox. “In the most basic sense, I use proven, unique re...

Should grandparents contribute when the relationship is distant? Randy and Peggy Fisher dive into the emotional and financial layers of family giving, 529 plans, responsibility, boundaries, and expectations. Blending humor with real-life experiences, they help listeners navigate tricky legacy decisions and the financial planning that keeps families protected. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.

What happens when you pass away—but no one knows where anything is? Randy and Peggy Fisher tackle the hard conversation families avoid: preparing adult children for inheritance logistics. From wills and attorneys to account summaries, passwords, and blended-family complications, they show how proactive communication prevents chaos, conflict, and costly mistakes. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.

In this episode, Peggy & Randy Fisher share candid advice on why income is the outcome that matters most, how to set boundaries with family, and the importance of documenting your goals. Discover practical strategies for organizing your finances, protecting your retirement, and making 2026 your best year yet. It’s a lively, relatable look at turning intentions into action and building a future you can count on. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.

What happens when life throws you a curveball—job loss, health crisis, or even a “gray divorce”—in retirement? In this episode, Peggy & Randy Fisher share practical strategies for building financial resilience, from emergency funds to second opinions and proactive planning. Discover why inspecting your plan matters, how to prepare for unexpected changes, and the importance of real conversations about long-term care and income. It’s a candid look at protecting your peace of mind and adapting your retirement strategy for whatever 2026 brings. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.

What does it really take to turn retirement dreams into reality—and avoid wishful thinking? In this episode, Peggy & Randy Fisher share stories from a whirlwind European holiday and use their adventures to highlight the difference between vague resolutions and actionable goals. Discover why peace of mind starts with a clear plan, how to set realistic milestones, and the importance of adapting to life’s surprises—like rising costs and unexpected expenses. It’s a candid, relatable look at building a retirement strategy that works for you in 2026 and beyond. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.

In this episode of the Real Retirees of New Jersey, hosts Peggy and Randy Fisher share their recent experiences at a Sandals resort in Antigua, reflecting on the importance of financial planning for retirement. They discuss the demographics of vacationers, emphasizing how many retirees are enjoying their planned vacations. The conversation shifts to the significance of annuities as a financial tool for retirement, explaining their mechanics, benefits, and addressing common misconceptions. Peggy and Randy stress the importance of tailoring retirement plans to individual needs and preferences, ensuring that everyone can achieve their desired retirement lifestyle. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.

This week, Peggy & Randy Fisher discuss the importance of financial planning in the face of terminal illness. They share personal stories and insights on how to prepare for unexpected life events, emphasizing the need for proper documentation, beneficiary arrangements, and emotional support for survivors. The conversation highlights the significance of having a financial advisor to navigate the complexities of grief and financial management after a loved one's passing. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.

In this episode of the Real Retirees of New Jersey, hosts Peggy and Randy Fisher discuss essential strategies for the new year, including the importance of updating financial information and beneficiaries. They emphasize the value of second opinion services for those feeling neglected by larger firms and the need for proactive portfolio management, especially in light of potential economic downturns. The conversation also touches on the DIY approach to retirement planning and the benefits of professional guidance. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.

This week, Peggy and Randy Fisher discuss various aspects of retirement planning, including how to prepare for job loss, the implications of early retirement, and the importance of financial control. They emphasize the need for proper planning and the benefits of seeking financial advice. The conversation also touches on the consolidation of retirement accounts and the outlook for 2025, highlighting the potential for positive change in the financial landscape. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.

In this episode of the Real Retirees of New Jersey, hosts Peggy and Randy Fisher discuss various aspects of retirement planning, including the importance of understanding hidden fees in investment portfolios, strategies for reducing those fees, and the role of annuities in providing a stable income during retirement. They also touch on the lighter topic of holiday gift-giving and the dynamics of choosing the right gifts for loved ones. The conversation emphasizes the need for transparency and trust in financial advising, as well as the significance of making informed decisions about retirement savings and investments. For more information visit www.therealretireesofnewjersey.com!See omnystudio.com/listener for privacy information.