Podcast
The Retirement Solution
Hosted by NewsRadio 840 WHAS (WHAS-AM) · EN
Irreverent, in-your-face and inspiring. That’s Jon Hicks’ approach to helping teach people about retirement. As the author of “The Retirement Solution” and the host of “The Retirement Solution” on 840 WHAS in Louisville, Kentucky, Jon has made it his mission to turn the retirement crisis into an opportunity, by helping people find the retirement solution that’s unique to them. Each week, he covers the financial headlines, and helps people focus on ways to reduce fees, taxes and squeeze every available penny out of their retirement portfolio. You can find him online at www.retirementsolutionradio.com.
20episodes
Episodes
Newest firstAll episodes
Why Your Next Market Reaction May Surprise You
Yesterday00:12:40Tap to summarizeWill you react any differently the next time the market drops? This episode explores how investor behavior is often driven more by emotion than logic, especially as retirement approaches. Jon Hicks breaks down why past reactions to market downturns tend to repeat—and how discipline, planning, and understanding risk capacity play a role in navigating uncertainty. The conversation also highlights the shift from saving to spending, the importance of income strategy, and how multiple income streams may help during market volatility. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Transcribe →The Tax Mistakes That Could Follow You Into Retirement
3d ago00:49:51Tap to summarizeAre hidden tax traps quietly reshaping your retirement? This episode from this past weekend’s radio show explores how retirement shifts you from taxpayer to tax manager—and why decisions around withdrawals, Social Security, and account types can affect long-term outcomes. Jon Hicks breaks down common pitfalls, including over-reliance on tax-deferred savings, changes to inherited IRAs, and the complexity of multiple income streams. The conversation also touches on risk, planning discipline, and the importance of aligning strategy with how people actually behave during market swings. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Transcribe →Roth vs. Pre-Tax: Are You Choosing the Right Strate
1w ago00:12:54Tap to summarizeShould all your retirement savings go into Roth—or is that strategy missing the bigger picture? In this episode, Jon Hicks breaks down the debate between Roth and pre-tax 401(k) contributions, explaining why flexibility—not extremes—can play a key role in retirement planning. He explores how different tax buckets work together, the considerations behind Roth conversions, and why focusing only on short-term or long-term tax outcomes can lead to different decisions. The discussion highlights the value of aligning tax strategy, income planning, and long-term goals instead of relying on one-size-fits-all approaches. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Transcribe →Sell in May? Why This Popular Strategy Is Being Questioned
2w ago00:12:42Tap to summarize“Sell in May and go away” might sound catchy—but does it still hold up? In this episode, Jon Hicks breaks down the origins of this long-standing market saying and why its relevance is being questioned today. He explores how relying on simple investment rules can miss the bigger picture, especially as financial priorities shift from growth to generating income in retirement. The conversation also highlights how planning, tax considerations, and mindset all evolve once you move from saving to using your portfolio. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Transcribe →The Retirement Mindset Most People Miss
2w ago00:46:17Tap to summarizeRetirement isn’t just about saving—it’s about what your money can actually do next. In this episode from this past weekend’s radio show, Jon Hicks explores the shift from growing wealth to using it with purpose. He discusses why many retirees focus too narrowly on preservation, how income, taxes, and lifestyle goals factor into a plan, and why a 401(k) alone isn’t a complete strategy. The conversation also covers outdated investment rules and the need to rethink planning as retirement approaches, helping listeners evaluate how their current approach aligns with their long-term goals. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Transcribe →The First Year of Retirement Could Change Everything
3w ago00:12:24Tap to summarizeWhat if the first year of retirement has more impact than the next 20 combined? In this episode, Jon Hicks breaks down sequence of returns risk and why early market downturns can significantly affect long-term outcomes. Using real-life examples, he explains how timing—not just performance—can shape retirement income. The conversation also covers a three-bucket strategy designed to organize income, manage volatility, and balance growth over time, highlighting the importance of preparation over prediction. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Transcribe →From Blurry to Clear: Rethinking Your Retirement Plan
3w ago00:48:35Tap to summarizeWhat happens when retirement shifts from a blurry idea to a clear plan you can actually follow? In this episode from this past weekend’s radio show, Jon Hicks explains why retirement planning is about more than numbers—it’s about turning savings into a lifestyle. He breaks down sequence of returns risk, the impact of market timing, and how a bucket strategy can help structure income. The conversation also explores tax diversification, Roth vs. pre-tax strategies, and why flexibility plays a key role in long-term retirement planning. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Transcribe →When Market Volatility Isn’t the Real Problem
4w ago00:11:32Tap to summarizeWhen headlines scream chaos, it’s easy to assume volatility is the enemy—but that thinking can be misleading. In this episode, Jon Hicks discusses how economic shocks, rising oil prices, and nonstop news cycles affect retirement planning and investment decisions. The conversation explores why volatility itself isn’t the real risk, how disruption reshapes different parts of the economy, and why diversification matters when markets feel uncertain. Jon also shares historical examples and common-sense perspectives on managing risk, opportunity, and decision-making as retirement approaches. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Transcribe →Why Retirement Rules of Thumb Can Miss the Mark
Apr 2800:12:45Tap to summarizeWhat if the biggest retirement risk isn’t the market—but oversimplified assumptions about spending? In this episode, Jon Hicks challenges common retirement “rules of thumb” and explains why averages and generic withdrawal strategies often overlook what retirement really costs. The conversation breaks down why spending can look very different in the early, middle, and later years of retirement, and how even small overlooked expenses can add up over time. Jon emphasizes the importance of understanding personal spending patterns and approaching income planning with flexibility rather than one‑size‑fits‑all formulas. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Transcribe →Why Roth Conversions Are Everywhere—And Why Context Matters
Apr 2100:13:03Tap to summarizeRoth conversions are everywhere right now—but few people slow down to ask why. In this episode, financial advisor Jon Hicks takes a step back to unpack what’s driving the Roth conversation and why tax structure, government debt, and long‑term planning are shaping the discussion. Jon walks through historical tax context, how changing tax brackets could affect retirees, and why timing and math matter when evaluating Roth conversions. The episode emphasizes understanding the broader tax landscape, not headlines, and explains why Roth strategies aren’t one‑size‑fits‑all. It’s a candid breakdown of the questions investors should be asking before making tax‑related decisions. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
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