Podcast
The Retirement Solution
Hosted by Jon Hicks · EN
The Retirement Solution podcast with Jon Hicks is your irreverent, in-your-face, and inspiring guide to retirement planning. Jon, the author of "The Retirement Solution," covers the financial headlines and helps listeners focus on ways to reduce fees, taxes, and squeeze every available penny out of their retirement portfolio.
Whether you're just starting to plan for retirement or you're already in the thick of it, The Retirement Solution has something for you. Jon's unique approach is designed to help you find the retirement solution that's right for you, so you can retire with confidence.
Subscribe today and empower yourself to make smart financial decisions for a secure and fulfilling retirement.
Connect with Jon and his team online at J Hagan Capital or on social: Facebook, Instagram, LinkedIn and YouTube.
34episodes
Episodes
Newest firstAll episodes
The First Year of Retirement Could Change Everything
May 1200:12:23Tap to summarizeWhat if the first year of retirement has more impact than the next 20 combined? In this episode, Jon Hicks breaks down sequence of returns risk and why early market downturns can significantly affect long-term outcomes. Using real-life examples, he explains how timing—not just performance—can shape retirement income. The conversation also covers a three-bucket strategy designed to organize income, manage volatility, and balance growth over time, highlighting the importance of preparation over prediction. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Transcribe →From Blurry to Clear: Rethinking Your Retirement Plan
May 1000:48:35Tap to summarizeWhat happens when retirement shifts from a blurry idea to a clear plan you can actually follow? In this episode from this past weekend’s radio show, Jon Hicks explains why retirement planning is about more than numbers—it’s about turning savings into a lifestyle. He breaks down sequence of returns risk, the impact of market timing, and how a bucket strategy can help structure income. The conversation also explores tax diversification, Roth vs. pre-tax strategies, and why flexibility plays a key role in long-term retirement planning. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Transcribe →When Market Volatility Isn’t the Real Problem
May 500:11:32Tap to summarizeWhen headlines scream chaos, it’s easy to assume volatility is the enemy—but that thinking can be misleading. In this episode, Jon Hicks discusses how economic shocks, rising oil prices, and nonstop news cycles affect retirement planning and investment decisions. The conversation explores why volatility itself isn’t the real risk, how disruption reshapes different parts of the economy, and why diversification matters when markets feel uncertain. Jon also shares historical examples and common-sense perspectives on managing risk, opportunity, and decision-making as retirement approaches. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Transcribe →Why Retirement Rules of Thumb Can Miss the Mark
Apr 2800:12:45Tap to summarizeWhat if the biggest retirement risk isn’t the market—but oversimplified assumptions about spending? In this episode, Jon Hicks challenges common retirement “rules of thumb” and explains why averages and generic withdrawal strategies often overlook what retirement really costs. The conversation breaks down why spending can look very different in the early, middle, and later years of retirement, and how even small overlooked expenses can add up over time. Jon emphasizes the importance of understanding personal spending patterns and approaching income planning with flexibility rather than one‑size‑fits‑all formulas. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Transcribe →Why Roth Conversions Are Everywhere—And Why Context Matters
Apr 2100:13:02Tap to summarizeRoth conversions are everywhere right now—but few people slow down to ask why. In this episode, financial advisor Jon Hicks takes a step back to unpack what’s driving the Roth conversation and why tax structure, government debt, and long‑term planning are shaping the discussion. Jon walks through historical tax context, how changing tax brackets could affect retirees, and why timing and math matter when evaluating Roth conversions. The episode emphasizes understanding the broader tax landscape, not headlines, and explains why Roth strategies aren’t one‑size‑fits‑all. It’s a candid breakdown of the questions investors should be asking before making tax‑related decisions. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Transcribe →When Headlines Create Fear: How Emotions Influence Retirement Decisions
Apr 1900:46:54Tap to summarizeWhen headlines are loud and uncertainty feels constant, how do you avoid letting fear drive financial decisions? In this episode from this past weekend’s radio show, Jon Hicks discusses how market volatility, global conflict, and emotional reactions can quietly influence choices as retirement approaches. The conversation explores lessons drawn from history, investor behavior, and even pop culture, highlighting why preparation matters more than prediction. Jon also touches on common traps like chasing fast gains, reacting to news cycles, and overlooking long‑term planning. The focus stays on understanding risk, staying disciplined, and thinking through both the financial and personal sides of retirement. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Transcribe →The Day That Changed Everything | A Conversation with Veteran Shilo Harris
Apr 1600:07:05Tap to summarizeA chance meeting at the Country Radio Seminar led to a powerful conversation. In this episode, Jon Hicks sits down with retired Army veteran Shilo Harris, who shares the day his vehicle was struck by an IED in Iraq and the long road that followed. Shilo reflects on why he joined the military later in life, how his injuries reshaped his perspective, and what drives his continued work supporting wounded veterans. It’s an honest discussion about service, resilience, and finding purpose through helping others. To learn more about Shilo Harris, visit https://shiloharris.com/ Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Transcribe →Why Retirement Spending Plans Fail So Often
Apr 1400:12:53Tap to summarizeMost retirees think the hard part is saving—but the real challenge starts when it’s time to spend. In this episode, Jon Hicks breaks down why so many retirement spending plans fall apart in the first few years and how early missteps can ripple through the rest of retirement. The conversation explores income versus savings, common spending mistakes, and why retirement should be treated like a marathon instead of a sprint. Using real-life scenarios, this episode highlights the role of written income and spending plans in helping retirees navigate expenses, anxiety, and long-term sustainability. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Transcribe →The Hidden Tax Problem Facing “Paper Millionaires”
Apr 700:11:58Tap to summarizeYou might be a millionaire on paper—and still be unprepared for the tax bill that comes with it. In this episode of The Retirement Solution, Jon Hicks explains how large asset sales, real estate, and tax-deferred accounts can create unexpected tax exposure in retirement. The discussion focuses on “paper millionaires,” depreciation recapture, installment sales, trusts, and why timing and planning matter before cashing out a business, property, or retirement account. The episode highlights how taxes, not investment performance, often become the biggest hurdle when turning accumulated wealth into retirement income. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Transcribe →Singles, Doubles, and Knowing When Enough Is Enough
Apr 500:43:24Tap to summarizeWhat do baseball legends, paper millionaires, and retirement planning have in common? In this episode from this past weekend’s radio show, Jon Hicks uses sports analogies, real-life stories, and current market conversations to break down consistency, income planning, and knowing when “enough is enough.” From singles and doubles in baseball to tax surprises facing business owners and retirees, the discussion focuses on protection, income, and taxes as retirement approaches. The show also explores market volatility, risk timing, and the difference between transactions and true financial partnerships. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
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