The Rob Carson Show
Episode: How Obamacare Became a Gold Mine for the Elites
Date: November 11, 2025
Host: Rob Carson (Newsmax Podcasts)
Main Theme:
This episode of The Rob Carson Show explores how the Affordable Care Act ("Obamacare") and subsequent Biden-era healthcare subsidies disproportionately benefited insurance companies and political elites, rather than ordinary Americans. Using humor, pointed commentary, and guest insights, Rob Carson scrutinizes government spending, elite profiteering, health policy failures, and the interplay between shutdown politics, immigration, and the healthcare economy.
Episode Overview
Rob Carson discusses:
- The effect of Obamacare and Biden-era subsidies on insurance industry profits.
- Allegations that government policies serve elites, not average Americans.
- Related figures and anecdotes about union, Medicare, Medicaid, and private insurance recipients.
- How recent shutdowns and legislative drama connect to healthcare subsidies.
- Broader issues: illegal immigration benefits, government shutdown motives, and federal spending priorities.
Key Discussion Points & Insights
1. Opening Commentary: Political News Roundup
- Recaps scandals and investigations (Obama weaponizing DOJ, Hillary Clinton’s charity, Uranium One, government shutdown updates).
- Critiques policies under Biden, especially on border openness and Covid responses.
- Notes disparities in social benefits: “[Illegals] were given a whole lot more on their SNAP benefits than American citizens… that’s about 40% more than what the average low income American got per day in government food stamps or snap benefits in 2022 at $7.59.” (02:51)
2. Dominion Voting Machines Parody and Critique
- Satirical segment on Jasmine Crock’s comments about Dominion voting machines and pronunciation.
- Rob Carson: “Jasmine Crock is not a very smart person. I don’t know if you knew this. She’s kind of a dim wit. D E M wit.” (03:07)
3. Obamacare as an ‘Elites’ Gold Mine’
- Guest Bernie Moreno joins to question who benefited from Obamacare subsidies during the Covid era:
- Union workers, Medicare, Medicaid, private insurance holders: “Do these Biden-Obamacare-Covid era subsidies lower their health costs?”
- Rob Carson: “Absolutely not.” (05:06 - 05:47)
- Analysis of health insurance company profits (based on “Just the News” data):
- “Net earnings ballooned about 216% from 2010 to 2024... UnitedHealth Group… saw the largest explosion of profits… Health insurance stocks rose 1000%…” (06:26)
- Carson: “This is better than Nancy Pelosi, my God in heaven.”
- Trump’s statement (read by Carson): “Democrats claim to be working for the little guy driving down your health insurance. But the Obamacare scam goes right straight to their best friends in the insurance industry. They are making a killing while coverage only gets worse.” (07:07)
Notable Quote:
“About a third of all subsidized Obamacare health plans go unused by the insured, meaning these plans translate into pure profits for the health insurance companies… 40% of these policies have never had a single claim applied to them. It’s amazing. It shows that they are phantom policies. People aren't using them. They aren't making Americans healthier. Instead, they’re just checks written to insurance companies.”
— Rob Carson (09:44)
4. Biden-Era Subsidies, Legislative Deadlines & the Government Shutdown
- Bernie Moreno and Carson question why Democrats set the Obamacare subsidy expiration for 2025, then tried to extend them later.
- Carson alleges the shutdown was “meant to hobble the Trump economy… 2025’s version of COVID.”
“They tried to pin the expiration of the Obama-era subsidies on Trump, but the Democrats voted for that.” (13:01 - 14:12)
- Discusses claims of “extortion” for $1.5 trillion to subsidize healthcare for illegal immigrants.
- Carson mocks these figures: “Your Democrat party really cares about you. Really, really cares about you.” (14:45)
Notable Quote:
“What they really wanted was one and a half trillion dollars for people that came in illegally, people that came in through and out of prisons... Venezuela, they emptied, they dumped their prisons.”
— Rob Carson (14:31)
5. Biggest Beneficiaries: Insurers & Politically Connected States
- Elon Musk (clip from Joe Rogan appearance): “They divert the Medicaid funds and turn it into a slush fund for the states that goes well beyond emergency medical care. And New York and California would be bankrupt without, without the massive fraudulent federal payments that go to those states to pay for illegals.” (15:03)
- Carson: “They raided the treasury... for illegals and for their cronies. And certainly we've already seen that with the major insurance companies... they've made a fortune off of our tax dollars without it impacting the price at all.” (15:43)
6. Election Integrity & Voter Registration Concerns
- Carson details Texas AG Ken Paxton’s lawsuit against the activist group JOLT, alleging illegal voter registration of undocumented immigrants.
- Critiques California’s lack of enforcement against illegal voting.
7. Shutdown Strategy & Union Discontent
- Brit Hume (audio): “This whole shutdown was a fool’s errand from the start... It has never worked. It was never going to work.” (17:56 - 18:14)
- Carson: “Pretty amazing thing when Teamsters and the pilots union turn against the Democrat party and look at the Democrat Party as the reason why shutdown happened.” (18:57)
8. Broader Economic Discussion & Real-Life Impacts
- Mortgage rates and housing affordability: “They’re talking about a 50-year mortgage. Are you nuts?” (29:54)
- Satirical, self-deprecating stories about D.C. real estate prices and the unaffordability of starter homes in the area.
- Carson: “You might as well rent, right? I live in Washington D.C. now where home affordability is nuts. It’s nuts.” (32:19)
9. Lighter Segments, Satire, and Social Commentary
- Parody about breakfast food, DoorDash, and declining prices (use of DoorDash’s “Breakfast Basics Index” for comedic effect):
- “Three eggs, a glass of milk, a bagel and avocado is down 14%... about $4 per person.” (35:33)
- Billy Bob Thornton clip on celebrity political opinions:
“Unless you have really studied stuff and really know about a subject fully, who the hell would want to listen to an actor or a musician talk about politics? ...I think we need a common sense party in this country.” – Billy Bob Thornton (37:17)
Notable Quotes & Memorable Moments
- “Just the news. Analysis of public financial records from four of the nation’s largest health insurance companies found that net earnings ballooned about 216% from 2010 to 2024. UnitedHealth Group in particular... saw the largest explosion of profits… These companies’ stock prices rose 1,000%...” (06:26)
- “40% of these policies have never had a single claim applied to them. It’s amazing. It shows that they are phantom policies. People aren't using them. They aren't making Americans healthier. Instead, they’re just checks written to insurance companies.” (09:44)
- “They tried to pin the expiration of the, the Obama era subsidies on Trump, but the Democrats voted for that.” (18:19)
- “What they really wanted was one and a half trillion dollars for people that came in illegally, people that came in through and out of prisons… Venezuela, they emptied, they dumped their prisons.” (14:31)
Key Segment Timestamps
| Topic / Segment | Time | |---------------------------------------------------------|-----------| | Opening Political Roundup / Immigration & SNAP Benefits | 00:12 - 03:50 | | Voting Machine Company Commentary | 03:50 - 04:18 | | Obamacare, Insurance Subsidies Discussion | 04:56 - 09:44 | | Trump on Healthcare Savings Accounts | 10:33 - 10:55 | | “Phantom” Obamacare Policies & Insurance Profits | 09:44 - 11:00 | | Subsidy Expiry Politics / Government Shutdown | 12:33 - 14:19 | | Elon Musk on Medicaid “Slush Fund” | 15:03 - 15:43 | | Election Integrity/Voter Registration Lawsuit | 16:29 - 17:56 | | Brit Hume: Shutdown “Fool’s Errand” | 17:56 - 18:46 | | Housing Market & Mortgage Commentary | 29:54 - 33:53 | | Lighter Segment: Food Prices, Billy Bob Thornton Quote | 35:13 - 38:07 |
Tone & Style Notes
- The tone is irreverent, sarcastic, and politically combative.
- Frequent use of satire, exaggeration, mockery (especially of political rivals and government officials).
- Personal anecdotes, self-deprecation, and humorous asides are woven throughout.
- Guests are brought in to provide policy detail and reinforce main arguments, not for debate.
Summary for Non-Listeners
This episode of The Rob Carson Show breaks down the ways Obamacare and recent Democratic policies allegedly failed to reduce costs for regular Americans but made health insurance companies and political allies fabulously wealthy. Through comedy and sharp critique—supported by guests, statistics, and colorful storytelling—Carson presents a view that government healthcare expansion is rife with inefficiencies, corporate welfare, and serves as a slush fund for elites and blue states. Listeners are urged to see recent shutdown politics as performative and self-serving for the political class, not the public.
Bottom Line:
According to Carson, Obamacare and its extensions became a gold mine for insurance giants and political insiders, all under the guise of helping “the little guy”—with everyday Americans left paying the bill.