Today's Poll Question at Smerconish.com: Should Social Security cap benefits for the wealthiest retirees? Michael Smerconish explores a provocative proposal to limit Social Security payouts for high-income retirees, raising fundamental questions about the program’s purpose. Is it a guaranteed return on what you paid in—or a safety net meant to prevent poverty? With nearly half of Americans lacking retirement savings and the worker-to-retiree ratio shrinking, pressure is mounting to rethink the system’s sustainability. Smerconish breaks down the economic realities, political implications, and competing philosophies shaping this debate, and explains why your answer likely depends on how you define fairness in retirement. Listen in, then cast your ballot.