Podcast
The Vault with Financielle
Hosted by Financielle · EN
Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.
40episodes
Episodes
Newest firstAll episodes
"I Earn £50k But I Want to Take a £20k Pay Cut” | The Vault Episode 124
2w ago00:34:44Tap to summarizeThis week we're getting into the messy reality of mortgage overpayments, emergency funds, and whether a dream job is worth a £20k pay cut 👀This week's dilemmas:💸 "I've Been Overpaying My Mortgage for Two Years — But I Have Nothing in Savings. Am I Backwards?"💸 "I Earn £50k and Want to Take a £20k Pay Cut — Am I Making a Huge Mistake?"Mentions:🏡 Amortization calculator: https://www.calculator.net/amortization-calculator.html💸 Get cashback that reduces your mortgage interest with Sprive (£5 extra for you using code: FINANC)*Got a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email [thevault@financielle.com] 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch** The above are tracked links, which tell our partners we sent you and may in future result in a payment or benefit to our site.
Transcribe →“Help! I’m inheriting £300k” | The Vault Episode 123
3w ago00:39:58Tap to summarizeWhat would you actually do with a life-changing inheritance? 👀This week's dilemmas go deep:💸 "Help! I’m inheriting £300k"💸 "We're Paying Off £9k of Debt, But I Can't Stop Spending On My Daughter"Plus we asked the community: have you ever used AI for your finances? Would you trust it with your bank statements? 🤖Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email [thevault@financielle.com] 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch ** The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.
Transcribe →"Do we stay for the pension or leave for the life we actually want?” | The Vault Episode 122
4w ago00:45:22Tap to summarizeWe asked how much you've spent on a wedding that wasn't yours… and some of your answers were shocking 😅💸This week's dilemmas:💸 "Do we stay for the pension or leave for the life we actually want?"💸 "Is this lifestyle creep or self care?"Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email us at [thevault@financielle.com] 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch **The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.
Transcribe →"I earn £113k and I still don't know whether to rent or buy" | The Vault Episode 121
Jun 1800:39:27Tap to summarizeWhat's the first thing you cut when money gets tight? Coffee? Eating out? Nails? 👀This week's dilemmas:💸 "I'm 42, buying a house with my younger boyfriend — should we go big on the deposit or invest the rest?"💸 "I earn £113k and I still don't know whether to rent or buy"Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email us at [thevault@financielle.com] 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch **The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.
Transcribe →“What's the point of saving if life can take it all away?” | The Vault Episode 120
Jun 1100:39:04Tap to summarizeIf you won the lottery tomorrow, would you take a lump sum of cash or Set for Life?This week's dilemmas:💸 “My dad worked his whole life just to pay for his own care”💸 "Help! The spreadsheet is his Bible…”Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email us at thevault@financielle.com 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch **The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.
Transcribe →“I Want to Go Self-Employed — But I'm Terrified of Getting the Money Wrong” | The Vault Episode 119
Jun 400:43:43Tap to summarizeWe asked what you refuse to cheap out on… and Heinz, 3-ply toilet roll and a good mattress came up more than we expected 😂This week's dilemmas:💸 "I Want to Go Self-Employed — But I'm Terrified of Getting the Money Wrong"💸 "I Have £10k Saved — Should I Blow It All to Clear My Debt?"Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email us at thevault@financielle.com 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸
Transcribe →“My Friends Split Everything 50/50 — But We Don't All Earn the Same” | The Vault Episode 118
May 2800:39:28Tap to summarizeYou told us whether you have or want a second job… and the results might surprise you 👀This week's dilemmas hit different:💸 "My Landlord Wants to Sell and Is Offering Me First Refusal — Can I Actually Buy This House?"💸 "My Friends Split Everything 50/50 — But We Don't All Earn the Same"Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email us at thevault@financielle.com 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch **The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.
Transcribe →"I've Been Lying to My Partner About My Salary for Three Years” | The Vault Episode 117
May 2100:38:53Tap to summarizeWe asked: what money advice would you give your younger self? Tell us in the comments! 👇This week we're diving into two very different but very real money dilemmas:💸 "I've Been Lying to My Partner About My Salary for Three Years"💸 "I Work Two Jobs and Still Can't Make a Dent in My Debt"Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email thevault@financielle.com 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch **The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.
Transcribe →"I'm Earning More Than Ever But I Have Nothing to Show for It" | The Vault Episode 116
May 1400:41:12Tap to summarize#ad A special episode, brought to you with our friends at Compare The Market 💙We asked about the worst lifestyle creep you'd witnessed... and the bestie who "couldn't possibly do economy anymore" had us 😭Compare the Market's latest research shows one in five (20%) said they kept their pay rise a secret from friends and family.This week we're getting into two very real money dilemmas:💸 "My Daughter Spends Like There's No Tomorrow"💸 "I'm Earning More Than Ever But I Have Nothing to Show for It"Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously ) in the Financielle app community or email thevault@financielle.com You don't have to figure this out alone. More honest money chat at financielle.com
Transcribe →“I’m Hiding £8,000 of Debt From My Partner…” | The Vault Episode 115
May 700:38:14Tap to summarizeWe asked your biggest money regrets… and nobody is coming out of this unscathed 😭This week's dilemmas hit close to home:💸 "My Partner Doesn't Know About My Debt — When Do I Come Clean?"💸 "Should You Combine Finances Before Marriage?"Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email thevault@financielle.com 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch **The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.
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