Podcast
The Vault with Financielle
Hosted by Financielle · EN
Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.
45episodes
Episodes
Newest firstAll episodes
UNLOCKED: Why You’re Sh*t at Saving Money (And How to Fix It)
Jan 20, 202500:30:25Tap to summarizeSend us a text💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.In this episode, we’re tackling the topic of emergency funds—the ultimate financial safety net. We explore why so many people struggle to save, unpack the psychology behind spending vs. saving, and share actionable steps to build an emergency fund from scratch.Whether you’ve got £0 saved or you’re ready to level up your fund, you’ll leave with practical tips and motivation to protect yourself from financial surprises. Let’s rewrite your money story, starting today. Have a topic you’d love us to unlock next? Email us at thevault@financielle.com Subscribe to Financielle for honest conversations about money, and let’s rewrite your money story together.Download the Financielle app and start reaching your money goals today! https://www.financielle.comThe Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn
Transcribe →“£60K Debt And My Boyfriend Won’t Accept Help” | The Vault Episode 47
Jan 16, 202500:37:21Tap to summarizeSend us a textIn Episode 47 of The Vault, we discuss this week’s controversial opinion, “Cutting back on friends’ celebrations is fine”, before diving into our listener dilemmas:💸 "Should I prioritise my kids' savings or my pension?”💸 "We’re in 60k debt, but my boyfriend won’t accept the money to clear it”We’re super excited about a big win! In just 6 months with Financielle, this community member has boosted their net worth by 121.5%! We’re so thrilled and grateful to be part of their money journey! 💸✨If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.com Send your (totally anonymous) money dilemmas to thevault@financielle.com and we may feature yours on a future episode 💌As a Vault listener, you can get a whopping 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULTCheck out The Money Playbook course here 💸Chapters:00:00 Introduction00:45 Welcome to The Vault00:59 Nail Care and Beauty Budgeting02:18 The Cost of Beauty Maintenance04:03 Skincare and Makeup Tips08:16 The Expense of Social Celebrations15:38 Vibe Check and Friend Dynamics16:11 Hilarious Dinner Incident17:43 Cherie's Wedding Plans18:44 Dilemma: Kids' Savings vs. Pension20:08 Financial Recovery and Planning28:37 Community Wins and Net Worth30:01 Dilemma: Clearing Debt with Family Money37:08 ConclusionThe Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn
Transcribe →UNLOCKED: Why Debt Is Holding You Back
Jan 13, 202500:35:14Tap to summarizeSend us a text💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.In today’s episode, we’re diving into debt—the thing no one wants to talk about but so many of us face. Debt can feel like a quick fix, but over time, it starts to hold you back. Whether you’re in debt, working to get out, or celebrating a debt-free life, this episode is for you!Here’s what we’re exploring:Why debt feels manageable at first and why it sneaks up on youThe real cost of debt—how it impacts your career, health, and relationshipsHow to break free from the debt cycle with simple, actionable stepsThe mindset shift you need to get and stay debt-freeThis is your guide to understanding how debt holds you back and the strategies to take back control.💬 Have a topic you’d love us to unlock next? Email us at thevault@financielle.com👉 Subscribe to Financielle for honest conversations about money, and let’s rewrite your money story together.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn
Transcribe →"They Promised A Pay Rise But I’m Still Underpaid” | The Vault Episode 46
Jan 9, 202500:41:22Tap to summarizeSend us a textIn Episode 46 of The Vault, we discuss this week’s controversial opinion, “Playing the lottery is basically throwing money away”, before diving into our listener dilemmas:💸 "Should my mum see a financial advisor?”💸 "They promised me a pay rise, but I’m still being underpaid!”We’re excited to share an awesome community win: they’ve paid off their first debt! 🎉 By using budgeting tools, keeping themselves accountable, and trying out the snowball method, this member has really changed their money mindset and is ready to take on the rest of their debts. Their story shows us all that it’s never too late to get a handle on your finances. 💸If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.com Send your (totally anonymous) money dilemmas to thevault@financielle.com and we may feature yours on a future episode 💌As a Vault listener, you can get a whopping 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULTCheck out The Money Playbook course here 💸Chapters:00:00 Introduction00:47 Welcome to The Vault01:02 Nostalgic Memories and Fun Chats02:41 Controversial Opinion: Playing the Lottery04:01 The Reality of Lottery and Syndicates10:53 The National Lottery and Its Impact14:29 Dilemma: Should My Mum See a Financial Advisor?19:40 The Reality of Bank Fraud20:26 Managing Retirement and Emergency Savings21:35 Debt Management Strategies22:42 Financial Advisors and Investment Caution25:58 The Emotional Journey of Paying Off Debt31:53 Navigating Workplace Pay Discrepancies37:50 Final Thoughts on Career Decisions41:10 Closing RemarksThe Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn
Transcribe →UNLOCKED: How to Set Money Goals You Will REACH!
Jan 6, 202500:28:51Tap to summarizeSend us a text💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.Ever set money goals that feel impossible to stick to? In this episode, we dive into why money goals matter, how to create them the right way, and what it takes to stay motivated.Here’s what you’ll learn:Why clear money goals can transform your financial future The secret to setting goals that actually fit your life A step-by-step guide to creating SMART money goals How to stay motivated, overcome setbacks, and celebrate winsThis episode is packed with practical tips and tools to help you take control of your money and achieve your goals. Don’t forget to write your letter to your future self—it could change everything.💬 Have a topic you’d love us to unlock next? Email us at thevault@financielle.com👉 Subscribe to Financielle for honest conversations about money, and let’s rewrite your money story together.Download the Financielle app and start reaching your money goals today! https://www.financielle.comThe Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn
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