Welcome back to The Wealth Effect. We're talking about The Restart. After meeting someone who lost everything and starting over at my age. This episode is not about shaming, but about seeing a common struggle that affects millions.   Mental Reset: Why your emotional health is the first financial step. Inventory & Reality Check: Facing your situation alone and taking stock of every asset and debt. Survival Budget: Creating a plan for essentials and building that crucial 3-4 month cushion. The Power of Hope: How reclaiming your dream changes everything, even when your external circumstances haven't. Starting over isn't the problem; losing hope is.