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Welcome back to The Wealth Effect. We live in an era where your financial mindset is shaped as much by Instagram and TikTok as it is by banks and books. But is all that advice online helping you, or hijacking your wallet?

In this episode, we explore the growing influence of social media on personal finance. From “finfluencers” promising fast wealth to algorithm-driven hype cycles, we break down:

Why viral advice is often dangerous
The difference between perception and reality online
How to identify financial misinformation and emotional manipulation
The rise of lifestyle FOMO and the hidden cost of “looking rich”
Practical tools to build digital financial literacy and reclaim your focus

This isn’t just about money, it’s about mindset. It’s about stepping back from the algorithm, questioning what you consume, and learning to lead your financial journey with clarity, not comparison.

Because in today’s content economy, attention is currency. And misused attention is expensive.

Social Media and Personal Finance | Pocket Byte #24

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