Podcast
The Wealth Flow
Hosted by Keith Borie · EN
Catapult your wealth-building journey to new heights by unlocking the secrets of passive investing! Welcome to The Wealth Flow Show, where we provide you with invaluable education to help you overcome the obstacles on your path to real estate success.
Tune in every Tuesday and Thursday as we explore a wide range of investment alternatives, including different asset classes, self-directed IRAs, and powerful taxation techniques to optimize your purchasing power. Our episodes feature enlightening discussions with expert guests, providing you with diverse perspectives to foster personal and professional growth.
Your investing career is as far as your imagination goes, and we're here to serve as your ultimate guide to transform your dreams into reality.
35episodes
Episodes
Newest firstAll episodes
EP216: Private Equity Strategies for Smarter Real Estate Investing - John Azar
5d ago00:50:50Tap to summarizeMarkets change fast, but disciplined investors adapt faster. In this episode, John Azar shares how decades of experience through crashes, distressed assets, and private equity have shaped his investment philosophy. From multifamily underwriting and car wash investments to distressed opportunities and operator selection, John breaks down how investors can build resilience in uncertain markets. Tune in to learn how disciplined underwriting and smart partnerships create long-term success. Key Takeaways To Listen For Why boots-on-the-ground due diligence beats relying solely on spreadsheets The resilience advantage of B-class multifamily during economic shifts How strong relationships and operator partnerships accelerate long-term growth Reasons why some investors survive volatile markets while others get wiped out Where savvy investors are uncovering overlooked opportunities in today's market Resources/Links Mentioned In This Episode Devil Take the Hindmost by Edward Chancellor | Kindle, Paperback, and Hardcover Hope Is Not A Method by Gordon R. Sullivan | Kindle, Paperback, and Hardcover About John Azar John Azar is the founder and managing partner of Peak 15 Capital, where he focuses on multifamily and commercial real estate investments with an emphasis on value creation, disciplined underwriting, and long-term wealth building. With experience spanning acquisitions, asset management, and market analysis, John helps investors navigate complex market cycles while identifying opportunities in both traditional and alternative asset classes. Known for his data-driven yet relationship-focused approach, he specializes in building resilient investment strategies that prioritize downside protection, operational excellence, and sustainable growth. Connect with John Website: Peak 15 Capital LinkedIn: John Azar Email: azar@peak15cap.com Connect With Us If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/. Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554
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EP215: The Senior Living Boom: Why Investors Are Watching the "Silver Tsunami" - Jerry Vinci
2w ago00:49:47Tap to summarizeSenior living is no longer a niche investment; it's becoming one of the biggest demographic opportunities of the next two decades. In this episode, Jerry Vinci breaks down why the "silver tsunami" is creating massive demand for senior housing, assisted living, and memory care communities. From occupancy growth and operational challenges to lead-generation systems and investment due diligence, Jerry reveals what separates thriving senior-living operators from struggling ones. Listen now to learn why this asset class is attracting serious attention from investors nationwide. Key Takeaways To Listen For How demographic shifts are driving sustained need for senior living communities Overlooked gaps where senior housing communities lose revenue Ways reliance on referral agencies can quietly erode your bottom line Why robust marketing-to-move‑in systems are the engine of occupancy gains How operator execution quality can make or break a senior housing deal Resources/Links Mentioned In This Episode Becoming a Category of One by Joe Calloway | Kindle, Paperback, and Hardcover A Place for Mom Caring About Jerry Vinci Jerry Vinci is the founder and CEO of CCR Growth, a marketing and growth agency dedicated exclusively to the senior living industry. With more than 20 years of experience in marketing, demand generation, and occupancy growth, Jerry helps senior living operators build scalable systems that generate qualified leads, improve move-ins, and create more predictable growth. He is also the host of the From Leads to Leases podcast, where he speaks with industry leaders about senior living marketing, operations, sales strategy, and the future of occupancy growth. Known for his direct, systems-driven approach, Jerry focuses on aligning marketing, sales, and operations to help communities grow sustainably and serve families more effectively. Connect with Jerry Website: CCR Growth LinkedIn: Jerry Vinci Connect With Us If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/. Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554
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EP214: Why Temperament Beats Intelligence in Investing - Jonathan Blau
3w ago00:48:40Tap to summarizeMany investors believe that the biggest risk to their portfolio is volatility, but what if playing it "safe" is actually destroying their wealth? In this episode, Jonathan Blau breaks down the core principles of behavioral finance and explains why an investor's temperament is far more important than their intellect. Listen now to learn how to reprogram your natural biases, stop betting on apocalyptic speculation, and build a bulletproof, index-driven strategy! Key Takeaways To Listen For Why volatility is an illusory risk and the real external threat to wealth is actually inflation How keeping just two to three years of living expenses in bonds protects against the sequence of return risk The danger of the "Action Bias" and how our biological survival instincts sabotage long-term equity success High dividend yields vs. a smart investment for total returns A staggering reality about professional money managers failing to beat their benchmark index Resources/Links Mentioned In This Episode The Psychology of Money by Morgan Housel | Kindle, Paperback, and Hardcover Crazy Wealthy Podcast | Fix It Fridays About Jonathan Blau Jonathan Blau is the Founder and Chief Executive Officer of Fusion Family Wealth, a Long Island-based fee-only registered investment advisory firm with $1.6 billion in assets under management. His investment philosophy centers around shaping positive money behaviors and teaching high-net-worth individuals to make consistently rational financial decisions under uncertainty. He firmly believes that an investor's temperament, how they react to market vagaries and natural biases, is the dominant variable determining their ultimate success or failure. Connect with Jonathan Website: Fusion Family Wealth Podcast: Crazy Wealthy Podcast | Apple Podcasts and Spotify Connect With Us If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/. Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554
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EP213: Defeating Taxes and Maximizing the "One Big Beautiful Bill Act" - Christopher J. Picciurro, CPA, MBA, PFS, ARA
4w ago00:55:49Tap to summarizeMany business owners and real estate investors overpay on taxes because they confuse looking backward (tax preparation) with looking forward (tax planning and strategy). In this episode, Christopher J. Picciurro, CPA, MBA, PFS, ARA, returns to break down the massive paradigm shift in tax law passed on July 4th. Listen now to learn how to legally and ethically reduce your tax burden, structure your entities correctly, and stop treating the IRS as your most expensive involuntary business partner! Key Takeaways To Listen For Crucial difference between tax compliance (looking back) and tax strategy (looking forward) How to leverage four new temporary deductions reported on Schedule 1A, including no tax on tips, overtime, and specific new car loan interest Why the increased SALT deduction limit (up to $40,000 for married couples) and the preserved $15 million estate tax exemption are massive wins for investors The preservation of the 1031 exchange and how to prepare for the QOZ 2.0 rollout in 2027 to defer capital gains Permanent return of 100% bonus depreciation and how it fuels cost segregation studies for real estate owners Resources/Links Mentioned In This Episode Defeating Taxes by Chris Picciurro | Paperback The Science of Scaling by Mark Roberge | Kindle and Hardcover About Christopher Picciurro, CPA, MBA, PFS, ARA Christopher Picciurro is a CPA, author, educator, and tax strategist who founded his own practice in 2002 at the age of 27. After realizing the accounting industry was heavily focused on compliance rather than proactive strategy, he created the Teaching Tax Flow community to bring elite tax planning to the everyday taxpayer. With over two decades of experience, Christopher recently published his new book, Defeating Taxes, to help entrepreneurs and investors logically navigate tax law to legally and ethically keep more of their hard-earned money. Connect with Christopher Website: Chris Picciurro | Defeating Taxes Podcast: Teaching Tax Flow | Apple Podcasts and Spotify LinkedIn: Christopher Picciurro, CPA, MBA, PFS, ARA Facebook: Chris Picciurro Facebook Group: Defeating Taxes Instagram: @chrispicciurro YouTube: Teaching Tax Flow Connect With Us If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/. Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554
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EP212: Preserving Wealth and Building Legacy Through Nonprofits - Christian LeFer
May 600:56:59Tap to summarizeMany successful entrepreneurs focus solely on building personal wealth, but the truly wealthy build ecosystems. In this episode, Christian LeFer shares his journey from issue advocacy to becoming the Founder and CEO of Instant Nonprofit. He breaks down the four primary types of nonprofits and explains how high-net-worth individuals can use a 501(c)(3) for wealth preservation, tax benefits, and legacy building. Listen now to learn how to seamlessly start a tax-exempt organization without getting bogged down by bureaucratic red tape! Key Takeaways To Listen For 4 primary types of nonprofits based on their revenue sources and whether they run programs or make grants How business owners can pair a nonprofit with their for-profit company to boost employee retention and community impact The tax advantages of donating highly appreciated stock directly to a foundation instead of cashing it out Strategies for avoiding bureaucratic friction and minimizing paperwork when filing for 501(c)(3) status Why adopting an "anti-fragile" mindset can help you build stronger systems through stress and challenges Resources/Links Mentioned In This Episode Anti-Fragile by Nassim Nicholas Taleb: Kindle | Paperback About Christian LeFer Christian LeFer is the Founder and CEO of Instant Nonprofit, a company dedicated to making it fast, easy, and affordable to start and grow 501(c)(3) organizations. With decades of experience in nonprofit strategy, entrepreneurship, and system design, Christian has helped thousands of founders turn their mission into tax-exempt organizations that create real impact. His passion lies in removing the red tape so changemakers can focus on making the world a better place. For existing entrepreneurs and those looking for institutional-level foundation building, he also operates Iconic Impact to accelerate their progress and help them navigate complexities Connect with Christian LeFer Website: Instant Nonprofit | Iconic Impact Connect With Us If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/. Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554
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EP211: From House Flipper to Hard Money Lender: Mastering the Wealth Flow in Real Estate - Will Harvey III
Apr 2900:49:01Tap to summarizeMany investors start with rental properties only to realize that managing tenants isn't for them. In this episode, Will Harvey III shares his journey from being an award-winning residential loan officer and house flipper to founding a dedicated hard money lending fund. He breaks down the power of using real estate tax benefits like bonus depreciation, the importance of staying hyper-focused on your local market, and why he ultimately chose the finance side of real estate. Listen now to learn how to adapt your investment strategy to fit your temperament and build long-term wealth. Key Takeaways To Listen For Will's transition from active house flipping to passive apartment syndications and lending How to utilize cost segregation and bonus depreciation to offset ordinary active income Main benefits and challenges of operating a boutique hotel and wedding venue Why sticking to a known local market (like the Richmond area) mitigates risk The value of asset-based hard money lending and customizing loan terms for experienced borrowers Resources/Links Mentioned In This Episode Tax-Free Wealth by Tom Wheelwright | Kindle and Paperback Berkshire Hathaway shareholder letters Lendr About Will Harvey III Will Harvey III began his real estate career in 2015 as an award-winning residential loan officer. After acquiring several residential rental properties and running a house flipping company, he realized he preferred the finance side of the industry over the day-to-day operations of being a landlord. This realization led him to invest heavily in private syndications as both a limited and general partner, eventually participating in boutique hotel and wedding venue investments. Today, Will manages multiple funds, including a dedicated hard-money fund focused heavily on the Richmond area. His approach to lending is deeply relationship-driven and asset-based, focusing heavily on a borrower's competence and exit strategy rather than just the appraisal. Will is committed to shared success and personally invests alongside his partners in every venture. He is also actively exploring the purchase of discounted seller-financed notes. Originally from Haymarket, Virginia, Will navigated a non-traditional educational path as a double college dropout before finding his passion in real estate finance. Connect with Will Website: Harvey Capital Management Email: will@harveycapital.com Connect With Us If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/. Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554
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EP210: Gold, Silver, and Rare Coins: How to Protect Wealth in Uncertain Times - David Beahm
Apr 2200:55:22Tap to summarizeMost investors chase returns, but the smartest ones focus on protecting what they've already built. In this episode, David Beahm breaks down how gold, silver, and rare coins act as insurance against market volatility, inflation, and global uncertainty. From the history of gold ownership to modern portfolio strategy and storage options, he explains how physical metals provide stability when traditional assets falter. Listen now to learn how to add resilience and long-term security to your portfolio. Key Takeaways To Listen For Gold's unique history as a store of value over thousands of years How physical metals act as portfolio insurance during market volatility Why a small allocation (5–15%) can improve overall portfolio stability What drives the long-term outlook of silver The role of trust and reputation when buying physical precious metals Resources/Links Mentioned In This Episode Anthem by Ayn Rand | Paperback About David Beahm David Beahm is the President and CEO of Blanchard and Company, Inc., one of the nation's leading firms specializing in precious metals and rare coins. He holds an MBA and began his career at The Whitney Bank (now Hancock Whitney) as a commercial lender. Over the years, he has grown within Blanchard, serving in key roles including Director of Client Information and Director of Marketing before stepping into his current leadership position, where he oversees the company's growth and strategic direction. With a strong background in finance and extensive experience in the rare coin and precious metals markets, he brings a deep understanding of both economic fundamentals and the artistry that defines the industry. His leadership is grounded in a hands-on, relationship-driven approach, with a focus on trust, transparency, and integrity principles that have long been central to Blanchard's reputation. He approaches every decision with a long-term perspective, recognizing the enduring value of tangible assets and the legacy they help clients build. Outside of his professional life, he enjoys spending time outdoors and with his family. His hobbies include sporting clay shooting, hiking, and cooking with his wife. Much of his free time is dedicated to his three children and their dog, and he especially enjoys watching his daughter play volleyball and spending time with his twin boys. Connect with David Website: Blanchard and Company LinkedIn: David Beahm Phone: 800-880-GOLD Connect With Us If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/. Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554
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EP209: Why Being the Bank Beats Owning Rental Properties - Eddie Speed
Apr 1500:48:48Tap to summarizeMost investors chase properties, but the real power in real estate is controlling the cash flow behind them. In this episode, Eddie Speed breaks down how buying mortgage notes can create consistent, passive income without tenants, repairs, or headaches. From understanding underwriting shifts to leveraging seller financing and building predictable cash flow, he reveals why more investors are choosing to "be the bank." Listen now to discover how note investing can simplify your real estate strategy while improving returns. Key Takeaways To Listen For Why owning the note, not the property, can create more predictable income How tighter underwriting has reshaped today's real estate market The role of seller financing in serving overlooked but qualified buyers Note investing vs. rentals in both returns and effort Main importance of underwriting, credit, and property quality in reducing risk Resources/Links Mentioned In This Episode Never Split the Difference by Chris Voss and Tahl Raz | Kindle, Paperback, and Hardcover New to note investing? Start here. Get 9 free videos from NoteSchool showing how to get paid first without tenants or repairs and why there's less competition. https://noteschool.com/wealthflow About Eddie Speed Eddie Speed is a nationally recognized real estate investor, note investing expert, and founder of NoteSchool, a leading education company that teaches investors how to buy and sell performing and non-performing mortgage notes. With over 40 years of experience in the note business, Eddie has been a pioneer in seller-financed notes and the secondary note market, helping thousands of investors generate passive income without owning property directly. Through NoteSchool, he focuses on simplifying note investing by emphasizing cash flow, risk mitigation, and scalable systems that help investors build long-term wealth. Connect with Eddie Website: Noteschool LinkedIn: Eddie Speed Connect With Us If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/. Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554
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EP208: How High Earners Actually Get Rich - Dr. Adam Link, CFP®
Apr 800:49:40Tap to summarizeWhat if building wealth wasn't about cutting expenses but making more money and protecting what you've built? In this episode, Dr. Adam Link, CFP®, shares a powerful framework for growing and preserving wealth through active risk management, income optimization, and strategic investing. From job-hopping to doubling your income to building dividend portfolios and exploring unconventional investments, Adam breaks down how to align your money with your life goals. Key Takeaways To Listen For The importance of aligning your investment philosophy with your advisor How active risk management helps protect your portfolio during downturns Why most investors fail by reacting emotionally during market crashes Trade-offs between passive investing and being an active operator Creative ways to invest outside traditional markets, including local businesses Resources/Links Mentioned In This Episode Monarch The First Tycoon by T.J. Stiles | Kindle, Paperback, and Hardcover About Dr. Adam Link, CFP® Dr. Adam Link is a Certified Financial Planner™ and financial strategist with experience spanning traditional wealth management and digital assets. He is affiliated with Coinbase, where he contributes to advancing access and education around cryptocurrency and digital financial systems. He is also the founder of Fireweed Capital, where he helps clients integrate comprehensive financial planning with emerging asset classes, including crypto, to support long-term wealth building. With a background that blends academic insight and practical financial strategy, Dr. Link focuses on helping individuals and investors navigate evolving markets, understand risk, and make informed decisions across both traditional and digital portfolios. Connect with Dr. Adam, CFP® Website: Fireweed Capital LinkedIn: Dr. Adam Link, CFP® Email: adam@fireweedcapital.com Connect With Us If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/. Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554
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EP207: Multifamily Wealth: Why Operations Beat Finding the Next Deal - Erik Strom and Erik Nordstrom
Apr 100:52:36Tap to summarizeFrom swinging hammers on a six-unit deal during the Great Recession to building a vertically integrated real estate firm, Erik Strom and Erik Nordstrom share how discipline, operational excellence, and patience have driven consistent returns in multifamily investing. They break down today's market cycle, why underwriting conservatively matters more than ever, and how true wealth in real estate is built through execution, not hype. Key Takeaways To Listen For Why going through tough market cycles builds well-rounded operators The power of lender relationships in unlocking off-market and distressed deals One market focus vs. chasing multiple "hot" locations Main advantage of mastering every part of the business How conservative underwriting protects downside and drives long-term wealth Resources/Links Mentioned In This Episode AppFolio Poor Charlie's Almanack by Peter D. Kaufman | Hardcover Meditations by Marcus Aurelius | Kindle and Paperback The One Minute Manager by Kenneth Blanchard Ph.D. and Spencer Johnson M.D. | Paperback and Hardcover About Erik Strom and Erik Nordstrom Erik Strom is a principal at Ironridge Capital with over 18 years of experience in syndication, property management, asset management, and commercial investment brokerage. He previously brokered more than $175 million in multifamily and land development transactions and founded Ironridge Investments in 2010, building a $53 million portfolio in the Seattle area before transitioning to Ironridge Capital in 2018. With a business administration degree from the University of Washington and a hands-on background in construction, Erik combines practical experience with financial expertise to lead acquisitions, fundraising, and strategic portfolio growth. Erik Nordstrom is the president of Ironridge Capital with over 18 years of experience in project management, operations, and team leadership. His background includes real estate lending, small business investments, and managing teams of over 200 employees in the health and fitness industry, where he was also a founding partner in a fitness franchise. A University of Florida attendee and licensed real estate professional since 2011, Erik oversees daily operations, property management teams, and capital improvement projects, emphasizing strong communication, teamwork, and operational excellence. Connect with Erik and Erik Website: Ironridge Capital's LinkedIn: Erik Strom | Erik Nordstrom Phone: Erik Strom (425) 466-5681 | Erik Nordstrom (352) 278-0415 Connect With Us If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/. Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554
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