The 4% rule gets talked about like gospel in retirement planning. But let’s be honest, it’s always been more of a rough guess than a golden rule. Now, its original creator is revising it to 4.7%. So, does that mean your retirement paycheck just got a raise, or is this just another headline that oversimplifies a complex decision?

Here’s some of what we discuss in this episode:

📏 Why the 4% rule became the “default” retirement planning guide

🔍 What the 4.7% update really means (and doesn’t mean)

🖩 Why drag-and-drop spreadsheets can create false confidence

🧩 Building your retirement around your actual lifestyle, risk tolerance and income mix

Resources:

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Phone: (419) 314-4139

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Check out our other no-cost financial resources & guides here: https://retireairlines.com/guides-whitepapers/

The “When I Die” binder: https://retireairlines.com/wp-content/uploads/2024/10/Scott-O-FILLABLE-BINDER-10.22.24-1.pdf

Watch the podcast on YouTube: https://www.youtube.com/channel/UC_hNGqqVjqgtuoYZlu9i4yQ