A (3:59)

Here's that news. 36 billion so far. Just announced live on CNBC to launch bitcoin trading to all customers today. I happen to have done some producer things. I got the video.

C (4:09)

Good to see you as well.

B (4:10)

Okay, so what's going on here? This is a big deal.

C (4:12)

Yeah. This morning it is a very big deal. It's a big day and a big milestone reverses the course of time.

B (4:18)

It does.

C (4:19)

We've wanted to be a one stop shop for all your financial services needs. And one of the holes we've had for the last two years was in cryptocurrency, the ability to buy, sell and hold crypto. We were not allowed to do that as a bank. It was not permissible. But in March of this year the FCC came out with an interpretive letter that it's now permissible for banks like so far to offer our cryptocurrencies. So this morning we're launching as the only national bank, the first and only national bank, the opportunity to buy, sell and hold cryptocurrencies like Bitcoin, Etherium and Solana.

B (4:47)

So I was going to ask if we're just talking about three for now.

C (4:50)

We will expand well beyond three. It'll be a pretty broad assortment. We try to differentiate on being fast, having broad selection, great prices, ease of use. So we'll try to give members, so five members as much selection as they would like.

B (5:02)

And is interesting between going through you and going through Quantum Coinbase or going through Robinhood or somebody else.

C (5:08)

Yeah, there's a couple of really big differences. First, we're nationally chartered bank, which means we have the infrastructure, the processes, the financial conditions that provides the safeguards that a consumer would expect from A bank which is going to allow us to scale responsibly. The second thing is because we are a one stop shop. You can do all your banking, checking and savings at SoFi, your borrowing and your investing and now crypto. And one of the unique things about that is when you come to so far and fund your crypto investments, you'll fund them in a SOFI checking and savings account. That checking, savings accounts deposits earn interest.

B (5:40)

Say that you're going to fund it.

C (5:41)

With crypto, you're going to fund your checking, you're going to fund your checking account with cash.

B (5:46)

And then when you buy. Yeah, right.

C (5:47)

Bitcoin or.

A (5:49)

You get the idea. So yeah, I mean just in case people had missed that news, it broke, you know, less than an hour ago. That has to tell you exactly what's coming to every bank in America.

B (6:00)

Yeah. So by the end of Q2 of next year, everybody, you know, every bank in America other than bank of America because they're the slowest and just worst bank ever, will have this. J.P. morgan will have it. You know, every regional will have it. You know, every, every bank effectively that you know doesn't have a 79 year old running the place that doesn't understand it. Will, will, will, will have this. Because it's, it's. I've said this so many times on this show. Traditional banking and financial services is completely commoditized. If one guy has it, then everybody has to have it or else you're left out of the party and you're just missing out on revenue. So even if it's not as integrated as SOFI just described, every bank is going to have access to this stuff. They, they just, they, they're going to have to offer it or they're missing out on meaningful customers on a go forward basis and they're, they'll end up losing customers if they have them in a demographic that's under, under 50 years old. You know, at Arch Public we deal with tons of customers in your audience, Scott, on a weekly basis. It, it, we're not dealing with 25 year olds. Right. We're dealing with basically 40.

A (7:16)

They're poor and they live in their mom's basements and they can't get jobs.

B (7:19)

Right. Yeah. All the reply guys fit into that bucket. But everybody else, 40 to 65 year olds, those are the people that are making, you know, meaningful allocation to the asset class and then are looking for these types of solutions. H, how am I going to be able to move on from some of the difficult ways you had to move crypto around before who makes it simple. And what SoFi just described is additional simplicity. So that's the race here. Right? So if you're coinbase, your ears just perked up. Now, to be fair, you know, SoFi has 36 billion in. In quote unquote, you know, assets under management or customer funds. That's. That's tiny, right? That, that's, that's a, that's a. That's not a huge number. But at the same time, they're not, they're continuing stadium. Yeah, well, that's. We all sponsor.

A (8:14)

Good thing, right?

B (8:15)

Have not worked out well over time.

A (8:18)

Good thing when crypto companies sponsor stadiums.

B (8:21)

Yes.

A (8:21)

They're not a crypto company.

B (8:23)

Yeah, right. So it's just, you put yourself in a situation where, you know, coinbase will have to play a little bit of catch up here because they're not a bank. Right.

A (8:34)

They're trying to other. You can see it's happening in two directions, right? The banks are adopting crypto and crypto companies are trying to become banks.

B (8:41)

Yeah, that's absolutely correct. And if I've heard it once, I've heard it a thousand times from Kate Long, the line outside the be a bank door at the federal level with crypto exchanges is very, very, very long. And so they're pounding away at that door, see if they can get in and, and get their banking license. So it'll happen. It'll happen in time. I mean, frankly, you know, the administration and the pathway that they've laid for crypto is you might as well be jumping into a turbocharged water slide with grease underneath the water. It's going as fast, fun, as fast as you possibly can. I mean, just absolutely as fast as you possibly can. So SoFi doesn't do this if they haven't had also back channel conversations about, well, the OCC put out a letter that says it's okay to do this stuff. Well, a letter isn't law, right? So you have to then go back to the OCC and say, hey, it's cool letter, but, you know, if we pull this off, are you guys good with this? Are we good to go? And so, yeah, we're. We're in a good spot with this. And so they pulled the trigger.

A (9:48)

All right, so from the title here, US Crypto adoptions on the Rise. This is a. The company compiled a report on crypto and stablecoin adoption around the world, determined that the US grew by 50% in 2025 window. This is largely stable coin adoption, of course, much bigger in countries like India. And this is just the beginning of all of this. So we have to obviously address the fact that our title says bitcoin crypto surge 50%. It's an adoption I wanted you guys to click because you thought that prices were at 150, 000 today. I'm admitting it. Okay, so here we are. I mean this is, you know, we're actually seeing meaningful adoption of this asset class.

B (10:31)

Yeah. And, and it was something to listen to Kathy Wood last week adjust her bitcoin price based on the fact that that stable coins were. Were taking a big bite out of that. And that doesn't mean. To me, I didn't see that as a negative. I mean, my goodness, you know, her, her base case went from 1.5 million to 1.2 million. I think we'd all take that right about now. So, you know, good. Good for her. But again, it's thoughtful in that stable coins are going to. They're just gonna, they're gonna make a meaningful, meaningful, meaningful shift and dentist in the world of finance, you know, over the next two to three years because the way that we move money, the way that banks will allow you to move money, is going to shift in a meaningful way. If you're not a super preferred client at any bank, you got to walk into the bank and if you want to send a wire, you got to fill out a bunch of papers. They got to, they got to have you sign some stuff. They may have a conversation with you about why you're sending this wire or who it's going to and then they approve it and then it gets sent. That's going. Even if you're a super preferred client, you need to go online and kind of do the same thing. You don't have to go into the bank to kind of go online. You can do the same thing and click you. You send your wire. Still takes time. Whereas, you know, quote unquote, permissionless on the stablecoin rails. That's. That's where we're headed. Okay.

A (11:58)

People are mad about the title. It was a joke, guys. I didn't even know what the title was until I showed up with Andrew and literally we were about to go live and I was like, what is this referring to? And then I looked up the article. I didn't actually. I don't do the titles. I don't do the thumbnails. I made a joke about clickbaiting, you guys, and now you're mad.

B (12:18)

I have a bit of a, you know, different online Persona. I Don't care if people are upset about the title. Yeah, I really. I'm disinterested in their outrage. So moving on to the next topic.

A (12:30)

Here on the podcast, which is the most important topic. And honestly, we've been dancing around what's actually driving price, and I'm just going to throw it out there. The McRib is back. And historically, every McRib comeback since 2020 has marked a bitcoin rally. I mean, it's literal science. Data is here. We have statistically proven. The title's not a joke, guys. I see it. Is it a joke? No, the title is not a joke. There is a 50 increase in adoption. I just showed you the article. It just in. The title says, bitcoin crypto surge 50%.

B (13:09)

Yeah.

A (13:10)

In adoption. But, yes, the McRib is back, baby. Wait till you see what pumpkin spice lattes do for the market. This is a real thing.

B (13:19)

You know who's not eating McRibs? Tillman Holloway. Just a quick shout out to Tillman, who's in New Mexico with his oldest son for his 18th birthday. Tillman has been on the stankiest diet you could ever think of in the past month.

A (13:36)

Skinnier last. He was here.

B (13:38)

Yeah.

A (13:38)

Like, how much weight did he lose? For real? You don't want to say something like.

B (13:43)

Yeah, he's lost, like, 25 pounds. But what he basically eats is like, chicken and broccoli. And he's admitted it's painful, it's not fun, but he's committed, and I've seen him be committed. So we had an arch Public event in Aspen a couple weeks ago, and we had a meal at the place that we were staying, and, you know, all the people that were there for Arch Public enjoying the meal, and there he was in the corner with this little box of chicken and broccoli with a fork.

A (14:20)

There's other foods that are healthy besides you can, like, eat clean.

B (14:23)

Well, let me tell you now, when Tillman commits to something, it's. It's full go.

A (14:29)

I'm the same way. I haven't had a drink since July. One day I was like, I'm not gonna drink.

B (14:33)

Yeah, it is. It is. It's full go. But he's. Yeah, he's doing well. He's thinking of us in.

A (14:39)

So in the meantime, while he's eating chicken, the government is unshutting down. Some would say reopening, but I prefer the vernacular un shutting down. Looks like we got a bill through the Senate, which is the hard part, obviously. And now it's going to Go to the Republicans and in the House you don't have to do stupid things like have a super majority.

B (14:58)

Yeah.

A (14:59)

And they're going to vote this through. The government's going to reopen. What I find ridonkulous about this. It's reopening for like a month and a half, two months basically. And then they're gonna do this again at the end of January. Water.

B (15:11)

Why January 30th? Like it's, it's politics. Is, is, is dumb. That's the best way to say it. I, I don't know if you can find a meaningful politician that is, I don't know. That's, that that's not somehow been eaten by the machine. You know, maybe one guy I can think of is John Deaton who just announced that he's gonna run for a House seat in, in Senate seat, I think.

A (15:41)

Senate seat.

B (15:42)

Yeah, yeah, Senate seat. Markey. Yeah. Okay, Senate seat, my bad. So, so, but other than that, I mean, you know, once you get into the belly of the beast in DC, it, it seems to just eat you alive. And you, you get these types of outcomes that are again, purely political. The government shut down at least for the first 30 days. Nobody cared other than the politicians just trying to win points against each other, just ridiculous outcomes. And then, you know, the government shut down ends. But we're effectively just going to go right back to the same argument after the holidays. So this is just a version of. We really don't want to argue about this. We want to go for Thanksgiving and Christmas. We're only really going to be in session for about nine minutes between now and then anyways. So let's just, let's punt until after the first of the year when people are paying attention again. And then let's have another redux of this conversation. It's just foolishness. It's, it's foolishness and it's why for most on, on the whole, you now have markets that just completely disregard this stuff. You know, you, you had a bump up yesterday. Okay. The government's going to open. You're going to get a bump down today. So kind of all evens out. We're a couple percentage points on the traditional market side from all time highs. We've made like 35 new highs this year no matter what the government's done. Yeah.

A (17:15)

But none like this week. So.

B (17:17)

Yeah, yeah. So if it hasn't happened this week, then it doesn't count. Right. So who knows? It's Tuesday. We may get there. We may get there later this week. So it's again, it's interesting to talk about. It may, you know, move podcast numbers for a couple weeks on one side of the aisle or another. It may raise the, the, you know, favorability of one party, another. It may raise the profile of one guy, obscure guy in Congress who talks about it more than somebody else for a few months or so. But it, it's, it, it's all foolishness. Sad.

A (18:00)

The government reopening allows for some things to start happening again though. We had these incredible tailwinds for all this legislation and all the things the SEC was going to do and we couldn't. Here we are, America's crypto ETFs get green light to share staking rewards to millions of investors. We already saw the Solana staking ETF launch, so I don't see how this is a big news item. But I think it's fair to say that we had seen all of the issuers of the Ethereum ETFs and such already changing their filings to try to get staking added. That is coming. So I mean, listen, I think it's a pretty big deal to make these more attractive to add a yield, safe yield from staking to these projects.

B (18:44)

Can you go back to that page real quick? I wanted to spend about 90 seconds and what I think is a real value add for the audience here. Go back to that, that page real quick.

A (18:54)

Yeah, I'm trying, but the problem is that I closed it.

B (18:59)

Huh? Yeah, well, there was a, there was an ad there for a peep node, PEPE node. And so yeah, I mean, not bringing that back up.

A (19:07)

How can you go wrong and they'll get out. That'll get people being like he talked about Pepe nodes. Analysts dug deeply into the way that my mind thinks about.

B (19:20)

The way that my mind thinks about certain things is, you know, who's behind the paying for that advertising for that to sit there in that article? Somebody, somewhere Pepe node guys are, are paying for that ad to sit there. And so, you know, I don't know, it's crypto right there. There's never a dearth or a lack of weirdness that, that that exists in this space. Which again makes it interesting that the largest institutions on the planet from a banking standpoint are jumping in with both feet when PEPE node still exists. Interesting observation.

A (20:05)

That's how I think it's actually pronounced in, in crypto vernacular. And meanwhile, as the government reopens, senators unveiled draft crypto bill giving CFTC oversight power. Listen, this would have been much More welcome in the Gary Gensler era, when the industry was pushing away from Gary and towards the cftc because at least there were some rational, thinking human beings there. But this is from Cory Booker and John Boozman, and that's good that it is bipartisan, but it looks very likely that this has support, that the CFTC will become the main regulator of the crypto industry. Which, by the way, makes a lot of sense as we start to talk about leverage and perpetual swaps being added to exchanges and all these things that they generally regulate. But we have a pro crypto CFTC and sec, and the power may be shifting to the one that has been the less contentious over time.

B (20:59)

Well, my thoughts on this, I'm thinking about it last night. No idea why I was thinking about it last night, but, you know, I'm starting to edge into the camp where it's inevitable, you know, that not only does our government and other governments get heavily, heavily involved in, in crypto, huge institutions, heavily, heavily involved in crypto. I don't know. It just, there's a little bit about it that just, just bothers me. It can't be stopped. We're not gonna roll it back in any meaningful way. But, you know, there's not a whole lot that government touches that turns out better than when it started. And so that, that, that keeps, that keeps happening in the back of my mind, like, you know, where does this go? The more government gets involved, the more institutions get involved. We want to, we want to think the best. We want, you know, things like market structure, bills to happen. But, you know, it's a law of unintended consequences. Right? There's always something lurking that you didn't think about, you didn't see in their outcomes that wouldn't have happened if, if neither of those two parties had been involved. Again, not going to stop it. But at the same time, again, something that I've said a bunch, you know, two to three years from now, the conversations we're going to be having about Bitcoin, about the space, are going to just be radically different than the conversations we're having now. You know, we, we're hearing a lot about lending against crypto. That, that's, that's starting to be, you know, a part of the conversation that traditional institutions that are adding crypto to their, you know, product base, they're, they're immediately talking about lending. All right, the sofa guy that we just listened to earlier in this, the show, that was part of, you know, his pitch, you know, we, the mortgages associated with Bitcoin and on and on and on and on. Those things are going to happen. But what are some of the laws of unintended consequences? I don't know, but I do know that they exist. And, and yeah, they're gonna get it wrong. Yeah, there's the government. Yeah, there's, there's going to be moments there, there's going to be moments to the upside, there's going to be moments to the downside. Like I, I think there's a real chance in 2026 we get some sort of gamma squeeze. Because you can't have this rush of billions upon billions upon billions, nearly trillions of dollars into the space when, you know, we're just, you know, Bitcoin's a $2 trillion asset still right now. It hasn't gone 3, it hasn't gone to 4, it hasn't gone to 7, hasn't gone to 10. Right. So you've got this, this amount of capacity and you've got nearly every meaningful banking institution and wannabe banking institution trying to jump into that $2 trillion bucket as quickly as possible. So, you know what happens? You know, I think the positive outcome happens first and then we'll see what the four fallout is. You know, Jeff park, you know, six, seven months ago, laid out the thesis for gamma squeeze associated with options and, and now perpetuals that are everywhere. You know, that that's a real thing. So it's a. You and I talked off, off camera before that, you know, this week. Not a lot has happened. There can, you know, malaise in the space. A little bit boring. That's the case. But don't ever get bored with bitcoin because you never know what's around the corner in terms of price movement. I'm bored.

A (24:44)

I'm selling it all.

B (24:45)

Yeah, I don't think you are. I think you're doing.

A (24:49)

I'm trying, I'm trying to aggressively buy it. But before we get to that big 61 of institutions plan to increase their crypto exposure despite October's crash. Was it even a crash? We're down like 3 or 4%. No. How can you be crashed at 104,000? Anyways, there's a smart money buying the dip, but here you go. What are your Future crypto allocation plans? 61 increase only 4%, decrease 2% undecided and the rest of them are maintained 34% I don't like. Who are those people? Why do you plan to increase or maintain your crypto asset allocation? Overwhelmingly. Expectation of higher future returns.

B (25:31)

Yeah, for sure.

A (25:32)

Good to know that institutions are just like us.

B (25:35)

Yeah.

A (25:36)

Because you can tell me that you're part of that NFT community you love because you are your lazy lion and your lazy lion is you. But you liked it because you thought the lazy lion was going to go up and edit. Now there's no community there.

B (25:48)

Yeah, right.

A (25:50)

Yeah. I mean it's very clear that the biggest reason that institutions want is because they think numbers are going to go up and welcome.

B (25:59)

Well, I mean you know, people forget about, people want to talk about 2025 performance of Bitcoin versus other assets. Gold like that, that's been all the rage, right. Everybody wants to talk about gold versus bitcoin. 2025. Well 2024 exists. Go and do that math. Gold versus bitcoin like it was, it was absolute route. Right. So financial advisors slash financial institutions. They, they for ever. For as long as you and I have existed Scott, when they present something to a client, they present performance based on 3 year, 5 year, 10 year results. Right. Because those are meaningful numbers that are going to stack up and they're going to tell, they're going to tell their, their clients three years is interesting. Okay. It's huge outperformer five years. That covers a bunch of different moments where bitcoin was down for a, a year was up and you know, sideways. So this is probably what it really over a 10 year period we're now talking about an asset that meaningfully out, outperforms just about everything. So that's the reason why the numbers you just showed exists because they can have those conversations, they feel really good about those conversations. Whereas with gold you're going to have one year that outperforms. But I don't think anybody, there may be a small percentage of people that think that gold's going to do another you know, 100 next year. Like that just doesn't, just doesn't happen.

A (27:27)

It's not a thousand it's going from, it's going to be like a 50 trillion dollar market cap.

B (27:31)

Yeah, well that's gonna be, it's gonna go from 4,000 to 8,000. Right.

A (27:36)

What world do we live in with eight thousand dollar gold? Full Mad Max.

B (27:40)

A, a, an expensive world. A very expensive world. And which may we may be headed there associated with money printing and what are again one of the fallouts associated with that? We're going to get lower rates and based on again political environments, you know, we, we may find again with a new Fed chair and the like, there may be some meaningful adjustments to the flow of capital. And the, you know, again, the political party in charge wanting the flow of capital to be sped up. So whether you like it or not, whether you agree with one administration or not, the idea as an investor is to make prudent decisions based on the, you know, the reality on the ground.

A (28:31)

You know, it would require a meaningful reallocation of capital.

B (28:35)

Uhhuh. Yeah.

A (28:36)

Tom Lee thinks we're going to nine to twelve thousand dollar Ethereum by January.

B (28:44)

Listen, I, I love Tom.

A (28:47)

Which January? Yeah, I'm here for, I am so here for it by the way. Like we need this. This is the energy we need. This is the hair we need.

B (28:57)

We need Ethereum doubles between now and January. Everybody would love that because bitcoiners would.

A (29:04)

Find a way to be super angry about that.

B (29:08)

So would, so would other tokens that will not be named so the show doesn't turn into a reply guy. Oh, you're gonna say no?

A (29:16)

Yeah, we did that already last week with tell.

B (29:18)

So, so, so you know again that that would be fantastic if it was the case because that means bitcoin's significantly higher and everything else is significantly higher too because until otherwise pre proven wrong, generally speaking, the markets move in lockstep in, in crypto. Now I love Tom because he's often right. He's often right based on price alone versus timing. It's very, very difficult to make timing and price come together and be right on both. But from a pricing standpoint, he's usually been right. So don't disagree with Tom. Timing, that's a different conversation. Here's the reason it's mostly meaningfully different. Like what did we just talk about, you know, 20 minutes ago? The government just punted to January 30th. We're going to have this whole new government shutdown conversation again.

A (30:18)

No, they're gonna just, they'll fix it before then.

B (30:24)

So it's not conducive to ripping asset prices at the time. I just, that's, that's tough for me to follow there.

A (30:35)

Scott, you know what you're doing with this title, Sorry. So that they're so mad today they say our voice, our volumes are not equal. Like whoever showed up today, they're feeling the same angst that I'm feeling right now about the fact that I haven't gotten a big enough dip for large public to buy me any crypto in like three days. I mean, it's like, have you ever done heroin? I haven't, but I've heard about it. And then they take it away for three days.

B (31:04)

I Think it's a meaningful endorsement that you're now comparing our products to drugs. You know, I'm going to take it as that, a positive. You know, I don't know if my co founder, the CEO of our public would agree, but he's not here.

A (31:19)

No, it's not, it's not, it's not like that. But yeah, I mean, you know, we've kind of been floating around just above 100,000, so obviously not much has happened. But I will tell you that we were able to buy all those lows.

B (31:29)

Yeah, yeah.

A (31:30)

Execution.

B (31:32)

Yeah. You know, we're in Solana.

A (31:34)

We were just, you know, this is the Solana Six Hour. We bought right down here, 153, currently at 162. Go to the Daily there. I mean, it's just been, just been buying. Hasn't been much selling opportunity. We haven't gotten big bounces. But look, bought the bottom twice on Solana there on the Daily. But the last time I was like, Thursday, man, that's like a whole other week.

B (31:56)

Yeah, it is.

A (31:57)

I need, I actually, it's. It's amazing, but I actually want dips. I don't want it to go up. I want lower because I will buy and I think it will eventually go up. And I've added, I've added now to 250 grand in the account, by the way, from 100, if you want to know what level, what level of excitement I've gotten about this. But I've got like 40 grand sitting in cash. What's going on?

B (32:23)

Well, so again, remember, I think it was last week or the week before, you said you'd gotten down to 6k in cash and now you've got 40 grand in cash. So again, question. The, the, the tools themselves, they reshape the way that you think about your, your positions. They completely reshape it. You're rooting for a little bit lower prices so you can grab a little bit more, reduce your cost basis and know that on the way up, you're not going to be liquidating that position. You're going to be holding the lion's share of that position and benefiting from it. And so again, whether you realize it or not, these tools turn you into a very, very, very, very, very smart trader. Because this is the way that hedge funds end up collecting positions. They don't go to an exchange and say, I want to buy 2.8 million shares of Nvidia. Can you fill it right now? That's not the way that they do it. They slowly, they slowly Edge in over a quarter. And at the end of that quarter, when they file their 13 fold, there's now a new position or an increased position in Nvidia on their books. And they show it off to the world. They don't show it off to the world while they're accumulating. And nobody had access to these tools, especially in crypto, until now. And so when we talk to clients and Scott being one of them, it's amazing to see.

A (33:56)

I'm like the Hair Club for man guy.

B (33:58)

Yeah. The way that you go through things where you're like, you started out and you're like, wait a minute, it's. It's going up and I'm missing the up and I. But I wanted to do this missing up to now you're talking about. I just want it to go down some more so I can get some more. That. That's what I, that's what I want to happen. Like, you get thrilled about the arrows to the downside versus the arrows to the upside. That means your psychology as a trader has been completely turned upside down for the good. And so, and again, people can't, they can't emotionally handle buying dips the way that our products do manually. When all the noise around them says we're just going lower, everything's going lower. Like everybody on crypto Twitter, everybody was convinced we were going below 100k and probably to 95 or 89 or 88.

A (34:55)

Still good. Still could, but didn't happen when they thought it was going.

B (34:58)

Did not close below 100k. Has not closed below 100k in like almost 190 days.

A (35:04)

I now get emotional about when I miss the bottom of buying a dip. Literally the opposite. I cheer for the dip and then I'm like, close, lower, close, lower. Don't bounce until the candle's over. Yeah, it's quite, it's quite literally the opposite. Hey, you said you don't get triggered by people on the Internet.

B (35:24)

Internet.

A (35:24)

I want to see your immediate reaction. This jerk off, always selling his product.

B (35:28)

Yeah, I know. I mean, it's crazy that the co founder would think that way. I mean, I can't imagine.

A (35:33)

I'm like the Hair Club for men. I'm not only a equity holder, I can't say founder, but I'm also a customer.

B (35:40)

Yeah, that's right. It is a we. I'll never stop shouting about this product. Never stop shouting about it. Of the stories, because of the stories that I hear from people that say this has made a material shift in the way that I handle and manage. And by the way, next week we're going to have on Matt from directed IRA again on the show. And you know, you now have the ability to not just use this on a bunch of different exchanges. You can use it in, in qualified accounts and in tax helping type of accounts like IRAs. So not only do you get the benefit of using tools that, that turn you into somebody who has a plan.

A (36:24)

Yeah.

B (36:25)

At the same time you're doing it tax free, which is extraordinary and unheard of. So we, we cover as many bases as we can possibly cover so that people have as much opportunity as they can possibly have. You know, Gemini, Robin Hood, Coinbase and Kraken. So we've, we've got it all covered there. Your funds are always liquid. You can have them whenever you want. We don't touch anybody's money. So it's, it's very, very. Tillman and I have been through the wars just like you have, Scott, with all things crypto for a decade, let's call it. So we know the, the minefield. The mind's to step around in a minefield and we've done that with our firm and, and with our products in a meaningful way. And oh, by the way, if you're the guy that said jerk off talking about his products in just go try them for free, man. I dare you. Go try them for free. And then tell me what you think afterwards because leave it up here. Yeah, we don't, we don't.

A (37:32)

I think it was talking about me.

B (37:34)

Yeah, probably. We don't hold back. We don't hold back like special stuff from our warehouse of, of of tools for the highest level of our concierge program. The only. They give incredible service, they incredible communication and they get access to new stuff for a couple weeks before everybody else does. But everything else is in the free version. You get access to everything. You can set up 12 different versions of our tools and alcos on the free version and use it for ten grand every year. You could, you could just say, hey call, I want to do what Melker is doing, but I want to join the free version. Our folks will set you up and make sure that's happening. So yeah, we don't. Nothing to hide, nothing to not discuss.

A (38:24)

Stop selling your product and tell us where Solana is going up.

B (38:28)

Yeah, that's a good. There you go. A year from now it'll be higher than it is today.

A (38:32)

Jeff didn't ask you which one was the. I, I'm having a time today. I think I'm A.

B (38:43)

We both answered. We both answered.

A (38:45)

So double dickheads.

B (38:46)

One has to wonder the type of people that spend time at 9:44 in the morning on YouTube typing those types.

A (38:53)

Of response could be 6:45 if they're on the west coast. You got to get up early if you're gonna do this, right.

B (39:00)

Yeah. It could be tomorrow, in the future if you're Australian. So that's also.

A (39:06)

That's right. Yeah, yeah, they're all right. They're not quite in the. They might. Yeah. Anyways, he's in Australia, so that's where he is. He's in Australia, mate. Yeah, that checks out. Checks out. With your great attitude, you tell us.

B (39:17)

Where Solana's gonna go. Since you're in the future, you're literally.

A (39:20)

In the future.

B (39:24)

Gonna be my man.

A (39:26)

God, I don't even know, like, how. Like, how can you not make money in markets if you live in Australia?

B (39:32)

That's. That's so true. So true.

A (39:34)

It's like being Biff and going into the future with the little sports book.

B (39:39)

That's right.

A (39:40)

That's right. Back to the future reference.

B (39:42)

There's been a couple of new memes going around with. With Biff. Young Biff and old Biff. Seen him on Instagram or. I don't know where they play, like.

A (39:50)

2 Live Crew or something.

B (39:51)

Yeah, we used to listen to a Biff's like, what the.

A (40:01)

Man? The comments have been fun. You guys have been great in the comments. Forgive me for attempting to get more people to watch the show with a clickbait title that I didn't even read until it was 903. Andrew was witness to it. I literally, like, right before the show, I was like, bitcoin and crypto surge 50. I was like, wait a minute. Prices up 50%. What the hell? Then I had to look into the articles, which I was still opening to read, you know, because I prepped so heavily for the show today, as you can tell, and it was about adoption. Something that adoption is more important, actually, because adoption will lead price, so shut up. Something that is a prediction on the future. 50%.

B (40:34)

Something that needs to be mentioned before we go. We. We are having a pretty significant pricing opportunity with our concierge program right now. You know, it's a. It's a run of the mill sort of Black Friday promotion, but it's, you know, it's a 40% number. So if you've ever wanted to be in the concierge program or you're fed a certain tier, you want to get to a Bigger tier, unique pricing right now for us. And people should take advantage of it, what he said.

A (41:05)

And you can do all of that here. The baby's crying, but at least it's not someone banging in the basement.

B (41:11)

Yeah, they're, they're not here this morning. So.

A (41:17)

See, the guy who's calling us says thanks for the show. He was just kidding. And we're kidding. See, this is, it's just worth noting, like, this is the way, like what we just said, what these guys said. Call us jerk offs. That's how I communicate with my actual friends.

B (41:32)

Yeah. Yeah.

A (41:33)

I don't know if you guys know this. Like now you can't say things, but like, I was with two of my friends at a 50th birthday party in New York City this weekend. I didn't say a nice thing to any of them. My best friends, we all traveled from around the country to go and I just, we just relentlessly made fun of each other because that's how people from the 80s show love.

B (41:51)

Yeah. Welcome. Welcome to Gen X, my friend. That's just how we talk to each other. That's how we grew up. Right?

A (41:58)

I, I mock them. You're old, you're fat, you're bald.

B (42:02)

Yeah.

A (42:02)

Poor. It's awesome.

B (42:05)

I mean, listen, we're the generation of wedgies. And like a bat to the back of your leg when it's baseball practice. Like that, that's like. Yeah, like.

A (42:16)

Yeah, like rat tails. Yeah.

B (42:19)

Rat tails and rat tails and cup checks. I mean, that's, that's the world that we come from.

A (42:24)

Like, that was my friends. My, My child, my best. Like a college friend. His favorite joke, if we're talking about cup checks for those who don't know, he would just walk up to random people and say, hey, what's the capital of? Thailand, of course. And they would say Bangkok and slap them in the nuts.

B (42:41)

So that.

A (42:41)

Do that, you literally go to jail for that.

B (42:43)

Yeah.

A (42:44)

And then they'll elect mom. Donnie.

B (42:45)

Yeah. If point being is a reply here or there that doesn't holistically agree with us, probably not going to make much of a dent. Let's just put it that way.

A (42:58)

Yeah. That's how real friends communicate. Bring it back. Anyways, guys, you should go check out the discount and if you don't want to, like, honestly, we don't. We don't like you or Kale. See? See what I just did there? It was funny. I actually like you guys. It's the opposite. I think you guys are wonderful. I'm gonna let Andrew go hang out with Sloth in his basement. Get ready for Crypto Town Hall. I realized we have a problem, though. I literally cannot end the stream. You can't end it because we never went live. Yeah, and therefore. There is no therefore. There is no button to end. I can go live.

B (43:34)

Yeah, but you can't end.

A (43:36)

Right. Let's see what happens if I go live. But Andrew, we're going to sign off. I'm going to bring you off camera so it's not super weird. And then I'm going to bring myself off camera. I'm going to play the little music and then we might just awkwardly like, be here. Just let you guys know. Thank you, Andrew.

B (43:51)

Everybody. Have a good week.

A (43:52)

Later, guys. See, it's not even going to do it. I'm trying to hit it.

B (43:55)

Let's do. That's dope.