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Is bitcoin in the crypto market being manipulated? We have a pretty good idea of who may be pulling the strings right now, or at least who is trying to. After watching the absolute mayhem around the Clarity act, I think, I think it's very clear that there are a lot of different, different entities at play here trying to control crypto's future in the United States of America. We're going to talk about that and everything that happened this week on my own solo version of the Friday 5. Let's go. Let's do. Good morning, you big beautiful bundles of sunshine. I hope that you woke up today feeling like you could sleep slay all of your dragons and demons that have been haunting you all week. Welcome to the Friday Five, where I'm alone and don't have a guest, which means I can say ridiculous things like I just did, and I can totally butcher my intro, which I also feel like I just did. I do hope that you've been having a wonderful week. We've seen a lot of nonsense in the crypto markets exposed, in my opinion. Sometimes you take a look at your former beliefs and all the things that you've been cheering for and you realize, man, I was just caught up in the FOMO of hoping that the price would go up and that we would have these catalysts and finally get all the important clarity we want. And then you remember, I actually bought bitcoin in the first place because I hate all of this hot trash garbage that I'm forced to talk about on a daily basis. Yes, it's wonderful to, to be covering the Clarity act and the institutions that are here, but the fact is that none of them have our best interests in mind and they're all just jockeying for position in self interest. Yeah, we're going to dive into all of that right now and more. First, of course, the biggest story of the week is the botched attempt to get this bill done. Senate committee postpones Crypto bill markup following coinbase pushback. So obviously I'm not going to say anything more articulate and eloquent than we got from Jake Chervinsky yesterday. If you did not listen to yesterday's show, then have fun staying poor. You're dumb and we don't like you. But if you did listen, you probably heard one of the most incredible 30 minute conversations from an informed individual on what's actually happening in this market. I love you all. That was a joke. You should go back and watch it if you have not. But yeah, the fact is, Jake Chervinsky completely unpacked all the nonsense that's happening around it. It caused me to do a much deeper dive, to ask a lot of people closer to the situation what was going on. And it seems like we were sold a fake bill of goods the entire time. And to be quite honest, I was 100% convinced, like everyone else, that the Clarity act was a foregone conclusion that we were going to get that done. And the more I talked to people close to it, they said there was never literally a chance. And this has always just been political posturing. Of course the Genius act was easy to pass because stablecoins are not controversial. And stablecoins actually help hyper dollarization around the world. They're good for the United States government because they are a way for people all over the world to get access to the dollar, which means that they're exiting their local currency and they're using the dollar more, which obviously is more dollar adoption, all while being backed entirely by Treasuries, which are hot, steaming trash that nobody left on the planet wants to buy. We've all seen the chart. James Lavish, I think, brought it up on Monday. The chart that says that central banks around the world are buying gold more than Treasuries. The first time in decades. He even said they're inverted. And for anybody who doesn't know that joke, it's from Top Gun and you're probably too young. Yes, we were inverted. We're inverted. So central banks don't want to buy Treasuries, So who does? Well, tether. Right. And so it makes sense that the Genius act was passed and now it makes sense that the banks, realizing they made a fundamental error by allowing those rewards, AKA yield, are trying to slide that right into the Clarity Act. But there's a number of reasons right now that the Clarity act, seemingly very unlikely to pass. Yes, we did get news that they're back at the table and they're talking today. This isn't because of Coinbase. Coinbase, I think, gave everybody an easy out and a reason to say, hey, we're not going to do this markup right now. But if you actually took a look, the Agriculture Committee's markup wasn't even happening for a few weeks. So the narrative that this was going to get marked up, voted on and done right now was false anyways. There's a lot of different parts. There's bills coming from the Congress, from the House, there's bills coming from the Senate. There's 130 proposed amendments around it, and a number of other fundamental Problems. Listen, obviously the one we haven't even talked about at all, that is the quiet part that nobody is saying out loud, even when I talked to Jake before, the Democrats, it's a non starter for them that in the Clarity act they will get some sort of language that prevents the Trump family or any politician and their family from participating in the crypto industry. They are not going to pass a bill, apparently, from what I've heard, that says that the behavior that's happening right now is okay. Donald Trump has explicitly said that he will never sign a bill that has an ethics rule in it and that prevents him or his family from participating in the industry. It is a non starter for him. Tell me in what world we get an agreement on that between those two entities. Do you think that the Democrats, the seven of them that are required right now to vote for this in the Senate, are going to pass a bill that allows Donald Trump to launch meme coins willy nilly in the name of every single member of his family, probably his dog and his pet golden toilet? No, that's not going to happen. So that's a non starter already. Of course, then we also have an outright ban effectively on defi that nobody in the crypto industry is going to support. And now language that was just added, as Jake said in the last week, about banning the tokenization of assets. You have Paul Atkins on one side with Project Crypto over at the SEC talking about the fact that by the end of 2026 everything will be on blockchain rails and be token. You have the DTCC receiving a no action letter from that very same SEC saying, well, now we're allowed to tokenize everything. We're going to go 24, 7, 365 all the time on like the crypto industry and everything will be tokenized and traded on these rails. And then you look at the language of the Clarity act and it says, well, we're banning the tokenization of those assets. Do you think that that's something that's going to be easy to reconcile right now? So what I think we actually have is yet another example of gratuitous gaslighting from the United States government about the intentions of a bill. Do you guys remember the Inflation Reduction Act? Last I checked, that was an act to spend trillions of dollars and to increase inflation. But guys, if we call it the Inflation Reduction act, the dumbest people on the planet will believe that we're going to reduce inflation right? This clearly, I don't think it was the original intention of the Clarity act. But clearly it has become a way for the banks to gain control of the crypto industry for the next hundred years and to make sure that we actually can't do any of the things that we were hoping this bill would give us clarity on and protect us from. Brian Armstrong made it very, very clear. Why would the crypto industry want a bill that effectively bans defi says that every time you get a self custody wallet you need to KYC and aml. Every one of your transactions is going to be reported. Sounds very, I don't know Chinese. And the fact is nobody in this street wants that and the industry doesn't get to vote, the politicians do. So now we have to depend on politicians actually caring about these things and believing in them. The reality is, is that we just have a bunch of banks that have realized that crypto is really, really bad for them and want nothing to do with this bill. And do you think that the crypto lobby can touch the banking lobby? Do you think that Brian Armstrong is as wonderful as it is that he got this killed? Do you think that he really has the power that Jamie Dimon and his friends do? I don't think so. Let's take a look really quickly at what the bank of America CEO said. Bank of America CEO says up to 6 trillion could migrate from US banking system into stablecoins if interest bearing stablecoins are allowed. Think about that statement for a second. People might actually go to a better product. If we give them the chance, we better stop them. That's what he's saying. He's like we are totally screwed if people make the move to stablecoins and are actually given the yield that we've been collecting. This is very clearly saying the banks want to keep doing what they're doing. That's bad for you. And if there's something better that's good for you, we are not going to allow it. And this is what is happening behind the scenes when the government is talking about the Clarity Act. I read a tweet like that and I go good. My reaction is yeah, that sounds great. I would love to get 4% yield on the money in my bank. We've seen this week, I reported we've seen a number of really aggressive comments from JP Morgan obviously, which is could probably be like the fourth branch of the, of the United States government. We used to joke that it was the Executive, Judicial, Legislative and BlackRock. But I think you can pretty much throw JP Morgan in. There is the other one as well saying, you know that they have a problem with effectively everything the government's doing in the cryptocurrency space. Well, it was also reported in Q4 that JP Morgan made $25 billion on net interest income. That $25 billion, if it was going to stablecoin users would not be in the hands of JP Morgan. It would be hands of their customers who were using stablecoins. So what interest do you think they really have in passing sensible legislation that's going to give the crypto industry and the people what they want? They have absolutely none. Yes, I've been ranting about this, but it's really annoying and it makes me feel personally stupid because I've been saying clear the acts foregone conclusion, great, United States government is going to come in and help us to pump our bags. And in case you didn't miss it, I actually took the article down, but I mentioned it yesterday. Yesterday Senator Blumenthal said we need to slow down because crypto is such a massive risk to the system and we're being irresponsible and it should have no place in our finance. The anti crypto army is alive and well and they may have been laying dormant, but they're starting to get really confident ahead of midterm elections. And I definitely fear that this Goldilocks period, where we don't have a government that's fighting against our industry, is coming to an end. We all know, regardless of your political beliefs, that every time you have one party controlling the government for two years in midterms at least the House switches. It's just the way it is. It's really easy to throw hate from the sidelines. It's really hard to govern and eventually things switch. We get gridlock, which may be a good thing, and we have both parties vying for control. That's probably coming. But if that comes in the Senate, it means that Elizabeth Warren is once again the head of the Senate Banking Committee and we have public enemy number one in control of the future future of our industry. So if we do want the Clarity act done, we want it done now. But Blumenthal made outrageous claims like that the crypto industry and the speed of crypto and all these things were the reason that Silicon Valley bank signature all failed years ago. The gaslighting is absolutely insane. Either he's a complete dumbass or he's just willfully lying to you. But that is a complete rewrite of history and we cannot allow the FUD to rewrite the facts of what actually happened. Silicon Valley bank failed because the United States government handled interest rates poorly. And because there are laws that force banks to hold a certain amount of treasuries, and those treasuries were massively underwater, which screwed up the balance sheets of all of these banks. We know that this had nothing to do with the crypto industry. They used it as an excuse to go ahead and murder crypto banks while it was Sunday and nobody was looking. Signature bank was completely solvent. They were the leading bank for the crypto industry and they got murdered on a Sunday. On a Sunday, not having any issues with their balance sheet. They were one of the better banks, and that's what happened. So let's not pretend this had anything to do with the crypto industry. But this gives us a little glimpse into the future of all the FUD that we're going to be seeing coming back at us once again, all the narratives. We're going to get the North Korea one, we're going to get the only for criminals one. Bitcoin mining is going to start boiling the oceans again. Get ready for it. Because the circulation, the game of musical chairs, of fear, uncertainty, of doubt about our industry is coming. I'm going to go on record as saying I've been wrong about the likelihood of the Clarity act passing. I kind of superficially listened to what I was reading, but the more I dig in, I'm not going to say there's no chance it gets done. I'm going to say it's extremely unlikely that it gets done now. But the real kicker, I don't think I actually want it to get done right now because it is a bill that's LARPing as something to protect and give clarity on the crypto industry. That's actually an outright attack on our industry. Once again, moving on from the Clarity act, we do have more politicians saying politician shit. Democrats slam sec over crypto pay to play concerns. The Democrats are mad at Paul Atkins because he dropped enforcement actions against almost every company in the crypto industry. And so Democrats are saying you only drop these enforcement actions because these dudes donated a whole ton of money. I don't know. I think this is the way that the government works. You should take a look at the banking lobby and the health care lobby and basically every lobby and how things get done in this country. Yes, the crypto lobby stepped up massively, but there wouldn't have been a crypto lobby if not for the insane policies of the past administration. And because Gary Gensler was a heaping douche canoe. Sometimes I wish that we could have Gary Gensler back though, because I was able to effectively make a career mocking him, making Mr. Burns accident. The guy looks like Mr. Burns. Right. And what is Gary Gensler doing now? I wouldn't be surprised if Gary Gensler is literally like a consultant for some crypto company and we just haven't seen it announced. But the fact is we only got a crypto lobby that gave millions and tens of millions of dollars to Donald Trump's campaign and started becoming politically active because it was do or die. Literally had to do all these things just to not be murdered by the United States government. And so for the Democrats to say that it's pay to play, well, yeah, they all donated, but they donated because what was happening was completely unfair. So to reset the, to reset the framework back to oh, it's fair doesn't seem like pay to play. It just seems like they're being reasonable. So we obviously also have to discuss price action today and what's been happening in the market. We did have a little bump for the crypto space. I'm trying, I don't have coin market cap up right now. I'm going to try to do it running this on my own. We got coin market cap right here showing that the bitcoins up to about $95,378 this week. Up about. Down about 2% on 24 hours, but up 5.66%. What's notable is if you actually take a look at the chart, which we're not doing right now, you'll see that we had a massive spike in volume, some fundamental moves, and it's been emboldened by a whole lot of new buying. So we had over 130 billion flows into crypto market in 24 hours. But maybe more notably Bitcoin price climbs above 97. Not anymore. On 1.7 billion ETF inflow surge, we have seen massive buying of the ETFs. A lot of that has been in assets other than bitcoin, actually. I know that Ethereum has absolutely been raging, but clearly there is a renewed appetite right now for the institutional side, or at least the security side products that give you bitcoin exposure. So we have a few kind of bullish narratives in my mind that go along with this. Right. You have all these inflows coming. We have a different behavior. If you take a look at the markets right now, since January 1st, we've kind of talked it to death. But we don't get the 9:45am sell off every single day. We don't get the massive outflows, we don't have the on chain metrics showing that whales are selling anymore. Something has fundamentally changed. Bitcoin has risen, but to some degrees, altcoins have risen more. Right? I mean, Ethereum has performed well, Salon has performed well, XRP has performed well. All of them breaking above their 50mas. This is one of the first times in a long time, I should say, that when bitcoin has risen, everything has sort of floated up with it. So it feels a little different. And I think these inflows support the idea that we might be seeing a bit of renewed bullishness. But we also saw some comments from onchain analysts that retail is completely gone. They're not participating in this at all. It's been largely these institutional products. But actual spot buying of bitcoin by retail has been exceptionally low. To me, that means it's an opportunity. We know that they will always come back. These are bottom signals and not top signals. Okay? So I personally, amidst all this FUD and the nonsense we're talking about, I definitely feel very confident right now in holding bitcoin in the price action. I've had this story pulled up, I think four days this week and just never got to it. But South Korea finally ends its nine year crypto ban. The FSC just cleared listed firms and pro investors to trade crypto again, ending a ban that started in 2017. Corporates can invest up to 5% of equity into the top 20 tokens, potentially unlocking 10 tens of trillions of Juan. You dumb Americans would think I would have read that word as one because that's how you pronounce it in American. But that's actually their currency. It's called the Juan. Did you know that? Learn something. Every day. The more, you know, send that little rainbow across the screen, the more you know. You guys remember that. I know, I know. John, you remember that back there? Yeah, My producer's old like me. So you want to hear a story when we're talking about South Korea, he was at the shooting range and had an AK47 explode and some shrapnel hit him in the face and he thought he was fine. And then today he decided for some reason to put a magnet against his forehead and it stuck. There's metal in his face. So when we're done with the show, he's going to go get the metal taken out of his face. But I digress. You guys have no idea. Unless you take a deep look at what degenerates the South Koreans are, I'm not talking about like the women and the kids and the people. I'm talking about the ones who trade crypto. These guys are doing volumes that put like American market makers and institutions to shame. You just got guys that are sitting in some like, you know, restaurant in Korea just firing off 7 million and 10 million, $15 million, 100x leverage longs. Well now their institutions are back. South Korea has always been the home of the most degenerate, insane crypto trading volume. And now the big money in Korea is once again allowed to participate. You guys may remember the kimchi premium from back in the day. That was the 2016, 2017 highs when Bitcoin be like 14,000 on Coinbase and it was like go to Korea and try to buy bitcoin. It was like $27,000. I mean these guys do not mess around when it comes to their crypto. So this could be huge news for crypto volumes that their ban has ended. Let's just hope that they're not all just sitting on the sidelines dying to short because that would suck. But yeah, they're back and they are coming back in a big way. So now we have to talk about a topic that's unfortunately near and dear to my heart. It's Eric Adams, the now former mayor of nyc. Yes, I personally may have gone up to New York City to interview him. Yes, I may have also done a fundraiser for him, but nobody told me that he was going to rug pull crypto tokens when that happened. Yeah, so listen, listen, we were looking at, at that time, to be fair, we were looking at Mamdani who's like literally a communist and it wants to take your house and give it to somebody else. And you know, that seemed bad. And then you had Cuomo who's like, I mean literally has been like kicked out of office for being corrupt. So yeah, it seemed like Eric was decent. And to be honest, I've been digging into this. I don't think he had any idea what was happening here. Much like the hawk to a girl and Milei in Argentina and everyone who's been lied to by someone who said I'm going to launch a token in your name. All you gotta do is one tweet, man, it's going to be great. You're going to save the homeless. He didn't save the homeless, he made people homeless. But as we dig into it, it's not nearly as bad as it seems. So they launched an NYC token which apparently was to fight antisemitism. Can you really launch A token to fight antisemitism I don't even understand. And anti Americanism. I'm launching a token to stop people from having to go to the bathroom so much I don't understand anti Americanism, like, is there. I guess that's like the anti Mamdani I don't understand. That's what he was sold. So first he's not in office. Like, how is the ex mayor of New York going to help anti Semitism in New York after he's left the job? But number two, nobody really cares about meme coins anymore. So what happened basically is they launched this token. He had a tweet, he did a video and stuff. You know the one tweet, you know the deal, and then it fired up to like 570 million something somewhere in the 500 millions. I didn't know meme coins could still do that anymore, by the way. And then all the liquidity, 2 million plus was rug rugged was pulled from the liquidity pool and the token went all the way down. It bounced a little bit afterwards. Apparently they actually put back a million of it. If you dig into it, very few people were trading this. 80% of the trading that happened was before. Before his tweet and after it launched. So it was all insiders pumping and dumping on each other anyways. So like I said, like, why would people care about this token? It's the ex NYC mayor launching a meme coin for a purpose that literally everyone with a brain knows is not going to be supported by this meme coin. So this actually seems like a case where a bunch of insiders pumped and dumped on each other and now they're trying to create something out of the wreckage. Like the notion of the early reporting was that Eric Adams went on to Metamask and pulled the liquidity himself. Like, dude, I've met the guy. I wouldn't even know how to do that. There's no way that he knows how to do that. But once again, yeah. Don't buy meme coins. Don't buy celebrity meme coins. Don't buy political celebrity meme coins. If you happen to have lost money on this, you are a person who is dumb. I'm sorry, I hope none of you are here, but if you are, the only message I can say to you is be less dumb, because that would be good for you. But God, of course, right after this, and apparently unrelated, the Manhattan DA calls for a new law. Fight cryptocurrency crime. Now, to be fair, scams are bad. They said that there's been a huge uptick in fraud in cryptocurrency that is supported actually by the next story. But if you actually look at this here, what they're trying to put people in jail for is moving crypto around without the licenses that are needed in New York and anyone who has paid attention to the licenses required in New York, it's effectively impossible to get. New Yorkers actually statistically are allowed to have much less fun than everybody else in the United States. They can't gamble on stuff like sports betting. Came late. Crypto is basically blocked there. I'm pretty sure you're actually not allowed to have sex with a girl. Like, New York is an awful place to be. I usually do this show by myself, but I have people in the room who are producing. They're laughing and it's making me laugh, which is good. It's good. We got energy in here. He's got metal in his face. So New Yorkers are just not allowed to have fun. It's a thing. We all know that. And now they have socialism. So not only are you not allowed to have fun, you. You're not allowed to own stuff. Right? And so you can't even have fun owning stuff. But yeah, they're saying that moving a million dollars of crypto is a C felony. Five to 15 years imprisonment. That's what Alvin Bragg said here. Manhattan District Attorney Alvin Bragg explained that that seems drastic to me. But once again, just a reminder that we are far from being in the clear right now in the United States of America. Especially in the socialist parts of the United States of America that to once call home. I'm a non political person, but Mamdani sucks. And New York sucks as a state generally, certainly as a city. And for all the reasons I just said. But listen, they're not wrong to some degree. Chainalysis. In our latest 2026 crypto crime report chapter, we examine how crypto scams reached $17 billion in 2025, driven by sophisticated operations using AI phishing as a service tool. Phishing as a service what? And professional money laundering networks. Our analysis reveals that impersonation scams grew 1,400% year over year, while AI enabled scams proved 4.5 times more profitable than traditional methods. Yeah, that's because with AI scams now I've heard there are people who think they had a conversation with me on a zoom call that was AI and gave people millions of dollars. Absolute insanity. And I'm nobody. Imagine when you start seeing videos of like Jamie Dimon Gives grandma a call at home and is like, send me some JP Morgan coin, I'll send you 2x back. You have to be very, very careful out there right now. AI, as wonderful as it is, makes scamming people a hell of a lot easier. And we all know that if we're being intellectually honest, crypto also makes scamming people a hell of a lot easier. Like we all remember the days of the emails from Nigerian princes or, you know, family members that were apparently lost in foreign countries and we needed to send money to get them out. Well, that was a lot less friction than telling someone they have to just send you some tether from a crypto wallet or pretending that you're some great investor with an AI that's having a conversation and a full fake telegram group and fake website and fake everything. It's a mess out there and it's only going to get worse. And this is not unique just to crypto, it's just that AI is going to enable a hell of a lot more scams. And we're seeing these evidence of that here right now. This is another story I had not seen evidence that I had not seen brought up. And I'm now reading today. Iran crypto balloons. Excuse me, Iran crypto balloons to 8 billion with Bitcoin price up 2000% as economy crumble, crumbles, chainalysis fine. So some really interesting stuff in this article. A bitcoin being up 2000% is a bit of a misstatement because their currency is down over 90%. So yes, of course, when the denominator drops massively, the price of the asset is going to rise. But it is actually, when you do the math, trading at a premium. But the $8 billion in crypto in 2025 is over 2% of the country's entire annual GDP right now. Now, interestingly, something that the United States is not going to love, a lot of this adoption is actually coming from the military and the Revolutionary Guard. Revolutionary Guard Orange pilled, right? I mean, these guys are like, yeah, I don't want my paycheck in Iranian currency. I would obviously rather take it in crypto. But once again, the story here is that we are seeing meaningful adoption of crypto and meaningful adoption in the right way. The exact reason why people have fled to it in Cyprus and Venezuela and Argentina and all the places that we know over the years, this has happened. When you have a hyperinflating currency, you need to get your money into something that inflates less because most people go to Stablecoins. And we know there's inflation there too. But crypto actually does offer an exit to people in these places and is doing a hell of a lot of good all over the world. And Iran is one more example of that. And the final story that we have here for the day. Latest CME plans to move crypto futures and options. 24. 7 on screen. Trading trading per its latest FA use. Dude, we did it. We did it. We took all these lazy Wall street jackass guys who are hanging out in the Hamptons driving their Porsche 911S around with the girlfriends while their wife is at home who get a vacation from 4 o' clock Friday all the way till Sunday morning. And we're going to make them go to work. 24 7, 365 welcome to our party. No more vacations for you, no more days off, no more sleep. Crypto's bringing everything. 24 7, 365 because it's just a better way. When shit goes down on Saturday, you guys need to be at your desk too, getting your stop losses ready if they even work. Because we know on crypto exchanges they usually fail. They'll probably work on the CME. Yeah, everything's going 24 7, 365. I talked to some of my friends from college who are on Wall street and are hedge fund guys and they're like, this is awful. It's over. We're done. The financial system is broken. I'm moving to. I don't know where they would move Mars. Like can you imagine, like you're one of these high, high functioning hedge fund guys and you need to be paying attention on Sunday at 3am that's what's coming. 24 7, 365 so yeah, it's definitely much better that people should be able to move money and use their money and react to things that happen in real time. But the actual mechanics of this happening for Wall street are nearly impossible. They're gonna have to hire like twice as many analysts. People are gonna have to be working for multiple time zones and jurisdictions. It's gonna be actually hilarious. And I'm so here for it because guys, it is not easy to care every second of every day about what is happening in this market. I'm gonna be honest, I feel like I blacked out for the last 32 minutes and don't even know what I said. Felt good though. Felt good. I miss doing solo shows. It's fun. You know, we used to have NLW here on the Friday 5. He capitulated he told us to have fun staying poor and he was gonna go concentrate on AI where there's actually fun to be had and people care and everyone doesn't think we're scammers and weirdos. So now I'm forced to do the Friday five, either with another guest or to just plow through it myself. But there was a lot to talk about this week. Clarity act is a complete, complete disaster, in my very humble opinion. I feel a bit embarrassed for having supported it for so long or the idea that was going to happen. I definitely have like institutional and government fatigue. It's not that I don't think that it's important that we actually get the clarity that we need and that we get sensible legislation on the books. The bitcoiner and unaffiliated opt out human inside of me just says, I don't want to cheer for any of this garbage. It's the reason that I bought Bitcoin in the first place. That is all that we have for you today, yet another week in the books. I'll be back for another macro Monday. On Monday, where I can just let Dave do the ranting so I don't have to do it myself and let McGlone tell us why Bitcoin's going to 10,000 and then James can explain to us very calmly why the world is ending. I love Mondays. It's going to be great. And if you're wondering what's coming this weekend, we got Ben Cowan on Sunday. That one's epic. We already recorded it, so I would tune in for that because it'll probably make you even more depressed about where the market's going. That's what we're all here for. See you later. Everyone's looking for smarter ways to build their Bitcoin stack. Well, here's one most people overlook. You can earn Bitcoin every single time you spend without ever buying it directly. That's where today's video sponsor Gemini, comes in. The Gemini credit card gives you instant crypto rewards on every purchase and there's no annual fee. It's a MasterCard World Elite, so you can use it anywhere. MasterCard is accepted. 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