Podcast
Think Like A Lawyer Thursday
Hosted by Think Like A Lawyer Thursday · EN
Providing Consumer Law Eye Openers since September 2016. On Thursdays S.C. consumer atty Susan Ingles gives her angle on state & federal consumer laws. After 22 years in private practice Susan started at S.C. Legal Services in 2004 where her law practice focuses on consumer protection law for low wealth South Carolinians & other special populations.She currently serves as S.C. State Chair for Nat'l Assoc. of Consumer Advocates.Susan has served on the S.C. Bar's Consumer Section Council & served as its Chair in 2017-18. NOT LEGAL ADVICE. PODCAST DOES NOT ESTABLISH ATTORNEY-CLIENT RELATIONSHIP.
11episodes
Episodes
Newest firstAll episodes
Earth Day 2021 Two Things to Do if You Are Considering Solar Energy
Apr 24, 202100:13:30Tap to summarizeIf you want to save the planet and save money by going solar, you need to do two things first. 1) Educate yourself about the types of solar energy available and which one may be right for you. 2) Be aware of typical scams and fraud and how to avoid them. Listen to find out if you’ll truly save money and participate in saving the planet!
Transcribe →It’s April- Don’t be fooled by false threats from debt collectors!
Apr 9, 202100:07:09Tap to summarizeIn this episode we discuss the false threats debt collectors often make to SCARE people into making payment on a debt when they don’t have the money- often at the expense of paying for rent, food, utilities and other necessary bills. We review a recent case where a debt collection company was falsely threatening people with lawsuits on past due consumer debt. Yorba Capital Management consented to being banned from the business of debt collection to settle an enforcement case filed by the Consumer Financial Protection Bureau. They also consented to a judgment against themselves for $860,000. Ironic that THEY were the ones that had legal action taken against THEM!
Transcribe →The Ides of March During the Pandemic- and Debt Settlement
Mar 18, 202100:08:32Tap to summarizeTo Romans the Ides of March was a time for settling debt. The first new moon of the year at this time was also a time for celebration. While we are celebrating the widespread rollout of the COVID-19 vaccines, many are struggling with debt. In this episode you’ll learn about dealing with your personal financial situation and free access to the book “Surviving Debt” a publication of the National Consumer Law Center.
Transcribe →Yo-yo Car Sales and Financing- Don’t Get Caught in this Trap
Jan 29, 202100:10:55Tap to summarizeMany Car Dealers engage in a practice called yo-yo sales. They send you home thinking you have bought a car only to call you and say you have to bring it back because the financing “didn’t go through”. Learn the warning signs and what you can do to make sure this doesn’t happen to you. Know your rights and how to keep the original deal you made.
Transcribe →Beware of Early Wage Access Services
Jan 8, 202100:10:01Tap to summarizeSusan Ingles discusses early wage access programs that are becoming more common. Learn how they can really be just like payday loans and not worth the risk of getting into what really amounts to just another cycle of debt.
Transcribe →Nationstar Mortgage, LLC dba Mr.Cooper settlement
Dec 26, 202000:06:36Tap to summarizeSC Dept. Of Consumer Affairs and the Consumer Finance Division of SC State Board of Financial Institutions announce settlement of multi year investigation of state and federal laws. Tune in to find out what it means for you if your loan is serviced by “Mr. Cooper”.
Transcribe →FTC cracks down on CBD product sellers
Dec 18, 202000:04:52Tap to summarizeThe Federal Trade Commission announced the first 6 companies to fall victim to “Operation CBDeceit” enforcing rules against deceptive health claims by product makers that are unsupported by scientific evidence- here CBD -containing products.
Transcribe →Avoid COVID-19 scams offering vaccines, treatments & supplies or seeking your donation or investment
Nov 20, 202000:13:46Tap to summarizeIn this episode we review 7 scams surrounding the COVID-19 pandemic and 7 ways to avoid them. Don’t let your fears, desire to help or need for investment returns cause you to let your guard down. Scammers really come out of the woodwork when disaster strikes and they prey on these facets of human nature. Don’t get caught unawares!
Transcribe →What Lenders Say to Get You to Borrow- Top 10
Nov 13, 202000:10:42Tap to summarizeLenders who lend money at high interest rates use these top ten statements and more to convince you to borrow from them. Take your time to think about what it really costs and whether you will be able to pay it back.
Transcribe →Economic Impact Payment registration deadline extended for non filers
Oct 9, 202000:04:31Tap to summarizeIf you aren’t required to file an income tax return due to the amount of your annual income, and you haven’t filed a return for 2019 and don’t plan to, you can still register until Nov. 21, 2020 to receive an Economic Impact Payment
Transcribe →