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Yeah, we had some dystopian. Yeah, a feel good book. Actually, Briggs in our discord chat says loved that book. So thank you, Briggs. Okay, I will read it. Also with us, brand new. It's great to have him. Thomas Germain. His new podcast launched last week, the Interface. He also writes the Keeping tabs column for the BBC and that's where that TikTok story is. If you want to figure out how to, how to block the talk, he's got the the ways and means. Thank you for being here, Thomas. Great to have you. Our show today brought to you by Monarch. I. I love Monarch. Been using it for more than a year now and it's been a huge benefit for me. Maybe you made a new year resolution, start to think about your finance, maybe get things in order, start planning for the future, getting married, buying a house, retirement, going to college, whatever it is. Maybe this is the year you pay off all, all of those credit cards or start saving for, you know, the kids college fund. Wouldn't it be nice to have a tool that helps you plan, protect and proactively achieve that goal? I love Monarch because it's a second generation money tool. Guy who started Monarch had worked for the other big. You probably used it, everybody did. Big name finance app that went away. He said this is an opportunity to do it again and do it right. And it is, it's so great. Set yourself up for financial success this year. Monarch is the all in one personal finance tool designed to make your life easier. It brings your entire financial life, budgeting accounts and investments, net worth and future planning together in one dashboard on your phone or laptop. Feel aware and in control of your finances this year and get 50% off your monarch subscription with Code Twit. It's not your typical personal finance app. Unlike the other guys, it's built to make you kind of proactive. Of course it makes it easier than ever to track your money. Monarch's most popular features include beautiful data visualizations. You know what they do that I love. Have you ever seen those Sankey diagrams where it shows, you know, income and then, you know, it dwindles into taxes, childcare, and then you get this little thing called profit that kind of there. It does those which I love but also do if you like more traditional pie charts or line charts or bar charts. But the charts are great. It also will do investment tracking and so you'll get, you're, you know, you're. If you're investing with a broker, they may have graphs of their own. But let me tell you, the visuals from Monarch are fantastic. Or a real picture of your portfolio performance. You can get it in relation to other stocks or the S P500. So you get a really good idea of how you're doing. Try not to check it too often. I do every day. Unfortunately, individual and partner filters are great. So one of the things couples often fight about is money. It's probably the number one subject. Being able to share this information and have the actual facts in front of you is fantastic. At no additional cost, you can share with your partner. And I have just started sharing it with my financial advisor as well. So that's cool. No extra charge. And that way I don't have to bring a lot of paperwork in. I can sit down, she can look at it, she can say, okay, let's work on this. You can view your assets either individually or together. It also has really great results. Now, I'll say anecdotally, it saved me a lot of money, but this is what Monarch users reported. They did a survey last year. Monarch helped users save over $200 a month, a month on average, after joining. So it pays for itself. More than eight out of 10 members, 80% feel more in control of their finances. With Monarch, 80% say Monarch gives them a clearer picture of where their money's going. And I would, absolutely. That's why I love it. Plus, it's easy. It's really easy to set up. Set yourself up for financial success in 2026 with Monarch. The all in one tool that makes proactive money management simple all year long. Use the code twit@monarch.com for half off your first year, 50% off your first year. Monarch.com with code twit M O N A R C H. Monarch.com take a look. I think you'll agree it's. It's absolutely fantastic. So there, there's been a big kerfuffle in our own club Twit group, because we use Discord. That's where a lot of our listeners are hanging out. And Discord has announced. And it's not just going to be Discord, folks, it's going to be everybody that they're going to have to do some sort of age verification. This is, I think, partly because of the uk, partly because of Australia and I think it's going to happen in the rest of the world as well. Our audience was really concerned we're going to have to give government ID to be in the club. And I said, I feel for you. I don't know, we would probably move. We'd have to. I don't want to force my good friends to have to do that. On the other Hand Discord is hideously useful. They say. Now, I don't know this 9 to 5 max says backtracks on age verification rollout, sort of. They say that the vast majority of users will be able to continue without ever going through age verification. On the other hand, if you have to do age verification, they may be using a video technology Peter Thiel has backed, which is an issue for some. But here's the good news. It isn't so hard to get by this stuff. Here's a page. Discord, Twitch Kick, Snapchat, Age Verifier. How you can get around it because it turns out the way these things work, it isn't so difficult. Now, you'd have to be fairly sophisticated to get through this. But it's called K ID and they have. It's a cat and mouse, right? They this company, this website rather, that did it and it's kind. I guess it's kind of hackers Age Dash Verifier, Kibty Town. It worked and then it didn't work and then it. And then it worked and then it didn't work because it's a cat and mouse game with the identifiers, the K ID provider.