Thoughts on the Market

Episode: Introducing: What Should I Do With My Money: Season 3
Date: October 4, 2025
Host: Morgan Stanley

Episode Overview

This episode serves as a special introduction to Season 3 of "What Should I Do With My Money?", Morgan Stanley's personal finance podcast. It offers listeners a glimpse into how the new season tackles real-life financial questions and challenges, featuring stories from ordinary people at various life stages and expert guidance from professional financial advisors. With topics ranging from early retirement and midlife health to weddings, home buying, and family planning, the show aims to turn financial anxiety into confidence.

Key Discussion Points & Insights

Personalizing Finance for Every Stage of Life

• Focus on All Life Stages: The podcast addresses financial questions no matter where listeners are in life—from starting families to planning retirement.
• Inclusive Tone: Host Jamie Rowe emphasizes that whether you dread or love money talk, the show is designed for you.
  • Quote:
    “Whether you hate talking about money but you feel you have to, or you love talking about money but still have lots of questions, this podcast is for you no matter what stage of life you're at.”
    (B, 00:30)

Tackling Real, Everyday Challenges

• Diverse Scenarios: Examples highlighted include planning weddings, buying homes, family planning, and managing health challenges.
  • Quote:
    “Planning a wedding, we've never done that before. Buying a house, we've never done that before. And family planning, we've never done that before.”
    (C, 00:48)
• Retirement Concerns: Listeners ask about sustaining their lifestyle without working.
  • Quote:
    “I would like to know if I have a sufficient amount of money to not have to work and still maintain this lifestyle that I have right now.”
    (B, 00:53)

Navigating Uncertainty & Financial Anxiety

• High Costs and Health: Guests touch on adapting to higher living costs linked to health issues.
  • Quote:
    “I think we just kind of have learned to accept that there are higher costs associated with his diagnosis.”
    (A, 01:05)
• Role of Financial Advisors: The show connects real people with advisors who provide clarity and support, especially in times of uncertainty or transition.
  • Quote:
    “We tackle difficult questions around big life changes, personal and health challenges, and much more. All along the way, our financial advisors are there to help turn concern into confidence.”
    (B, 01:11)

Empathy, Accountability, and Hope

• Supporting Listeners: Financial advisors help clients imagine possibilities and hold them accountable, while reinforcing they’re not alone in their challenges.
  • Quote:
    “Part of our job, or at least what I spend time on, is trying to help somebody think of the art of the possible. I know a lot of this is just easier said than done, but I think that's part of the value of working with a financial advisor, to have that accountability. As hard as it is, there are people out there that truly understand. And so I'd want to tell people like, you're not alone.”
    (C, 01:45)

Notable Quotes and Memorable Moments

• On Money Stress: “I hate talking about money. I've always hated talking about money. It just stresses me out.” (B, 00:30)
• On Practical Challenges: “We've never done that before.” (C, 00:48)
• On Financial Planning for Health: “We've learned to accept...higher costs associated with his diagnosis.” (A, 01:05)
• Empathy from Advisors: “There are people out there that truly understand. And so I'd want to tell people like, you're not alone.” (C, 01:45)

Key Segments & Timestamps

• 00:00-00:30: Introduction to the partnership and the new season.
• 00:30-00:48: Open discussion on money-related anxiety and the universality of financial questions.
• 00:48-00:53: Real-life examples: weddings, home buying, family planning.
• 00:53-01:05: Listeners’ retirement anxieties and health-related financial stress.
• 01:05-01:45: Host Jamie Rowe explains the show’s mission; advisors' role in building confidence.
• 01:45-02:07: Advisors emphasize vision, accountability, and support.
• 02:07-End: Launch date and call to action.

Conclusion

The trailer for Season 3 of "What Should I Do With My Money?" previews a thoughtful, empathetic approach to personal finance, highlighting that no question is too small and no life stage is left unaddressed. With a focus on turning anxiety into action, Morgan Stanley positions this podcast as both practical and supportive, making it ideal for anyone navigating financial decisions or changes.