Loading summary
Transcript53 lines
- [00:01]
Amanda Knox
Hi, I'm Kylie Lowe, host of Dark Down East, a true crime podcast unlike any other. Why? Because every case I cover comes from the heart of my home, New England. From the rocky Maine coast to the historic streets of Boston to the quiet corners of Vermont and beyond, I investigate stories filled with untold twists, enduring questions, and voices that deserve to be heard. So if you're ready to explore the darker side of New England, join me every week for Dark Down East. Listen now, wherever you get your podcasts.
- [00:40]
Steve Buscemi
Hi, we're all modern. We're here to help you refresh your space for spring. With the best of modern furniture and decor all in one place, our team of modern obsessed experts hand vets each design for quality. Plus we offer fast and free shipping. That's modern made for real life. Shop now@allmodern.com hi, this is Steve Buscemi.
- [01:03]
Amanda Knox
You know, the actor. Well, now I'm an actor and podcast host. From Piece of Work Entertainment and Campside Media in association with Olive Productions, comes Big Time, an Apple Original Podcast. Each episode follows the story of one misfit with big dreams who isn't afraid to bend a few rules or take a shortcut to get there.
- [01:23]
Ian Schweitzer
Well, who steals bees?
- [01:25]
Amanda Knox
I was duped.
- [01:26]
Ian Schweitzer
I shoot you in the leg.
- [01:27]
Amanda Knox
This is Big Time. Follow and listen on Apple Podcasts. I was in a grocery store in Hilo buying milk for my toddler. When I saw the newspaper at the checkout stand. I recognized the expression on Ian's face, the struggle to grasp that he was actually free. And in that moment, the grocery store around me took on the surreal feel it had when I first came home, a feeling I knew Ian would experience soon enough. The seemingly endless choices after a world of deprivation. Even just the color palette of a place like this, with its bright fruits and vegetables and packaging, was a shock. After years of gray concrete and steel in the blink of an eye, Ian went from a prisoner of the Saguaro Correctional center in Arizona to a free man back in his home of Hilo, Hawaii. He walked out of the courtroom not in shackles like he had walked in, but hand in hand with his mom and dad, who for the last 30 years, since all this started, had been mourning the life they all lost after years in prison. Stepping into the outside world is like stepping through the looking glass. There's a distorted surreality to the mundane. A mailbox or a key can take on magical significance. A crowd waiting for a bus can become terrifyingly claustrophobic. Having been convicted in 2000, Ian was sentenced to life behind Bars at the start of the new millennium, just a year before the first ipod was released, and nearly a decade before social media platforms like MySpace, Facebook, YouTube and Twitter transformed the way we communicate. Even in 2011, when I was acquitted, I was baffled by touchscreens. I'd missed the rise of Obama and our intro into the iconic Taylor Swift and a million other things. Compared to me, Ian had so much more to catch up on.
- [03:37]
Ian Schweitzer
Yeah, I lost half my life. Lost half my life. And the prosecutors were all right with that. The judge was alright with that. They was all right with me dying in prison. You know, I think that's. You gotta, like, let it sink, let that sink in. You know, sit in a cell for something you didn't do for 130 years, let that float on your brain for about 10 years, and then do it again for another 10, and then, you know, another six on top of that.
- [04:13]
Amanda Knox
I'm Amanda Knox and this is three. Chapter six, Unknown male number one. Only four days after his release, Randy Roth and Ken Lawson of the Hawaii Innocence Project have dinner with Ian.
- [04:50]
Ken Lawson
Ken had a gathering, and my wife and I were able to sit next to Ian for the dinner and be able to chat. And first we were just shocked that there was no apparent anger or hostility or resentment or chip on his shoulder. He just seemed like a very genuinely good, gentle, spirited person who appreciated where he was at the moment, appreciated that we were there talking to him, appreciated everything, of course, that the Innocence Project had done. But the reason I'm mentioning this now is that in talking to him, he said, because we asked, of course, how are you doing? And he said, well, I think I'm doing okay, but I gotta tell you, it's difficult. For the last 24 years, somebody has told me when to get up, when to go to bed, when to eat, what to eat. But he said, it's hard making decisions, not that it should be. And he seemed reasonably confident that he would get back into the rhythm of daily life. But he said, it's just real hard to go from that kind of structure for 24 years to all of a sudden you're just let loose on the world. I had, because I had read all of the news coverage of him and watched the TV news coverage of him during the trial period, I had one image of him that was just so different.
- [06:37]
Keith Shigetomi
Ian had a hard struggle mentally coming out because of his age. And then, you know, he told me when he first got. He's living back at home, his parents, you know, so he's at home with his Parents who have not. Sean's been gone out the house for years, so it's just Ian and his parents, and now he's living in the house and he feels useless, you know, so he's waking up at night, you know, doing dishes and stuff like that. And I think it was just very stressful, kind of figuring out, do I fit in? How do I fit in?
- [07:08]
Ian Schweitzer
I've probably got add, adhd, ocd, ptsd. I probably got it all, you know. But, yeah, an anxiety attack. Going to Walmart the other day by paper towels. Paper towels. It's blowing my mind. I was like, what the hell are you going on? I need a navigator. Navigate me out of the store.
- [07:33]
Amanda Knox
A few days after that dinner, I met Ian for the first time as we shared the stage at a Hawaii Innocence Project event to educate law students about the causes and costs of. Of a wrongful conviction.
- [07:47]
Ian Schweitzer
I think her just hugging me was more than words can describe.
- [07:52]
Amanda Knox
Although both have been exonerated, Knox says that doesn't always mean feeling free. It's one of the things that you feel when you have been wrongly convicted, when you've been wrongly accused, is that you don't belong to the rest of humanity anymore. You have been isolated. You have been turned into a monster. And that feeling persists even in freedom. Both Knox and Schweitzer hope sharing their stories in their own words will help inspire change with these law students and the entire community.
- [08:21]
Ian Schweitzer
I wouldn't wish it on no one. It's a different road.
- [08:26]
Amanda Knox
And one area that is in desperate need of change is how the wrongly convicted are supported after release. Emerging from prison is destabilizing and disorienting, whether you're guilty or innocent. But ironically, the guilty are provided many more resources when they are paroled from counseling to help with housing, medical care, and food. The wrongly convicted, by contrast, often don't even get a bus pass.
- [08:56]
Keith Shigetomi
Where's their help? And so most people, when they see the news clips and say, oh, he's free, the judge has freed him and all that, they go, oh, my God, he's just going to be. It's over. Don't realize that another journey starts now. And you get used to being in that environment to where even if you're innocent, right, you get used to a routine because you had to find a routine or that would drive you crazy. So you do a routine. So you, you know, so whether it's, you know, like Ian and I do, you know, work out a lot, right? So, you know, you go to the gym at a Certain time, you go to the library a certain time, you do this at a certain time and you. And so he's doing all that. Now all of a sudden, he's out. After 25 years of doing that, you sleeping in a certain bed. One thing he said, he's like, you know, so the judge frees him. We go to the hotel. We have a hotel room for him on the Big Island. He doesn't know how to check in. He doesn't know how to use the key, you know, because back then they just had to, you know. And so we tried to get him an iPhone. We had to take him to the iPhone store and sit there for a couple of hours while they teach him how to use an iPhone.
- [10:01]
Amanda Knox
But there's compensation, right? There's no guarantee. Especially because many wrongly convicted people who get released aren't done with the legal battle to clear their name. Not guilty isn't the same as innocent. In my own case, though I was acquitted. In 2011, the Italian courts retried me for the same crime in absentia. I was found guilty again and I had to appeal again, all the while facing extradition back to Italy. I spent another four years in that limbo, unable to plant roots or move on with my life, fearing that the future would take me back to that prison cell across the world. How do you get a job or date or even move through society when everyone you meet sees you under a cloud of suspicion because you're not yet legally vindicated? It wasn't until 2015 that Italy's Supreme Court finally declared me factually innocent of murder. In Ian's case, his conviction was vacated and he walked free. But all that meant was that there wasn't sufficient evidence to prove him guilty beyond a reasonable doubt. He was not yet declared factually innocent. And in the meantime, imagine having to explain the 20 plus year gap in your job history or the results of your background check. I still get panicky going through background checks today or when going through customs while traveling internationally, because there is often no box to check that says convicted of a crime but actually innocent. You always have to explain. So you can imagine how much getting that legal vindication matters for someone like Ian.
- [11:46]
Keith Shigetomi
I think almost every state has a wrongful conviction compensation statute, Hawaii statute. Bill Harrison and I sat on the committee to help develop the statute, and most of the things that we thought would be in it were cut out by the Attorney General at that point. But anyway, nevertheless, the statute is to allow anybody that was incarcerated and is actually innocent to receive $50,000 a year for each year that they were in prison. But in order to be entitled to that $50,000 a year, you have to show that when a judge vacates your conviction, he or she did so because you were actually innocent. And so because there are a lot of people who may have confessions taken falsely, like, you know, or whatever, and then they may be guilty, but because the confession was taken illegally, it gets thrown out and their conviction gets vacated, they still guilty. You ain't innocent. You may be free, but you ain't innocent. Right? We're talking about. So because our system and the prosecutors started talking about beyond reasonable doubt, you get charged for a crime in the United States, despite what you see in the news, right? Where they say, well, the jury came back and found him innocent, that never happens. It cannot happen. There's no verdict for innocence. It's only guilty or not guilty. And not guilty can have many meanings. It could mean that you're not guilty. There wasn't enough evidence to prove it. Or it could mean that you're innocent as a driven snow, but you would never be found innocent. And so when a judge vacated the conviction in order to file the petition to get these young men compensated, we had to have him say, because no other judge can say it, they didn't do it. He did it. So we have to have this judge say, the reason why I vacated your convictions is because I found sufficient evidence to find by clear and convincing standard.
- [13:39]
Amanda Knox
Things could be so much worse. Thankfully, prosecutors are not seeking to retry Ian for this same crime. But a hearing to declare him factually innocent would take time. And until then, he remains merely not guilty. For Sean. Since he took a plea deal, he's still considered guilty in the eyes of the law. And In October of 2023, it's Sean's turn before the magistrate.
- [14:12]
Keith Shigetomi
The Ego Power plus savings event is on at lows right now. Get a Free Select EGO 56 volt battery with purchase of a select trimmer blower or mower kit. That's a $299 value. Plus, shop today for new and exclusive items you need for your lawn. So get ready for spring with the latest in innovation from Ego, the number one rated brand in cordless outdoor power only at Lowe's, we help you save offer valid through 416. Selection varies by location while supplies last.
- [14:42]
Ian Schweitzer
The last thing you want to hear when you need your auto insurance most is a robot with countless irrelevant menu options. Which is why with USAA auto insurance, you'll get great service. That is Easy and reliable, all at the touch of a button. Get a quote. Today, restrictions appreciate.
- [15:02]
Amanda Knox
Attorney Keith Shigetomi takes the floor to dive into the case, explaining that Shawn made the difficult decision to plead guilty to avoid a possible lifetime in prison despite evidence of his innocence. Now Shawn is seeking to withdraw his plea and clear his name. A modern jury would likely acquit him based on the evidence presented.
- [15:26]
Myles Bryner
What normally happens is on these, what they call Rule 40s is the court grants the Rule 40, in other words, finds that unfairness has occurred. The court will then vacate the conviction, set it aside, set the matter for trial. Well, Judge Kubota went farther than that and dismissed the case. And so now the California Innocence Project filed a petition on behalf of Sean saying that, you know, the conviction was. Was unlawful, that he should be entitled to the same relief as Ian. There's a little wrinkle that it can be treated. It has. It may be treated somewhat differently because, you know, they're both. Both are saying this new evidence confirms that they had nothing to do with it. The new extensive DNA testing, the tire tracks, the bite mark, has been shown to be not reliable. So under the doctrine of collateral estoppel, Collateral estoppel says that if the issues been decided after a full hearing and the parties involved are similar or related, then we're not going to force another hearing because that's, you know, it's already been decided. So with that, if the court has heard the evidence from Ian's hearing and finding that the issues and the parties are similar, the court can grant the same relief, which is what is being called for. Alternatively, because Sean entered a plea, it's also a way in which the court can order that his plea be withdrawn and the matter be reset for trial or dismissed at that point. But because Sean entered a plea, it's a little bit different. And so we either have to withdraw it, or the court can say it doesn't matter because of the new evidence. But we have these alternative positions that are there.
- [17:45]
Amanda Knox
Judge Kubota isn't blind to the looming risk of a gross miscarriage of justice in Shaun's conviction, something he refers to as manifest injustice. He emphasizes the importance of a thorough and fair examination of all available evidence that brings true justice to light. And so, officially, on October 23, 2023, Sean's conviction is reversed. Now, like his brother, he is officially not guilty. But until they can both be declared factually innocent, that cloud of suspicion will remain. On their way out of the courtroom, Sean and Ian meet with the media. All right.
- [18:32]
Ian Schweitzer
Feeling pretty awesome. Pretty good. Pretty damn good. It's been a long fight. It's a lot of struggles and ups and downs and we finally got our day in court and it's awesome. Sean, was the stipulation a surprise or was it already cooked? Baked and cooked and ready to go when you got here? Little bit, yeah.
- [18:54]
Amanda Knox
Yeah.
- [18:55]
Ian Schweitzer
They didn't expect to walk out of there with, you know, not having any charges on me anymore. It's a very different feeling.
- [19:04]
Amanda Knox
So you didn't know that going in that she was going to do the stipulation?
- [19:08]
Ian Schweitzer
No, no, I didn't. No. Thanks to Mr. Shigetomi and California Innocence Project and all the Innocence Projects out there. I mean, they did a lot for me and my family and it's awesome. Beautiful people. And it's a long fight sometimes and you gotta be patient and wait till it comes, be the right person in life. Sean, you think your relationship with the community changes? I mean, I don't know what kind of reception you've been getting out there or how you've been treated. I think I represented me and my family in the proper way, you know, and after a while, I think I kind of changed a lot of people's minds. Hopefully this will help the rest of the people out there who's naysayers or non believers.
- [19:57]
Keith Shigetomi
So.
- [19:57]
Ian Schweitzer
Yeah. Were you treated poorly at times throughout this ordeal? Definitely, yeah. Definitely, yeah. It was a struggle for a long time there in the beginning. You know, it's a long struggle and sometimes you just gotta kill them with kindness. My mother in law teach me now. All right.
- [20:18]
Ken Lawson
Who are the people that stood by.
- [20:19]
Ian Schweitzer
You all these years? You and Ian? My wife, my parents, my brother. You know, not very many people. You know, I got very few friends that I call friends. Sometimes it's hard being in that situation. You know, you think of people as being more open minded and the kind and it's just not the way the world is. So it's definitely a struggle. And you know, do you think that adds to the emotion of today, going through this? It definitely changed me from what the person I used to be. You know, it's. It does that to you and it's something that will never be taken away from me. And, you know, it definitely left a scar. It'll always be there. I'm sure I'll always have that habit of looking at people around and seeing if they looking at me or judging me or hopefully this day will change some people's minds where I don't have to worry about that as much. How Are the two of you doing kind of getting to know each other again? You know, it's awesome to have my brother here with me. It's. You know, I had to basically take him out of my brain, you know, for a long time. And to have him around now, it's. God said I really enjoyed having him around. Yeah. Sorry. You know, it's happy every day I get to wake up and see him. You know, it's something I never thought would happen. You don't feel it until it's like you get that answer. Yeah, it's here, it's coming. So, yeah, it's a very big blessing to have him in life again, that's for sure. Yeah.
- [22:19]
Amanda Knox
As for Frank Pauline Jr based on all the forensic evidence, he was not responsible for the crime against Dana, and none of his confessions can be substantiated. But this came too late for Frank Pauline Jr. Who died in prison after another inmate attacked him in the wreck yard on his 42nd birthday.
- [22:45]
Frank Pauline Jr.
Frank's story is a sad story because he apparently falsely accused the Schweitzers, denied involvement, and then later on was tagged and identified as possibly his shirt was. And DNA was established that he was a participant.
- [23:02]
Amanda Knox
That's Myles Bryner, the attorney who has been handling Frank Pauline's estate since 2023. And he knows that Frank wasn't exactly the most standup guy at moments. He was complicated, and not a lot of his actions can be easily explained. But he is confident in his client's innocence.
- [23:24]
Frank Pauline Jr.
At one point, he said he saw things and knew things, and other times he said, no, I wasn't there. I was just doing this to get my brother off the hook because he was facing his own criminal charges. So he was kind of entrapped himself in his own series of lies. And I didn't realize the impact of Frank's conviction had on his children. I had an opportunity to spend quite a bit of time now with his son Aaron, who's in custody himself on a domestic violence case. His description of his life and his brother's life, who has since passed away, was really hard. They had to change their names.
- [24:04]
Amanda Knox
In the October 2023 hearings, Frank Pauline's conviction was also under question. So Frank's family was in attendance, and members from the Paulines and Schweitzers came face to face for the first time. Two of Frank's aunts were there to support their nephew, even though he had been dead now for over eight years.
- [24:26]
Unnamed Family Member
They took lives from these boys in prison when they could have been home with Their own kids. That's what they did. They messed up these kids lives. I'm not saying that, you know, people are perfect. They're not. But the judge, the job, the system here really screwed up until today. We still have police force, are corrupt. We still do. Innocent lives were taken. You cannot, they cannot replace the lives that they taking the livelihoods from these boys and their families, they cannot replace that taken away from them. I want to see just justice done. I want their names cleared. I want their names cleared. And I always prayed that I'd be alive to see this day. And look how many years it took. Many years.
- [25:26]
Amanda Knox
Introducing the new Volvo XC90 with seven seat versatility, Google built in and advanced safety features for all your precious cargo. The new Volvo XC90 designed for life. Visit volvocars.com us to learn more.
- [25:42]
Steve Buscemi
This episode is brought to you by Progressive Commercial Insurance. Business owners, meet Progressive Insurance. They make it easy to get discounts on commercial auto insurance and find coverages to grow with your business quote in as little as 7 minutes@progressivecommercial.com Progressive Casualty Insurance Company coverage provided and serviced by affiliated and third party insurers. Discounts and coverage selections not available in all states or situations.
- [26:16]
Amanda Knox
Since his release. Ian can't work yet and is now living with his brother Sean. Despite the guilt that Sean suffered for all those years while Ian was in prison, the two have grown closer than ever. Yet they will never get back the time lost, nor forget the pain or trauma the past couple decades have brought them. Which brings us to the end of 2023. Through the dedication of the Hawaii Innocence Project team, their colleagues at several forensic DNA labs, and the advancements in DNA science, a DNA profile was created for the infamous unknown male number one. His exact identity still remains a mystery throughout 2023, which could mean one of two things. One, whoever killed Dana hasn't committed any other crimes. Or two, their DNA hasn't been collected and entered into the database in the years since. Regardless, this means Dana Ireland's murder is still unsolved. It's just. It's a very sad case. There's just no winners here. There's no winners. While it's celebratory for the Schweitzers, and I'm so happy for them to have to wait all this time and to finally get this day to see Mama Schweitzer, who's undergoing chemotherapy, to see that her boys are finally both home for Christmas and free and clear of these criminal charges. This is gonna be the best Christmas for them. But she has now breast cancer. She's fighting that, and she's going through a lot. And so it's hard. It's, you know, you can't get that time back. But also for Dana Ireland's family, for her sister, it's heartbreaking. Remember John Gonzalves, the man who initially reached out to Hawaii PD and told them to expect a call from Frank with information about Dana Ireland's killer? We reached out to John and we were able to get him on the phone.
- [28:11]
Ian Schweitzer
This one guy interviewed me a few months back, too. I guess he works for a newspaper, and he asked me certain things and I just said, I'm not going to answer it. They said to me, pointing fingers at anybody, because obviously that shit don't matter. I mean, they all got out, right? They couldn't figure it out. I'm the one that my brother confessed to me. I came forward and that's how this all started. And I get the bad end of the deal.
- [28:35]
Amanda Knox
We tried to make plans to talk more extensively. He never called us back. Years before his death in 2015, Frank actually wrote Ian a letter in prison apologizing for everything he did and admitting that Ian had nothing to do with it. He sent the letter through a retired judge, Mike Heavey, who advocated for my own innocence and has since become a friend. Here's a VO actor reading Frank's letter.
- [29:06]
Unnamed VO Actor
March 15, 2005. Dear Ian, I asked Judge Mike Heavey to mail this to you for me. I hope you're doing well and in good health. Ian, I know I messed up your life and have placed you and your family through a lot of suffering. I just wanted to ask you to please find it in your heart to forgive me. I know it won't be easy to forgive someone like me for destroying your life. I know we had this talk before, but I wanted you to really know how bad I felt and how sincerely sorry I am. You and your family didn't deserve all this. Ian. I have changed my life and I have accepted Jesus Christ into my life. I'm no longer that piece of trash I once was. I am a son of the most powerful God in our world. Jesus had changed me and made me a better man. Ian. Not saying I'm perfect. What I'm saying is I'm a work in progress. I have a favorite scripture I want to share with you. It's from Matthew 19:25, 26. Jesus was asked by his disciples, who then can be saved. Jesus looked at them and said, with man, this is impossible, but with God all things are possible. How awesome is that, Ian. Look, I really am sorry, Ian. My lies have really destroyed our lives. So much hurt, hate, and time we have been through and lost. I sincerely apologize to your whole family also. The truth is coming out and our lives will be given back to us. As Jesus said, the truth shall set you free. I believe it. I hope you can find it in your heart to forgive me. I know it won't be easy. Still, I hope you can. You can write me if you wish. Just go through Judge Heavey. Take care of yourself, Ian. I have you in my prayers. God bless. Love in Jesus Christ, Frank.
- [31:11]
Amanda Knox
Now the estate of Frank Pauline is also working on his posthumous exoneration, something that has never been done in the history of the state of Hawaii.
- [31:22]
Frank Pauline Jr.
Frank was nonetheless innocent, yet he was convicted. But he contributed to that conviction because of all of his expansive lies and his stories. He was trying to play both sides of the fence, trying to help this person or that brother or this family member. Then he figured, I could exonerate myself, but. Which brings home the notion that innocent people do get convicted. So when he finally gets convicted, it's like, I didn't do this. And he kept telling people, I didn't do it. It's too little, too late because he's talked himself into a conviction. That's unfortunate. We often ask you when you read an article about someone confessing to a crime and then later on they're exonerated, sticking this case where they clearly couldn't have been the person, yet they confessed to it, and you're shocked, going, why would you confess? Well, if you ever sat down with people and spoken to them once, you know they've done that, you've experienced the pressure of being interrogated. Yes.
- [32:22]
Amanda Knox
And this is where our story ended, or so we thought. We were going to monitor it closely over the next few months, knowing that at some point in time, Anne and Sean would have hearings to hopefully be fully declared factually innocent and receive their well deserved compensation from the state. But In July of 2024, when we reached out to the Hawaii Innocence Project to make sure we were all buttoned up for release, we were shocked by the response we received. Quote, we just got a match on the DNA for the person who actually committed the crime. Our clients don't know yet, because we are trying to get an arrest warrant and search warrant from the judge today, end quote. While the Hawaii PD has publicly acknowledged their continued cooperation with the Hawaii Innocence Project to find the killer, right after Ian's exoneration We were shocked to learn that they also asked for all the DNA evidence and case information back from the Hawaii Innocence Project. They also assigned a new officer to the case and they shared with the media that new interviews or re interviews are taking place now. But despite the news that the biggest murder case in modern Hawaii history convicted the wrong people, everyone has suddenly gone quiet. And so the question that spread like shockwaves throughout Hawaii back on Christmas Eve 1991 still stands, who killed 23 year old Dana Ireland and why? When we first traveled to Hawaii to begin our coverage on the murder of Dana Ireland and the subsequent wrongful convictions of Albert Ian Schweitzer, Sean Schweitzer and Frank Pauline Jr. Our hope was to help push these cases even just a little bit towards real justice through national attention. We wanted the world to know where the true innocence lies in this case and that there is a full list of potential suspects screaming for the Hawaii Police Department's attention. For the sake of three families, the Ireland family, the Schweitzer family, and even the Paulines. And almost a full year later, we were ready to do just that. But little did we know everything that was happening behind the scenes.
- [34:53]
Keith Shigetomi
We said it right after Ian got exonerated to the press on the courthouse steps that we were not going to stop trying to find out who unknown male number one was.
- [35:06]
Amanda Knox
That's next in chapter seven, which you can listen to next week. Introducing the new Volvo XC90. With seven seat versatility, Google built in and advanced safety features for all your precious cargo, the new Volvo XC90 designed for life. Visit volvocars.com us to learn more.
- [35:48]
Steve Buscemi
This episode is brought to you by Progressive Commercial Insurance. Business owners meet Progressive Insurance. They make it easy to get discounts on commercial auto insurance and find coverages to grow with your business quote in as little as 7 minutes@progressivecommercial.com Progressive Casualty Insurance Company coverage provided and serviced by affiliated and third party insurers. Discounts and coverage selections not available in all states or situations.