271. Chloe Veitch: 10+ reality TV shows by 26! From unpaid modeling jobs to Netflix reality TV star, how she navigates imposer syndrome, follows her intuition, and the $$$ lessons along the way

Summary

Podcast Summary: Trading Secrets — Episode 271

Guest: Chloe Veitch
Date: December 29, 2025
Host: Jason Tartick (Audioboom Studios)
Episode Theme:
From Unpaid Model to Netflix Star: Chloe Veitch’s Candid Journey Through Reality TV, Imposter Syndrome, Big Payouts, and Tough Lessons in Money and Self-Worth

---

Episode Overview

In this episode, Jason sits down with Chloe Veitch, a household name in Netflix reality TV with over 10 show credits by the age of 26. Chloe opens up about her beginnings in a small English town, experiencing financial hardship, and yearning for escape—first through performing arts, then through a whirlwind entry into modeling and global reality television.

Chloe gives rare insight into the business—she talks openly about the money (and lack thereof), tough lessons learned, imposter syndrome, social media success, and how intuition and kindness opened doors. She also discusses the pitfalls of fame, career pivots from contestant to host, and the personal costs of having her love life in the public eye.

Chloe’s blend of sharp honesty, humor, and vulnerability makes for an episode that’s as revealing as it is motivating.

---

Key Discussion Points & Insights

1. Early Life and Motivation

- Growing up in Essex:
Chloe describes a modest upbringing in a government-owned house, with her mother as the breadwinner and her father struggling with addiction.

"My relationship with money, I just think whenever I got a tiny bit of money, I would spend it... I want to go shopping, I want to go get a bag." (03:54)

- Early ambition:
She initially dreamt of West End theater but felt limited by her environment and struggled academically—except in performing arts.

---

2. Modeling & The Power of 'Yes'

Chloe stumbled into modeling after her mom entered her into a contest she won, which sent her to Korea for a pageant.

"Whenever an opportunity would come up, I would grab it with both hands as like an escapism." (05:12)

She quickly learned most early gigs paid nothing, but networking (at an unpaid shoot) led directly to her first reality TV audition.

---

3. Breaking into Reality TV

- Too Hot to Handle:
Chloe was cast for her authenticity, not for a wild, strategic persona. She didn’t even know it was for Netflix or would become an international hit.

- Her “casting story”:

"The story that got me the job...my dad’s got six different children with five different women...so like, it taught me sex isn’t that deep...they were like, you need the rehab of Lana.” (09:20)

- Paychecks & Exposure:
Chloe reveals she was not compensated for her first two major projects (including Too Hot to Handle). Instead, the value came from later brand partnerships driven by exposure.

---

4. The Money Side of Reality TV & Influencing

- Post-show Brand Deals:
Her first big deal was for Iconic London—£18,000 for a single Instagram Story.

"I use this anyway and they paid me something like 18,000 pound for one story…I’m gonna buy my mum a house!" (16:27)

- Peak Earnings:
After her breakout:

"...I was 19-20 years old, earning 40,000 a month just off of two brand deals..." (17:38)

She discusses the volatility of social income—earnings drop as engagement fades or time from TV increases.

- Financial regrets and evolution:
Chloe recalls impulsive purchases (a Range Rover, designer bags) and learning to value money after leaner periods:

"Now I value money and income." (19:24)

---

5. Navigating Career & Personal Growth

- Imposter syndrome:
Chloe admits to regularly doubting her worth, especially moving from contestant to host:

"I don’t think I’ll ever get over it. I invite it as a friend sometimes." (41:42)

- On building her brand:

"It’s only been the past year or two I’ve thought, ‘Oh my God, this is a business’...I was living in the moment all this time." (11:28)

- Transition to Hosting:
She attributes her move to hosting not to strategy, but to consistently nurturing genuine relationships:

"I always keep the relationships...it’s taken years of being in the industry, maintaining contact, calling them, going for coffee..." (24:27)
She never auditioned—Netflix execs came to her based on reputation and enthusiasm.

---

6. Inside Reality TV: Behind the Scenes & Mental Health

- The impact of public relationships:

"If you’re publicly in a relationship, you get less TV jobs…it’s the unspoken rule of reality TV." (22:00)

- Psychological pressures:
On trying to “play a character” versus being herself, especially after her first reality hit:

"On The Circle, I had that voice in my head: ‘You need to give them what they want’. I was a nervous wreck." (13:44)

- Hardest Reality Experience:
Refused to consider a return to 'Perfect Match':

"You couldn’t pay me a million dollars to do it again. It's the Hunger Games for reality TV." (23:40)

---

7. Lessons in Money, Love, and Boundaries

- Payroll as a host:
Her hosting gig became her largest payday—well into six figures, negotiated with the help of her agency team.

"I was like, I don't care if they don't pay me. I just want to do it...Then it got pushed into the six figure range and I was like, wow." (30:28-31:27)

- Value of trusting your intuition:
She turned down a £250,000 upfront deal to preserve her relationship with Netflix:

"If you would have done that, we wouldn't have had you host the show...when that greed—you ignore that intuition—it will f*** you up in the long run." (49:10-49:34)

- “No is a full sentence” and the importance of boundaries:

"Silence is deadly...If you want to understand someone more, shut your mouth, open your ears...No is a full sentence." (38:10-38:31; 71:35)

---

Notable Quotes & Memorable Moments

• On childhood and modeling:

  "I failed all my GCSEs other than English, which is shocking because I’m definitely dyslexic...but I got an A star in performing arts..." (01:36-02:07)

• On building wealth from exposure, not paychecks:

  "None of them [reality shows] were paid...the brand deals are really just what have got me through." (20:31)

• On imposter syndrome:

  "I needed a year off of social media...to then go into the rebranding process...less money, less brand deals...for the long-term vision." (41:42)

• On manifestation and ‘the inside scoop’:

  "If it’s something that you really want...it’s gonna happen inevitably. I genuinely believe that." (25:25)

• On her most lucrative payday:

  "The job that paid best was the one I just hosted." (21:19)

• Trading Secret:

  "Always lead with love and always lead with kindness...One of the reasons why I won Top Model was because there was a secret judge in the makeup room and I didn’t know." (56:48-57:12)

---

Timestamps for Important Segments

• Chloe’s beginnings, family, and money philosophy: 01:33–04:35
• Modeling roots & falling into TV: 05:12–07:42
• Too Hot to Handle casting & Netflix debut: 08:29–10:13
• No compensation for early shows, and why she chose THTH: 10:13–10:51
• Switch to business mindset, imposter syndrome: 11:11–12:07
• Brand deals and influencer earnings: 16:22–18:36
• Financial mistakes and lessons: 19:02–19:24
• Love life impacts on career: 22:00–23:18
• Would she do more dating TV? (No): 23:39–23:56
• Hosting transition, relationships in industry: 24:25–25:18
• Pitching to Netflix executives for hosting gig: 27:17–28:28
• Negotiating six-figure hosting deal: 30:28–31:34
• Behind-the-scenes: hosting and production: 35:01–35:59
• Silence as a tactic and boundary setting: 38:10–38:31
• Imposter syndrome; social media break: 40:53–41:42
• Chloe’s new podcast & being an employee, not a ‘talent’: 43:56–44:33
• Rapid-fire: best job, worst financial move, overspending: 46:17–47:13
• Turning down $250k upfront for long-term value: 49:02–49:34
• Crystal ball: her future, self-love, boundaries: 50:47–51:43
• Love, money, and non-negotiables in relationships: 52:47–54:54
• Trading Secret: 56:48–57:12

---

Key Takeaways for Listeners

• Exposure > Upfront Pay (Early On): Not all big reality shows pay talent—your money may instead come from social media and brand deals.
• Build Relationships Genuinely: Career pivots are less about calculated strategy, more about sincere connections and reliability.
• Boundaries & Self-Worth: Knowing your value (and having an agent/team to back you) makes a difference, as does learning to say “no.”
• Financial Lessons Are Hard-Won: Impulsive spending and “overnight” success can mask future pitfalls, but every mistake is a lesson.
• Manifestation + Action: Belief in yourself isn’t enough—manifesting works when paired with showing up, networking, and being kind.
• Kindness is Currency: Your reputation and how you treat others behind closed doors may matter most in your career trajectory.
• Protect Your Brand for the Long Game: Quick cash isn’t worth derailing trusted partnerships or your reputation in the industry.

---

Memorable Quotes in Context

• "Lead with love and kindness" (Chloe Veitch, 56:48)—her ultimate career and life trading secret, and the reason she believes doors keep opening.
• "No is a full sentence" (38:31)—her hard-won advice for personal and business boundaries.
• "If you’re a good person…trust your intuition, everything falls into place." (71:36)
• "You couldn’t pay me a million dollars to do [Perfect Match] again. It’s the Hunger Games for reality TV." (Chloe, 23:40–23:45)
• "If you lose your foundation, it could ruin your foundation." (49:40) — on the risks of chasing short-term paydays.

---

Overall Tone

Candid, self-reflective, honest, humorous, and vulnerable—with a motivational energy. Chloe is open about the ups and downs—her gratitude is palpable, yet she’s clear-eyed about her growth, finances, imposter syndrome, and the need for strong boundaries.

---

Final Summary

This episode is a rare, behind-the-curtain look at the real business (and emotional) realities of modern reality TV from one of its busiest stars. Chloe Veitch delivers inspiration, hard numbers, unfiltered lessons, and the message that leading with kindness and authenticity is truly priceless.

---

For More:

• Follow Chloe on socials: @ChloeVeitch
• Listen to her radio show: "Big Sister" on SiriusXM
• Watch her Netflix shows; Search “Chloe Veitch” on IMDb or Wikipedia for the full list

Transcript

[Chloe Veach]

Foreign.

[David (Host)]

Welcome back to another episode of Trading Secrets. Today we are joined by Chloe Veach, one of the biggest breakout stars in Netflix reality TV world. Chloe first rose to fame on Too Hot to Handle, quickly becoming a fan favorite with her humor, honesty and big personality. She went on to compete on the Circle and later on Perfect Match and most recently hosting Sneaky Links After Dark. Building a reputation as one of the most recognizable faces in Netflix reality universe. Beyond television, Chloe has leveraged her fame into a career as a model, influencer and content creator, connecting with millions of fans across social media. Today, we are going to pull back the curtain on the business of reality tv. What happens with money and contracts behind the scenes, and how Chloe has built her brand into a sustainable career. Chloe, thank you so much for being on Training Secrets.

[Chloe Veach]

I need to put you in my backpack and, like, carry you around with me. That intro was great.

[David (Host)]

Just a little pump up every day.

[Chloe Veach]

Thank you.

[David (Host)]

Oh, wow.

[Chloe Veach]

If ever I'm feeling shit, I can just call you.

[David (Host)]

Just call me. Remind me. I got you. Here you go. You've done it all.

[Chloe Veach]

I am that girl. Okay. I am.

[David (Host)]

You are that girl. All right. So that's actually a good, good transition. Did you expect to be that girl? Like, when you go back to your days, like, did you think growing up, like, you'd be in reality tv, you'd be hosting for Netflix? Like, what were your career aspirations?

[Chloe Veach]

To be honest with you, I grew up in such a small town.

[David (Host)]

Yeah.

[Chloe Veach]

And my expectations were limited because obviously you only know what you know. I'm only seeing people that work in a cafe or don't go to college. I'm like, oh, I don't want to go to college. You know? But I think when I was younger, I failed all my GCSes other than English, which is shocking because I'm definitely dyslexic. I got an A star in performing arts and I knew I wanted to perform, so I sang and acted and was like, you know what? I think I want to pursue the West End in London.

[David (Host)]

Okay. And West End in London is like the Broadway to New York City.

[Chloe Veach]

Oh, it's huge.

[David (Host)]

Yeah.

[Chloe Veach]

Yeah.

[David (Host)]

Did you make those? Did you make a run at that?

[Chloe Veach]

So I've done private singing lessons, acting lessons, and performing arts lessons for years.

[David (Host)]

Okay. Can you sing?

[Chloe Veach]

I love singing. Yeah.

[David (Host)]

Really? What's your go to? Karaoke song?

[Chloe Veach]

Anything? Adele, Beyonce.

[David (Host)]

Adele's a tough guy.

[Chloe Veach]

Yeah. I mean, I love Adele.

[David (Host)]

Okay. But that's. I mean, she's got the chops.

[Chloe Veach]

She has.

[David (Host)]

Yeah.

[Chloe Veach]

She's Got the chops.

[David (Host)]

You take on the risk when you get a karaoke.

[Chloe Veach]

But I never go on karaoke because I feel like with me, yeah, I'm like, everyone knows I'm on tv, right? It's like loud personality. They have expectations of, like, me and I kind of lean into that. It's like my armor.

[David (Host)]

Oh, interesting.

[Chloe Veach]

But then singing, I don't sing in front of anyone.

[David (Host)]

Wow.

[Chloe Veach]

I don't go on karaoke. I'm like, that's something that's sacred to me.

[David (Host)]

Yeah.

[Chloe Veach]

Like healing.

[David (Host)]

Interesting. All right, well, before we get to your days of being in the. In the spotlight, what was. You talked about growing up in a small town? What was your. We talked about money on this show too. What was your relationship with money growing up? Like, what. What type of area did you grow up in? And what was your relationship? What was your view on just money in general?

[Chloe Veach]

I mean, to be honest, like, it was only about five years ago that I learned what a mortgage was. Yeah. Because my mum and dad, they're not well off. We lived in a government owned house. My mum and dad didn't own their own house. My dad struggled with, like, addiction and was in rehab and didn't really work, so he didn't have a job or a steady income. So my mum was the bread earner, so she would try and go to college, but she couldn't because she had us kids to look after, so she dropped out. So for me, all I see was as long as you persevere. My mum was my role model, so she would persevere in trying to put food in the fridge. And it was just, it was beautiful to see. Now I'm older and I look back and I'm like, wow, like, you are really a superwoman.

[David (Host)]

Yeah.

[Chloe Veach]

But my relationship with money, I just think whenever I got a tiny bit of money, I would spend it. You know, I'm like, I want to go shopping, I want to go get a bag. I remember my dad, he. He sold his mom's house when she passed away and he had like $50,000. And he said to me and my brother, oh, you get a hundred pound each. And I was like, I've won the fucking lottery. This is incredible. This is a hundred pound I get to spend. And I went into one shop and within 20 minutes it was gone. And I was like, oh, well, now I need to get more so I can then treat myself again. So it's kind of like, yeah, my relationship with money was just, I just want it, I just want to spend it.

[David (Host)]

Yeah, immediately when you said that, it reminded me of Shannon Ford who we had on the podcast a couple years ago. And she talked about she grew up. And I'm not comparing the two at all, but she's like, I grew up in a trailer park and I didn't have anything. And the second I started earning, I was like, I'm treating myself. And she's like, that the power of me being able to treat myself was actually motivation for me to keep working harder to accomplish those things because those are the things I wanted to achieve. And so it's. I always find it interesting, like everyone has a different relationship with money and like what money can do for you. So it's always cool to kind of hear where it came from before all this wildness happened in your life and then the wildness happened. So, too hot to handle. How did they find you? How did you even get on the show? What did it look like?

[Chloe Veach]

To be honest with you, I didn't really believe in like, your story's already written. You know when people are like, oh, it's kind of fate and you fall into certain things as long as you're willing and open minded. I was always someone who would just say yes. When I was younger, I didn't care what it was. I just wanted the escape. The escape from my parents arguing or my dad going and drinking. And it was kind of like for me, whenever an opportunity would come up, I would grab it with both hands as like an escapism. And my mum, my mum put me forward for this modeling competition and I'd never modeled before. I was like 16, 17. Yeah. I didn't have any confidence, any self esteem. I was just very loud. And my mom put me forward for this competition. Fast forward six months. I won the competition. It was great. They flew me to Korea for three months. I was on my own at 17 with like 24 other women competing in this pageant. And I'm like, wow, the world is huge. I'm in Korea on my own with other women. I'm learning different cultures and hearing different stories. That's like widening my perspective of life. And then once I come back from there, my mum said, well, you might as well sign to a modeling agency. And I'm like, mom, they're not going to want to sign me. You know, like that imposter syndrome sneaks in. But I printed off different pictures of me after reaching out to different photographers saying, do you want to collaborate with me?

[David (Host)]

Yeah.

[Chloe Veach]

I had a book full of pictures that were shocking when I looked back But I got signed to an agency. It was a boutique agency in London.

[David (Host)]

And how old were you at this time?

[Chloe Veach]

I was like going on 18 years old.

[David (Host)]

Okay.

[Chloe Veach]

And then they put me forward for this job that wasn't paid. And I was like, I need money.

[David (Host)]

But you have to model. You have to do the work, but you're not paid.

[Chloe Veach]

Yeah. When you're trying to build your portfolio.

[David (Host)]

The model industry is tough.

[Chloe Veach]

It's crazy.

[David (Host)]

Do you still do modeling on the side?

[Chloe Veach]

I mean, not really, no. Yeah, yeah. It's just. It's something that you need to put a hundred and ten percent into.

[David (Host)]

Okay.

[Chloe Veach]

You know, obviously, you've got the perimeter, you've got networking, you've got portfolio social, your branding. It's like a whole. I would love to model for Dior one day. But it's like because of the reality TV that I've done, it's like, is that really possible? It could be if I wanted to do it 110%, but I don't have that capacity right now, so I have to redirect. But I fell into taught to handle because I'd done that modeling job that I wasn't paid for.

[David (Host)]

Interesting.

[Chloe Veach]

I met a casting director at the shoot and she said, you would be perfect for this show that I'm doing. And that's how my career just rocketed.

[David (Host)]

An opportunity you took that wasn't paid actually is what sparked the entire rest of your career, which is kind of interesting. When you did reality tv, especially Too Hot to Handle, like, it gets kind of get in the weeds a little bit. Like it gets a little intense. Did you have any apprehension before going on reality? You were like, let's go. Yeah, let's rip. Now, we've had some funny stories. Harry Jowsey on the show, and he's talked about some wild things he did to get on. Did you in the casting process have to do anything like wild, or did you make sure? Like, even Kaylor Barton from Love island just came on. She's like, I made sure that I told the craziest stories. Like, I dialed everything in because I was like, you guys are going to pick me. When you look back on that, did you have to do any of that?

[Chloe Veach]

To be honest with you, I was so naive.

[David (Host)]

Yeah.

[Chloe Veach]

I didn't premeditate, didn't strategize, didn't anything. The producers would be calling me at 10pm at night being like, are you available? And I'm like, yeah, yeah. I'm just in bed. And I would just be honest and authentic. And I think my advantage was I, I was so young, I didn't have the time to be around people to overthink it. You know, I was so oblivious of the industry and what you had to do to get in. But now looking back, it's like, yeah, you can amp yourself up and create the craziest store. You can even lie on the stories, you know, just to get picked. But what I truly found is that they are cast in different personalities for every show. So just be authentically yourself. That's exactly what I was. I mean, the one story that got me the job on Too Hot that I know is the story.

[David (Host)]

What is it?

[Chloe Veach]

Is so my dad has got six different children with five different women. And it kind of, it taught me that sex isn't that deep. Yeah, you could just have sex. Doesn't matter if you've just met them or it's two weeks down the line or you've been dating them for months. I mean, obviously I'm still really young, so like, what the fuck? But telling them that story that I don't attach myself to, that. They were like, oh, you're definitely needing the rehab of Lana. You need to come on this show because you need to cleanse yourself, bitch. Yeah, yeah, yeah.

[David (Host)]

That's a wild, like that's a total reverse psychology. Go onto reality TV to cleanse yourself. Hey, like that's un. I mean, wild. After your first show, when did you. So you do Too Hot to Handle. When did you start to notice like, okay, things are changing a little bit and then for Too Hot to Handle, were you compensated well for Too Hot handle?

[Chloe Veach]

Yeah, no, no, we weren't paid for going on. We didn't know it was going to be on Netflix.

[David (Host)]

Oh, so you didn't. Cuz you were season one. So you didn't even know it was going to be on Netflix?

[Chloe Veach]

No.

[David (Host)]

Interesting.

[Chloe Veach]

Yeah. I actually was in the audition process of Love Island.

[David (Host)]

Oh, wow.

[Chloe Veach]

Yeah. They were like, we want you to come on the show. And I was talking to producers and I said, well, I've just been guaranteed an original spot.

[David (Host)]

Why did you pick two out to handle over Love Island?

[Chloe Veach]

Because I wasn't guaranteed an original position on Love Island.

[David (Host)]

Yeah, Looking back at it, I mean, season one wasn't, I think two out to handle Season one was much larger than, than Love island season one. So obviously it was the right decision.

[Chloe Veach]

Yeah.

[David (Host)]

Unbelievable. So that's two jobs that you weren't paid for, but then that ended up working out and then you get. Obviously it goes to Netflix at What point do you start to say, okay, I was grinding and modeling. I'm trying to figure this out. I now get this deal. Netflix hits it. When do you start to see your life change professionally and financially?

[Chloe Veach]

I mean, I never see it change professionally until the past couple, past few years.

[David (Host)]

Okay, well, I'm surprised you say that. I mean, you have millions of followers on Instagram. You've been on multiple, multiple shows. You're now a host. Wow. Why do you say just the last couple years professionally, it changed because I.

[Chloe Veach]

Was just living in gratitude and I was just grateful for every opportunity I was given. I never said, oh, it's because of me. You know, it's not like, oh, I've made this decision and I'm a businesswoman. Like, this is a platform and I am the business. I need to monetize it. Like, I need to strategically play out storyline and headlines and paparazzi and no, it's only been the past year or two that I've really thought, oh my God, this is a business. I've just been so living in the moment. This all this whole time. And I'm seeing all my friends starting businesses and doing this and I'm like, how did you do that? And they're like, chloe, you can do it. I'm like, really?

[David (Host)]

Yeah, yeah, yeah.

[Chloe Veach]

But, yeah, it's, yeah, crazy.

[David (Host)]

You started a business, but you didn't expect to become the head of everything. Now you're doing marketing, customer service, and it with no support staff. At some point, doing it all becomes the reason nothing gets done. Stop doing everything. Instead of spending weeks sorting through random resumes and keeping your tasks on overflow, use Upwork Business Plus. It will help send a curated short list of expert talent to help with your inbox in just hours. Trusted top rated freelancers vetted for skills and reliability and rehired by businesses like yours. Upwork Business plus takes the hassle out of hiring the pressure off your team by dropping the best talent rate your lap. That way you're never stuck spinning your wheels when you need a skilled pro. Right now, when you spend a thousand dollars on Upwork Business plus, you'll get a $500 in credit. Go to Upwork.com SaveNow and claim that offer before 1231, 2025. Again, that's Upwork.com Save. Scale smarter with top talent and a $500 in credit. Terms and conditions apply. When you were on the show, I feel like so many people from reality TV will come on the show and they talk about the psychology they experience of trying to stand out on the show or try to portray themselves in a certain way. Did you feel like you had to do that either consciously or subconsciously?

[Chloe Veach]

I would say the circle, yes.

[David (Host)]

Okay. Why?

[Chloe Veach]

I just come off the most watched reality TV show in the world, and I think the cut and edit of my storyline was very much like, you're funny, you're exaggerating. You're kind of just this bubble of energy and positivity. And when I went onto the circle, I had that voice in my head that's like, oh, you need to give them what they want.

[David (Host)]

Yeah.

[Chloe Veach]

And it changed. The script flipped, and I thought, okay, I need to, like, exaggerate my personality. But I was already that girl anyway.

[David (Host)]

Yeah.

[Chloe Veach]

So I was just overthinking it. Then I was a nervous wreck.

[David (Host)]

Yeah.

[Chloe Veach]

So that was the one show that I watch back, and I'm like, I mean, I was myself. I can't not be anything other than myself. But I was thinking about it more strategically.

[David (Host)]

That makes a lot of sense. After Too hot to handle. I mean, you do two jobs. The modeling gig, then two out to handle for free. At this point, you're building a brand. You're on the biggest show in the world. Like, are you negotiating for the circle? Be like, all right, I got some. I got some. Like, I am a hot commodity now. Like, did that happen?

[Chloe Veach]

I can't even remember if I got paid for the circle. Wow. Yeah. Can't even remember.

[David (Host)]

Maybe your trading secret is just do things for free and everything else will work out.

[Chloe Veach]

Honestly, like, I'm being completely transparent with you.

[David (Host)]

Yeah.

[Chloe Veach]

Like, not once do I do it for the money. Huh. I just. I've had this ever since I was a kid. If you are a good person and you lead with intention and you're trusting your intuition, it will fall into place. And there is obviously you need to be paid to survive.

[David (Host)]

Sure.

[Chloe Veach]

I was being paid through brand deals. So for me, it wasn't like I was desperate for the money or I was asking or turning opportunities down because I wanted more or greed would play into it. It's like, okay, I would speak to my agent, speak to my manager, and I would trust them and be like, okay, well, if you think this is a good deal and we don't do it for money, then I think being in my position, money isn't the be all or end all, Because I'll get that through brand deals anyway. It's about the exposure that then ties into the brand deal.

[David (Host)]

Got it.

[Chloe Veach]

You know, so you're like, the Reality.

[David (Host)]

Show will give you the exposure. The exposure generates eyeballs. The eyeballs will then generate cash opportunities through brand deals on social media.

[Chloe Veach]

Yeah. And obviously if you win the circle you get. Then you get a couple hundred thousand. Yeah. I came second.

[David (Host)]

Do you get anything for second or no? No, nothing. They got to give second place.

[Chloe Veach]

That's just more airtime. Okay, I'll take that.

[David (Host)]

You're like, well, that leads to brand deals. Yeah. So when did you see for obviously you two out to handle season one blowing up, then you're on circle. When did you start to see money come through on social media and what it looked like? Because this is season one was in 2020, correct?

[Chloe Veach]

Yeah.

[David (Host)]

So when did you start to see money coming in and be like, wait a second, some dollars are hitting my bank account. What did that look like?

[Chloe Veach]

I remember.

[David (Host)]

Yeah.

[Chloe Veach]

My first brand deal.

[David (Host)]

Okay, what was it?

[Chloe Veach]

It was iconic London.

[David (Host)]

Okay.

[Chloe Veach]

It was a body shimmer mist. And I loved it.

[David (Host)]

Yeah.

[Chloe Veach]

I was like, I use this anyway and I think they paid me something like 18,000 pound for one story. I was like, what? A story only stays up for 24 hours, right? Like, that's insane. You know, I'm thinking, I've made it, I'm gonna buy my mama house. This is incredible. And I'm. The story was I just sprayed it on my face, went out into the sun and went, wow, my skin's so glowy. Yeah, glowy. Chloe. That was it.

[David (Host)]

Wow. That's a tagline.

[Chloe Veach]

That was it.

[David (Host)]

Yeah.

[Chloe Veach]

£18,000. Incredible.

[David (Host)]

That is unbelievable.

[Chloe Veach]

Yeah.

[David (Host)]

And have you seen social media income increase year over year? Is it dipped like break down kind of state of the union of like what social media has been like for income since 2020-2025, I've started to come.

[Chloe Veach]

To terms that depending on your. What's the word, your exposure and your. What's relevant, your relevance, you know, like if you go on a show and it's just come out and your numbers are up, your. Your money through brand deals is going to be higher.

[David (Host)]

Yeah.

[Chloe Veach]

And when I first started earning money, it was, I mean, I had a brand deal for fashion for 20,000amonth and then sheen for 20,000amonth. So I was 9, 20 years old, earning 40,000amonth just off of the two brand deals which were like a year long contract.

[David (Host)]

That's. But to hear like, that's why I love going to where you're from, to hear like where you came from, from to that. How cool is that?

[Chloe Veach]

I mean, that was when I first started and Came off of, taught to handle. That was like my highest earning months when I first started. And then I learned some things about brands that I wanted to work with and brands I didn't want to work with because I was so young. I wasn't aware of certain fast fashion and this and that, you know? So, like, as you get older and you start to notice the brands that you're working with or not working with, you say no to certain opportunities. But I think the past. So just before I hosted Sneaky Links on Netflix, it was my lowest earning months.

[David (Host)]

Interesting.

[Chloe Veach]

Yeah. I mean, even though I was already established, I'd been on all these shows, my engagement was low.

[David (Host)]

Yeah.

[Chloe Veach]

So even if a brand does want to pay me, it's like, well, how many eyeballs are going to see this product?

[David (Host)]

Interesting. You know, so it went from. So a lot of what you saw with social media monetization was connected to time on reality tv. And as your time away from reality TV was moving.

[Chloe Veach]

Yeah.

[David (Host)]

The. The brand deal started going down. Yeah.

[Chloe Veach]

And I felt like I failed. I'm like, oh, my God, like, I'm now gonna be broke and I'm not gonna buy a house and what have I done? And then I started to resent myself. Why did I need that Chanel bag? I didn't need to buy that Range Rover. Like, I could have bought myself a house and secured my future. But now looking back, it's like, wow, how many beautiful lessons have I learned now? I value money.

[David (Host)]

Yeah.

[Chloe Veach]

And income.

[David (Host)]

And that connects to. It connects to the younger Chloe as a little girl who got the hundred bucks and spent. Yeah. And it's like when that money came in, spent it, and then you're like, okay, I'm going to learn a lesson. I'm going to learn a financial lesson. And that's honestly, the thesis of this whole podcast is like, we aren't taught this shit. We don't know. We don't know what to do because we aren't taught it. So probably the only way we learn is by doing it ourselves. And it sounds like that's kind of what you did. So in this time frame between Circle and then Perfect Match, were there other reality shows that were knocking on? What some of things were you doing for your career and earnings?

[Chloe Veach]

Okay.

[David (Host)]

And did Love the big question, Did Love island come knocking on your door?

[Chloe Veach]

No.

[David (Host)]

Really?

[Chloe Veach]

No. After that interview before, taught to handle.

[David (Host)]

Yeah.

[Chloe Veach]

I don't think they would take me on Love Island.

[David (Host)]

How come after.

[Chloe Veach]

Too hot.

[David (Host)]

Okay.

[Chloe Veach]

Because people have seen me. It's like, you know, I'm with Netflix. Two different. Yeah, I mean, I want to host it one day, but there we go, different story. So after Perfect Match, I mean, to be honest with you, throughout the Netflix shows that I've been on, quite a lot of people don't know I've been on at least 10 reality TV shows.

[David (Host)]

It's the list. If you go to. If you. If I put your Name on anywhere, ChatGPT, Wikipedia, Google, it's. It's a long list. I couldn't include them all.

[Chloe Veach]

They've used me and abused me. No. I've loved every second of it. Every show's taught me a different version of myself. And it's crazy because I feel like I've grown up on reality tv. I done the Hunted, which was like a survival show. You had to sleep on the streets for two weeks and, like, evade the hunters to raise money for cancer and all of this. But throughout all the reality TV shows that I'd done, majority of them weren't paid. But like I said, it's the exposure off of them. But the brand deals are really just what. What have gotten me through.

[David (Host)]

Yeah. Of all the shows you did, what. Which one was the most fun to be on?

[Chloe Veach]

I would say Talk to Handle, because it was my first show.

[David (Host)]

Okay.

[Chloe Veach]

Yeah.

[David (Host)]

And of all the shows you've been on, which has paid the best?

[Chloe Veach]

The one I just hosted.

[David (Host)]

Okay. And of all the shows, which one do you regret going on?

[Chloe Veach]

What do I regret going on? I'm going to be that girl. None of them.

[David (Host)]

Wow.

[Chloe Veach]

Every single one has taught me something.

[David (Host)]

Okay.

[Chloe Veach]

About myself.

[David (Host)]

Interesting.

[Chloe Veach]

Yeah.

[David (Host)]

I love it.

[Chloe Veach]

Yeah. I've had love affairs on some of them.

[David (Host)]

Yeah.

[Chloe Veach]

I've had breakups on some of them. I've met friends through some of them. So. Yeah.

[David (Host)]

Does that. Because a lot of. A lot of the shows you've been on a competition or dating has putting your, like, love life out there impacted your professional world, financial world, and then personally how. What. What have you done to kind of, like, deal with that? The ups and downs of that.

[Chloe Veach]

I think based off experience, if you're publicly in a relationship, you get less TV jobs because it's like.

[David (Host)]

Well, that's interesting.

[Chloe Veach]

Yeah.

[David (Host)]

So if you're publicly in a less, like, reality tv. Yeah.

[Chloe Veach]

It's like the unspoken rule of reality tv. Yeah. If you're single. Oh, yeah. That you're getting calls left. Right. And as soon as you go into relationship, it's like, oh, I mean, we could put her on this show. It could be a competition show.

[David (Host)]

Yeah.

[Chloe Veach]

You Know, I remember I'm a celebrity. Get me out of here. Australian edition. They reached out to me and I was in a relationship, and I had a conversation with them just to understand, like, are you single in a relationship? Because, like, I feel like I'm not going to speak for them, but based on the knowledge I have of the industry, they want the hot young woman to be single, to create more of a storyline, to potentially have a love interest, you know, to create more of a story. But I think that's affected me in my personal life just a tiny bit because I have to be 100 certain, like, put some more pressure on my dating.

[David (Host)]

Yeah, I can imagine.

[Chloe Veach]

If I'm losing hundreds of thousands because I'm in a relationship with you, then the relationship's gotta. It always gotta work.

[David (Host)]

Right.

[Chloe Veach]

So then I'm gonna keep myself in toxic relationships because I'm like, well, I've already posted him. It has to work because I'm already losing money.

[David (Host)]

Ye. Yeah.

[Chloe Veach]

You know?

[David (Host)]

Yeah, that's. I mean, that is. I feel like that's a nuance that most people maybe don't even talk about. Right. It's just the impact of all that and navigating it, and it's a lot. It's a lot to navigate. Right. How was. How was, you know, Perfect Match just came out this past fall. What was your overall experience on Perfect Match? And would you do Perfect Match again?

[Chloe Veach]

No.

[David (Host)]

No.

[Chloe Veach]

You couldn't pay me a million dollars to do it again.

[David (Host)]

Why?

[Chloe Veach]

It's the Hunger Games.

[David (Host)]

Okay.

[Chloe Veach]

For reality tv. It's horrible.

[David (Host)]

Okay.

[Chloe Veach]

I love watching it. It's great. Tv. Would never do it again.

[David (Host)]

Would you do another dating show?

[Chloe Veach]

I don't think so.

[David (Host)]

No.

[Chloe Veach]

No.

[David (Host)]

Okay.

[Chloe Veach]

Yeah.

[David (Host)]

And this is a good transition because you're one of the very, very few people that has maintained reality TV relevance over so many years, but also transitioned into hosting. So. And you're under the Netflix umbrella. How did you start that conversation? Because we have had so many people come on this podcast. They're like, I'm going to get into hosting. I'm getting hosting. But it's so hard, and it's so hard to get casting directors to take you serious and then even get audition. So how did you do it? Because you're one of the few people that do it.

[Chloe Veach]

I wish I had a blueprint.

[David (Host)]

Yeah.

[Chloe Veach]

But, like, looking back, one of my common themes and, like, patterns that I've seen is I always keep the relationships. So, like, people that I meet through Netflix, I go around for dinner, I call them, and it's not because I want anything from them. It's taken years of me being in the industry, maintaining contact, calling them, going for coffee, and they see that I'm passionate, you know?

[David (Host)]

Yeah.

[Chloe Veach]

And one thing that I never thought I could do was host, because I'm like, I'm not big enough. I come from reality tv, you know, like, what. What are they going to want to use me for? You've got, like, the. The bigger people in the world, like Ariana. Ariana Maddox. Yeah, yeah. Love Island.

[David (Host)]

Yeah.

[Chloe Veach]

But she's from reality tv.

[David (Host)]

Right.

[Chloe Veach]

You know, like, the world is slowly changing.

[David (Host)]

Yeah. Did you. For the hosting gig, did you ask them, or did they come to you?

[Chloe Veach]

They came to me.

[David (Host)]

Wow.

[Chloe Veach]

Yeah. But I just remember having conversations, because if it's something that you really want to do.

[David (Host)]

Yeah.

[Chloe Veach]

It's gonna happen inevitably. You know, I genuinely believe that, like, I can say to you. People say to me all the time, clyde, why don't you get into acting? You know, like, you're a good actor. I'm like, yeah. I mean, I could. I just. I don't know if I want that for myself. But, like, if someone said to me, oh, I really want to be a host, but they don't believe that they actually want to be a host. 100. It's not going to happen for them. I don't know if I'm making sense.

[David (Host)]

No, I think that makes, like, sense. Yeah.

[Chloe Veach]

It would. It would come into fruition day by day, week by week, month by month, year by year, because I would be around all these Netflix executives, and I would say, I would love to host. And the story didn't change. So I would be planting seeds subconsciously because I believed that I wanted to host for so long.

[David (Host)]

Interesting.

[Chloe Veach]

That they would be like, oh. So then they start to perceive me in a different way, like, oh, Chloe can be a host. You know, so then when the right opportunity comes up, it's like, who would be a great host for that?

[David (Host)]

Chloe would. Yeah. I think the thing is, is, you know, there's so many people that talk about manifesting, and there's different perspectives on it, but I think the. The light, the silver lining and manifesting is when you believe it, you overcome what you already talked about was imposter syndrome, and you start to believe that you can do it. And then when you start to believe you can do it, the other people start to believe you can too. When they called you, did they put you through, like, okay, you haven't hosted. We know you want to host. We thought about you, but you got to go audition. And what did that look like?

[Chloe Veach]

I didn't audition.

[David (Host)]

No way. They just said, you're hosting. Sign the contract.

[Chloe Veach]

They literally called me and was like, chloe, I know this is going to sound really scary to you, but we've just been approached by a production company. The concept fits you to a table tea. We're just about to get the show greenlit. We need one thing from you to sell it. I'm like, what do you need? I'm on the phone. This guy from Netflix is a huge executive. And I'm like, I can't this up.

[David (Host)]

You know, this is my one shot.

[Chloe Veach]

It's not just me that they're counting. Like, it's the actual selling of the show. So he said, I need you to explain the term sneaky link to the executives older in the office, because they don't believe that this is going to be a hit. They don't believe that people are going to understand the concept of sneaky link. And I'm like, I got.

[David (Host)]

So what was your sellers?

[Chloe Veach]

So I basically, oh, my God. It took me an hour and I cut it down to three minutes. I was like, what do I say? Oh, my God. Like, I was figuring out what I was going to wear. How am I going to capture them in the first five seconds?

[David (Host)]

Which was a live pitch.

[Chloe Veach]

No, I just. I had to record a video and send it in for them to put it on the projector in the office.

[David (Host)]

Okay.

[Chloe Veach]

But I remember to say, like, hello, executives of Netflix. You're definitely way too old. I mean, what do you think people do when they're sneaky linking? You know, like, they watch Netflix and chill. So the audience, the duality of the audience of people at Sneaky Link also watch Netflix. Perfect combo, you know, like, so, yeah, I kind of just went down the route of that. And I think my enthusiasm and passion for sneaky Links, they must have thought, oh, she should probably audition for the show.

[David (Host)]

Like, she would be.

[Chloe Veach]

Yeah, she'd be great. But because I understood it so well, they kind of knew that they could trust me with that. But, yeah, then they ended up green lighting it, and then they said, okay, perfect, come in. We'll do a pilot. And then, yeah, I flew out.

[David (Host)]

The new year is upon us, and what a better time to step up your wardrobe game. Well, I have a trading secret for you. Do it with Quince. Quince makes the essentials for every guy's needs. Mongolian cashmere sweaters for 50 bucks. Italian wool coats that look and feel designer denim and chinos that fit just right in. The woman's selection is unbelievable and unmatched. So get your wardrobe sorted and get your new year gifts for yourself. Now with quints, just go to quince.com trading secrets for free shipping on your orders and 365 day returns. Now here's a little trading secret about Quince. By cutting out the middlemen, they are reducing your prices because they're also cutting out the traditional markups. Quince delivers the same quality as luxury brands, but at a fraction of the price point. Each piece is made from premium materials by trusted factories that meet rigorous standards for craftsmanship and ethical production. So right now go to quince.com trading secrets for free shipping on your order and 365 day returns. Now available in Canada too. That's Q U I n c e.com trading secrets, free shipping and 365 day returns. Quince.com trading secrets what I think is so relatable in a lot of these conversations we're having is that you take shots and you take them blindly, like you don't know what's coming and you don't even know what your worth is at the time. Like, you're like, oh, I wasn't paid, but it's an opportunity and it will get paid. And then all of a sudden you get 18k to do a story. You're like, wow, this is amazing. So you've never hosted before before, but you tell me you want a host. How do you know what you should get paid as a host when you've never done it before?

[Chloe Veach]

Honestly, I was like, I don't care if they don't pay me. I just want to do it. I remember I was on the phone to my agent. No, he was in the room with me actually.

[David (Host)]

Yeah.

[Chloe Veach]

And he had to mute it because I was like, yeah, I don't.

[David (Host)]

I'll do it for free.

[Chloe Veach]

No, literally I'm like, I don't give a. And he's like, chloe, okay, now, like, you've gotten yourself to this position, now you can ask for more money.

[David (Host)]

Yeah, that makes sense.

[Chloe Veach]

And he's talking about six figures. And I'm like, what me? They're not going to pay me six figures, you know, so I'm constantly. That's why it's so important to have such a good team around you to remind you of your worth. Because I am still that small town girl from Essex which is so grateful for any opportunity. But the team that I had, I think they offered something like, I don't Know, something ridiculously low. And I was like, oh, okay, well, this isn't going to be my, my big, my big payment from Netflix. And then it got pushed into the six figure range and I was like, wow.

[David (Host)]

All right. He said if you won the circle.

[Chloe Veach]

Yeah.

[David (Host)]

You would win. You'd win 100 grand.

[Chloe Veach]

Right.

[David (Host)]

So then you got paid more. You then went in the circle.

[Chloe Veach]

Yeah.

[David (Host)]

Let's go. I think it's incredible.

[Chloe Veach]

Yeah.

[David (Host)]

When you were there, did you have a hard time at all because they, the contestants know you as Chloe, but they also know you as a reality TV cast member. Did you have a tough time kind of like separating the two and like, proving your credibility? It's almost like a teacher goes into a classroom. A high schoolers in your first year. But like, you're the teacher. Did you have that struggle at all? And like, what were some of the biggest struggles while hosting your first time?

[Chloe Veach]

So one of my first thoughts going into it was, how are they going to respect me? How am I going to hold a room? How am I going to walk in and have them, like, believe what I'm saying.

[David (Host)]

Yeah.

[Chloe Veach]

And one of my friends said to me, chloe, you're been there, done that. You're a reality TV veteran, babe.

[Curious Canadian (Co-host)]

Yeah.

[Chloe Veach]

Like, if there's one thing you're good at, it's navigating yourself through reality tv. You've already gained their respect. Now it's the likability. Are they gonna be, well receptive of you? And I'm like, oh, if there's one thing that I'm confident in, it's I'm a good person, I'm a nice person, and I'm like a big sister. So anyone that has troubles on the show, they can come to me, we can have conversations. And it breaks down the fourth wall of the awkwardness. And like, I know being on reality tv, what it takes to get someone to open up is to be vulnerable and to tell them certain things that are going on in your life. But I think the biggest thing for me was like, I am severely ADHD and distressed. Yeah, it's crazy. And I just come off of my ADHD medication and you had to be the host for the show.

[David (Host)]

Why did you go off your ADHD medication?

[Chloe Veach]

I mean, I just thought as someone who has adhd. Yeah. It just, I could see the difference on, like, on camera that like.

[David (Host)]

Like what?

[Chloe Veach]

Well, I just wasn't as free with what I wanted to say. I could see that I was holding back a little bit or I would be in my head way Too much, you know? So I would just sit down in the dressing room before we would walk out in front of all the people. And the mic person would be micing me up and the ear person would be putting the earpiece in me. And the script writer, Ed, would be there, like, talking to me about the scri that he's written. And then I've got Netflix saying right now, you've got to, like, highlight all the things that you want to change and then rewrite the script. And I'm like an executive producer credit after this. But it wasn't as hard as what I thought it was going to be. One thing that I would do differently, and it's not a question you asked, but I'm going to chuck this in because I just thought I would do this differently. I would push back a little bit more.

[David (Host)]

What do you mean?

[Chloe Veach]

Like, there's so many cooks in the kitchen when it comes to a first series. Okay. And it's like you have to get approval for the script and you have to get approval for certain questions. But some of the questions I wouldn't have asked.

[David (Host)]

Interesting.

[Chloe Veach]

Yeah. And I'm like, that would have been the right time for me to be like, no, trust me, believe in me. I know how to open up this conversation, you know? Yeah. But because it was my first time hosting, I didn't do that.

[David (Host)]

Interesting.

[Chloe Veach]

And I don't think it's getting a second season.

[David (Host)]

Oh.

[Chloe Veach]

So I'm like, I don't regret it. I love it. That isn't confirmed, by the way. I just. Yeah.

[David (Host)]

It's your gut instinct.

[Chloe Veach]

Yeah. I'm like, okay, great first show. Cast was amazing. It done well. It was in the first. It was in the top 10 within the first week.

[David (Host)]

Yeah.

[Chloe Veach]

But, yeah, I definitely learned a lot from that.

[David (Host)]

When you think about your time as a host, for so many people not listening. We see hosts all the time. What's one thing about just, like a host position? We just would never know behind the scenes.

[Chloe Veach]

Okay. Behind the scenes. You wouldn't see this on tv.

[David (Host)]

Okay.

[Chloe Veach]

It takes hours. Like, a five minute conversation can take hours with a table full of 12 people. So there's something called secret suspense building, and I have to direct that train. So if someone's just about to be eliminated, no one knows they're sat there naive, young, funny, bubbly, just like having a conversation. And I'm sat there knowing I'm just about to eliminate someone or someone's just about to go home. So I would have to change my body language, walk in with A different tone. And then sit down and sit in silence for 20 minutes and say, everyone, we need to be quiet. And I would have to tell the whole room of people to be silent for 20 minutes whilst I just sit there and look at the table. Because it gets them worked up, it gets them scared, it gets the, the emotions in the room, like tense and.

[David (Host)]

Yeah, that's the definition of controlling energy in a room. Right. And so the. Tell me the psychology behind that. Right, is you go into this room, you lead with a certain emotion, you lead with it for a long period of time, so they have to follow. When they follow, it then leads to better TV and reactions. Is that correct? What from like hosting something like that? Have, have you used any of these, like, different tactics or tricks at all in your other areas of life to, like, change the energy in a room or. And I'm wondering if there's anyone listening back home, whatever career it is, like, they can take away that you've learned through this career track that they can apply to their jobs to like, change the energy for the good or bad or set the tone.

[Chloe Veach]

Yeah, I think in little things like when I sat down and before we started this, I had a conversation with one of my friends before I got here and I felt really bad because someone had asked me to go to give him my number and whatever when I was in the supermarket just a minute ago.

[David (Host)]

And you just got hit out in the supermarket?

[Chloe Veach]

Yeah.

[David (Host)]

What did the guy say? What's a pickup line in a supermarket?

[Chloe Veach]

Well, he was just like, oh, hi. Love the accent. Like, oh, thank you. Like, I must have been talking to myself because I'm like, how did you even hear my accent? I'm like, should I pick the big cucumber, the tomatoes, the whatever. I must have been talking to myself and I lied and was like, oh, I'm sorry, there's no point because I'm not from here, I'm from London. I've just. Just like, I'm only here for a couple more weeks. And I felt really bad that I'd lied. So I called my friend. I was. I've just lied to this guy and I feel really bad. And she said, you need to remember that especially as a woman, you can have an open energy when you walk into a room. But that is going to attract many people, whether it be good energy, bad energy, narcissists, sociopaths, people that are nice, bubbly people that have hidden agendas. So one thing that you need to realize is that no is a full sentence. You're allowed to have boundaries. And I think one thing that I've learned is silence is key. Silence is deadly. You know, if you want to understand someone more, shut your mouth, open your ears. And I think when you're on a date, it's not about having fun and making sure it's the best date in the world. It's. It's an information exchange.

[David (Host)]

Yeah.

[Chloe Veach]

Like, I have boundaries. I have things that I need in my future husband. And you definitely do in your future wife. So let's just cut to the chase. I'm a good person. I'm trying to work out if you're a good person, but I'm gonna allow you to show me who you are through the silence.

[David (Host)]

And silence is so, like, for. Especially for someone like me, silence is so uncomfortable. So it's so much easier said than done.

[Chloe Veach]

Yeah.

[David (Host)]

That's interesting. All right. No is a full sentence. And silence can actually tell you a lot. Earlier, you mentioned a little bit about toxicity in relationships, and now you're talking about kind of the person and energy, attraction. Do you find that sometimes you are gravitating to positions that put you in toxic relationships?

[Chloe Veach]

Yeah. And I've started to really dive into. Why is that?

[David (Host)]

Yeah. Yeah. I think you have, like, same. But I've done a lot of work on that and the why behind it, so I think you have to. Right.

[Chloe Veach]

Yeah.

[David (Host)]

I think it's kind of your responsibility to do that.

[Chloe Veach]

It is your responsibility. No one else is. You know, it's so easy. It's like a kid Laroi lyric. He's just released a new song, and it's. I think that Eric says something like, who was I to think that I could fix you? It's so easy. Easy to blame you, but it's actually my fault for thinking that I could save you. So it's like you always have to reflect to you and the relationships that you put yourself in. But for me, Yeah, I don't know. I think at 26, I've definitely learned a lot about relationships and what I want and what I don't want. But there's a difference between understanding what you want and don't want and then putting yourself in a position to walk away from something that you know you don't want.

[David (Host)]

Yeah.

[Chloe Veach]

Because I've landed myself in many situations, and relationships with men that I know aren't gonna work.

[David (Host)]

Sure.

[Chloe Veach]

And stayed anyway.

[David (Host)]

Almost a dozen reality shows by 26 is ins. Like, the growth you have to do to do that is insane. I mean, I started when I had one of my shows, 29. So I can't even imagine the, the. You probably feel like a cat that's lived nine lives. Yeah, it's fucking crazy.

[Chloe Veach]

Wow.

[David (Host)]

It's a lot real. So if someone comes to you right now being like reality TV queen and they say it's 20, 25, I want to go on reality TV, what are you telling them?

[Chloe Veach]

Do it, do it.

[David (Host)]

Okay.

[Chloe Veach]

Don't think about it.

[David (Host)]

I like it.

[Chloe Veach]

Just do it.

[David (Host)]

Keep pressing. Yeah, I like that. That's a, that's a good, that's a good take.

[Chloe Veach]

Just, just understand the intention behind it.

[David (Host)]

Okay.

[Chloe Veach]

Have fun.

[David (Host)]

I love it. Earlier you mentioned a little bit about imposter syndrome. Growing up, you've gone through being reality TV cast, your host, you're now questioning if it's going to get greenlight again. Is imposter syndrome. That's still something that comes into your life and for anyone that's listening to this, that deals with that, how do you overcome it?

[Chloe Veach]

How do I overcome it? I think by having honest, vulnerable conversations with my friends. When I get into a place where I feel down or not good enough or it's a slow month, I'm like, oh God, I haven't done enough. My friends in the circle I have around me are really positively impactful my life, they're like, Chloe, you've done so much. You need to give yourself grace. The. One of the biggest lessons that I've learned transitioning through reality TV as a contestant to host is I needed a year off of social media and saying yes to, to reality shows to then go into the rebranding process of. Right. I've gone off grid for a year, which means less money, less brand deals, less reality TV show opportunities because of the long term vision. What was the beginning part of that?

[David (Host)]

The imposter syndrome.

[Chloe Veach]

The imposter syndrome, yeah. I don't think I'll ever get over it. I kind of invite it as a friend sometimes.

[David (Host)]

Interesting.

[Chloe Veach]

When it comes in, I'm like, oh, hello.

[David (Host)]

Hi. It's good to see you.

[Chloe Veach]

It's great to see you. Yeah. I think it's healthy.

[David (Host)]

Yeah, it's like a.

[Chloe Veach]

Healthy to just embrace.

[David (Host)]

Like that's part of your thinking and that'll, that'll shape what you do. One thing you've done this summer is you're now you join the Unwell Network. Alex Cooper, biggest, biggest gamer in the game right now. How has that changed things? How did they find you? Tell me about that.

[Chloe Veach]

How did they find me? So I knew a couple of the producers because Of Harry's podcast.

[David (Host)]

Yep.

[Chloe Veach]

Boyfriend material.

[David (Host)]

Yeah.

[Chloe Veach]

And I really wanted to be a co host on Harry's podcast.

[David (Host)]

Okay.

[Chloe Veach]

I was like, oh, my God, the chemistry that we have. I think he said one of the episodes you guys get into, I was on, oh, we get in, me and Harry into a room.

[David (Host)]

Yeah, yeah, yeah. It's just. But he is like, I will say, of the 300 some guests or whatever we've had, I don't think I've ever had someone where I can ask him something. And he. There is zero filter. Like, the first thought that comes to his mind, you're just like, I have to respond. I'm like, I don't know how to respond to that. I'm like, what? He is like, out. And then what happens is he'll have his PR person there. They gotta do 8, 000 edits because he's just a full firecracker.

[Chloe Veach]

No, definitely.

[David (Host)]

Yeah.

[Chloe Veach]

Well, he was. He's like the only person that would want to do a podcast with because we just have such great chemistry because we're such good friends. And then I thought, no, do you know what? Like, I want to go my own way. And he was like, no, Chloe, I think you deserve to have an opportunity to, like, start your own podcast or start a radio show. And yeah, I spoke to one of the producers of Unwell and they were like, oh, we're starting a new segment. Alex and Sirius XM just done a big deal. We're starting a radio show segment. Cool. So I started my radio show and I was like, what do I want to do? I don't want to talk about shit. You know, I want it to, like, mean something. And because I've learned so much about myself and the toxic relationships and understanding myself a bit more, I thought, I want to be a big sister. Yeah.

[David (Host)]

And that comes back to your hosting role. And the show is called Big Sister.

[Chloe Veach]

Right.

[David (Host)]

Okay. How to talk to us. We haven't really had too many people from the. The radio background. How does that business work? Like, how often do you have to put shows up? Is it paid weekly, monthly? How do you make money? Talk to us about that business.

[Chloe Veach]

So I'm not a talent, I'm an employee.

[David (Host)]

Oh, interesting.

[Chloe Veach]

Yes. So my health insurance and everything goes great. I'm like, you don't hear that often.

[David (Host)]

I know.

[Chloe Veach]

Or NHS in the uk, we don't have insurance.

[David (Host)]

Are you on real quick, Are you on a visa here?

[Chloe Veach]

Yeah.

[David (Host)]

Okay, gotcha.

[Chloe Veach]

I won visa.

[David (Host)]

Is that a concern? Just given, like, the times that we're.

[Chloe Veach]

Living in right now definitely gives me anxiety.

[David (Host)]

Yeah.

[Chloe Veach]

You know, but I'll let God do whatever he needs to do, you know, if I'm meant to be here, I'll be here. If I'm not then. But yeah. The radio show is great. I love it by weekly payments. So it's a bit of steady income which is great.

[David (Host)]

I love it.

[Chloe Veach]

I have full flexibility of what I talk about with Sirius. I go into the SiriusXM studios every week. I record once a week.

[David (Host)]

That's so cool.

[Chloe Veach]

I love it.

[David (Host)]

If you are a small business or starting a business, look no further than Northwest Registered Agents. They have been helping small business owners and entrepreneurs launch and grow businesses for nearly 30 years. They are the largest registered agent and LLC service in the United states with over 15 corporate guides. Real people who know your local laws and can help you and your business every step of the way. Sign up for a free account to begin managing your business hub with lawyer drafted operating agreements, bylaws, resolutions, membership certificates, bills of sale and more, all at no cost. Northwest is your one stop business resource. Learn how to build a professional website, what annual filings your business needs to stay in good standing and simple explanations of complicated business laws. Here you go. Don't wait. Protect your privacy. Build your brand and get your complete business identity set up in just 10 clicks and in 10 minutes visit northwest registered agent.com backslash trading secrets free and start building something amazing. Get more with Northwest Registered Agent atnorthwest registered agent.com backslash trading secrets free. All right, let's do a little rapid fire. Let's start with this. Okay, so any reality TV show, it's not going to be dating. It could be any network. The dream for you to be on at this point.

[Chloe Veach]

Get me out of here.

[David (Host)]

Really?

[Chloe Veach]

Yeah.

[David (Host)]

Okay. Of all the. Because I've said you've been to Dance with Stars, you've been all you want. That's the show.

[Chloe Veach]

Yeah.

[David (Host)]

Okay. All right, I like that. All right, what is of all the financial successes and maybe mistakes you've made, what is the biggest financial success you've made? You look back on, you're like, that was a good financial move that I put myself in. Yeah.

[Chloe Veach]

Or that I was given.

[David (Host)]

Or it could be if it was given. You earned it.

[Chloe Veach]

Yes. The hosting job.

[David (Host)]

The hosting job. All right, what is your biggest financial mistake that you made?

[Chloe Veach]

Buying a Range Rover that was brand new.

[David (Host)]

What year was it?

[Chloe Veach]

It was 20 plate.

[David (Host)]

And how much did it cost?

[Chloe Veach]

Just over 50,000.

[David (Host)]

All right. I love it. And what is one thing you Overspend on. You know, you overspend on it, and you're not going to change that, like, unless you go broke. You're like, I know this area I overspend on. What is that area you overspend on?

[Chloe Veach]

Uber eats.

[David (Host)]

That's my answer, too. It's. It's. It.

[Chloe Veach]

I mean, I went shopping today, food shopping. That's where I got hit on.

[David (Host)]

Look at the growth. And you got hit on. And you learned a lesson. Look at you go. You're on top of it. You're killing it. All right, this one was just asked on barstool, and it created a lot of controversy. If I could give you $100,000 in cash right now or a really good, strong, community, engaged group of 100,000 followers. What are you taking?

[Chloe Veach]

A hundred thousand followers.

[David (Host)]

Okay. Why?

[Chloe Veach]

Because they will be there with you through thick and thin. It's like, if I start my own company, I will gain that money through those. They will trust me. They will be there. They will listen. It fluctuates into. What's the right word? They will listen to my podcast. They'll cover every area under the. Under the umbrella.

[David (Host)]

Okay. I love it. And so someone that's listening to this, you might motivate them to be like, all right, I'm gonna start it. I have a message. I have education. I have a niche. I could do it. I'm gonna build it, and I'm gonna get a hundred thousand followers because of what Chloe said.

[Chloe Veach]

Yeah. If you.

[David (Host)]

If. Just take a guess. If you had 100,000 really engaged, loyal, connected followers, and someone's like, okay, what does that mean? As far as. If she passed on $100,000, how much do you think the value of 100,000, like, really engaged followers is?

[Chloe Veach]

Limitless. Unlimited. Wow. Yeah. All right. Because it could push towards any business.

[David (Host)]

Yeah.

[Chloe Veach]

It could push towards any salmon and. Yeah. Any opportunity.

[David (Host)]

I love it. I think it's so cool. I love your perspective. It's very refreshing. It's very different than a lot of people that we have on, and it's. It's. It's enlightening in the way that it's like, you just. Like, there is no. There is no ceiling. Like, it is what you make it, and what you make it is what it is. So I think that's pretty cool.

[Chloe Veach]

I'm gonna add to that. So I got offered through from a company.

[David (Host)]

Yeah.

[Chloe Veach]

Like, just over a quarter of a million dollars. Right. To go on to a certain platform.

[David (Host)]

To go on a what?

[Chloe Veach]

To go onto a platform.

[David (Host)]

Okay. Yeah.

[Chloe Veach]

And it was an upfront payment, and I was like, wow, is this. This money's great. I can invest this money. I can buy a house and do whatever. I turned it down, and I had a conversation with Netflix, and they said, if you would have done that, we wouldn't have had you host the show.

[David (Host)]

Wow.

[Chloe Veach]

So it's like the decisions that you make being money hungry. And when that greed and you ignore that intuition, it will you up in the long run.

[David (Host)]

Wow. You know, such a good point. Yeah. If you lose, I think if you lose, lose kind of your foundation, it could ruin your foundation.

[Chloe Veach]

Yeah.

[David (Host)]

Even when you think of, like, oh, that could. That could get a house for me. Well, that could also. You could have lost another zero to your entire, like, earnings because you made that decision. Right. All right, how about this one? What are some of the biggest paydays you've had? It could be unreality. TV hosting. It could be podcasting, modeling, social media, brand deals. Like, when I list all those and you think about one big social media dealer, one big payday. What. What. What comes to mind? What's like your Grammy? Like, you think about everyone's got, like, a trophy case, like, your super bowl trophy, your Grammy. Like, what's your Grammy of a brand partnership or professional payday ad.

[Chloe Veach]

Again, I would say the hosting job.

[David (Host)]

Okay. The hosting job. I love how everything led to that. And the hosting job is what's. What's completely changed your life. It's your Grammy. And to think you might have lost that if you took a different opportunity that, like, derived at all from what you were doing and how you're doing it, which is pretty cool. All right, so what is next? When you think about your career track, you got the crystal ball. Where do you want to go? We just heard. We just saw. If you're watching on YouTube, we just got a big sigh right there. I think it creates. There might be a little angst or maybe there's something you're working on now. Why the sigh when I ask that?

[Chloe Veach]

Oh, I just think I'm so unpredictable, and life is so unpredictable, and I have no idea what is next. I mean, I know what I want to do and what my anchor is. My anchor is to educate myself a ton on myself. Who is Chloe? What does she want? What is she passionate about? I've just started the artist way. The book.

[David (Host)]

Yeah.

[Chloe Veach]

And I'm pushing myself into finding out who Chloe is without a partner because I've always been in relationships and have always distracted me, and I always lose a Part of myself, I always say my heart has never been mine because I always give it away to other people. So this next chapter is focusing on keeping my heart, strengthening it, understanding my boundaries, and then hopefully it will trickle in like a domino effect into other areas of my life, and then other doors will open. I'm a big believer in one thing at a time, because if I think of a thousand different things, adhd, you know, I'll never get anything done.

[David (Host)]

Yeah.

[Chloe Veach]

So I'm like, self love first.

[David (Host)]

Yeah.

[Chloe Veach]

Other doors will open.

[David (Host)]

Yeah. I like, I like that one step at a time, too. Don't over complicate it. It will come. And it's interesting that, like, I would especially. I think it's an ADHD thing. Planning too far in advance. I can't do it. I also think, like, someone asked me the other day, like, all right, two weeks from now, what are you doing on this day? I'm like, two weeks from. Two weeks from now is three years from now. Like, the idea of, like, looking two weeks at. It's like, I don't know why. I don't know if it's a me thing or an ADHD thing, but I totally. I get that. I think. I think that makes sense. I resonate with that and what. What will be will be. And one last topic I want to touch on is I wrote a book called Talk Money to Me. And it's this intersection of love and money, money and. Right. You've talked about some of the relationship struggles and your relationship with money. When you think about money and love and relationships, given what you've learned, do you have any new, like, hard rules or things that our listeners should think about when it comes to being in relationships? And whether it's having open conversations about money or, you know, dealing with misrepresentation where someone might flex their wallet or something like that? Like, do you have any love and money rules or relationships or lessons you've learned?

[Chloe Veach]

So I would say with money, knowledge is key. Knowledge is power. Doesn't matter whether you've got a dollar or a hundred thousand dollars. It's like if you understand what to put it towards and have an anchor of what you want to do in your own life. The path has already been written. The blueprint is already there.

[David (Host)]

Yeah.

[Chloe Veach]

So like, just focus on educating yourself and speaking to people that have got money or people that know people. Like, I. If I wanted to make an investment, I would call my investment friends or someone that I'd know. And I've only just learned that because I'm never good at money. With money, but with love. I think one thing that I've learned recently is so cliche though. Love yourself first, but have your non negotiables. Write them down. Write down your boundaries and your goal post. Ghosts don't move them. If it's a non negotiable, it's a non negotiable for a reason. Doesn't matter if he's six five, blue eyed, handsome prince, rides a horse, multi millionaire, drives a Lamborghini. No.

[David (Host)]

Yeah.

[Chloe Veach]

It's like, stop. It's not gonna work.

[David (Host)]

All right. So give us a sneak peek into some of your non negotiables.

[Chloe Veach]

I'm just finding them out.

[David (Host)]

I'm still writing that book.

[Chloe Veach]

I'm still writing them. I some of my non negotiables is every time I meet a guy on a first date, my friends always say this. Brian said this to me the other day. He went, chloe, you knew you and your ex weren't gonna work out. You told me the first week you met him, why did it take you so long? And I'm like, I don't know why it took me so long. And he said, because you're falling in love with the potential, not the person. It's selfish, interesting. Your expectations are ridiculous.

[David (Host)]

Yeah.

[Chloe Veach]

You're expecting someone to change, to benefit you. You self seeking.

[David (Host)]

Yeah.

[Chloe Veach]

And I'm like, whoa. Oh my God. Okay. So I think seeing someone as who they are. And my non negotiable would be as soon as I get that intuition or that gut feeling that if he's not who I want to marry right now.

[David (Host)]

Yeah.

[Chloe Veach]

I'm not waiting five years.

[David (Host)]

Yeah.

[Chloe Veach]

Because then I'm falling in love with potential.

[David (Host)]

We had a FBI negotiator on and he talked about how much bits of memory I think it was. And I'll finish, I'll revise this in the recap. I was wrong. But how much bits of memory it takes to trust your brain of logic versus your intuition. And it's 500,000 to 1. The power of your intuition over your brain. And so he has to think about that as he's dealing with these crazy hostage situations and the people he's dealing with. Like, like he has to always tell himself, like, I've learned so much. I know so much. It's my intuition in this situation, in a second that will overpower your brain like every single day of the week. So I think that is, I think that's the answer. It's like you're non negotiable is. Listen to Yourself. Listen to your intuition. The last question I got for you is we talked about Chloe as a kid. You talked about some of your struggles at home, maybe even with your father. And just in the area that you grew up, you now look at how far you you've come. You're out in Hollywood. You're doing it hosting Netflix shows, almost a dozen reality shows, couple, you know, millions of followers on Instagram. If you had to say something to that younger version of Chloe, knowing where you're at now, what message would you tell her about anything related to money, your professional or just personal navigation.

[Chloe Veach]

What would I say to her? It wouldn't even be a conversation. It would be something simple like, keep on being weird. I love that, honestly.

[David (Host)]

Yeah, Keep being weird. Do your thing.

[Chloe Veach]

Keep being weird.

[David (Host)]

Put goal posts up, but do it your way.

[Chloe Veach]

Yeah. Keep being weird. Stay grounded in your family.

[David (Host)]

Yeah.

[Chloe Veach]

And just always be open minded. Always. The sky's the limit.

[David (Host)]

Sky's the limit. All right, well, Chloe, we got a wrap with the trading secret. So it's something unique to you. You can't learn from a professor or a TikTok tutorial, only from your experience. So what is one trading secret you can leave us with?

[Chloe Veach]

One of the reasons why I won Top Model was because there was a secret judge in the the makeup room and she was doing my makeup. And one of the reasons why I won the show was because I was so kind and I didn't know she was a secret judge. And I think that has manifested in my life time and time again. So my trading secret would be always lead with love and always lead with kindness. Wow.

[David (Host)]

Yeah, I love that.

[Chloe Veach]

Is that a trading secret? It should be like crypto or something.

[David (Host)]

No, no, no, no, no, no. That's exactly what the trading secrets are. They're special to your experience. That's it.

[Chloe Veach]

Don't lead with ego. Stop being an.

[David (Host)]

Yeah. No. Who you meet on your way up is who you meet on your way down. And treat every single person, regardless of their title or who they are. The power, the wealth, or the fame, the way you would treat everybody. I think that's a great trading secret.

[Chloe Veach]

Yeah.

[David (Host)]

And I think. I think the one trait I always like to say, what's my trading secret? I learned from you? I think it's that this world especially, there's so much comparing out there and there's so much just noise. And I think because of that, we put so much pressure on ourselves to like, we gotta get a certain place. We need direction. We need. Tell me exactly what to do what are the steps? And I think in your life, what you've done is you've. You've kind of walked blindly with so much confidence in who you are. And so everyone that's. So. That's listening, that's like, I got to get this raise. I got to get this next title. Sometimes just, like, walk blindly in all directions, whether you're being paid or not. And, like, life will happen and, like, you will. You will magnify the right energy and the right opportunities just by just being you, not trying to force something. That's what it feels like a lot.

[Chloe Veach]

Of your journey's been, which is 100%, I think if you eliminate that full sense of control. Yeah, because we don't really control anything.

[David (Host)]

Yeah, true.

[Chloe Veach]

You know, like, we could control what room we walk in and walk out of. But I think understanding what we can and can't control is a massive thing for me because I'm like, if it happens or doesn't happen, it's fine. I'm going to be okay, either or. So even if you are wanting that raise or wanting that promotion, if it doesn't happen, it's not because of you. It's. You might have a big. A bigger, better promotion or you might move to LA in the next couple weeks and you don't know about it. So, yeah, always leading with an open heart and an open mind.

[David (Host)]

I love it. All right, Chloe, where can everyone find everything you have going on?

[Chloe Veach]

Oh, my God, I'm everywhere. No, I'm joking.

[David (Host)]

Certainly Netflix.

[Chloe Veach]

No, definitely watch me on Netflix. Oh, my God, all the bloopers are on there. The radio show, SiriusXM, it's on the SiriusXM app. Big sister with Chloe Veach. And Social's just. It's Chloe Veach.

[David (Host)]

All right, guys, go give her a follow. Listen to the radio show. And, Chloe, thank you so much for being on Trading Secrets.

[Chloe Veach]

Thank you.

[David (Host)]

Ding, ding, ding. We are closing in the bell to the last episode of 2025. To think we started this podcast so many years ago and we are rolling in hot to 2026. Before I kick it to you, curious Canadian, please remember to give us five stars. And if you have any questions you want me to ask when I'm in the hot seat on jta, please put those in the reviews and David will make sure to ask me. Now, if you're new to the show, you might not know that once a year, every year, I'm not the host. I'm in the hot seat. The same hot seat. I put my guests In. And David, the one, the only, the curious Canadian is actually the host, drilling me with all my questions from the year prior. But enough of me. Enough of jta. Let's get into the recap with the one, the only, the curious Canadian. Talk a little Chloe.

[Curious Canadian (Co-host)]

Yes, yes, let's talk all things Chloe. And, and thank you for the plug for the JTE there. Get those questions in. It's going to be another electric episode. But listen, Chloe here, this episode, it was so different than what I was expecting for all the right reasons.

[David (Host)]

Okay, well, then I got to ask you now I'm the curious guy. What were you expecting?

[Curious Canadian (Co-host)]

Anyone who's seen her on TV expects she brought the energy. She's very self, admittedly loud and bubbly and, and kind of like out there. And I think the thing that really shocked me the most in hearing this was that she's only 26 years old. And I say that because she's been on our TVs for, I feel like a decade, like since I've been watching reality TV since season one of Too Hot to Handle. And it just seems like, yeah, I would have expected her to be in early 30s, just off of TV experience, to know that she's only 26, know that she's grown so much, that she's been through so much, and you really just got to see a way more, just a different side of her, a deeper side of her, a more mature side of her, a side that we would. I'd love to have her on a recap and get in the weeds with her because that felt like, you know, you and me sitting down, getting in the weeds that you were getting in the weeds with her. I learned so much about her. I have, I have so much more grace towards her and just have how I think of her as a TV personality and a human being. I love some things that she said. I really was pleasantly blown away and surprised with the episode. It's a credit to her. And it's a credit to you as well.

[David (Host)]

Yeah, I mean, you know, I have been in, let's say, her presence maybe like three or four times. And every time I've been in her presence, like, I, I have nothing but amazing things to say. She's simply lovely. And I've. I had never seen any of the shows that she was on like those seasons other than preparing for this episode. So I didn't know what to expect or, or how deep we would get. I just knew that within such a short period of time, she had almost taken every single turn into Reality TV up to hosting, and I was just so excited for this episode. I'm good to hear that your expectations were different and that they were even exceeded. What else do you think?

[Curious Canadian (Co-host)]

Well, I'm going to start with some, some business side of the things, and then we'll get a little bit in the weeds a little later in this recap. But business wise, when it comes to Chloe, here she is. She's been on 10 reality TV shows at the age of 26, which is insane. Some of them paid.

[David (Host)]

I mean, dude, I've been on one and I'm like, not meant, like, I'm a mess. Like, I don't know. 10 at 26 is unbelievable.

[Curious Canadian (Co-host)]

Some paid, some not paid. She's already hosted. Here's that. What I don't get. Okay. She was very open about finances and money in this episode. Her biggest deal to date that she's ever done is the hosting gig for Sneaky Links on Netflix. Pretty clear. It was $100,000. I went on after her socials. Jason, she has 1.8 million followers on Instagram and biggest deal she's ever done is 100k. We've talked deals. I. We've, you know, JTA will talk. Your biggest deal. You got way you got half the amount of followers that she does. I know engagement's a big thing. Is she a rewired client? If not, can we get her on? Can we help our girl out? Because those numbers, listen, we're not turning up our nose at things here. This is for the people. This is education. I was shocked that she hasn't had more success monetizing her socials with such a big following.

[David (Host)]

Yeah, we, I mean, we've talked about it on this podcast. We'll continue to talk about in this podcast, especially as the creator Kana, you made just continues to scale into a larger and larger business. But truly, truly, I mean, this following is just such a small, small nuance in the world of monetization. A lot of it is brand engagement and just there's a lot that goes with it. That being said, David, I think to your your question, I don't know the analytics, if we went through the analytics, what I might find, what I have found in the past with a lot of people that have, let's just say, a dominance in Netflix reality shows and or international reality shows is that a large percentage of their following isn't based in the US and majority of these deals that you're seeing from other creators and influencers that come on, like Remy Bader, have talked about and I've talked about a bunch of people have talked about probably have over 85% US based following. That's why the US based companies are. Have greater budgets for that. I don't know. I have no idea. That could just be speculation. I have no idea.

[Curious Canadian (Co-host)]

Do you think because she like popped off the scene on Too Hot to Handle things like that We've, I mean the second ever podcast we ever did, second ever episode we ever did, we talked about the ratings bucket, PG versus R rated versus. Do you think that because she was on Too Hot to Handle and she is loud and boisterous and has no filter that that also maybe hurts some. Some opportunities?

[David (Host)]

Yeah. For anyone that doesn't know the second episode ever, mind you, we're almost on 300 episode. 300. But the second episode ever was with the CEO of Viral Nation, one of the largest social and digital marketing agencies in the world. And he talked about this scaling system that there's technology out there that will take your profile and they will tell brands if you're G rated, PG rated, PG 13, R rated and so on. And the people that get the biggest deals are G rated. And the people that will get like, let's call it like smaller budget deals and or riskier type brands are like the PG13 and R rated. I think possibly David, again, this is all speculation. I have to like really sit down with her and talk to her that some of these shows and maybe some of the nuances of like, you know, her and Harry Jowsey kind of have like similar branding, have been on similar shows a little bit. Obviously they're night and day. I don't want to compare the two. But that might be putting you in a bucket in which I guess the size of your deals or the type of deals are gonna be somewhat limited. Like when I go back and I look at David, my past in this whole space of creator and influencing and all that, right? My biggest deals by a long shot, there's nothing even close that touches it are gonna be finance and like insurance type deals.

[Curious Canadian (Co-host)]

Interesting.

[David (Host)]

When I go through the process of possibly getting like a big tech gig or insurance or a bank or financial institution, the vetting process, man, it's insane. They'll pull up full reports of every single thing you've ever seen on tv, every single comment you've ever written, and if there's one flag, you're out of their system. And those are the biggest deals. So the smallest flag can put you in a position where you might not be getting some of the Biggest opportunities out there, if that makes sense.

[Curious Canadian (Co-host)]

That makes perfect sense. I haven't.

[David (Host)]

And again, that's not saying though that Chloe's getting flagged at all.

[Curious Canadian (Co-host)]

Right.

[David (Host)]

Just trying to give perspective from an agency approach because obviously she's had a ton of success. But to, to your question, when you're starting to think through maybe some of the numbers or some of the, the branding, those are good, those are really good thoughts. But I would have to sit down with her and go through that and, you know, I don't have those answers.

[Curious Canadian (Co-host)]

Well, what I do love about her is how honest and vulnerable she is. And she said that she didn't even realize until really the last two years that she was, was the business that she can get, the business that she is a brand. And so that was really inspiring to see that. And then she also talked about how she's really never been single and being in relationships gets less opportunities. And then it was really interesting to hear her talk about how she was staying in toxic relationships because since the toxic relationship was already losing her upwards of $100,000 in deals, she would try so hard to make it work. She would try so hard to post, to make it relevant, to make people like, you know, believe in what they're doing and really seeing how it cost her. So just a really interesting insight to the business side of her, the successes that she has and those things. Did you, did you feel that in the room with her? Do you have any takeaways from that as well?

[David (Host)]

I mean, she's extremely successful, she's extremely smart. And I think what's most impressive about her is her depth and her ability to learn at the speed she does. When this episode ended, I will tell you this. I can't think of an episode this has ever happened to me. But when we ended and we talked for a little bit, we chit chatted. You know, Mark Kolser was there and Evan were there. Just chit chat a little bit. And then as she was leaving, I just said, hey, I could be wrong with this. It's just my intuition talking out loud. I feel like you're going through it a little bit and I feel like you are going to break through in 2023 six into like a light that you have never even seen before. Like I could be wrong. I read, could be off. I just want you to know, like, I'm feeling that. And she kind of like looked and like stared for a little bit and she's like, that really means a lot. And she's like, I, you are right. And I really appreciate it. And she talked a little bit, even on this episode, or at least alluded to that a little bit.

[Curious Canadian (Co-host)]

Well, it's. It's amazing that you said that, because I am fortunate enough sometimes when I'm listening to the podcast, getting ready for this, that I feel I get 10 seconds prior to recording. 10 seconds. Seconds after record. 10 seconds after record her face. And her reaction was like, oh, my God, that was so fun. I've never been asked those questions. And you and Evan were in the room. Like, you did great. You crushed it. That was amazing. I hope maybe there's a little bit of a light bulb that went off where it's like, wow, that I can. I can talk about this stuff. I'm really good at talking to this stuff. I'm really relatable talking about this stuff. And to your point, if you've had that conversation, maybe she does take some of that, brings it into 2026 with her, because, man, she is relatable. She talked about that. She just learned what a mortgage is five years ago. Like, that is relatable. Like, talked about how oblivious she was about the business. And she didn't know she was the business until two years ago. I mean, she had some lines in there about just how good of a human she is, which I have some quoted. I will get to them at some point. But this is a. Like I said at the start of this, I. I learned so much more about her. And it was. The episode was so different for everything that I wasn't expecting, for all the right reasons. So there's some good.

[David (Host)]

Yeah, because it was like. I mean, I think in all areas, the cool thing about this show is it. It breaks down these walls of your personal life, your professional life, and your financial life, because that's the world we're all living in. When we show up to work, we're bringing. Whether we try to or not, we're bringing the things that shape us personally to the workplace. And those things bring to the financial education space. And what I loved about this episode, it was like such a beautiful, like, I would say, like, mosaic of all that. Like, we talked the depths of what she has gone through with her parents and how that has, like, been a big part of her growing up and her branding and her living on her own or her doing her own thing and her value of money. And I think that was maybe the best part about this episode is like, the depths of this episode. Like, if you can't learn something about connecting with yourself or learning from your past or growing for the future tomorrow? From what we just learned from Chloe, I don't know what more you need.

[Curious Canadian (Co-host)]

The three quotes that I'm going to say right now and you can react to them and I'm going to tell you how they are so relatable to me because it actually mimics. And I've said on this podcast my life mantra, too. I love when she said, no is a full sentence. Like, that was unbelievable.

[David (Host)]

That's mic drop.

[Curious Canadian (Co-host)]

That is a mic drop. I loved how she said, if you're a good person and you lead with intention and you trust your intuition, everything falls into place. That's like, okay, love, 2026 coming. And then I. I loved how she said at the end how she was like her training secret, the only reason that she won the Top Model is because she was so kind to a secret judge and she was just being herself around them. And so just as that. And that's what related to. To my mantra and those. I've probably said it five times on this podcast before. I live by my life, by three rules. Do something that you love, do it to your best ability, and treat people right along the way. And if you do all those three things, the opportunities that you want in life will come up, you'll feel fulfilled, and you'll be able to live a life that when you look back on, be able to be like, okay, I'm proud of what I just did. So I found that really relatable between her and myself, which kind of wrapped the ball in the episode for me.

[David (Host)]

Yeah. And if I could take anything, I think that's a beautiful thing. It's always fun to, like, relate to their story, their takeaways, their truth, trading secrets, the things you live by that have shaped you. And I think the one that has stuck and shaped me and like a trading secret I'll make sure to take from this one is definitely that no is a full sentence, right? Like, no ends at no. And I think the other thing that connects to that, that connects to my life is I over explain. I over defend I over everything. Like, I just. That's what they do. And like, one thing I've worked in therapy on is children explain adults in form. And there's so many times I go to my childhood self, like, well, no, you didn't think about it like this. Like, when I said this, I really meant it. Adults inform. Children explain. Like, period, end of story. And so, yeah, I think sometimes we all get into our childhood self, especially when you think about, like, the holiday.

[Curious Canadian (Co-host)]

Oh God.

[David (Host)]

Family. And there's triggers and you want to over explain or you start to see your anger go up or down or loneliness or sadness. Like that's what I think with what's cool about this episode. It probably connects to a lot of people in a lot of ways right now based on what's happening.

[Curious Canadian (Co-host)]

And one last thing that I'm going to say that I'm going to take into JTA with me. So you better be get ready for this because I'm going to put you to the screws on this one. You and her were in agreeance and related on some adhd. ADHD things and you said you both have the inability to not be able to think two weeks ahead. Two weeks ahead feels like three years ahead for you. I'm going to grill into you on JTA about is that an ADH thing or is that a you thing? And has that had to do with where you've been and will that change with where you're going? If you're picking up what I'm putting down, get comfortable in that hot seat because we're going to go there in JTA 2025.

[David (Host)]

I think it's probably a blend, but we're going to go there. We're going to go in places we haven't gone before. JTA is is coming up. It's going to be exciting. Always our best episode of the year. So I'm excited about that. Chloe, if you're still with us on the recap, you are a star and we can't wait to watch your 2026. I think it's going to blow up. Huge. Things are coming. That's my gut instinct. David, you got anything before we wrap?

[Curious Canadian (Co-host)]

I'm still dumbfounded that you started this recap by saying our final episode of 2025. Truly dumbfounded. Truly thankful. Truly grateful for all the people that listen, for all the people on the reviews, for all the people that follow us. We see you, we want to grow, we want to get in front of you guys more. But here we go. We're turning the calendar to another year, Year five, which is absolutely mental.

[David (Host)]

I like the word mental. That's a great place to start. And I'll tell you this, guys, Tuesday of this week, we actually have a whole focus group. We have 10 people sitting down going over all the different things that we can change going into 2026. Our branding potential, different segments, our social media, all the things. So I have two pieces of information for you. One, give us five stars. Let us know what you want us to change? Two, if you ever have interest in being in our focus group and like really adding to from a consultative perspective of what you would like to see those people that are still listening to this right now, you're the people we want to hear from. David Our first episode ever was with Dean Unglert on May 24, 2021. We might have to have him back actually just you know, five years old times for old times sake. Our first five episodes, Dean Ungler, Joe Galliaze, like we said it was a JTA. That was the third one. The Skinny Confidential, Lauren Bossick and Mr. Kevin O'. Leary. Wow. Good, good first.

[Curious Canadian (Co-host)]

Pretty good lineup there, not gonna lie, you know.

[David (Host)]

And we're you look at our last five. Ryan Sirhant travel with Livy which those clips have just been ripping. We got Chloe v. Beach. We're staying hot.

[Curious Canadian (Co-host)]

We started a five year one, one live show that would. I know we've only talked tours. We've never done it. A five year live show would be pretty cool.

[David (Host)]

It honestly it would. This starting lineup was great. Mr. Hugh Henny, he had to deal with some. He dealt with some real.

[Chloe Veach]

Yeah.

[David (Host)]

Then we had Rob Dyrdek on Claudia Austri from growing the job so much much. But you know what David, enough of us. Let's wrap up here. Thank you for tuning into another episode of Trade secrets. We got JTA and so much coming for you in 2026. Make sure to follow us on Instagram, hit Subscribe. Please follow and tell your friends and family all about trading secrets. Thank you for listening all year through 2025. We can't wait to ring in 2026 with you. Thank you for tuning into another year of trading Trading Secrets. Hopefully it was a year you couldn't afford to miss. Spinquest Social Casino.

[Curious Canadian (Co-host)]

The presents are open and you're over the in laws.

[David (Host)]

It's a perfect time to grab your.

[Curious Canadian (Co-host)]

Phone and play spinquest.com with live dealer blackjack, craps and a ton of slots.

[David (Host)]

And here's a great deal for the holiday. A $30 coin pack for $10. And if you're hearing this ad, you.

[Curious Canadian (Co-host)]

Can play right now on spinquest.com Spinquest.

[David (Host)]

Is a free to play social casino. Visit spinquest.com for more details.

[Grainger Ad Speaker]

If you're an H Vac technician and a call comes in, Grainger knows that you need a partner that helps you find the right product fast and hassle free. And you know that when the first problem of the day is a clanking blower motor, there's no need to break a sweat. With Grainger's easy to use website and product details, you're confident you'll soon have everything humming right along. Call 1-800-GRAINGER clickgrainger.com or just stop by Grainger for the ones who get it done. Time is precious. And so are our pets. So time with our pets is extra precious. That's why we started Dutch. Dutch provides 24? 7 access to licensed vets with unlimited virtual visits and follow ups for up to five pets. You can message a vet at any time and schedule a video visit the same day. Our vets can even prescribe medication for many ailments and shipping is always free. With Dutch, you'll get more time with your pets and year round peace of mind when it comes to their vet care. Go to Dutch.com to get vet care that is always there for just $92 a year.