CO-HOST | Make Money by Taking Responsibility for Your Life

Summary

Episode Overview

Podcast: Travis Makes Money
Episode Title: CO-HOST | Make Money by Taking Responsibility for Your Life
Host: Travis Chappell
Co-Host: Eric (Producer)
Release Date: July 5, 2026

Theme:
This episode dives deep into the subject of personal responsibility, particularly around making money, navigating adulthood, and breaking out of cycles of blame. Travis and Eric use humor, real-life anecdotes, and a viral Gary Vee clip to address why owning your choices and taking responsibility for your circumstances—financial and otherwise—is the true key to getting ahead. The conversation touches on family dynamics, entitlement, and the difference between support and dependence, tying it all back to the practical goal of building a better financial life for yourself.

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Key Discussion Points & Insights

Opening Banter and the Search for Insight

[00:53–02:22]

• Travis jokes about "never providing any insight," setting a playful tone.
• Eric launches into a satirical take on the podcasting world, referencing Chris Van Vliet and his "nobodies" of guests (The Rock, Spielberg, DiCaprio, Affleck).
• They humorously set up a discussion about Gary Vee "stealing" Travis's catchphrase:
  Travis: "When you're born, you look like your parents. When you die, you live like your choices."
  Eric claims Gary Vee has adopted a similar message about adulthood responsibility.

---

When Does Responsibility Start?

[02:45–03:51]

• They play a Gary Vee interview clip questioning, “At what age is it no longer everyone else’s fault?” and riff on the absurdity of legally becoming an adult at 18 while feeling lost.
• Eric jokes: “This is a youth pastor saying, what age can I date them?”
• Travis and Eric riff about maturity, adulthood, and societal perceptions.

---

The Pressure of Privilege & Empathy for Others

[04:37–08:40]

• Travis defends Bronny James (LeBron's son) against internet criticism, underscoring that privilege doesn’t erase problems:
  Travis [06:10]: "It’s silly to pretend like [Bronny] doesn’t have any problems… Or he hasn’t battled with his own mental health or his own confidence or living in his dad’s shadow… Everyone has their own unique set of challenges."
• Discussion expands to empathy for those born into wealth and public scrutiny, with parallels to listeners’ lives:
  Travis [08:40]: "There’s no empathy for anybody who has objectively better circumstances than you… I would just turn that question back around and say: Do you realize how blessed you are compared to the 99.9% of people who have ever been born?"
• Eric references the "Leave Britney Alone" meme, paralleling the over-the-top hate both receive online.

---

Responsibility, Entitlement, and Parental Support

[11:10–13:52]

• The hosts examine the tension between independence and entitlement, especially as it relates to young adults receiving financial help from parents:
  • Travis notes many people continue blaming their parents while being supported by them financially:
    Travis [12:09]: “You’re 34 years old, you get financial supplement from your parents, and you’re still complaining that they’re the reason you’re not successful.”
• A Gary Vee clip drives home the point:
  Gary Vee [13:15]: "If your parents are financially helping you, you need to change your tone and tenor… What I’m trying to keep you all away from is entitlement, because that destroys a soul." Gary Vee [14:06]: "If you take money from your parents and you’re over the age of 22, get their names out of your mouth in any negative form… Whoever pays for something has say. You know why your parents have say? Stop taking the money and don’t do it."
• Travis endorses this:
  Travis [14:57]: "I love that advice, though."
• They discuss the hypocrisy of resenting parents while depending on their support.

---

Real-life Examples of Financial Independence

[17:22–20:31]

• Travis shares about rejecting a "bailout" from his mother during tough times, preferring to struggle and figure things out himself: Travis [17:41]: "I appreciate that, but it doesn't solve the problem… It’s like taking out a credit card… The solution to the problem is not an influx of cash that I cannot duplicate. The problem is that the thing I was doing for income no longer exists."
• He and Eric both recount stories of lending or receiving family support, always with discomfort about owing or being owed.
• The central insight: accepting help can delay personal growth and self-reliance, and it often introduces strain into relationships.
  Travis [20:31]: "Comfort is what ends up killing the desire to go out and make anything happen for yourself."

---

Lending & Family Dynamics

[21:14–23:36]

• They expand on the complications of lending and borrowing between friends and family:
  • Eric relays the anxiety and need for boundaries when borrowing money, even temporarily.
  • Travis highlights the mental calculus involved as a lender:
    Travis [22:40]: "I'm not their financial planner… If I'm knowingly departing with money… fine… But I’m not going to expect it back. It destroys relationships."
• Both agree: only lend money if you can part with it, and don’t introduce judgment or scrutiny over spending after the fact.

---

The Blessing of Struggle & Closing Insights

[23:50–End]

• Travis ties it all together:
  Travis [23:50]: "It takes away the blessing of struggle if you’re constantly just like tapping your parents bank account whenever things get tough… You now have an opportunity at your fingertips to stand on your own two feet and figure this out."
• Final call to personal accountability:
  Travis [24:50]: "Take some damn responsibility for your life… Don’t talk shit about your parents, especially if they’re paying all your bills."
• Closing reminder:
  Travis [24:58]: "Money only solves your money problems, but it’s easier to solve the rest of your problems with money in the bank. So let’s solve that one first."

---

Notable Quotes with Timestamps

• Travis [06:10]:
  "We can all assume that it would be better to have somebody else's life… but it just doesn't do any good for any party if you're just constantly being like, 'yeah, but I win in this scenario.' And it's like, you win what, exactly?"

• Gary Vee [13:15]:
  "If your parents are financially helping you, you need to change your tone and tenor… What I'm trying to keep you away from is entitlement, because that destroys a soul… The quickest way to be happy is to stand on your own two feet and be accountable and expect from yourself, you will get so much happier. I promise."

• Gary Vee [14:06]:
  "If you take money from your parents and you're over the age of 22, get their names out of your mouth in any negative form… Whoever pays for something has say. You know why your parents have say? Stop taking the money and don't do it."

• Travis [17:41]:
  "I appreciate that, but it doesn't solve the problem… It's like taking out a credit card… The solution to the problem is not an influx of cash that I cannot duplicate."

• Travis [20:31]:
  "Comfort is what ends up killing the desire to go out and make anything happen for yourself."

• Travis [24:50]:
  "Take some damn responsibility for your life… Don't talk shit about your parents, especially if they're paying all your bills."

• Travis [24:58]:
  "Money only solves your money problems, but it's easier to solve the rest of your problems with money in the bank. So let's solve that one first."

---

Memorable & Entertaining Moments

• [00:59–02:22]: Eric and Travis’s banter about Chris Van Vliet and Gary Vee's "theft" of Travis's catchphrase sets a light, humorous tone and hooks listeners in the topic of originality and influence.
• [07:29]: Eric tries to bait Travis into the "LeBron vs. Jordan" argument, leading to playful sidesteps and quips about rage-baiting for views.
• [09:27 & 09:32]: Eric references the viral “Leave Britney Alone” video—here, “leave Bronny alone”—blending pop culture with the episode’s central message of empathy.

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Timestamps for Important Segments

• 00:53–02:22: Show intro, humor about seeking insight and Gary Vee's "theft"
• 02:45–03:51: Discussing the age of responsibility and adulthood
• 04:37–08:40: Empathy for privilege and Bronny James defense
• 11:10–13:52: Parental support, independence, and Gary Vee’s core advice
• 17:22–20:31: Travis's story about refusing a financial bailout
• 21:14–23:36: Lending money, family/friends, and relationship strains
• 23:50–24:58: The “blessing of struggle”, personal responsibility, and closing insights

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Tone & Language

• Throughout, the conversation is candid and funny, mixing motivational advice with real talk and sarcasm. The language is plain-spoken, with occasional expletives (mainly from the Gary Vee clips).
• Travis and Eric maintain a “tough love” tone, pushing listeners to grow while showing empathy for tough situations.

---

Summary Takeaway

This episode delivers a blend of humor, viral wisdom, and practical experience. Travis and Eric challenge the culture of blame and entitlement, urging listeners to embrace financial and life responsibility—especially if parental support is involved. They highlight the pitfalls of dependency, the “blessing of struggle,” and how real growth only comes when you’re forced to solve your own problems. The underlying message? If you want to make more money—and live a better life—start by taking radical ownership of your choices and your results.

Transcript

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[Travis]

You're listening to the Travis Makes Money podcast presented by gohighlevel.com for a free 30 day trial of the best all in one digital marketing software tool on the planet, just go to gohighlevel.com travis. What's going on, everybody? Welcome back to the Travis Makes Money podcast, where it's a mission to help you make more money on this episode of the show. My producer Eric is in studio. What's up?

[Eric]

Hey.

[Travis]

Hey.

[Eric]

Do you ever feel like you do these shows and you're just constantly looking for insight?

[Travis]

Totally.

[Eric]

You're just looking for.

[Travis]

And you just never provide any. I'm sorry, that was uncalled for.

[Eric]

Okay. You ever feel like you're just looking for insight?

[Travis]

Yes.

[Eric]

You know what I found to be the best source of insight?

[Travis]

Chris Van Vliet.

[Eric]

Chris Van Fleet. The host of the insight podcast Chris Van Fleet recently had on maybe the most important guest he's ever had on his entire history of the show. Because he's really interviewed a lot of nobodies. Like, I just heard, like, I mean, who? You know, like the Rock. Yeah. And like Spielberg.

[Travis]

Like Leonardo DiCaprio, like Ben Affleck.

[Eric]

Nobody. Nobody even knows these people are nobodies. I can picture Chris in my head going, like, interviewed the rock seven times, 10 times, whatever. Too many times. He's interviewed, like, every wrestler in W. Like nobodies. Nobodies. He's had nobodies on his show. He finally got a real celebrity on his show. And of course, I'm being facetious. Yes, some could say because his name's Chris Fleet. That was a stretch anyway. You know, it's not a stretch to say that Chris Van Vliet is killing the game. He is killing the game. And he just had on maybe the most important figure of the 21st century in entrepreneurship. Who?

[Travis]

Gary Vee.

[Eric]

What the heck? No, he had Jesse Ventura. No, I'm just kidding. Chris Van Fleet had Gary Vee. I almost said he interviewed Chris Van Vliet, but Gary stole something from you.

[Travis]

Did he?

[Eric]

Yep. And I wanted to play the clip.

[Travis]

He's always stealing the trouble because you're

[Eric]

always talking about, when you're born, you look like your parents. When you die, you live like your choices. At what point is the responsibility on you? And listen to this thieving fool, Gary Vee. What he said. You can't hear what he said, but that's how people should listen to him, stealing your stuff.

[Guest Speaker]

At what age are you now a grown up? Like, at what age is it no longer?

[Eric]

I love listening to Gary Vee because in the audio it's always, yeah, he's always smashing something. He's always smashing something.

[Travis]

That's why it's the Gary Vee audio experience. You never know what you're gonna do.

[Guest Speaker]

I'm like, at what age are you now a grownup? Like, at what age is it no longer everyone else's Fault? Is it 18? Is it 22? Is it 25? Is it 30? Is it 35? Is it like, at what age it's got.

[Eric]

This is a youth pastor saying, what age Can I date them?

[Announcer]

Is it 18?

[Eric]

Is it 25? Is it 60?

[Travis]

What does it become?

[Eric]

Okay, when is it going to be fine, you guys? What, do you want me to date them when they're 40? I mean, a ripe 18 is fine, you, Honor. Sure, sure, I've known them for years.

[Travis]

But this is our commentary colliding right now.

[Eric]

Sorry, sorry, sorry, sorry. What age is it?

[Guest Speaker]

Some age.

[Eric]

I think it's gotta be some age. All right, here we go.

[Announcer]

Funny, because, yeah, I guess you legally become an adult at 18, but you're

[Travis]

like, ah, there you go.

[Eric]

I'm sorry, Chris. I should clip the beginning section

[Travis]

with his response.

[Eric]

I mean, legally, dude, he gets enough heat for the, the Anne Hathaway thing. It's like, reporter, reporter. And then it's like, the second one is this. It's like, it's gotta be some age, right? I'm so sorry, Chris. I'm so sorry for dragging into this.

[Announcer]

I think what's funny because, yeah, I guess you legally become an adult at 18, but you're like, but some people are so mature.

[Eric]

Okay, I'm so sorry. I'm so sorry. I'm so sorry. Here we go.

[Announcer]

I think it's funny because, yeah, I guess you legally become an adult at 18, but you're like, I haven't figured anything out.

[Guest Speaker]

Yeah, I mean, like, at 18, you could literally go to a foreign country and fight a war, but like, we have unlimited 35 year olds running around spending 100% of their time Crying about mommy and daddy, you know, and I get it. And like, some people have some incredibly challenging circumstances. The problem is, like everyone else has problems too. I always ask.

[Eric]

No, not everybody. Some people don't have problems at all.

[Travis]

Like who?

[Eric]

People's parents are rich.

[Travis]

Yeah, you think on that for a while.

[Eric]

People whose parents are so rich, that is the thing.

[Travis]

They have almost worse problems sometimes. People with like really rich parents.

[Eric]

Yeah, but honestly. But their problems are pretty much everybody else's problems. You know what I'm saying?

[Travis]

No, I don't know what you're saying. Because I defended Bronny James in a comment section one time and got lit up.

[Eric]

Talk about it. Because talking to that camera about how much you love Bronny James.

[Travis]

No, it was just. Because I was just like, look, leave the kid, al. Like he's 18 year old kid. Like he has the immense amount of pressure that's on him, the eyeballs that are on him to perform, to succeed, and the way that he is maintaining composure, dealing with all of this vitriol that he literally does not deserve at all, and still showing up, still practicing, still getting better at the game, like, just lay off the guy. And then, you know, the response is just kind of like, oh, boohoo for the privileged son of a famous billionaire or whatever. And it's like, okay. But yeah, a little bit. Like you look at that situation and go and just automatically assume, you know what it would be like. Because in your mind you're like, well, my dad wasn't around and I didn't get handed anything and I had to work for everything and he gets all this opportunity and blah, blah, blah. It's like, yes, but that's, it's silly to pretend like that means that he doesn't have any problems or he doesn't have any issues or he hasn't battled with his own mental health or his own confidence or living in his dad's shadow or, you know, or the blessing of financial struggle. That, that, that is a blessing that doesn't feel like a blessing. But like, you know what I'm saying? Like, it just. We can all assume that it would be better to have somebody else's life or that that person doesn't have any problems or whatever. But it just doesn't do any good for any party if you just constantly being like, yeah, but I win in this scenario. And it's like, you win what? Exactly.

[Eric]

But what are people saying about him? That he's like, silver spoon or what?

[Travis]

Yeah, yeah, yeah. And, and then just like, like nitpicking, like little things that he does or decisions that he makes or something like that. And just like he is literally a kid, you know, like he and has he gets all of the hate that his dad gets, but he didn't do anything to earn any of that hate. Like, I would argue his dad hasn't done anything to deserve the hate. But you know, that's a whole different conversation.

[Eric]

Would you also say his dad is a better basketball player than Michael Jordan? Can you just look at the camera

[Travis]

and say we're derailing this episode to talk about the goat conversation?

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[Travis]

my point is like even if you could argue that his dad deserves the hate that he gets, which I don't believe that he does, but let's just assume that you can argue that Bronnie doesn't deserve any of it. Like he's his son. He didn't do any of the stuff that LeBron gets hated for. Like why? Why is it? And but that's my point is like there's no empathy for anybody who has objectively better circumstances than you have because you just assume that like well why wouldn't you just be happy? Like you, like you realize how blessed you are or whatever. And it's like well I would just turn that question back around on the person asking and say like do you realize how blessed you are compared to the 99.9% of people that have ever Been born on any part of this planet for the past 10. Like, we are all in a pretty good situation, just that everybody chooses to look on the bad things. And that's not a productive way to go throughout life.

[Eric]

You're giving Chris Crocker right now, Leave Brittany alone. Let's leave Bronnie alone.

[Travis]

Chris Crocker is.

[Eric]

It's a famous YouTube video from back in the day. This guy who's like crying. He's like, leave Brittany alone. So you think give me a hook, though, for this clip, because I'm gonna definitely clip you talking about Bronnie, but what do you mean? Give me a hug?

[Travis]

Give you a hoax.

[Eric]

Bronnie is so over hated.

[Travis]

Oh. Oh, okay.

[Eric]

Give me something.

[Travis]

Yeah. Okay. Yeah. The hate that Bronnie James gets is wild and completely undeserved.

[Eric]

That's great. Thank you so much for that, sir. Also, can you talk about how Michael Jordan just is the worst compared to LeBron James?

[Travis]

I know you're trying to trigger me right now.

[Eric]

Can you talk about. Oh, hey, I have a question for you just before we get back into this. If LeBron James is so great, why is he flopping all over the court all the time?

[Travis]

Just a quick aside before we jump.

[Eric]

You know how LeBron James is always just flopping over the court?

[Travis]

I'm not going to engage.

[Eric]

Like some soccer play just flopping around.

[Travis]

I'm not going to engage.

[Eric]

Michael Jordan never flopped for two reasons.

[Travis]

Number one, this is not a sports show. Number two, you know nothing about any of this. You're only saying things to trigger a response from me.

[Eric]

I'm just saying Michael Jordan just literally gets touched and he just flops on the court.

[Travis]

Michael Jordan does.

[Eric]

Yeah. And LeBron James. I'm trying to figure. I don't care which one. I don't care which one you talk about. I just want the club. So if you could just talk about that. I need some heat off of me. I'm at like 250,000 views, and I gotta get out of here. One guy was cop, and he was, like, having bad luck with the cops. But he's like, I never understood rage bait until this. I saw Jackass, and I was like, you're a grown man that carries a weapon. Yeah, we gotta get you away from your gun.

[Travis]

Right.

[Eric]

Those. George.

[Travis]

That was about an Indiana Jones.

[Eric]

I gotta get you away from your gun.

[Travis]

Get you away from your gun.

[Eric]

It's quite fascinating. Anyway, so, no, this Gary Vee clip caught my attention. Because 1. Every Gary Vee clip catches my attention. He's the king of attention.

[Travis]

Plagiarized this from me.

[Eric]

But also, you've been saying this. So why did he do this? Why did he take this from you?

[Travis]

No, it's obviously. These are obviously jokes, people, for those who don't know.

[Eric]

It doesn't matter. You could say it's a joke and like, oh, wow, you comedian, stupid.

[Travis]

But I think it's just very culturally relevant because the. Again, it's the. It's the loud voices that get heard the most often. So it's.

[Eric]

That's right. It sure is.

[Travis]

Okay, thanks for proving my point. And this is something that I have seen around the Internet a lot, and probably something that Gary's also seen. And he probably, you know, sees this. It has this experience firsthand. Yeah, because he deals with a lot of young people who are, like, seeking advice and then talking shit about their parents, and then he finds out that they're being financially supported by their parents.

[Eric]

Yeah.

[Travis]

It's like you're 34 years old, you get a paycheck. Like, you get. You get financial supplement from your parents, and you're still complaining about the fact that your parents are the reason that you're not successful.

[Eric]

There's a really good clip where he talks about that. I want to find it.

[Travis]

I will. He's like, said it to people's faces before. Like, like, yeah, kids that come up to him and, and say that kind of stuff. It's like, well, I don't want to hear it. Like, stop being financially dependent on your parents if you're gonna talk shit about them. Which I 100% agree with.

[Eric]

You know what I hate, though, is that the people that you see posting about, like, the, you know, when there's, like, posts, and it's like, remember your parents are children, too. Or like the post, it's like.

[Travis]

Or it was their first time to.

[Eric]

Yeah. Or. Or don't complain about your parents. They put a roof over you. And then like, the people you see share that are like, the people you know are, like the worst parents that you've ever seen in your life. And you're like, yeah, I agree, but not with you saying this, but you

[Travis]

should also try to be a good parent.

[Eric]

Also. You're a jerk.

[Travis]

You're only sharing this so that you feel better about only doing the baseline.

[Eric]

Yeah, this is. This is one of them. This is one of them. Here. He did.

[Guest Speaker]

I'm going to give you a really good piece of advice. If your parents are financially helping you, you need to change your tone and tenor. How you Interact with your parents. Listen, I don't think there's anything bad about getting support from your parents. What I'm trying to keep you all away from is entitlement, because that destroys a soul. But you know why so many people are unhappy? They expect everyone to do everything for them. They expect the government to do it for them, their parents to do it for them, their company to do it for them, their boss to do it for them, their boyfriend to do it for them, their girlfriend. Like, get off that. The quickest way I can promise to make all of you happy is to stand on your own two feet and be accountable and expect from yourself, you will get so much happier. I promise.

[Eric]

And he also talked about this on the Jeff Fenster Show.

[Travis]

Oh, sweet.

[Eric]

Here we go. Oh, it's a part four. I'm sorry, I'm not going to do that.

[Travis]

Okay. I'm not going to do that. Well, shout out Jeff Fenster.

[Eric]

But shout out, though.

[Travis]

Yeah.

[Eric]

Oh, is it. Can we do this one? This is a part one.

[Guest Speaker]

If you take money from your parents

[Eric]

and you're over the age of 22,

[Guest Speaker]

get their names out of your mouth in any negative form. Kiss the ground they walk on. Shut your mouth. You don't want them to have say, stop taking the bag. Whoever pays for something has say, you know why your parents have say, stop taking the money and don't do it.

[Advertiser]

Cute.

[Guest Speaker]

Like, let them still pay for your Uber because it's on their credit card

[Eric]

or their cell phone.

[Guest Speaker]

Yeah, or you're on the fucking family pan. Get the fuck off the family.

[Eric]

That was personal for Jeff. Which of Jeff's kids is still on that cell phone? Jeff's like.

[Announcer]

Or their.

[Eric]

Or their fucking cell phone, dude. I write on Gary. Right on. Do you hear that, Brittany? I don't know what his kids names are, but, you know, let's not name his name.

[Travis]

I think that actually might be his wife's name.

[Eric]

Yeah, take that wife. Get my name out of your mouth.

[Travis]

I love that advice, though.

[Eric]

Netflix Okay.

[Travis]

I think is Netflix okay now.

[Advertiser]

Now.

[Eric]

Yeah, you gotta work your face off. Don't be on Netflix. You should be making stuff for Netflix.

[Travis]

Yeah, that's 100% cosign on that one.

[Eric]

That.

[Travis]

That's just like a. It's the picking and choosing.

[Eric]

Yeah.

[Travis]

That drives me crazy. Where it's like, well, you're gonna talk about how your parents raised you while you're also collecting a check from them or they're paying your car payment or something like that.

[Eric]

I just. I just said this the Other day to my daughter, because there was somebody she was kind of feeling grouchy about because someone said they were going to do something, and they didn't, so they were going to call her that day. And then. So she was mad, and she was like, you know how kids go from like, I want to talk to them, and then they don't call. And then they're like, I can't believe they didn't call. You know, they go into that total, like, just rage out, you know? And so she's like, I wish they would call so I could tell them to their face that I'm mad they didn't call and all this stuff. And I was like, that's how I feel all the time with all kinds of stuff. That's when Travis doesn't answer me. But then later, she was like, they did end up calling. And then she was talking about, like, oh, my birthday's coming up, and I want this. And she got off the phone. I said, if you really felt all the stuff you just said, you shouldn't care about telling them your birthday. Listen, because you don't really like them being part of your life based on all the things you just said. So you shouldn't be delivering them a list of things you want from them, because you obviously aren't happy with that relationship. And I said, when somebody is not good with me, I don't want to get a $20 gift card. Am I going to use it? Yeah, but, you know. But I told her, I was like, you either want a relationship with them or you don't. And you can't just go like, oh, I'll still get stuff from it, but then I'm gonna get off the phone and be mad at that for something else. And I just. It was like. It was one of those things. You have to be like this teachable thing of, like, you can't do that. You. You have to pick one or the other. And it's exactly that. Where it's like, yeah, my dad's a piece of crap, and he's the worst. And he was like, barely a father. Dad, I can't pay rent this month. You know, it's like.

[Travis]

But anyway, pull out my dad's credit,

[Eric]

and same with friends. It's like, you can't go out with friends all the time and be like, oh, they always pick up the check. And then later you're like, yeah, this guy is just selfish. You know, it's like, well, which one is it?

[Travis]

Yeah, just don't do it. Yeah, it was A few years ago, one of the random companies I wanted to do didn't work out and whatever. I was back to the drawing board, and I had a conversation with my mom, and she was like, you know, I can help you guys out if you need anything, if you need money, whatever, I can help you out.

[Eric]

She's like, dang it, I've been talking trash about her all the time.

[Travis]

No, but my, my response was basically just like, first of all, I appreciate that. And I. And I recognize that that is a privileged position to be in where my parents could help me out if, like, I really needed it, to really need them to. But. But my response to her was almost verbatim, like, I appreciate that, but it doesn't solve the problem. Yeah, like, if you get whatever money you give me, I will 100% give back to you. To me, it's like taking out a credit card, you know, Like, I'm not.

[Advertiser]

Worse.

[Eric]

Yeah.

[Travis]

Yeah, worse. Really objectively. And so I was like, this is not a gift. I' to pay. If you gave money to me, I was going to. I'm going to pay it back regardless. Which to me just means I'm incurring debt. It's like the, the, the solution to the problem is not an influx of cash that I cannot duplicate. That's not my cash. Yeah, the, the, the problem is that the thing that I was doing for income no longer exists.

[Eric]

Yeah.

[Travis]

So I have to figure out a way to go make income. That problem needs to be solved regardless of if it's today or in three months from now and you give me money is only going to make me think that I have three months to solve the problem instead of one day. So thank you, but no thank you. And so it was like, but, but I think that there's. That those types of decisions because I've been on my own since I was 21, you know, allow me to have a relationship with my parents where we can have a real relationship instead of like this one that's dependent on financial talks and them, you know, wondering when, when are we going to get that money back? Or how are you guys doing financially? Or, you know, oh, I see you spent money on this trip, but you can't pay me back type of a thing. And it's like, I don't want to open that can of worms. I would much rather get a credit card if I needed one in that situation. I didn't end up needing anything anyway. We just like, lived lean for a month or two and figured it out. And it Was fine, but I think too many people take the bailout.

[Eric]

Yeah.

[Travis]

And it's like. And it.

[Advertiser]

But that's.

[Travis]

That was the whole reason that I didn't was just like, that does not solve this problem.

[Eric]

Yeah.

[Travis]

This is like, we're talking about different problems here. It's not that, like, oh, I'm trying my best and I've worked really hard and I'm in this position and I can't get a job that's different than this one. And I have a big payment coming up and I can't make it and I need a little bit of money until I can. You know what I mean? It's not that. It was just that this thing that was doing well is no longer doing well. I'm going to do something different now and there's going to be a bridge of time where I will not be able to do some of the things I did in my lifestyle previously. But I could take money from you and do all and maintain that lifestyle, but I would prefer to just take down my lifestyle a little bit, figure it out on my own, and then that activity gives me more confidence to do it again the next time. You know what I mean? That I don't like, I didn't need that bridge loan. I didn't need to take money from them or open a credit card or any of those things. And then that, that comfort is what ends up killing the desire to go out and make anything happen for yourself.

[Eric]

Yeah.

[Travis]

So, yeah, I fully second the, you know, get off of the, get it, get off of your, your parents budget. Especially if you're going to say anything bad about them. Like, I have no time for that. You know what I mean? Like, I don't want to hear about how bad your childhood was when you're dad is paying your rent.

[Eric]

That's why you collect the funds and then you trash talk. You collect the funds.

[Travis]

Well, that's what people do.

[Eric]

No, I'm just kidding.

[Travis]

No, I know you're kidding, but that is unfortunately the reality.

[Eric]

The biggest thing with family for me is like, I had to borrow money one time because my funds were held in my account from. I had an invoice that got paid and then it was like held in PayPal and the merchant. Yeah. And I was like, I know it's gonna clear in like two days, but like rent was like the next day. And so I borrowed like 2,400 bucks. And I was like, I will never ask you again ever. And this is what's happening. And I can show you that it's pending and all this stuff. And. And so a family member sent like, 2,400 bucks, and I ended up clearing like two hours later, and I sent back $3,000. But I was literally. I feel like I constantly do that where I'm like, I don't even. I don't want you at all analyzing what I'm doing that day. I don't want your eyeballs on it. I don't opinions on it. How much do I need to send you back to just be like, we're good and then some, and that's it. And I feel like that's the biggest thing that you lose when you're constantly going like, hey, fund this. Hey, do this. Is like, yeah, you have the money. But also, like you said, then it's family members going, like, why'd you go out to eat? And it's like, you might know, oh, I'm doing X, y, and Z responsibly. But it's like, everything's under a microscope. Even. Even with friends, family, it's just not worth it.

[Travis]

I don't want the smoke on any

[Eric]

of that, you know? Yeah.

[Travis]

And on the. On the opposite end, too, whenever I've lent.

[Eric]

Yeah. Then you find yourself going like, why is he.

[Travis]

But that's. That's. My point is, like, I've taken a position now where I'm just like, all of that is irrelevant to me. Like, I am making the decision to lend the money. I am not going. I'm not their financial planner. So if I'm. If I'm knowingly departing with money for a friend or family member who needs some help, fine.

[Eric]

But, like, I'm not expecting it.

[Announcer]

Exactly.

[Travis]

And I'm not going to expect. And I'm not going to. I'm not going to again be like, oh, we're going to go golf. And then it's like, what are you doing buying drinks or shots at the golf course? Like, you owe me money. You know, it's like, dude, that's just it. It destroys relationships. And I would much prefer to prioritize relationship. So, like, don't do it. If you're going to. If you're going to be that type of a person after you give the money, just don't give the money.

[Eric]

Dude, I. I lent someone. I shouldn't even say this because people are going to be like, are you going to borrow something? I lent somebody $1,500 a month and a half ago, and mentally I was just going like, God, this money's never coming back. And they Paid it back.

[Travis]

Nice.

[Eric]

And I was like, what the hell? This never happens. I'm never doing this again. But I was so blown away that it actually returned. But my mental state right when I had sent is like, I will never see this money again. Click. And whatever happens, happens.

[Travis]

It sort of has to be that way. Yeah.

[Eric]

But luckily it ended up working out. But I was just like so surprised because usually it goes the other way and then you're just like, hey, in six months there, pal.

[Travis]

So anyway, about that money.

[Eric]

Anyway.

[Travis]

All right, it gets messy real quick. Try not to do it. If you. And like my thing is again, it takes away the blessing of struggle. If you're constantly just like tapping your parents bank account whenever things get tough, you're not forced to go. That's what I meant by this is not the solution to the problem. Yeah, you know what I mean? Like you now have an opportunity at your fingertips. You have an opportunity in front of you to stand on your own two feet and figure this out, to take on that side hustle, to learn that new skill that you've been putting off for a long time, to try to get a different job, to move to a different place where it's more affordable to live. And you've been meaning to do that for some time. Like you're taking away your personal blessing of trying to figure out how to make things work for yourself. If you're just going to constantly use your parents bank account like it's a line of credit and then proceed to talk about your parents and that they messed up your childhood and they're the reason you can't earn so you feel like entitled to their money for some reason. Even though that's not at all what like a parent's responsibility is when you're in your mid-30s. So yeah, take some, take some damn responsibility for your life. And you know, don't talk shit about your parents, especially, especially if they're paying all your bills. Anyway, that's it for this episode of the show. Remember, money only solves your money problems, but it's easier to solve the rest of problems. Money in the bank. So let's solve that one first here on the Travis Makes Money podcast. Thanks for tuning in. Catch you guys. Next time, shout out Gary Vee, Chris Venvliet, go check out that interview. Another really good one on the books. That's it for this episode. Catch you next time. Peace.

[Announcer]

Lamine Yamal steps into McDonald's, looks left, sees Pulisic, looks right, sees Jimenez, gives a nod to Ronald Ronaldinho in the corner with a FIFA World cup meal. Ronaldinho sees son in the booth. Son finds Beckham going for extra Big Mac sauce. He's got Davies at the table just behind him. Davies going for his collectible cup.

[Travis]

A seal by Henry, who pulls his own collectible cop collect.

[Announcer]

One of nine legendary cups with a

[Travis]

FIFA World cup meal.

[Announcer]

Participating McDonald's for a limited time while supplies last all rights reserve 2026 McDonald's at FIFA World Cup 2026.