CO-HOST | Make Money by Thinking Long-Term, Choosing the Right Partner, and Ignoring Bad Advice

Summary

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Travis Makes Money – Episode Summary

Podcast: Travis Makes Money
Host: Travis Chappell
Episode: CO-HOST | Make Money by Thinking Long-Term, Choosing the Right Partner, and Ignoring Bad Advice
Date: March 28, 2026

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Overview

This episode of Travis Makes Money features host Travis Chappell and producer/co-host Eric discussing some of the most common financial and life advice found in entrepreneurship circles. The duo dives into the nuances of marriage and business, the importance of thinking long-term in wealth-building, and the pitfalls of following generic advice. The episode combines reactions to guest clips, debates around well-known YouTube business content, and candid reflections on the intersection of personal life and financial success.

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Key Discussion Points & Insights

1. Should Entrepreneurs Wait to Get Married? (00:51–07:15)

• They react to a clip from past guest Trey Peterson, who describes how proposing shifted his aspirations from solo ambition to a shared journey with his partner.
• Travis’s Take:
  • It’s a misconception that marriage inherently slows down entrepreneurial dreams.
  • The conventional advice ("wait to get married until you’re ‘ready’/rich") is just as risky as the advice to do it young.
  • Nuanced View: Avoid making huge life decisions (like marriage) based solely on societal pressure, either cultural or financial.
  • For Travis, marrying young provided valuable focus and support in his early, uncertain years.

Notable Quote:

• “The day I proposed, it was the first time in my life that I—from chasing dreams and goals by myself to feeling like I was doing it with someone.” — [Trey Peterson clip, 01:08]

• “If you are in a position where you genuinely feel like this is the person that you want to be with for the rest of your life and you are purposefully putting off life with that person in pursuit of making more money because that’s what you think you have to do, that also is not advisable to me.” — Travis, (02:30)

Memorable Moment:

• Travis reflects that building everything from the ground up with his wife Jackie has had a unique, irreplaceable value.

  “There’s something super cool about building everything that you have with your partner... I don’t think that I would have ended up building as much as I have, if it were not for her involvement in building everything that we have now.” — Travis (05:03)

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2. Choosing the Right Partner and What to Look For (11:10–12:02)

• Eric’s Perspective:
  • The ideal spouse is someone who believes in your dreams, motivates you to improve, works alongside you, and is content with what you have currently.
  • Your partner marries both who you are and who you aspire to be—so both “versions” must be loved.

Notable Quote:

• “At the end of the day, your spouse marries two people: the person you are and the person you want to become. So make sure they love both.” — Eric (11:32)

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3. Evaluating Viral Business Advice: Alex Hormozi’s “Tallest Tower” Analogy (14:32–17:07)

• Reacting to Alex Hormozi’s most-viewed YouTube short:
  • Hormozi’s metaphor: For lasting success (financial or otherwise), build a solid foundation rather than rushing for short-term gains.
  • Travis relates this to the business world’s tendency to underestimate long-term potential and overhype short-term wins.

Notable Discussion:

• Eric critiques the analogy: “I’m out on Hormozi after this. I didn’t like that at all.” (16:19)
• Travis defends it: “Everybody, especially in the business world, is constantly asking that question, like, ‘What’s the fastest path?’ And they want to build it, like, crazy fast. But I like that this is not.” (17:10)
• Debate on whether the video’s millions of views are deserved; playful back-and-forth on YouTube virality and substance.

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4. Is Charlie Kirk’s “Boring Advice” Actually the Key? (18:07–20:49)

• They review a clip of Charlie Kirk promoting classic wealth-building advice: “Live below your means, save, invest, read, spot trends.”
• Discuss the reality that real wealth grows through “boring,” disciplined routines over decades—not get-rich-quick schemes.
• Travis emphasizes that “making more money” and “financial discipline” must work together.

Notable Quote:

• “The boring, unsexy way is probably the way that’s going to work for the majority of people… Once you have that bare minimum... then it becomes a question of, ‘OK, how do I increase that from $100 a week to $1,000 a week?’ And you can only do that by making more money.” — Travis (20:33)

  • Reference to Scott Galloway: “Good news is I can guarantee that I can make you rich. Bad news is it’s gonna take a really long time.”

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Memorable Quotes & Moments

• “Don’t do something just because everybody else is telling you that that’s the path. That might have worked for someone like Trey. It might have worked for me. It might have worked for Eric. But…” — Travis (06:50)
• "If you find a girl who believes in your dreams more than you, who makes you want to be a better man, who's willing to work alongside you to get there and is grateful for whatever you have right now, today, no matter where you're at, just marry her." — Eric (11:10)
• “Most people overestimate what they can do in one year and underestimate what they can do in ten years.” — Travis, paraphrasing Gary Vee (16:00)
• “It's sort of like it says, it's not super easy, but it is really simple.” — Travis on the core of wealth-building (20:40)

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Timestamps of Important Segments

• 00:51 – Trey Peterson’s advice on marriage and entrepreneurship
• 02:30 – Travis’s perspective on marriage timing and nuance
• 05:03 – Building wealth and life together with a partner
• 11:10 – Eric’s advice on choosing a life partner
• 14:32 – Hormozi’s “Tallest Tower” analogy video and hosts’ reactions
• 18:07 – Charlie Kirk’s “boring” wealth advice and hosts’ takes
• 20:33 – Travis’s summary on discipline vs. earning power

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Episode Tone & Style

The conversation is candid, humorous, and practical. Travis and Eric challenge each other’s views with honesty and good spirits, illustrating financial and life principles with real stories and playful debates. The focus is on actionable mindsets, not prescriptive formulas, and listeners are encouraged to find their own path instead of blindly following any “one-size-fits-all” advice.

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Takeaways

• Don’t let societal expectations dictate the timing of major life decisions like marriage.
• The “unsexy,” consistent approach to saving and investing wins in the long run—but leveling up your earning power is how you speed up the process.
• Find a partner who believes in your growth, not just your present self.
• Question viral advice and always consider your unique context when applying business or financial tips.
• Building a solid foundation—be it in relationships or business—is essential for lasting success.

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For practical, down-to-earth financial and life wisdom delivered with humor and experience, this is an episode not to miss.

Transcript

[A]

You're listening to the Travis Makes Money podcast presented by GoHighLevel.com for a free 30 day trial of the best all in one digital marketing software tool on the planet, just go to gohighlevel.com travis. What's going on, everybody? Welcome back to the Travis Makes Money podcast, where it's our mission to help you make more money. Today on the show, my producer Eric is in studio. What's up, man?

[B]

What are we doing? What's going on?

[A]

What's going on?

[B]

What are you doing? Seriously?

[A]

That's a good question for you.

[B]

You got a good concept for an episode? No. Okay. I have. Okay. Do you want to watch a take from a past guest on Travis Makes Money? Because I want to know if you agree with it or do you want to. Do you want to react to a. The most popular Alex hermosi short on YouTube that has 9.4 million views?

[A]

Let's do a past guest.

[B]

Okay.

[A]

If we have time, we'll think about it.

[B]

Yeah, let's not do something too interesting,

[A]

Alex, from Mosey's content, that just presupposes this other person's not interested.

[B]

No, this is interesting. Here we go. You ready? You ready?

[A]

Yep.

[B]

This is a clip of the Travis

[A]

Makes Money podcast that was actually from my podcast.

[B]

Yes.

[A]

Oh, okay. I always thought I have to have this castle before I bring in the princess. If you were to ask me what's the number one mistake most entrepreneurs make is we think that getting married, having a wife, and having kids is gonna delay, slow down, or even stop our dreams. The day I proposed, it was the first time in my life that I. From chasing dreams and goals by myself to feeling like I was doing it with someone. Yeah.

[B]

Okay.

[A]

I like that advice a lot.

[B]

Cool. You think? Do you think? But do you think retroactively, would you say entrepreneurs should wait to get married, they should do a little hustle first, get to a certain level? Do you think they should be dead broke, get married, and figure it out?

[A]

Typically for young men especially, I think it's important to at least signal competence. But I think that that is the. The signal or perception of competence is more important than actually having stacks in the bank account, if that makes sense.

[B]

So you should lie.

[A]

No, it's just the idea that you have goals that you want to pursue and that you are a capable, competent person who is going to go out and achieve those goals. But it's also to say that, like, the only dangerous thing about what this was. Trey, right?

[B]

Trey Peterson. Trey Peterson.

[A]

The. The only Dangerous thing about that is, like, I don't agree with the generic advice in general of, like, just get married young, have lots of babies. Yeah. Because I think that that will, for that, that will potentially force you into a marriage that you shouldn't be in, which is why there's a staggering divorce rate for people who get married in when they're 20 or 21. So just doing it for the sake of. I think I should be doing this. And that seemed to have worked out for other people is never, ever, ever a good reason to make the biggest decision of your life, which is who you marry. However, if you are in a position where you genuinely feel like this is the person that you want to be with for the rest of your life and you are purposefully putting off life with that person in pursuit of making more money because that's what you think you have to do, that also is not advisable to me. So it's again, and I know that we say this all the time on the show, it's a nuanced thing, and it's going to vary case by case because, yeah, you should not be pursuing marriage that young because you feel like that's what you should be doing, but you should. But you should also not be putting off marriage that young because that's what you feel like you should be doing. Like, there's two sort of, you know, schools of thought on that where culture at large is basically saying, like, don't get married till you're 40. And then, you know, where we grew up in sort of fundamentalist or even just Christian culture in general, they're trying

[B]

to get the number down.

[A]

They're trying to get you to get married when you're 19 and have kids when you're 20 and it's like, or 16. Neither one of them is good for everybody.

[B]

Yeah.

[A]

Because we both know several people who were kind of forced into that milieu at a young age and then were like, guess I better do the marriage thing. And then, surprise, surprise, it ended up working out. And that's just the number of people who actually got divorced. If you look at the volume of people who just stayed in the marriage because they felt like that's what they're called to do, or that's what the, you know, culture or Bible or whatever, insert religious document or dogma here dictates that you should do, then there's still a lot of people who ended up married and are still married and probably shouldn't be. You know what I mean? Because they follow that advice at A young age. So I would agree with that in general in terms of. I think the culture at large kind of, like, looks at that as a. Something that prohibits you from being successful. And I definitely agree with Trey, and both you and I are examples of that as well. Where we did get married young, but also getting married young probably kept me from doing a bunch of stupid in my. In my early 20s, when I was focused on, like, work and making money and improving my skill set and becoming more valuable person, I might have been focused on a bunch of other stuff, and that were. That would have inevitably ended up being distractions for me.

[B]

So I was going to say, did it keep you from doing a lot of stupid or did it give you a partner in crime to do a lot of stupid with?

[A]

But that's also true. So, like, I. I feel now. Now that I'm on the other side of 30, I feel blessed to have picked the partner that I picked because. Because Jackie and I have just worked through so much stuff and for several reasons. There's several things that should have kept us from staying together for as long as we have. You know what I'm saying? Like, several external circumstances and internal battles that we were both going through in different times in our relationship that should have pulled us apart, that ended up not pulling us apart. And that is something that I'm extremely grateful for, because now it's like, even if we. Like, we. Because Jack and I've had these conversations, like, even if we ended up splitting up, at some point, in my mind, she deserves half of everything that we have because we've built everything together. And there's something super cool about building everything that you have with your partner. There's something just. Yeah, just really cool about that. It would be very difficult, I think, if you were somebody that's 38 or 42 and you have, you know, $24 million in your net worth to then just meet somebody and then bring them into that. That would. That would. I understand. I. I can understand how that would be a difficult financial position to be in, or at least put your marriage in a difficult position or your relationship in a difficult position versus just. We were in the trenches together from day one. Like, we started with, like, $3,000 in our bank account when we got married. You know what I mean? Like, there was. We didn't really have everything that we've built. Now everything that we have has been built together. And I don't think that we would have built. I don't think that I would have ended up building as much as I have, if it were not for her involvement in building everything that we have now. And like I said, there's just something special about that, unique about that, that I don't think a lot of people get to experience. So I think that. I think that it depends on the situation. But if you're. If you're doing either one of them because somebody else told you that that's what you should be doing, whether you're avoiding marriage or pursuing only marriage, then that's not a good scenario to be in. So if you're not in, if you're like a young person listening and you're not in a position where you, like, have somebody who you genuinely feel is the person you're supposed to be with, don't just pursue that thing because that's what you feel like you have to do before you go make money, like, get your in order, get your house in order, you know, become a better version of yourself. Pursue the highest version of you. And you'll probably meet somebody along the way who is also pursuing the highest version of themselves. And then you guys get to come together and help each other become the best version of yourself together. But. But then, you know, don't. Don't be the. Don't be the person who's doing the opposite of that either. Like, do. I guess broad takeaway is like, don't do something just because everybody else is telling you that that's the path. And it's like, that might have worked for someone like Trey. It might have worked for me. It might have worked for Eric. But if this episode of the show is brought to you by Mars Men. So, look, guys, I don't know if everybody listening knows this, but a couple years ago, I was diagnosed with cancer. And around that time, I also noticed that my testosterone levels were dropping like crazy. And I know that some of it was due to the fact that my body was sort of in disarray. But then I also learned through this experience that most men start losing testosterone levels around the age of 30. And then it starts just getting worse and worse after that. 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Just please support our show and tell them that we sent you. That's men. Go to mars.com get in the game with the College branded Venmo debit card. Rep your team with every tap and earn up to 5% cash back with Venmo Stash, a new rewards program from Venmo. No monthly fee, no minimum balance. Just school pride and spending power. Get in the game and sign up for the Venmo debit [e-mail] collegecard the Venmo MasterCard is issued by the Bancorp Bank NA Select Schools available Venmo Stash terms and exclusions apply at Venmo me stashters terms max 100 cash back per month. If you're listening right now and you're in a position where you're like, I don't know if I really want to be with this person, then don't ask them to marry you. Like that's, that's an objectively terrible decision to make. Like you don't want to make a decision like that. That's arguably the most important decision of your life in a. In a. In a heartbeat, when you're 21. Because you think that's what success means. Yeah. Like, that's not going to end up being a very good decision for the majority of cases.

[B]

I mean, honestly, if you find a girl who believes in your dreams more than you, who makes you want to be a better man, who's willing to work alongside you to get there and is grateful for whatever you have right now, today, no matter where you're at, just marry her. Because at the end of the day, your spouse marries two people. The person you are and the person you want to become. So make sure they love both.

[A]

You know, that was just off the dome.

[B]

Off the dome.

[A]

I thought about who said that.

[B]

What do you mean, I said that?

[A]

Yeah, I know you did. You were literally reading it from your laptop.

[C]

If you find a girl who believes

[A]

in your dreams more than you, that was her.

[C]

Who makes you want to be a better man, who's willing to work alongside you to get there and is grateful for whatever you have right now, today, no matter where you're at, just marry her. Because the end of the day, your spouse marries two people. The person you are and the person you want to become. Make sure they love both.

[A]

Big facts, I guess.

[B]

That guy's going nowhere.

[A]

Yeah, we'll see where he ends up.

[B]

Okay, well, there you go. There you have it, folks. Get married young, have lots of babies.

[A]

Well, to be fair, they haven't had lots of babies, so.

[B]

Yeah. Have they talked about that?

[A]

Yeah, they've talked about a little bit.

[B]

Do they want to have babies?

[A]

It seems like they're becoming more open to it, especially in Alex's recent conversation with Tony Robbins, which I plan on asking him about. Yeah, that he. Tony, was, like, kind of challenging some of the, like, success metrics, you know what I mean? And you could see that. It seemed like the first time where I saw him actually, like, carefully considering that, because Tony was using that as an example is like, basically like, you should have kids. Like, I want to see you have kids. He's like, now do whatever you want, you know, but. Right. I think you should have kids. Is that your Tony Robbins impression?

[B]

It sure is. Smoke.

[A]

Just make it as a raspy as possible. But, yeah, ultimately, you got to make the decision that's best for you. But don't force it one way or the other, because it's probably not going to work out.

[B]

Yeah, that's True. Anything else you want to say about this?

[A]

Was that the other clip thing?

[B]

No, I had a different one.

[A]

Okay, we'll pull that one.

[B]

Hey, have you seen that? Have you seen this guy that Tony Robbins impressions?

[C]

I didn't.

[B]

Yeah, where he says, I didn't have an easy childhood.

[D]

Yeah, have an easy childhood. Growing up, my parents were divorced 32 times, and each time they said it was my fault. At one point, I had six stepdads simultaneously. They would tie a rope around my chest, hang me from a tree, and beat me with branches. They called me la pinata grande. And I was a weird looking kid. When I was 7 years old, I was 6 foot 10. My spine would arch into an S. The students would take me to the top of the school, and they'd fold my limbs and throw me like a paper airplane. It was horrible. And at one point, my parents lost custody of me. I was forced into the orphanage system, and I was way larger than the other orphans. I started devouring them. This government realized I wasn't fit for the orphanage, so they sent me away into the woods. I was raised by coyotes. They raised me like one of their own. I learned how to hunt. I learned friendship. I learned how to eat fish out of a creek.

[B]

So stupid. All right, well, this is the other one I was gonna show. I'll go ahead and show you.

[A]

Just show me that one so we

[B]

don't beat a dead horse with the marriage thing. This is totally separate, so enjoy separate. This is. This is the most. Because I was thinking, I was like, what's the most viewed video on this channel? And this is the most viewed video on Alex Mosey's channel.

[A]

All right, how many views?

[B]

9.4 million, which seems low. I mean, come on, Alex.

[A]

It's a volume game.

[B]

You know, hopefully someday he gets something.

[C]

If I told you to build.

[B]

This is the most viewed video on his channel. 9 million views.

[C]

If I told you to build the tallest tower you possibly could in 10 seconds, here's how you might do.

[A]

Time.

[C]

Imagine I told you to build the tallest building you possibly could in 10 days. You would probably say, you know what? I can probably get some more boxes. And I probably wouldn't build it because how flimsy is this? So I might build it piece by piece from the ground up with more stable bricks from day one. And I'd keep adding and keep adding and keep adding. And then when 10 days came, I might be five stories high. The fastest way to get to this tall is to build it the exact way I did earlier. But if I then said, I need you to build something that's 10 stories tall, you would never get there. And what happens is people get stuck and they can't add another one on top. And it's because you built it wrong to begin with. Sometimes the fastest way to get to 10 million is to start back at zero and build it right to begin with. Because this thing is never going to last. If I told you to build it

[B]

and like that, you didn't like it? No.

[A]

Why?

[B]

I don't know. I should have 9 million views.

[A]

I thought it was great. A good visual representation. But also it speaks to the. I think, I think it's a Gary Vee quote. That's. Most people underestimate what they can do. Most people overestimate what they can do in one year and underestimate what they can do in 10 years, which is sort of the same thing. This is just a visual representation of that.

[B]

The takeaway I got was if you want a really tall building, you have to tell the architect you want 100 story so he can build a 10. A good architect. You just tell him, I want 10 stories and he does it. You don't have to say, build me a 100 story building. I stopped at 10.

[A]

Yeah, this is, this is an illustration.

[B]

Well, I didn't like it. I'm out on her mosey after this. I didn't like that at all.

[A]

No, that's great. No, no, it's really good. I disagree with you.

[B]

That would be great. What if we did an episode where I bring 10 clips? I agree with that. I know you'll disagree with. And you bring 10 clips. I don't know if we have 10, five clips. Yeah, that'd be kind of fun, huh?

[A]

But you, but you disagree with this as a principle.

[B]

No, I mean, it's fine.

[A]

Oh, you just didn't like the video. You don't think the video is worth.

[B]

I'm like, what is this, a dare seminar? Like, what is this example? I didn't like it.

[A]

That's a, that's a pretty solid.

[B]

It's maybe the worst Alex Ramosi clip I've ever seen. And there's stiff competition.

[A]

Well, you're, you're, you're outvoted. You're. You're, you're outvoted because it has 10 million views now.

[B]

It's 9.4 million views.

[A]

Okay, well, I don't know.

[B]

I didn't like that one either. You like that?

[A]

I do, yeah. Because. Because it's. Everybody, especially in the business world, is constantly Asking that question, like, what's the fastest path to a million dollars? Or what's the fastest path? And they want to build it. I like, crazy fast. But I like that this is not.

[B]

I like, go back to zero and build it up.

[A]

Yeah, but you can't. That's the whole point.

[B]

You need to say the other. I think he bought these blocks and he's like, I gotta do a video about it.

[A]

And it worked out.

[B]

No.

[A]

It had 10 million views.

[B]

It didn't work. No, delete it.

[A]

Disagree.

[B]

All right, we have five minutes left. I'm gonna show you a clip I had saved for a separate video. We should still do a full episode on it.

[A]

Okay.

[B]

But if we're just gonna look at YouTube videos and look at advice and see if it's good, we' this three make money by following these three pieces of financial advice or not. Question mark. This is Charlie Kirk, and here is Charlie Kirk's how to Get Rich and Build Wealth. And I want to see if you, Travis Chapel, agree with him.

[A]

Okay.

[E]

If you want, like, the secret to get rich, there's. It's actually, like, not super hard. It's like, live below your means, save your money, invest in good companies, and then find good ideas. And read a lot. Like, read a lot. If you just read a lot and you, like, all of a sudden, you'll see trends and you'll be well informed. Again, I don't want to make it seem like it's super easy, but it's. It depends what you define by writ. The best way to build wealth is over long periods of time, saving money and doing boring stuff. It's not get rich quick. It's not big meme coins. Right. It's not big spikes. It's just going to work. Saving money and living below your means. I know that's not the sexy answer everyone wants, right? They want to hear about, like, what's the next Nvidia? Okay, I don't know, but I can tell you that in 40 years, if you put a hundred bucks a week into a moderately managed, you know, wealth account, you're going to be great. 100 bucks a week, man.

[A]

Yeah, that's. Big facts.

[B]

Really big facts. Really surprised you like that.

[A]

I feel like you're not surprised at all. And you knew that I would agree with.

[B]

I am surprised you like that.

[A]

Why?

[B]

I thought you'd be like.

[A]

Do you disagree?

[B]

I thought. Because I. Because I thought you'd be like. Like, you don't need. You need to make more money.

[A]

Well, that is true, but, like, that the thing is about the. The concept behind the show, about making more money. I thought you were.

[B]

I thought you were gonna crap all over that clip.

[A]

No, you have to have the immediate financial discipline to do what he's talking about. And the acceptance of the reality of what he's speaking about is like foundational to your ability to build wealth. Meaning that it's going to happen over a long period of time. It's not going to happen really quickly. And the boring, unsexy way is probably the way that's going to work for the majority of people. Once you have that bare minimum, you have a little bit of money in your emergency savings and you have paid off all of your high interest debt and you're investing a little bit of money into the stock market, then it becomes a question of like, okay, now how do I increase that from 100 bucks a week to a thousand bucks a week? And you can only do that by making more money. But the foundational principle of, like, how to get rich, that again, goes back to the Scott Galloway thing. Like, good news is I can. I can guarantee that I can make you rich. Bad news is it's gonna take a really long time. So it's. It's sort of like the. Like it says, it's not super easy, but it is really simple. The live. The live below your means part is probably the most valuable piece of all of that messaging because it's really difficult to do that once you start making a little bit of money. It's really difficult to, like, not go out and spend all of the delta that you're earning on a bunch of stuff instead. Just invest it wisely. But, yeah, I overall agree with that for sure.

[B]

Imagine how much money Charlie could have made if he didn't stop for the Sabbath.

[A]

I don't think that that's a big factor.

[B]

He could have made a lot more. All right, Chick Fil?

[A]

A seems to be doing pretty well with that, so.

[B]

Well, I just looked at the clock and it is in fact the Sabbath now. So I'm going to stop right now.

[A]

All right, well, that is it for this episode of the show. Remember, money only solves your money problems, but it's easier to solve the rest of your money in the bank. So let's solve that one first here on the Travis Makes Money podcast. Thanks for tuning in. Catch you guys next time.

[C]

Peace

[A]

Tips the Rhythm, Respiration and Tik Tok the Cinco Ca Amaraton Progreso Real Entrena Smarter no Master Descarga TikTok Aura.