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Travis
You're listening to the Travis Makes Money podcast presented by gohighlevel.com for a free 30 day trial of the best all in one digital marketing software tool on the planet, just go to gohighlevel.com travis what's going on, everybody? Welcome back to the show. Today it's just me, you and the mic and we're talking a little bit about some practical things that anybody listening or watching this right now can do to to make more money, to put more money in your bank account this year. So let's just go ahead and jump right in. We'll go through these one by one. And I tried to make these again as simple as I possibly can so that anybody can do them. This does not require you to have a college degree, doesn't require you to have a hundred grand, your bank account. These are things that everybody can do. So very first thing, it's a daily habit that you can install into your life pretty immediately, and that is to check your bank account balance every single day. Just put it into your routine. It's sort of that entire concept of what you focus on, you get more of. Now, obviously, obviously, just the habit of checking your bank balance is not going to be the thing that puts more money in your bank, but it does put the problem in front of your eyes and makes you have some sort of a sense of urgency. So if you check your bank balance and there's almost no money in there, or you check your bank account and you see that there's more money in your credit cards than there is in your savings account, then it might just kick you into high gear and make you realize that you don't have time to waste and you gotta go get some more money. I did this for a long time when things were going well. And then when things weren't going well, I stopped, stopped doing it because I didn't want to, like, start off the day in negativity. So it might not be the very first thing that you do when you wake up in the morning, depending on which phase you might be in, but it is extremely helpful Just to keep that balance in front of your eyes and just say like this is the realistic depiction of what my finances currently look like. So and it doesn't have to necessarily be your actually bank account, but maybe if you have like you use rocket money or use every dollar or one of these tools that helps you manage your income and your expenses, then just checking that every single day and, and looking at the balance of the money you have. Now I am sort of actually on the opposite end of this when it comes to your investments. If you have whatever 401k, you have some money in the S and P or you put money in Robinhood or whatever, I tend to try to not look at those things all the time because I do not want to get into my emotional decision making state where you see your account balance dropping because of something that happened in the markets and then you freak out and you panic, sell and you put it back in your savings account because in six months it's probably just going to go, go right back up. Now obviously it depends on the investment that you have, but for the most part the s and P500 pretty safe bet that if you hold your money in there it's going to go up over a long period of time, it's probably not going to go down. So if you check that every single day you might drive yourself a little bit crazy because that, that balance might be really volatile. I'm just talking about the money liquid in your actual bank account. If you can instill this as a habit, it puts it in front of your eyes and reminds you of your current financial state and like I said, might just be the thing that kicks you into high gear and reminds you of the current financial position that you're in. Which will helpful for some of the other things that we're going to talk about next. So next thing, put off spending for at least an hour. This is a habit I've tried to instill in my life as well. Because it has never been easier to spend money than it is today. It's never been easier to make money, right? There's never been more opportunity available to us to make money. But it's also never been easier to get distracted to prevent yourself from figuring out ways to make money. And then it's also never been easier to spend money. Now you're scrolling on TikTok and every other video is a TikTok shop affiliate link that you can go directly to. It saves all your information. So all you got to do is hit buy and then it goes, is this the right shipping address? Is this the right credit card? And you get confirm and now you just bought something. So my, my rule that I've created for myself is wait an hour. It's not like I'm never going to buy anything. Although some people listen. This episode of the show is brought to you by Wayfair. It's Wayday at Wayfair, from April 25th through the 27th, you can score the best deals in home, like up to 80% off. With free shipping on everything. Wayf makes it easy to find exactly what fits your style and needs, from furniture and decor to home improvement and outdoor essentials. And it's all on sale during Wayday. Best part, everything ships fast and free during Wayday. Plus you can shop with Wayfair Verified, AKA your shortcut to the good stuff. 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Plus they have great reviews, filters, visual tools to help you make sure that it's the right fit. And then, you know, installation and assembly could be available depending on what you buy. It makes the process easier. Their shipping always blows my mind because you can get some like a literal Our dining room table that we just got came from Wayfair and they shipped it to our house fast and completely for free. So they have thousands and thousands of five star reviews to help you shop with confidence and find things that fit perfectly into your home and lifestyle. Wayday is the sale to shop the best deals in home. We're talking up to 80% off with fast and free shipping on everything. So head to Wayfair.com April 25th through the 27th to shop Wayday. That's Wayfair.com w a y f a I r dot com Wayfair every style, every home. This might need to be in the never buy anything camp, at least for some period of time until you get high interest, credit card debt paid off. But the, but putting off spending for an hour is a good habit for me because it, it makes me question whether or not I really want the thing that I was about to buy. And it prevents me from making these impulse decisions to just, yeah, sure, add to cart. Oh, you know what? You know, I've already spent 150 bucks on this cart. Let me throw another 20 bucks in. So if you can just. If you really, really, really want that pair of shoes, then in an hour from now, you're still going to really want that pair of shoes or whatever. And maybe that's a better, a better way to go about doing it. I also do this in my health and things like that. If I want whatever, a cookie or ice cream or something like that, I will put off the decision for another hour. Just say, like, I know for the next hour that I do not need this thing. And as far like, if, if I'm fasting throughout the day, if I'm trying to make it to dinner without eating anything because I'm fasting till dinner, then that also something that I do there, it's like, let me, you know, I'm pretty hungry right now, but it's like, do I have to eat within the next hour? And if the answer is not absolutely yes, then I will put it off for an hour and then I'll ask myself that in an hour from now, and then I'll ask myself again in an hour from now. And a lot of times what happens is I end up getting to the end of the day and being like, okay, that wasn't, that wasn't too bad. It's just sometimes the gap between now and later can be so big that you force yourself into doing the thing now. So when it's like I, I want whatever a beer or I want that cook, it's like, well, do I need it? Absolutely. Right now, the answer most of the time is no. So it's just that when I'm thinking about the idea that, like, ooh, I am going to put off this decision till the end of today, after I eat dinner in seven hours from now, that feels like a more difficult thing to make myself do rather than just saying like, I'm just going to put this off for the next hour and see how it goes. I do the same thing when I'm running. If I'm going for a run, I will pick a landmark ahead of me that's like, okay, there's a light pole. Like right now I feel really tired. I feel like I want to stop running and I, and I want to start walking. But there's a light pole in, you know, whatever, 50 yards from here. Do I have to stop before that light pole? No, I don't. I can continue going until that light pole. So I'll run to the light pole and then most of the time what happens is I run to the light pole and I go like, that wasn't that difficult. And then I pick another thing. Well, there's a fire hydrant about 150 yards up there. So I'll go ahead and run until I hit that fire hydrant. And then it sort of just, it, it almost tricks my brain into thinking that at that point I'll give myself permission to stop. But then what inevitably, inevitably continues to happen is I continue just picking another thing to keep pushing for. And it's sort of the same thing with my spending. It's like if I see a hat or whatever and it's like, oh, that's a cool hat and I go to buy it right there. Let me just save this, Let me send it as a DM to myself and if I log back in in a couple hours from now and I look at that thing and I go, I still really like that. Then I might just add it to cart and buy it. Now again, this is be different. If you're sitting in mountains of credit card debt, then it probably is a good decision to just not buy anything that you see for quite some time and only especially when it comes to clothes and things like that. Just get it from the Goodwill or get some hand me downs or something like that instead of buying a bunch of new stuff on social media all the time because there was a cool ad that you saw that made you want it. So check your bank balance, Put off spending for one hour, Eat at home. This is huge. I didn't even realize this part of lifestyle creep was happening in my life a couple of years ago. But to be fair to us, at the time, my wife was working full time for another company. Before we started our store, I had a startup. We had two kids under three years old. We're very busy, just constantly on the move. And so for all of our meals, we just, neither one of us wanted to think about it, so we just would go out or we would order doordash or Ubereats or something like that. And then I remember one time we looked at the amount that we spent the month before on eating out and I want to say it was like $3,500. Like it had just gotten away from. Because we stopped being concerned about the bill. We stopped double, you know, checking and asking ourselves, do we really want to go out right now or are we just bored or are, are we just, do we just not know what to have for dinner? So now we're just going out or we're ordering in or something like that. And that was big lesson to me, especially for eating was that like, oh man, this can get away from you really, really quickly. And there's ways to enjoy eating at home for way cheaper and to have so much higher quality food that is calorically dense than the food that you're going to get eating out. So you know, like now, now we buy a bunch of steak. I figured out that I enjoy cooking a good steak and have obsessed in the last couple of years over how to get better at cooking steak. So yeah, it's not the, it's not technically cheap to buy £4 or whatever of ribeye or New York at the beginning of the week. Like that is an expensive thing to add to your cart at Costco. But also if we're comparing that to eating out, it's still significantly cheaper than anything else you're going to find unless you go for fast food, which obviously is a huge discrepancy in, in the quality of the food that you're eating. So, you know, for, for me it was like, yeah, I mean this steak is whatever, $14 a pound, but we can both eat this steak along with a little bit of rice. And now we have a really great meal. Super protein dense, high in satiety, and I think it's delicious and it's definitely better than going and dropping 40 bucks on fast food for the, the, the, the whole family and it's still way cheaper. And that's, that's like the highest level version of what of that existing is buying steaks and a good quality beef or something like that. But there, there, if you just get in the habit of like, okay, well let's just get some, let's just get some rotisserie chickens. You know, like, let's get some, let's just eat some grilled cheese at home and let's have some ground beef available so we can make some tacos or something like that. Or let's buy some carne asada. Like just do your best to not out. And eating out is stealing money away from your bank account more than you realize that it is. I promise you, if you, if you've never done the math, highly encourage you go into your bank account, hook up something like rocket money because it makes it easier. Or you just go in your bank account and add it all up manually and see how much money did you actually spend eating out? Because I. It's probably more than you think that it is because each individual purchase doesn't seem like that. That big of a deal. You know, it's like, oh, 70 bucks here, 100 bucks here, 60 bucks there, 150 bucks there. It's like the. Each individual purchase doesn't feel like a lot. But then when you add it up over the entire month and real how many meals you were actually eating out or ordering on doordash, it could probably end up being a huge line item in your. In your monthly budget. So eat at home. Next thing for getting your income up is go to monthly events. Go get out of the house.
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Travis
So glad the Saja boys could take breakfast office and give our meal the rest of the day. It is an honor to share. No, it's our honor. It is our larger honor. No, really stop.
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Travis
Participating McDonald's while supplies last. Discipline yourself to go to at least one event every month. It could be a business event, a conference, could be. Just go on meetup.com and find people who are in business or who are in real estate investing or who are in the industry that you want to be in and get out to those events. The more hands you shake, the more money you make, the more people that you meet, the more opportunity is going to come to your doorstep. So get in the habit of getting out of the house and going to an event at least once a month. If you can do once a week, even better if you can do five days a week, way better. But you know, obviously you got a bunch of other responsibilities. You got a job, you got kids, you got family, you got all these other things. So at least one a month. Just get out and go meet people in a hyper niche environment where you know that you're connecting with people who have similar goals and aspirations to the ones that you have and want to do well in an industry that you also want to do well in. Change your inputs. Change your inputs. So instead of just listening to comedy podcasts, listen to some business podcasts like this one that talk about money or any of the other ones that talk about money in business. Instead of just watching Netflix at night, discipline yourself to watch one Finance YouTube video before you consume anything. For entertainment and pure fun, check your inputs because your inputs become your outputs. And the more information you could gather on that end, the more likely you are to take action against some of that information. Eventually it at least is going to seep into your brain and make you start asking yourself, what can I do to get out there and make more money? And then talk about what you would do with money to the people in your life who matter to you. Really, the, the. In concept, the concept here is just talk about money more. Get it more into your regular conversation, especially if we're talking about, if it's with your spouse, like your, your, your partner in life, your teammate, to try to live this dream life. Talk about, what does that life look like? What would it feel like if we woke up and had no debt? What would it feel like if we woke up and had 100k in our, in our nest egg bank account? What would it, what would it feel like if we had a quarter million dollars invested in the SB500? What would it feel like if we owned a home? Start painting the picture. What would it feel like if we could take the kids to Hawaii this summer for a week and a half and not have to look at our bank account while we're there? What would those things feel like? And the more that you can put yourself into the future state of having accomplished these things? Again, the, the. You're. You're creating some form of deprivation around what you don have, which will motivate you to go out and get more. So there's just a few quick tips, tricks, things that you can do on a daily basis. Anybody can do these things. It does not require, you know, an IQ level. It doesn't require a college degree, doesn't require you to have money. Now anybody can do any of these things, and I promise you, if you start doing all of them, you're probably going to notice that three, four, five, six months from now your bank account balance is trending in the right direction instead of in the wrong direction. So that's it for this episode of the show. Thank you guys so much for tuning in. We'll catch you in the next one. 1. Peace.
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Podcast Summary: Travis Makes Money – “SOLO | Make Money by Installing Daily Habits That Grow Your Bank Account”
Host: Travis Chappell
Date: April 12, 2026
In this solo episode, Travis Chappell explores practical, actionable daily habits that empower ordinary people to proactively grow their bank accounts. With his signature no-nonsense, relatable style, Travis debunks the myth that radical austerity or billionaire-level ambition is needed for financial growth. Instead, he shares simple behavioral strategies designed to boost financial awareness, curb impulsive spending, harness the power of networking, and increase positive, money-related influences. This episode is particularly aimed at listeners seeking straightforward, “do- it-now” changes that compound over time—regardless of current income level or experience with money.
Travis wraps up by emphasizing that none of these habits require special skills, high income, or an advanced education. They’re universal, accessible, and proven over time to shift financial momentum in the right direction—if practiced consistently. Start with daily awareness, curb impulse and lifestyle creep, invest in relationships and knowledge, and make money ambitions a spoken priority. As Travis says, “In a few months, you’ll see your bank account trending up instead of flat or down.” (Travis, 16:30)