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The Dan Bongino Show
Does The FBI Have Hillary's Missing Emails? | Episode 169
01:00:05
The FBI hints at where Hillary's emails may be; Swalwell catches a criminal referral; and John Fetterman proves to be the most sane Dem in Congress.
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Everybody, welcome to Vince on a Friday. It's great to have you with us. We got a big show for you today. As always, did the FBI track down Hillary Clinton's missing emails? Brand new revelations seem to suggest that at least at one point they had them. We'll talk about that. Also, more Democrats are foing in the FAFO sequence. We've got updates on that, including for the life of one, Eric Fang Fang Swalwell. It's all ahead on this edition of Vince. It's great to have you with us on on this great week to be an American, as always. Hey, look, I got to tell you, some breaking news right off the top. Beam's Cyber sale is now open. Beam. I love Beam. Beam Cyber sales now open for early access for my listeners and it's their best offer of the whole year. Right now, my listeners get up to 50% off with my Code Vince show. No Spaces Vince show. You can grab dream for just $32.50. That breaks down to what, a dollar and eight cents a night. For the best sleep of your life. 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Thank you, Beam, for being a great sponsor of the program. Hillary Clinton's emails, have they been located or at least were they in the position of the FBI at some point? The reason that we can begin to go down this road of possibilities is that we just got a big disclosure in the legal process yesterday as the United States Department of Justice undertakes its Prosecution of James Comey. That's right, the overgrown former FBI director James Comey. His prosecution for his lies to Congress. He's fighting it out in court right now. He's kind of, he's trying to get the U.S. attorney in the case, Lindsey Halligan, disqualified entirely. He's trying to get the case dropped. He says it's malicious prosecution. He doesn't deserve this. But we've got some fascinating developments in this case that I think are worth exploring. This goes back sometime. I got to take you in the Wayback Machine here to September of 2016. That's where we go first. And that's where we find out that Hillary Clinton used eight different blackberries, eight different blackberries when she was Secretary of State and concealing what she was up to while she was in office. And, well, the FBI at the time said we can't get a hold of them. We just don't have them. We don't have them. Hillary Clinton, according to Bloomberg at the time, used at least eight different mobile devices to send private email during her tenure as Secretary of State, none of which were recovered by the FBI as a part of its investigation into her communications. The FBI, in a heavily redacted report of its probe released on Friday, said that Clinton had flouted security standards for official communications. So they, they referenced the devices and you will remember much of this. And I chuckle as I read some of this and also I continue to be appalled by it. The they say in addition to the eight devices that she used as Secretary of State. Eight devices. The FBI said they sought at least five additional mobile devices as part of their inquiry. Clinton's lawyer said they couldn't provide any of the mobile devices that she used. One person interviewed by the FBI said he recalled two instances in which Clinton's devices were destroyed by breaking them in half or hitting them with a hammer. Hitting them with a hammer. So remember, these are the devices that many of these emails were located on. Hillary Clinton was so desperate to make sure the public never got access to them. They destroyed phones with a hammer. They were a ball peen hammer, sledgehammer, I don't know. It was all sorts of hammers being used. Stop the hammering. They're, they're hammering all of the phones to try and destroy them to prevent the public from ever seeing what was on them. Just in case you were wondering what kind of public servant Hillary Clinton was, she wasn't really interested in serving the public. So, so that was the reporting that was back In September of 2016, back in the wayback machine. And then there was October of 2016, October 28th of 2016, a big, dramatic moment. James Comey had already come out and declared that, well, there's no reason to prosecute Hillary Clinton. But in the final days leading up to the election, Comey released a letter to Congress saying, hold up a second. We may have found some other emails pertinent to our investigation connected to Hillary Clinton. Clinton in an unrelated case. This is what it said at the time. This was the. This was the report. He writes to Congress. Comey does, and he says, in connection with an unrelated case, the FBI has learned of the existence of emails that appear to be pertinent to the investigation. I'm writing to inform you that the investigative team briefed me on this yesterday, and I agreed the FBI should take appropriate investigative steps designed to allow investigators to review these emails to determine whether they contain classified information, as well as to assess their importance to our investigation. Okay, so that was Comey. Now, Comey, in the end, they said, all clear. Hillary's good. And, but Hillary, of course, lost the election, which was. Which was wonderful. Now, that brings us to yesterday. Interesting. James Comey, Hillary Clinton emails. What is going on right now? Well, we get this update. This comes to us from the courthouse. And take a look at this. This is for those of you watching on the. On the video chat here. We get these up this update, and it's a. An email between Daniel Richmond and James Comey, writing as his pseudonym, Reinhold Niebuhr. Now, of course, the reason he's writing under a pseudonym is he's trying to avoid public disclosure. And here's what Dan Richmond said. This is the same date. This goes back to October 28th of 2016, the same day the Clinton that Comey notifies Congress, Richmond writes that he and another guy are spending a lot of time saying that your letter means exactly and only what it says because, you know, speak English is what Richmond says. So basically, the media keeps asking for more details about Comey's letter to Congress and Richmond, who's Comey's. Obviously, Comey's secret, like Bagman, the guy who's handling all of his comms, the one he's directing to handle his comms. That's the subject of the prosecution. Come he's going through right now. He's talking to the media, and he's saying nothing more to read into this. Whatever it says is exactly what Comey meant. But here's what Comey responds to Richmond. He says, you're both right. And he. And he Nailed the position I found myself in. The team comes to me yesterday and says There are over 600,000 emails on Weiser's computer. Weiser's computer. Now, this is an intentional misspelling here just to emphasize something here. This Weiser that Comey writes down, what he means is wiener, as in Anthony Weiner, as in Huma Abedin's ex husband. Huma Abedin being Hillary Clinton's longtime assistant, longtime body woman. He says there were 600,000 emails on Weiser's computer and they included 10 years of Huma Abedin's emails. He misspells Abadin here. He gives it an extra D. There's a pattern here. He's intentionally misspelling these names, including emails with Hillary Rodham Clinton, hrc He refers to her as. And that metadata shows are from the missing BlackBerry domain used for the first months of Secretary Clin's C L I N I n Clinin's tenure at State, appears Huma didn't know all of her stuff was backing up to his computer. What am I going to do? I got to authorize the work and correct the record with Congress. Imagine what I would have done to my institution if I didn't do both of those things. Not a hard call, though. I hate having to do it. All right, so that's Comey, who's being very deceptive here. He's Notice all of the misspellings. Ladies and gentlemen, as you probably can gather, this is not a mistake that Comey did this. Comey did this on purpose to avoid public detection. You see, under FOIL laws, the way that they work under the FOIL laws, you have to request specific wording. You're looking for documents that contain references to. And then you will include a series of names. You'll put Huma Abedin or you'll put Anthony Weiner, you'll put Hillary Clinton. And what happened here is Comey intentionally using a pseudonym email address that nobody knew about at the time and misspelling all of the names. He has figured out a way using misspellings to try and avoid public detection for these sensitive conversations, to avoid the law. Now, as far as I can tell, what that represents is an effort to subvert the law that that should be flatly criminal, I would think. If you are intentionally misspelling words to avoid public records laws, why wouldn't that be considered a crime? And to be clear, James Comey is not the only one who does this. This is done as has been done at scale in the United States government, especially under administrations like Joe Biden. The Biden administration did this like crazy where they would intentionally misspell things. The Obama administration was intentionally using pseudonyms at a rampant level, including by the President himself to try to avoid public disclosure. This is a pattern of deceit, especially on the, in the institutions of the left visible inside of James Comey's email. But here's the biggest thing of all in this, in addition to his attempt to hide this, the reason, one of the reasons that you can imagine he's trying to hide it is because of what it references. It references that they found the missing emails. The FBI was in possession of the, quote, missing, end quote, emails, over 600,000 on what Comey referred to as Weiser's computer. That would be Anthony Weiner's computer. So all these years of like, where are the missing emails? Where are the missing emails? Well, it sure looks like that at one point, at least the FBI had them. And the question for us today is, does the FBI still have them? Hillary Clinton attempted to destroy all of this. There's a reason for that. Hillary Clinton was desperate, clearly to prevent the public from knowing what she was actually up to. Never for a moment did I believe, or you believe for that matter, that these had to do with recipes and yoga. Ugh. Hillary doing yoga, can you imagine that should be a war crime, even putting that idea in our head. But this is about her behavior as Secretary of State. And quite clearly, just like, just like in the Biden family, the extent to which the Clinton family was selling access to the United States government, trying to use a homebrew server, off site email accounts and destroyed devices in order to prevent you from being aware of what she was up to. So the question today remains, does the FBI still have access to all of these emails? Makes you wonder. But it certainly suggests very heavily that at one point they were in the FBI's custody. Kind of amazing. So the update today is that we may have discovered the Hillary Clinton emails more as we get it. But James Comey going through a legal process right now. The reason we know about this letter is because Lindsey Halligan, the U.S. attorney revealed this piece of information to the court yesterday. And as, as Mike Davis pointed out on X, well, Lindsey Halligan is bringing the receipts. Lindsey Halligan shows more receipts. That's, that's Mike Davis pointing out that very important thing and good to see it. We love receipts. We love receipts, don't we folks? We love receipts. We love to get them. So thank you for that. There is on the Lindsey Halligan front, she is wonderful. But the president needs a lot more backup with these U.S. attorneys. She is fighting right now to just stay alive in this process. The left is trying to get this poor woman out of this job. The judge yesterday in this case against James Comey, Political Reports appeared skeptical of Lindsey Halligan's appointment as U.S. attorney and the federal judge. This is an, this is a, this is an Obama judge or a Clinton judge, rather. This is a Clinton judge. A federal judge expressed deep skepticism Thursday about whether the federal prosecutor handpicked by President Trump to bring these criminal cases against Politico says against his political rivals was legally appointed to the role. It's unclear whether this U.S. district Judge Cameron Curry's open doubts about the appointment of Lindsey Halligan will sink the cases against former FBI Director James Comey and New York Attorney General Letitia James. But the Clinton appointed judges ruling, which she said would come before Thanksgiving, could derail both. And so there is what they're, what they're saying is that not only do they think that she may be disqualified, but there's, the left right now is trying to heavily imply that there's no other attorney who could be possible to step into this if for whatever reason, Lindsey Halligan is disqualified by the judge. So we got a very real fight going on right now in the Eastern District of Virginia. Lindsey Halligan has been absolutely wonderful in that role. But at the moment, the forces of the left are definitely conspiring to try and figure out a way to disqualify her, to get these cases dropped and to liberate James Comey and Letitia James from consequences for breaking the law. And you know, in a just system, we wouldn't do that. We, we see the prosecutions through. So in case you're wondering what is happening in those cases, the left is fighting like crazy right now to get them thrown out. There are Democrats that are definitely still going through it. Here's a, a couple of updates for you this week in terms of criminal consequences for Democrats. This is fun. I break what was breaking on Wednesday night. A former Gavin Newsom chief of staff has just been charged by the feds, by the Trump administration. 225. Sorry. He's been charged for $225,000 in fraud, $225,000 in fraud and corruption, according to the United States Department of Justice. Now this is a, this is a fun story for a bunch of reasons. But here you have basically, Gavin Newsom's former chief of staff, a guy called Dana Williamson, 53 years old, was just charged in a 23 count federal indictment. It's not a, it's not a man. I'm sorry, It's a woman. Dana Williamson's a woman. Charged 23 count federal indictment with conspiracy to commit bank and wire fraud this week. So yet another Democrat getting slapped with prosecution here. The U.S. attorney saying that this is a crucial step in a, in an ongoing political corruption investigation that began more than three years ago. In other words, while Biden was still in office. It is always, as it always has, the U.S. attorney's office will continue to work tirelessly with our law enforcement partners to protect the people of California from political corruption. They say that a fellow called Sean McCluskey was the coconspirator who received the funds. He was the chief of staff at the time for somebody listed as Public Official 1. Who is Public Official 1? I'm glad you asked. That was Biden's former Health and Human Service secretary, Xavier Becerra. Javier Bakaria. As Joe Biden once said, I think Becerra previously served as California Attorney General and then he was appointed to that health position by Joe Biden. In other words, what the prosecutors are saying is that these two, led by Gavin Newsom's former chief of staff, were raiding the dormant campaign funds of Becerra in order to take all of the money out of the campaign to enrich themselves. And now, well, you know, they FA'd and now they're foing. So the, the, the Trump administration has caught up with them and has leveled charges against these guys, which is, which is wonderful and well deserved. The allegations are that this Williamson was raiding that account and committed tax fraud in order to buy a Chanel bag and private jet trips and all sorts of craziness, as well as a $170,000 birthday trip to Mexico. So that's, that's how she apparently used the funds and, and, and called them business expenses in order to try and, you know, avoid taxes. Yeah, that's, that's crazy. And if all of that is true, then you deserve whatever time behind bars is coming. So that's, that's wonderful news. I also have an update for you on another Democrat, much more well known, who just received, what, a criminal referral. Eric Swalwell. That's right. Eric Swalwell just got slapped with a crimref. That's what we call it here. A crim ref. For Eric Swalwell will tell you how Fang Fang's ex boyfriend now has a world of legal problems of his own. All ahead on this edition of Vince. But first, I Gotta share something really important with you. The First Liberty Institute. It's an amazing place and an amazing sponsor of this program. And you know, throughout history, what is one of the first freedoms that tyrants seek to silence. Go ahead. What's one of the first religious liberty. Always, actually. Why? Because when your rights come from God and not government, they can't actually be taken away. It's not possible. That's why First Liberty Institute is proud to offer a free guide titled America's First Freedom, the Antidote to Tyranny. In this free guide, uncover how our first freedom is being threatened. Explore why religious liberty is the foundation of every other right, and discover what steps you can take to stand up for faith and for freedom. You know, we're approaching America's 250th birthday, and as we do, you can learn how to protect, defend and celebrate your sacred right. Because for two and a half centuries now, religious liberty is what set America apart and made it truly exceptional. Get your free copy of America's First Freedom, the Antidote to tyranny today@first liberty.org Vince. That's First Liberty.org Vince. Thank you to First Liberty. This is paid for by First Liberty Institute. Appreciate them as great sponsors of this program, standing up for our great country and its great history. Wonderful. All right. Eric Swalwell is. Well, it's his. It's his turn, which is kind of fun. Yesterday we get brand new information about Eric Swalwell being slapped with one of these criminal referrals. NBC the first to break the news. And they're very sad about it. They don't like this at all. A Trump official has referred Eric Swalwell for a federal criminal probe over alleged mortgage fraud. So funny. How many of these guys commit mortgage fraud? Like chat. Have you committed mortgage fraud in your life, by the way? If you have, you probably shouldn't disclose that publicly. Like at any point, have you committed mortgage. How is it that all these guys keep committing mortgage fraud? It's crazy and it's like the easiest possible thing to catch if you have access to the paperwork. You don't live in this location or you call something your principal residence that is not. Dude, you're breaking the law. Not that I, I wish I could. People said never. Nope. Yeah, no, the chat is not committing mortgage fraud. Thank you, Chad. Thank you for being good law abiding citizens. Dateline Washington from NBC. A top housing official in President Trump's administration has referred California Democrat Eric Swalwell to the Justice Department for a potential federal criminal probe. Based on allegations of mortgage and tax fraud related to a Washington D.C. home. He's now the fourth Democrat to face mortgage fraud allegations in recent months, or at least the fourth prominent Democrat to face these allegations. What are the other ones? Well, we've got Letitia James, we've got Adam Schiff, and if you can remember the last one, you get extra points. This is a. This one's a lesser known name, but this was a big story. All right, chat, I'm challenging you. Chat. Remember, who's the fourth one here now? We got Swalwell, we have Letitia James, we have Adam Schiff. Who's the fourth one? Does anyone know? It's Lisa Cook. Exactly right. It's Lisa Cook, the Federal Reserve governor. Lisa Cook. Nicely done. Holy. Excellent work. Shelley Beans, this is.
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Applause, applause for Shelley in the chat. Would you Some W's in the chat or something? Yeah, no, that's. That's exactly right. Lisa Cook is the fourth one here. And they're all getting hit with these criminal referrals and we've got prosecutions as a result of this, which is a lot of fun and we need more. We could, we could definitely use more. More, more, more. That's what we want, isn't it? And so now we get Eric Swalwell in this, the fourth Democrat to face this. Bill Pulte, the director of the Federal Housing Finance Agency, alleged in a letter sent to Attorney General Pam Bondi on Wednesday that Swalwell may have made false or misleading statements in loan documents. The matter has been referred to the agency's Acting Inspector General Swalwell releasing bitchy little statements about all of this. And they go down the list here. I don't even know if NBC really discloses what Swalwell is accused of doing, which, which might be helpful if, if they could give us this. But what Swalwell is accused of doing is claiming his Washington, D.C. residence in. As a. Which is $1.2 million as his primary residence. Really? I thought you were from California. Here's cut to the news breaking yesterday that Eric Swalwell. Swalwell just caught a criminal referral.
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Watch Eric Swalwell, the Democratic California Congressman has indeed been referred to the Justice Department by Bill Pulte, who is the head of Fannie Mae and Freddie Mac right now because he is accused of making false or misleading statements on a mortgage application. We believe that this pertains to a $1.2 million house that Swalwell has in the Washington, D.C. area. Swalwell has already responded. Part of his Very long statement says, as the most vocal critic of Donald Trump over the last decade and as the only person who still has a surviving lawsuit against him, the only thing I am surprised about is that it took him this long to come after me. Like James Comey and John Bolton, Adam Schiff and Lisa Cook, Letitia James and the dozens more to come, I refuse to live in fear in what was once the freest country in the world. Now, Swalwell has not been charged with anything. This is a criminal referral. Basically. A government agency thinks that they spotted something that is possibly illegal on mortgage documents from Swalwell. The Justice Department will now review these documents to see if a prosecutor believes that charges are worthy in this case. And then we would go from there in the judicial process.
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It's amazing that this dope is still a member of Congress. You know, he's like leaking classified information to a Chinese spy who he's sleeping with and he's like, how is he on the intel community at all? And, and then he like, he's defrauding lenders about primary residences. He's violating the law about where you're supposed to live if you're going to be a member of Congress. The whole thing is really crazy. And just remember, you know, for our Fang Fang flashback, remember it was January 2023. Now, a little over two years ago, that former House Speaker Kevin McCarthy actually kicked Swalwell off the House Intelligence committee. Because in 2021, there were reports that that Swalwell was, well, he was stuppen. Fang Fang. That was, I guess, the, the easiest way to say it. Fang Fang, who is also known as Christine Fang, was a chai Calm honey trap. She comes into the United States in 2011. She's a college student. She spends four years trying to get close, very close to various state and federal lawmakers in an effort to try and obtain sensitive government intelligence. And she, she finds the biggest sucker of them all, Eric Swalwell, who somehow still is in Congress and now has received a criminal referral for defrauding lenders and for, you know, not being honest, which is typical. Very, very, very, very typical stuff. Swalwell did release a silly statement about all of this, as you just heard Peter Doocy describe. It's a very long and silly statement. He quotes Mark Twain in it. Somebody had to tell him who Mark Twain is in order for him to release this. He ends the statement with, as Mark Twain said, patriotism is supporting your country all the time and your government when it deserves it. Uh huh. Thank you, Swalwell. Thank you. He, he also says he stands in solidarity with James Comey, John Bolton, Adam Schiff, Lisa Cook and Letitia James. That's quite the crew to stand in solidarity with. Good luck with that. That's because all of those people, they sure look like criminals to me. So you're, you're with a good group. You're with the right group, for sure. There's a, there's Eric Swala. Swalwell, also released, did an interview last night where he was threatening to retaliate against the Trump administration if Democrats retake the majority. Listen to. So now he's been hit with a criminal referral. So listen to Swalwell begin to threaten Trump areas. This is really about Donald Trump going after his political enemies. And no one has been a more vocal critic than me. But this is why being in the majority also matters, because these guys think that they can do this because there's, they're invincible and there are no consequences. And a year from now, we are going to win the majority. And that's what we learned last Tuesday when California voters stood up against Donald Trump. And when we're in the majority, we will have subpoena. Power and accountability will happen. So Bill Pulte and any other lawless official who is carrying out these political prosecutions on behalf of Donald Trump, they should familiarize themselves with, with the Judiciary.
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Committee room because they're going to be.
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Spending a lot of time there answering questions. And I sure hope everything they did was above board. Is that, is that normal? Is that, is that allowed? So, like, if you get slapped with charges or if there's a criminal referral directed at you, you can just threaten everybody, as in an effort to, trying to get it to go away. Is that, is that typical? Is that allowed? I mean, heck, President Trump tried to speak out in his own defense as Democrats were throwing ludicrous prosecutions at him during the last campaign. And you remember what happened to President Trump. A judge ordered him not to talk about the indictments. He was slapped with a gag order. He couldn't even exercise his First Amendment right to defend himself in public. Huh? But Swalwell gets to threaten Trump on television or we're going to subpoena you. We're going to make your life a living hell because of what you're doing here. This criminal referral, a criminal referral, by the way, is very simply. Anybody can make one. Bill Pulte just made it. It's really straightforward. If you detect what you think is evidence of a crime, you say you Know what? This sure looks like evidence of a crime. You send to the United States Department of Justice and you encourage them to undertake an investigation in order to establish whether or not a crime has actually been committed. It's an invitation to investigate. That's what a criminal referral is. Bill Palti made one. Is that tyrannical? No, it's due process. And now the Justice Department will have to render a judgment. If they want to bring charges, they will. And Eric Swalwell needs to be, as everyone does, presumed innocent within the court of law. You can presume he's guilty, but the court has to presume he's innocent. The jury does until he's proven guilty. That's how our system works. Nothing tyrannical about that. Actually, that's just you enduring the consequences of your own actions. More in a moment. We've got a lot to get to. J.D. vance is out this week talking about the, the, the most important issues in our country right now, like affording a home. How is this country going to thrive? It's a massive conversation. We'll have it in just a moment right here on Vince. Hey, fall is here. Fall is definitely here. It's Chris Bear. It's football weekends, a couple of bonfires. It's beautiful. But if you're like most guys, you're still putting in a lot of hard work. And yeah, that means sweat. So don't let body odor sideline you. You don't want that. Mando deodorant plus sweat control is for real working guys. Mando is re engineered for real sweat and real life. Mando's sweat control Solid stick isn't just another cover up. It's actually clinical strength. It's got two times the sweat control of standard deodorants. One swipe and you are good for 72 hours. What's so good about it is that it actually helps stop odor before it starts. There's no masking, just clean, dry confidence. Premium ingredients, powerful results. Mando's starter pack is perfect for new customers. It comes with the Solid Stick deodorant cream tube deodorant. Two free products of your choice like the mini body wash, the deodorant wipes and free shipping. Now as a special offer for our listeners, my listeners, new customers get 20% off site wide with my exclusive code. You can use the code vince@shopmando.com for 20% off sitewide and free shipping. That's S-H-O-P-M a n d o dot com. So please support our program Tell them we sent you. Mando has got you covered with deodorant plus sweat control. Say goodbye to sweat stains and hello to long lasting freshness. They're on another level. Thank you very much. That's shopmando.com promo code. Vince. Appreciate them. Also, this time of year, I do spend a lot more time indoors, especially as it gets colder. We'll be indoors. And honestly, my bedroom, it's my sanctuary and that's thanks to my Helix mattress. You see, before Helix, I was struggling with bad night's sleep and not a cool night's sleep you get. Sometimes it's too warm, you get night sweats, you're tossing, you're turning. Back pain? Yeah, back pain. I'm accustomed to back pain, but after I took the Helix sleep quiz, I got matched with the perfect mattress. And wow. I'm waking up every day now. It's a huge difference. I sleep cooler, I sleep deeper. I wake up actually refreshed and ready to tackle every new day. And with the holidays coming up, sleep is going to be more important than ever. So be hosting family shopping for everybody else. Don't forget to gift yourself a better night's rest. It's great. Allison and I love our Helix mattress. Producer guy loves his Helix mattress. I'm telling you, you're going to love yours too. It's a total life changer. Helix ships free in the United States. It comes with a 120 night sleep trial and a lifetime warranty. So that's easy, no stress, just great sleep. And now Helix has an exclusive offer for you. It's 27% off site wide. 27% off. Go to helixsleep.com Vince. Go get 27% off site wide. That's helixsleep.com Vince. Make sure you enter Vince into that post purchase survey so they know that this guy sent you. Helix sleep.com Vince. Thank you, thank you, thank you, thank you. Helix. Great mattress, great sponsor, Wonderful, wonderful human beings. Okay, let's see what we got here. Yeah. No, look, home prices are really out of control. Not just home prices, but mortgage rates are out of control. It's very difficult for people to afford the American dream. Very, very difficult. In fact, it wasn't that long ago in the 1990s where first time homebuyers, the average age was about 27, 28 years old. The first time homebuyer, that was at the turn of the century. It's not like that anymore. Now the average age of a first time home buyer has risen to the age of 40. So about 12 years higher. What happened? Well, the availability of housing has tightened up to dramatic levels. The cost of buying a house has definitely skyrocketed. Interest rates, thanks to the Biden administration's disastrous federal spending, have gone way up from their lows. And the American dream, especially for youngest, the youngest generations, feels more and more out of reach. And so as a result, you know, as we talk about what it means to be America first, what it means about to be actually attentive to the needs of the voters, you can't miss out on this conversation. You've gotta be front and center for it. Now, earlier this week as while I was gone, I noticed the aforementioned Bill Pulte with the Trump administration as well as the President of the United States. They had been kicking around an idea for something called a 50 year mortgage. In other words, like, typically these days, people often get 30 year mortgages. But President Trump for a moment, seemed to be flirting with a 50 year mortgage earlier this week. Now, it may sound good to just offer something else as a vehicle to try and secure a home, but a 50 year mortgage, if you really think about what that means, well, it would mean certainly higher interest rate loans. Every time you extend the term, you actually get a higher interest rate, which means over the life of the loan, you're going to pay a lot more in interest interest on the property. The, to the extent that it creates more competition for housing, it's not really going to lower the cost of houses in the United States. And if somebody gets hit with a 50 year mortgage, it does mean for, for a lot of people that they're going to be stuck with debt for the rest of their life. 50 years, you get a home at 30 or 40. If you're a first time home buyer, that means you'll be paying that mortgage until you're 90. Yeah, that's, that's crazy. It's totally untenable. So I get that they, they definitely have their hearts in the right place in terms of like, how do we try and make the ability to own a home more accessible. But I don't think that this plan's a great one. Not the 50 year mortgage at least. Don't think that works out too well. In fact, you'll, you'll basically, you know, I, I, it's hard for me to imagine you ever coming out ahead on the equity in the thing. You'll be basically just breaking even at best for the duration of the loan. So one thing, one note of encouragement on this. It looks like the White House is kind of Backing off on this, this week that they floated it out as a trial balloon. It got a cold reception on the right. And the White House is like, okay, well, they kind of gingerly walked away from this idea of a 50 year mortgage. We'll see, we'll see if it survives. But, but right now it looks like that's on the chopping block. Another thing that Bill Palti suggested this week is mortgage portability. Have you heard about this? Mortgage portability? Basically what it means is if you've got a great mortgage rate right now, let's say you've got 3%. Wouldn't it be nice if you could take that mortgage rate and then apply it to a new house? A lot of people are sitting on good mortgages right now, good mortgage rates, but they're also kind of tied to the home that they're in. They feel like they can't move for fear that they get stuck with a, with a much bigger mortgage rate, which means a much bigger monthly payment and a lot more interest being paid. And so Bill Palti suggested this week that the administration's working on something called mortgage portability, where you can take that 3% rate, you can buy another house and you can keep your 3% rate. The bank just changes which home is the collateral in your loan. That sounds like kind of an amazing thing. So people can be liberated from the golden handcuffs, that's what they call them, of being stuck inside of a house that you're only there because you want to keep your great mortgage. Well, now you can move. So that's a, that's a, that's kind of a neat idea. It could lead to more churn in the market, a lot more homes becoming available. People get, people getting out of, say, their starter homes where they had a great rate, moving up as they're more, as they're doing better in life, able to keep their great rate. It could be very good news for the American economy. So I'm going to keep my eyes open to that one. I like that. But the truth is these ideas in the end, the way that mortgages are structured and how you can secure them and whether they're portable, in the end, you're really only kind of tinkering with the problem. The problem is a basic one in economics. And the basic problem we have in economics is supply and demand. We have a lot of demand and too little supply for these homes. Now what can we do about the demand? What can we do? Well, there's two things you can do. I mean, you can, one, you could Build more homes for sure. That's the supply side. But on the demand side, if you want to decrease demand, well, theoretically you could decrease the number of people who are in the country competing for these homes. Now how would you do that? The answer to that is deport people. Deport people. As you know, we have tens of millions of illegal aliens in the country right now. Why? Why are we doing that? If you are here illegally, you have to go home. The good news is that the Trump administration has induced the deportations of nearly 3 million people so far. 2 million of those have been self deportations. 800,000 of those have been forcibly taken out of the country. 2.8 million people so far. It's a start. And inside the Trump administration, as well as inside of this audience and certainly inside of this brain, we all want more. Tom Holman wants more. Stephen Miller wants more. The people who work for President Trump and certainly President Trump himself, want more. The end result will be less illegal demand for the very competitive housing that Americans are looking to afford. That's a huge deal. Let me bring you J.D. vance, J.D. vance just in an interview on this subject, he was talking about housing and he said we've gotta deport people. Take a look at JD A lot.
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B
Of young people are saying housing is way too expensive. Why is that? Because we flooded the country with 30 million illegal immigrants who are taking houses that ought, by right, go to American citizens. And at the same time, we weren't building enough new houses to begin with, even for the population that we had. So what we're doing is trying to make it easier to build houses, trying to make it easier to build factories and things like that so that people have good jobs. We're also getting all of those illegal aliens out of our country. And you're already seeing it start to pay some dividends.
- [41:55]
A
That's great. That's great news. So he's got his eye on the ball. Deport illegals and make it easier to build houses. Get the government out of the way. The government imposes so many regulations and impositions and disruptions on being able to build houses in the United States. And with all that government regulation comes added costs for those homes. It's a disaster. And so can we do something? Yeah, there's a lot we can do to try and increase the availability of houses and access to that American dream of home ownership. In fact, my, my great in house economist, the wonderful E.J. antoni, was just talking about this this week with Will Kane over on the Fox News Channel. We lent EJ out to Will Cain to talk about this. Here's what EJ had to say on the subject. He was asked about housing affordability, what it's going to take. Here's E.J. on the subject. Watch. Joining me here in Dallas is the chief economist at The Heritage Foundation, E.J. antoni. E.J. it's great to see you, Will.
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B
Thank you for having me.
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A
Why? Why have homes become so expensive?
- [43:05]
B
Well, I think the Vice president really hits, hits the nail on the head. This is a fundamental mismatch between supply and demand. The demand is obviously artificially high by tens of millions, as he points out, because of illegal aliens in this country who shouldn't even be here. Right. And at the same time, on the supply side, you have seen overregulation, you have seen excessive costs imposed by government. And so that has reduced the supply. This is econ one to one, right? We decrease supply and we increase demand. You will get an increase in price, full stop. Now you throw on top of that the monetary mismanagement by the Federal Reserve that has caused these violent changes in interest rates. And that's just been, you know, gasoline on the fire. And, and I think if we look at, for example, the financial habits of Gen Z and we compare that to millennials, Gen Z is actually much more conservative, financially speaking. And yet the affordability for them is terrible when it comes to something like buying a home. So while you might find individuals in literally every generation who are not financially very responsible.
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A
Right.
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B
I don't think we can paint a broad brush with Gen Z and say that, that somehow it's their fault. I think this is a systematic failure.
- [44:14]
A
What do you mean so that's right, exactly. So in other words, don't look at Gen Z, don't look at the youngest generations and go, oh, they're all useless, lazy layabouts. Be more responsible. Save up your money. Well, that's all well and good, and those are very good lessons that you should impart upon your children because self reliance is integral. But the economic environment in which that they're growing up is dramatically different than the one in which you and I grew up. Regardless of our generation, things have changed very dramatically, very quickly. So it's okay to say that both American citizens should have high degrees of self reliance. That's kind of what made our country great in the first place. And that we attack the systemic violations that have hurt our country. Importing tens of millions of illegal aliens has done tremendous damage to the country in a million different ways. Certainly culturally that's true. The lack of assimilation has been an utter disaster. The rigging of our electoral process, the rigging of congressional seats, the rigging of the electoral college, those are all disasters. But also the competition for scarce resources has also been a disaster, and that includes with housing. So it's not either or, it's both. Both things are important. Both self reliance, which I'm telling you what the youngest generation does have a lot of. There's been a lot of crapping on the kids. But the reality is that a lot of these, especially these young men who are coming up, are very conservative. A lot of them, they are rejecting the lies that the left has been telling and they're looking for a political party who's going to stand up for them to fight for this country and to fight to create a better future for them to embrace. They want to embrace it and we should help them. That's really important. So EJ's right about that. Say, say that again. Justin. Justin concurs. Justin, how old are you? How old are you, Justin? Justin's 23 years old. He says he concurs and he didn't add the word entirely, but I'm going to say entirely on his behalf, he entirely concurs. As the in house gen zer. It's, it's important. There's a lot of. Yeah, there's a lot of like reductive thoughts about. It's always true. Throughout history, you always look at the youngest generation, you're like, they don't know what it's like. They've never experienced what I went through and all these things. And I get it. People do that. The benefit of hindsight, you think how hard things were for you and how you came up and what you were able to endure. But the reality is like, these young people, they're being dealt a really crappy hand by a country and a government that in many ways has sold them out and stuck them with a $38 trillion debt bill. How's that? You enter the job market, your country's already $38 trillion in debt. What does that mean for you? It means prices go up on everything, including housing. So is there something that can be done? Yeah, there's a lot that can be done. And a political party that dedicates itself to fixing this problem will win every single election for the rest of our lives, so long as those elections are free and fair. Capiche is straightforward. That's, that's, that's all it takes. This is why there are so many debates about to what extent we're dealing with, like, foreign issues, dealing with things overseas, taking our eye off the ball, not being concentrated on the needs of Americans. That's why those debates are raging, because here in the United States, we still have massive things to address. Now, President Trump, to his credit, is trying to. President Trump has secured the borders. It's been amazing. I really love that they're airtight. Right now. President Trump is deporting people with an appetite to deport a lot more. We've seen some meaningful price decreases on things like groceries, eggs, gas. That's true, but it's also not enough yet. Clearly, we're young in the administration. It's just within the first year. But if the Trump administration can slam its foot on the accelerator of going after those issues, the midterms are going to be a cakewalk, a total cakewalk. It's going to be wonderful. And then we'll be able to move on to whatever comes next. In terms of the President, J.D. vance could actually be the guy he seems the most likely right now. Anything can change over the course of the next three years. But if JD Vance keeps talking like that and he stays focused on that, guaranteed, it's a guarantee. So let's, let's stay focused on that. I really want to, you know, Jay, speaking of a couple things, let me. While I'm on the subject of what, of what the future holds and where we should be as a party, I'm reminded this week of an important tweet from the late. Great. I can't even believe I'm saying that.
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Still.
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A
Charlie Kirk. Here's what Charlie said. You ready chat? You tell me if you agree with this. Tell me Charlie Kirk said the following about the social compact that's breaking down and the urgency we need to resolve it. This is August of this year. So it's not that long ago. This is not that long ago. This is weeks before he was assassinated. He said, this is the social compact breaking down. We need urgency to restore it. He said, we need mass deportations. One, clearly. Right. Two, we need to stop the H1B scam. The H1B scam. He's right about that. You know, President Trump this week, he did an interview with Laura Ingraham where he was flirting with the H1B stuff, saying, oh, we need H1BS. We don't have the talent in the country that we need, so we need to import people. I, I need to emphasize something about this. The H1B program is a scam. It is a complete scam. Where, where you have companies who are essentially hiring indentured servants from overseas, paying them below the market rate that they would pay for American workers, which of course is why they're doing it. And then that person is bound to the company. They have no. We were talking about portability earlier. They have no portability in the United States. They can't compete in the open job market in the United States. Now, you may instinctively think, well, that's a good thing. They shouldn't be able to compete in the open job market at all. True. But if they were able to, that means that the companies who bring them in would have to pay them the prevailing market rate because they'd be in competition with every other company who wants to hire them once they get to the United States. The H1B system, the way it's set up, it's affixed to the employer. So the employer brings the person in from somewhere, usually India, sometimes China. 80% come from India, 10% come from China. Brings them into the country, and then that person is bound to that company. They can't go anywhere else. Can't happen. They've got to be with that company. So the company underpays them. Now, that's not an issue that you would normally have because if you're an American citizen, you get a job. One of the reasons they pay you at the level that they do is based on whether or not you are likely to go somewhere else and get better pay. Right. It's a competitive job market with the H1B program. Total scam. They lock these guys in place, they pay them very low wages, and that's off. It's. It's always done at the expense of American workers. Now, the defenses of the H1B program are things like, oh, these are. They have extraordinary skills that we don't have in the United States. That's almost entirely nonsense. Actually. There are different visa programs for extraordinary individuals. The Albert Einsteins of the world. Those are O1 visas. Those are designed specifically to try and bring in extraordinary international talent that we don't have in the United States or that, you know, or that would be really great to add to the talent pool here. That's a separate thing. Those H1Bs. The lion's share. The lion's share of H1B visas are handled out, handed out to entry level workers, oftentimes in the tech sector. So stopping that scam, that's huge. Charlie's right about that. And so even if the President does believe, as he kind of indicated this week to Laura Ingram, that the United States doesn't currently have the talent that we're bringing in with H1BS. Even if he does believe that, and perhaps he's got some sort of data, the rest of us don't have to support a claim like that, he should still say that his goal is to phase out that program, that we don't have it yet. But we are going to get rid of H1B. We're only using it as long as we need it. If he's going to take up a defense of this at all, he should at the very least offer a phase out as an explanation for what they're up to, because this just can't be sustained. It's ridiculous. And yet we have it. 700,000 people in the country under those circumstances, at least according to the official government numbers right now. So Charlie said, Stop the H1B scam. Mass deportations. 3. Dramatically reduce legal immigration to the United States. Right now in the United states, we have 1 million legal immigrants into the country every year. A million. Do you know how many babies we abort every year? A million. Think about that. I think about that a lot. We kill a million Americans every year and then import a million foreigners every year. Well, that's suicidal. And actually it's homicidal, too. It's destructive to a country to do something like that. Should we have any legal immigration? Well, sure we should. We should have legal immigration. That makes sense, improves the quality of this country, and is focused on to what extent do we benefit. That's how our legal immigration is supposed to operate, by the way, is, does it benefit the United States of America to bring this person in? What kind of financial means are they coming with? What kind of talents are they coming with? Is it good for our country? That's a core question to a sensible legal immigration system. It is not the way our system is set up right now. And that brings us to his fourth point. End chain migration. End the visa lottery. End chain migration. Chain migration is basically when one family member gets their foot on American soil and then can bring every other family member from across the planet into our country. It's not a merit based system. It's just a sort of, you know, freebies for all. Once you get one family member into the. Into the country, that's not a sensible immigration system. It doesn't focus on what's good for America, he says, and the visa lottery as well. And then number five, Charlie was on this. Charlie's been all over this because Charlie would speak to these young men on these college campuses all across our Country. And what was he hearing? He was hearing about having access to the American dream. So Charlie says point five is build 10 million homes for Americans. Build. We need to build. So that's the supply side. That's how we increase the American dream from the supply side. On the demand side, that's number one, mass deportations. Sounds pretty good to me. What do you think, Chad? And then finally, number six, crush the college cartel. Crush it. Now that's worthwhile for a million reasons, but I'll just lay out the obvious ones up top. College is dramatically unaffordable. It's become ridiculously unaffordable. It's been outpacing inflation every single year at ludicrous levels. Let me, let me tell you what the implications of that are. If you've got college that expensive and you go into that much debt, well, that means it's harder for you to take on other debt, like say a mortgage. If you're paying college debt every single month, your ability to, to, to struggle with other fees, well, it goes down. You don't have the ability to handle too much debt of other kinds, too many fees of other kinds. You just don't have the money coming in to afford all of it. With college being as exorbitantly expensive as it is, people are paying record levels of college debt now. That has to be crushed. Also, the colleges are propaganda operations. Too often, not all of them, but too many of them are propaganda operations that are not helping to inform the public. They're deforming the public. They're deforming in particular the ruling class, the wealthy, influential, powerful people who leave these institutions with their heads full of left wing propaganda and then rain down destruction on our country that leads to such harebrained ideas as let's make our colleges crappier. That's how you end up with that. That cycle just keeps going. And then finally, the colleges are not educating people. People are getting in and that not learning anything and not even remembering anything they were supposed to learn other than the left wing propaganda that was injected into them. So tell me exactly how this is working out for the rest of us. It's not actually. It's completely wrecking our country. We're churning out people out of institutions of higher learning, higher learning that, that don't know anything. And, and to the extent that they know something, it's how do I accrue power? By advancing left wing orthodoxy. Total destruction. So six points. Mass deportations. Stop the H1B scam, dramatically reduce legal immigration, End chain migration in the visa lottery, build 10 million homes for Americans and crush the college cartel. That agenda right there, that agenda will win every election for the rest of our lives. So do it. We voted for President Trump for this. What you see here, this is why we voted for Trump, and this is why President Trump would do well to absolutely accelerate through this agenda, accelerate through it as quickly as humanly possible. The United States Senate and the United States House should better get their acts together, get off their asses and support doing that very thing. And then what does the future hold? Well, it could hold something like a President J.D. vance, who very much believes in the agenda that I just told you about. You just heard from him talking about it, and he was very close to Charlie Kirk. If any politician in America shares Charlie's view, it is JD and so, as I always do, I'm praying. I'm praying for our country. I'm praying for J.D. i'm praying for the President of the United States, that they fight like hell to make it so that the American dream can be restored. What's the expression? Make America great again. I hope you have a wonderful weekend. I always appreciate all the time we get to spend together. We can do more of it on the radio show Today. I've got the big national radio show, the Vince Show.com for your local radio listings, or you can watch me on Rumble. Rumble. Com. Vince, we always do it live and you can jump in on the chat. We have a great time. We have a very, very great time. Thanks for being here. I'll see you on.