Most people blame their past. He used his to build his future. In this episode, we sit down with Kolaiah "Fuzzy" Jardine, a Hawaii-based real estate investor, developer, and co-founder of the HUI Mastermind who went from federal prison to building a multimillion-dollar real estate portfolio focused on affordable housing. But this is not a get rich story. It is a change your life and bring everyone with you story. Fuzzy opens up about growing up in Hawaii, falling into the wrong environment, battling addiction, and ultimately using prison as the wake-up call that forced him to rewrite his future. From there, he became obsessed with learning, surrounding himself with the right people, and taking action when most people would have stayed stuck.

We break down how he went from cleaning windows for nine dollars an hour to building over 100 affordable homes, using creative strategies like other people’s money to scale, and focusing on ethical investing through what he calls the “Pono Way.” His mission is bigger than himself. He is committed to helping locals stay in Hawaii despite rising costs, showing his community that ownership, investing, and generational wealth are actually possible for them too.

We also dive into his book, Priced Out of Paradise: How to Build Wealth Investing in Real Estate the Pono Way, where he lays out a practical roadmap for investing in Hawaii and breaking into real estate even in one of the most expensive markets in the world. This episode is packed with real strategy, mindset shifts, and a step-by-step look at how he built his business from nothing.

If you have ever felt behind, stuck, or like your past defines you, this conversation will challenge that belief and show you what is actually possible.

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Previous Guests Include:

Brandon Turner, Tarek El Moussa, Henry Washington, Rich Somers, Mikey Taylor, Tom Wheelright, David Greene, Tony J. Robinson, Robert Croak, Chad “Coach” Carson, Brett Hundley, Devon Kennard and Marques Colston.

Disclaimer: The information provided on this podcast is for educational and informational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any financial instrument or engage in any financial activity. The content presented here is based on the speaker's personal opinions and research, which may not always be accurate or up to date. Financial markets and investments carry inherent risks. Individuals should conduct their own research and seek certified professional advice before making any financial decisions. The links in the episode descriptions may include referral or affiliate commissions, and we may receive compensation from partner websites.