Grace Himmelright: Planning for Life as a Special Needs Family

In this episode, Grace Himmelright brings Val’s story into focus, sharing the unique financial realities faced by special needs parents. She explains how government programs, ABLE accounts, special needs trusts, and letters of intent can create long-term stability for a child who may never be financially independent. Grace also shows how thoughtful planning helps parents rest easier, knowing they’ve put essential protections in place. Val’s decision to become an entrepreneur reflects the freedom and flexibility many parents seek, along with the chance to build a legacy. This conversation offers clarity, hope, and practical guidance for families navigating a lifelong financial journey.