👍 Like and Subscribe to What’s Your 1 More Podcast with host Quinton Harris, where real conversations meet real market realities.

What can the 1980s teach us about today’s housing market? In Episode 260, Quinton breaks down why homeowners are staying put, how the “lock-in effect” has frozen movement, and what history says about the next big real estate run. He compares today’s market to the 1980s, discusses buyers waiting on rate cuts, and reveals why the next cycle could bring a surge in refinancing and home buying. Plus, he explains how new mortgage data lawsuits could reshape lender practices and what every homeowner should know before the next market shift.

“You don’t win by waiting on the curve—you win by getting ahead of it.” – Quinton Harris

Mentioned Link: https://www.scotsmanguide.com/news/nations-largest-mortgage-lenders-service-providers-hit-with-allegations-of-price-fixing/

Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers.👉 Check them out at https://mortgage.texanabank.com — and see what makes them different.👉 Check out REMLO out at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now!

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⏱️ Timestamps

0:00 – Intro & today’s focus
0:45 – 1980s housing vs. today
2:00 – Market freeze & lock-in effect
5:00 – Could another housing boom be coming?
7:00 – Texana Bank REMLO sponsor segment
8:10 – S&P 500 run-up vs. housing market
11:20 – Mortgage lawsuit (Optimal Blue)
15:10 – Data sharing debate & closing thoughts