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What’s bringing first-time home buyers back into the market—and why does it matter right now? Quinton Harris breaks down how mid-6% rates are driving demand, how small rate shifts impact affordability, and why inventory remains tight as new buyers enter without replacing supply. If you’re planning to buy or watching the market, this episode connects the numbers to real decisions.

“Timing matters—but waiting for perfect usually costs more than moving with purpose.” — Quinton Harris

Special thanks to Housing Wire: https://www.housingwire.com/

Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers.
 👉 Check them out at https://mortgage.texanabank.com — and see what makes them different. 
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00:00 Are first-time home buyers finally back?
01:25 Why younger buyers suddenly want homes
03:35 The demand wave nobody’s talking about
05:35 Why today’s rates feel worse than they are
06:40 The “Compromise Zone” changing everything
09:30 How a small rate drop unlocks $30K more house
10:20 The real reason inventory isn’t growing
12:30 Where mortgage rates are actually heading
13:20 Why younger buyers are jumping in earlier