
Hosted by rova · EN

Money isn't just about dollars. It's about mindset, opportunity and the stories we tell ourselves. This week, I sit down with Te Kahukura Boynton, founder of Māori Millionaire, to unpack her remarkable journey from struggling with addiction and poor mental health to becoming one of New Zealand's most influential voices in financial education. Together we explore why financial literacy alone isn't enough, how trauma shapes our relationship with money, and why taking personal responsibility can exist alongside recognising the systemic barriers many people face. We also dive into investing, building long-term wealth, avoiding financial scams, creating better money habits and the advice every young New Zealander should hear before they start earning. Whether you're just beginning your financial journey or looking to reset your money mindset, this is a conversation packed with practical lessons and plenty of hope. To join Te Kahukura's journey, you can follow her socials here: https://www.instagram.com/maorimillionaire_/?hl=en Powered by enable.me - Financial coaching and strategic advice. Pay down debt. Grow wealth. Retire well.

What happens when your passion starts making more money than your profession? This week we're joined by private chef and food creator Hercules Noble. From working brutal 14-hour kitchen shifts in London to becoming one of New Zealand's biggest food personalities, Hercules opens up about building a business that genuinely reflects who he is. We talk about saying yes to every opportunity, the pressure that comes with brand deals, buying his first home, why structure has become the biggest lesson in his career, and what financial freedom really means. It's an honest conversation about ambition, creativity and making sure success doesn't come at the cost of the life you're trying to build. Powered by enable.me – financial coaching and strategic advice. Pay down debt. Grow wealth. Retire well.

Wills Week is approaching! And after recently coming into some inheritance myself, I thought what better an opportunity than to discuss it right here on the podcast! Joining me for this week's discussion is Catherine Simpson from Public Trust, and later on, Shelley Palman from enable.me! Unpack everything you need to know about wills, estates, inheritance, executors, and why having a plan in place can save your family months, or even years, of stress. We talk through the biggest misconceptions, what happens if no will exists, how long estates really take to settle, and why naming the right executor matters more than most people realise. We also cover trusts, pets in wills, leaving money to charity, blended families, family disputes and the surprisingly common mistakes that can create expensive legal battles. Whether you've just bought your first home, started a family or simply keep putting it off, this episode is a practical guide to one of the most important pieces of financial planning you'll ever do. A message from Public Trust: This Wills Week (13-19 July) Public Trust is encouraging Kiwi to take a fresh look at how they plan for the future – including what happens to their pets when they pass away. A little planning now can help ensure your pet is looked after in the way you would want, giving you peace of mind for their future. Find out more at https://www.publictrust.co.nz/willsweek/ Powered by enable.me - Financial coaching and strategic advice. Pay down debt. Grow wealth. Retire well.

KiwiSaver, NZ Super and retirement confidence are all on the table in this special Where's My Money roundtable discussion. I'm joined by Karla Byrnes (AMP), Tom Hartmann (Sorted) and David Martin (Summerset) to discuss why only 45% of Kiwis feel confident about retirement and what can be done to improve that. We cover KiwiSaver contributions, NZ Super, retirement savings, financial advice, housing wealth, retirement villages, inheritance planning, cost of living pressures, and the lifestyle choices that shape retirement outcomes. The big takeaway? Retirement isn't just about money. It's about understanding what kind of life you want to live, and creating a plan to help you to achieve it. Powered by enable.me – financial coaching and strategic advice. Pay down debt. Grow wealth. Retire well.

What does it really take to build a successful business without investors, shortcuts, or overnight success stories? This week, I sit down with Aaron Styles, founder of Just Another Fisherman NZ, to talk about turning a lifelong passion for fishing into a growing family business. From starting as a hobby more than a decade ago to opening retail stores and building a loyal community, Aaron shares the realities of self-funding a brand and staying patient through the tough years. We also get into household budgeting, working alongside your partner, building customer loyalty through storytelling, and why some of the biggest opportunities for young people might not be where everyone thinks. It's an honest conversation about business, money, family, and creating a life that works on your own terms. And Shelley is back to help me answer another hotline! We cover job redundancy, and tips on how to navigate a changing employment landscape. This episode was made possible thanks to our friends at enable.me

Most of us have thrown money at a problem that wasn't actually ours to pay for. A broken TV, faulty car brakes, an appliance that's suddenly stopped working. But what if you already had legal protection and didn't know it? This week we sit down with Jon Duffy, Chief Executive of Consumer NZ, to unpack the Consumer Guarantees Act, one of the most powerful protections Kiwi consumers have. We talk about why banks and power companies are struggling to keep customers happy, how confusing pricing and bundled deals can cost us money, and why so many people are leaving cash on the table by not understanding their rights. Plus, Jon explains the biggest myths around warranties, extended warranties, proof of purchase, second-hand cars, and what to do when a retailer pushes back. For more information on Consumer NZ and their membership details, check out their website: https://www.consumer.org.nz/ Powered by enable.me – financial coaching and strategic advice. Pay down debt. Grow wealth. Retire well.

Reagan sits down with New Zealand comedy juggernaut Guy Williams this week to talk about financial illiteracy, bad spending habits, and growing up with privilege. Guy opens up about avoiding his accountant, breaking term deposits just to cover his bills, and the realities of working in Kiwi television. enable.me Financial Coach Shelley Palman also stops by the Where's My Money couch to answer another one of your money questions. Got a question for the Hotline? Message us on Instagram @wheresmymoneynz Where's My Money? is powered by enable.me – financial coaching and strategic advice. Pay down debt. Grow wealth. Retire well. Thanks to our friends at Freedom for dressing the Where's My Money? studio. Shop now at freedomfurniture.co.nz Disclaimer: The information discussed in this podcast is for general educational purposes only and is not financial, legal, tax, or other professional advice. Any opinions or examples do not take into account your individual circumstances, financial situation, goals, or needs, and you should not rely on this podcast as the basis for making decisions. Before acting on anything discussed, please seek advice from an appropriately qualified and licensed professional adviser (including legal or tax advice where relevant). Information is current at the time of recording and may change over time.

The cost of living crisis is keeping families awake at night all across New Zealand. Green Party co-leader Chlöe Swarbrick steps into the studio with me to look at the massive gap between the rich and the poor, the reality of loan sharks targeting vulnerable Kiwis, and why she thinks our current economic model needs a total shakeup. Chlöe shares her personal journey with financial stress and explains why she believes the system is rigged against regular workers. This episode was made possible thanks to our friends at enable.me

We’re back for a brand-new season of Where’s My Money? and honestly, it felt like the right time for a proper financial check-in. Because while we’ve made progress, the reality is money stress doesn’t magically disappear just because you start a finance podcast. This week, Reagan sits down with Shelley from enable.me to unpack where things really landed after months of drifting off track. From ditching the credit card to rebuilding the budget from scratch, we talk about the systems, habits and psychology behind trying to stay on top of a massive mortgage while juggling kids, work, holidays and life. Plus, we launch the very first Where’s My Money Hotline and answer a listener question about whether you should invest while still paying off your mortgage. Have you got a question for Shelley? Send us a voice note on Instagram @wheresmymoneynz Huge thanks to our friends at enable.me for making this episode possible.

We’re going behind the curtain of the music industry with Six60 bass player Chris Mac and Dave Munro from Eccles Entertainment. Chris shares how a three month fill-in gig turned into a 17 year career and why even the biggest bands have lean months. We dig into why ticket prices are climbing, the massive risk of stadium shows, and the real reason the world's biggest stars often skip New Zealand. Huge thanks to our friends at enable.me for making this episode possible.