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India has transformed the way it pays, saves and invests, but when it comes to credit, insurance and healthcare, trust still remains the biggest gap. In this episode, Monika Halan sits down with Yashish Dahiya, Chairman and Group CEO of PB Fintech, to discuss what India must solve to truly become a financially empowered nation by 2047.

From the future of healthcare and insurance to data-driven finance, consumer trust, regulation and financial inclusion, this conversation looks at the bigger structural shifts needed to make financial products work better for ordinary Indians. Yashish argues for a fundamental shift in how the country operates, moving away from a “capacity-led” approach to a more “data-led” system that priorities the individual.

In this conversation, we explore,

The Trust Gap: Why removing the friction between buyer and seller is the ultimate goal for a developed India.
Data Over Capacity: A visionary look at why "being big" isn't enough, and why scientific, data-driven suitability is the future of governance.
The 2047 Roadmap: How we build a financial marketplace where the individual doesn't just survive, but thrives with confidence.

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