You will never be able to afford your first home... and that is exactly why you can buy one in 2026.

Krissy has never once been able to afford the property she was buying. The trick is buying the profit in upfront, so you are already ahead the day you sign. Here is the whole step by step for a first home buyer in Australia.

What you'll get:

• Why nobody can "afford" their first home

• How to buy with profit already built in

• What a bank will really lend on a 100k wage

• The negotiation moves that win the place cheaper

Chapters:

(00:00) You can't afford it

(01:13) Then vs now

(05:38) How to buy well

(08:35) Finance and buffers

(13:13) The 100k example

(17:31) Strata and inspections

(22:00) Your non-negotiables

(24:57) Be flexible, get creative

DM Krissy the area you want covered in the next property episode. @wildlyappropriatepodcast

Follow:

Newsletter: https://wildlyappropriate.substack.com/

Instagram: @wildlyappropriatepodcast (https://www.instagram.com/wildlyappropriatepodcast)

TikTok: @wildlyappropriate (https://www.tiktok.com/@wildlyappropriate)

YouTube: @WildlyAppropriate (https://www.youtube.com/@WildlyAppropriate?sub_confirmation=1)

Krissy on Instagram: @realkrissymarsh (https://www.instagram.com/realkrissymarsh)

Krissy on TikTok: @realkrissymarsh (https://www.tiktok.com/@realkrissymarsh)

Listen:

Apple: https://podcasts.apple.com/au/podcast/wildly-appropriate-w-krissy-marsh/id1790057838

Spotify: https://open.spotify.com/show/1TIH5sHckXXmnh8qjMb43S

This is general information, not financial advice. Get your own advice before you buy.

Produced by Dreamers Media