Podcast
Your Next Dollar: Money Management for High Earners
Hosted by NerdWallet Wealth Partners · EN
NerdWallet Wealth Partners’ Your Next Dollar podcast helps high earners learn how to build wealth while still spending on what they value most.
At this stage, you can afford anything, but not everything. When is it okay to splurge on your dream vacation or luxury gym? And how do you grow your wealth while doing it? Host Andrew Giancola digs into the decisions that come with a growing income: equity compensation, investing, housing, benefits, taxes, and every big life moment in between.
Whether your top priority is family, financial freedom, health, or the experiences that make life worth living, this video podcast helps you think through where your next dollar should go.
Join host Andrew Giancola, with regular appearances from NerdWallet Wealth Partners' fiduciary financial advisors, as they tackle many of the biggest financial questions facing high earners, including:
– Investing and wealth building: Tax-aware investing, diversified portfolios, index funds and ETFs, tax-loss harvesting, Roth IRA conversions, mega backdoor Roth contributions, real estate investing, and maximizing tax-advantaged accounts like 401(k)s, IRAs, and HSAs.
– Equity compensation: Making informed decisions about restricted stock units (RSUs), incentive stock options (ISOs), non-qualified stock options (NSOs), employee stock purchase plans (ESPPs), vesting schedules, and when to sell versus hold company stock.
– Financial planning and big decisions: High-income tax planning, charitable giving, donor-advised funds, retirement planning, financial independence (FIRE), cash flow management, buying a home, paying down debt versus investing, benefits selection, and when to consider hiring a fiduciary financial advisor.
– Values-based spending and lifestyle trade-offs: How to splurge without derailing your financial goals, budgeting for travel and experiences, aligning your spending with what matters most, and balancing enjoying life today with building wealth for tomorrow.
– Wealth protection and legacy: Estate planning, trusts, 529 plans and college funding, life and disability insurance, umbrella insurance, and what it takes to build generational wealth for your family.
If you're looking for your new favorite personal finance podcast — built for high-earning professionals — follow Your Next Dollar from NerdWallet Wealth Partners.
We think You'll love Your Next Dollar if you like podcasts like: The White Coat Investor Podcast, Making a Millionaire, The Money Guy Show, Ready for Retirement, Money for Couples with Ramit Sethi, I Will Teach You to Be Rich, All the Hacks, Stay Wealthy, ChooseFI, The Iced Coffee Hour, or The Money with Katie Show.
NerdWallet Wealth Partners LLC (NWWP) is a SEC registered investment adviser. Registration does not imply a certain level of skill or training, nor does it constitute an endorsement by any securities regulator. The content presented by NWWP on its Your Next Dollar podcast is for informational and educational purposes only ...
14episodes
Episodes
Newest firstAll episodes
Retirement Income: 6 Sources Many People Miss
Today00:43:45Summary readyGet the Your Next Dollar Blueprint here! Interested in working with a financial advisor? Visit nerdwalletwealthpartners.com Learn how six income sources could shape your lifestyle — and your tax bill — in retirement. Host Andrew Giancola and NerdWallet Wealth Partners CEO Ryan Sterling walk through six sources that could fund your retirement — from Social Security and pensions to annuities and part-time work — plus the account withdrawal order that could quietly cost you six figures in taxes. NerdWallet Wealth Partners LLC (NWWP) is a SEC registered investment adviser. Registration does not imply a certain level of skill or training, nor does it constitute an endorsement by any securities regulator. The content presented by NWWP on its Your Next Dollar podcast is for informational and educational purposes only and is not intended as personalized investment, tax, or legal advice to any person. The views, strategies, examples, and figures discussed are intended to be general in nature, subject to change at any time based upon market or other conditions and may not be suitable for every individual. Any hypothetical illustrations used are for educational purposes only and do not represent a guarantee or prediction of future results. All investments carry risk, including the potential loss of principal, and past performance is not a guarantee of future results. NWWP's investment advisory services are only offered where NWWP and its representatives are registered. Before making any financial decision, seek advice from a qualified investment, tax, or legal professional.
SummaryWhy You Make Six Figures But Still Feel Behind (Even When You're Not)
1w ago00:30:21Summary readyAccess the Your Next Dollar Blueprint: https://nerdwalletwealthpartners.com/blueprint Interested in working with a financial advisor? Visit nerdwalletwealthpartners.com Learn why some high earners feel behind financially and Andrew weighs in on costly destination wedding invites. We dig into the sneaky comparison traps that make some high earners feel like they're falling behind —from measuring net worth against other people's spending to comparing themselves to people decades further along — and we give you the numbers to determine whether or not those feelings are valid. NerdWallet Wealth Partners LLC (NWWP) is a SEC registered investment adviser. Registration does not imply a certain level of skill or training, nor does it constitute an endorsement by any securities regulator. The content presented by NWWP on its Your Next Dollar podcast is for informational and educational purposes only and is not intended as personalized investment, tax, or legal advice to any person. The views, strategies, examples, and figures discussed are intended to be general in nature, subject to change at any time based upon market or other conditions and may not be suitable for every individual. Any hypothetical illustrations used are for educational purposes only and do not represent a guarantee or prediction of future results. All investments carry risk, including the potential loss of principal, and past performance is not a guarantee of future results. NWWP's investment advisory services are only offered where NWWP and its representatives are registered. Before making any financial decision, seek advice from a qualified investment, tax, or legal professional.
SummaryWhy Your Raise Isn't Making You Wealthier and What to Do About It
2w ago00:36:25Summary readyLearn why a raise could quietly work against your long-term wealth if you don't have a plan. Host Andrew Giancola and NerdWallet Wealth Partners CEO Ryan Sterling break down what to actually do the moment a raise hits, from the tax bracket shift to picking lifestyle upgrades that won't quietly eat the whole increase. Interested in working with a financial advisor? Visit nerdwalletwealthpartners.com NerdWallet Wealth Partners LLC (NWWP) is a SEC registered investment adviser. Registration does not imply a certain level of skill or training, nor does it constitute an endorsement by any securities regulator. The content presented by NWWP on its Your Next Dollar podcast is for informational and educational purposes only and is not intended as personalized investment, tax, or legal advice to any person. The views, strategies, examples, and figures discussed are intended to be general in nature, subject to change at any time based upon market or other conditions and may not be suitable for every individual. Any hypothetical illustrations used are for educational purposes only and do not represent a guarantee or prediction of future results. All investments carry risk, including the potential loss of principal, and past performance is not a guarantee of future results. NWWP's investment advisory services are only offered where NWWP and its representatives are registered. Before making any financial decision, seek advice from a qualified investment, tax, or legal professional.
SummaryCan You Stop Saving and Still Retire Rich? (Coast FIRE for High Earners)
3w ago00:42:11Summary readyLearn how to calculate your Coast FIRE number and when umbrella insurance could protect your assets as a high earner. Host Andrew Giancola and NerdWallet Wealth Partners CEO Ryan Sterling break down what Coast FIRE — a financial strategy where you save and invest aggressively early in life until your retirement portfolio reaches a milestone amount — means for high earners. They discuss how to calculate your number and the key mistakes that could derail the plan. Then, they react to a listener’s question about umbrella insurance and when adding extra liability coverage could make sense for someone with a growing asset base. Get the step-by-step savings framework mentioned in this episode: https://nerdwalletwealthpartners.com/blueprint Interested in working with a financial advisor? Visit nerdwalletwealthpartners.com NerdWallet Wealth Partners LLC (NWWP) is a SEC registered investment adviser. Registration does not imply a certain level of skill or training, nor does it constitute an endorsement by any securities regulator. The content presented by NWWP on its Your Next Dollar podcast is for informational and educational purposes only and is not intended as personalized investment, tax, or legal advice to any person. The views, strategies, examples, and figures discussed are intended to be general in nature, subject to change at any time based upon market or other conditions and may not be suitable for every individual. Any hypothetical illustrations used are for educational purposes only and do not represent a guarantee or prediction of future results. All investments carry risk, including the potential loss of principal, and past performance is not a guarantee of future results. NWWP's investment advisory services are only offered where NWWP and its representatives are registered. Before making any financial decision, seek advice from a qualified investment, tax, or legal professional.
SummaryThe New Rules Of Personal Finance (For High Earners)
4w ago00:36:07Summary readyLearn how high earners can rethink old money rules on budgeting, spending, real estate, and building lasting wealth. Host Andrew Giancola and NerdWallet Wealth Partners CEO Ryan Sterling walk through eight personal finance rules that are worth questioning for high earners, including should you replace traditional budgeting with an automated pay-yourself-first approach? And how can simplifying your financial life accelerate your path to financial independence? Then, they answer a listener's question about whether buying a condo could be a smart stepping stone toward a high-value property like a New York City brownstone, or whether renting and aggressively saving for the target property could be the wiser move. Interested in working with a financial advisor? Visit nerdwalletwealthpartners.com NerdWallet Wealth Partners LLC (NWWP) is a SEC registered investment adviser. Registration does not imply a certain level of skill or training, nor does it constitute an endorsement by any securities regulator. The content presented by NWWP on its Your Next Dollar podcast is for informational and educational purposes only and is not intended as personalized investment, tax, or legal advice to any person. The views, strategies, examples, and figures discussed are intended to be general in nature, subject to change at any time based upon market or other conditions and may not be suitable for every individual. Any hypothetical illustrations used are for educational purposes only and do not represent a guarantee or prediction of future results. All investments carry risk, including the potential loss of principal, and past performance is not a guarantee of future results. NWWP's investment advisory services are only offered where NWWP and its representatives are registered. Before making any financial decision, seek advice from a qualified investment, tax, or legal professional.
SummaryYour Next Dollar Blueprint: How to Prioritize Your Money for High Earners
Jun 2300:39:06Summary readyLearn how high earners could prioritize their money across seven steps, from income growth to backdoor Roth strategies. Host Andrew Giancola and NerdWallet Wealth Partners CEO Ryan Sterling walk through the seven-step Your Next Dollar Blueprint — an order of operations high earners could follow to prioritize their savings across accounts, from growing income and building an emergency fund to maxing out an HSA, 401(k), mega backdoor Roth, and more. Download the Your Next Dollar Blueprint at nerdwalletwealthpartners.com/blueprint Interested in working with a financial advisor? Visit nerdwalletwealthpartners.com NerdWallet Wealth Partners LLC (NWWP) is a SEC registered investment adviser. Registration does not imply a certain level of skill or training, nor does it constitute an endorsement by any securities regulator. The content presented by NWWP on its Your Next Dollar podcast is for informational and educational purposes only and is not intended as personalized investment, tax, or legal advice to any person. The views, strategies, examples, and figures discussed are intended to be general in nature, subject to change at any time based upon market or other conditions and may not be suitable for every individual. Any hypothetical illustrations used are for educational purposes only and do not represent a guarantee or prediction of future results. All investments carry risk, including the potential loss of principal, and past performance is not a guarantee of future results. NWWP's investment advisory services are only offered where NWWP and its representatives are registered. Before making any financial decision, seek advice from a qualified investment, tax, or legal professional.
SummaryHere’s What You Should Consider Before Retiring at Age 50
Jun 1600:29:53Summary readyLearn how to plan for early retirement, bridge healthcare gaps, and build a portfolio that lasts. Host Andrew Giancola breaks down the top myths around early retirement with NerdWallet Wealth Partners CEO, Ryan Sterling. They cover how to calculate your financial independence number, structure your portfolio, and navigate healthcare costs before you can qualify for Medicare. They also rank some of their favorite places to retire and some of their favorite retirement money moves. Check your early retirement readiness with the free NerdWallet Wealth Partners calculator: https://nerdwalletwealthpartners.com/ontrack Interested in working with a financial advisor? Visit nerdwalletwealthpartners.com NerdWallet Wealth Partners LLC (NWWP) is a SEC registered investment adviser. Registration does not imply a certain level of skill or training, nor does it constitute an endorsement by any securities regulator. The content presented by NWWP on its Your Next Dollar podcast is for informational and educational purposes only and is not intended as personalized investment, tax, or legal advice to any person. The views, strategies, examples, and figures discussed are intended to be general in nature, subject to change at any time based upon market or other conditions and may not be suitable for every individual. Any hypothetical illustrations used are for educational purposes only and do not represent a guarantee or prediction of future results. All investments carry risk, including the potential loss of principal, and past performance is not a guarantee of future results. NWWP's investment advisory services are only offered where NWWP and its representatives are registered. Before making any financial decision, seek advice from a qualified investment, tax, or legal professional.
SummarySpending $10,000 Dollars On Vacation Without Feeling Guilty
Jun 900:29:36Summary readyLearn how high earners can budget for vacations, spend on what they love, and prioritize experiences while they still can. Host Andrew Giancola and NerdWallet Wealth Partners CEO Ryan Sterling explore how high earners can approach vacation spending with intention. They cover how to set a vacation budget using a percentage of your income, the financial boxes worth checking before you book, and how to balance a generous travel budget with goals like early retirement. Then, Andrew and Ryan tier-rank a list of vacation upgrades — from business class and TSA PreCheck to skip-the-line passes and ocean view rooms — based on which are worth paying for. Reaction video about Christmas gifts from @kaitlinsmmith.trav https://www.tiktok.com/@kaitlinsmith.trav/video/7573138517170212151 Interested in working with a financial advisor? Visit nerdwalletwealthpartners.com NerdWallet Wealth Partners LLC (NWWP) is a SEC registered investment adviser. Registration does not imply a certain level of skill or training, nor does it constitute an endorsement by any securities regulator. The content presented by NWWP on its Your Next Dollar podcast is for informational and educational purposes only and is not intended as personalized investment, tax, or legal advice to any person. The views, strategies, examples, and figures discussed are intended to be general in nature, subject to change at any time based upon market or other conditions and may not be suitable for every individual. Any hypothetical illustrations used are for educational purposes only and do not represent a guarantee or prediction of future results. All investments carry risk, including the potential loss of principal, and past performance is not a guarantee of future results. NWWP's investment advisory services are only offered where NWWP and its representatives are registered. Before making any financial decision, seek advice from a qualified investment, tax, or legal professional.
Summary
Should Couples Combine Finances?
Jun 200:21:24Summary readyLearn whether combining, separating, or splitting finances with your partner is the right move for building wealth together. Host Andrew Giancola breaks down the practical and psychological case for combining finances, keeping them separate, or taking a hybrid approach. Then, he plays Red Flag, Green Flag: Relationship Edition with the team, reacting to real-life financial behaviors in couples. Interested in working with a financial advisor? Visit nerdwalletwealthpartners.com NerdWallet Wealth Partners LLC (NWWP) is a SEC registered investment adviser. Registration does not imply a certain level of skill or training, nor does it constitute an endorsement by any securities regulator. The content presented by NWWP on its Your Next Dollar podcast is for informational and educational purposes only and is not intended as personalized investment, tax, or legal advice to any person. The views, strategies, examples, and figures discussed are intended to be general in nature, subject to change at any time based upon market or other conditions and may not be suitable for every individual. Any hypothetical illustrations used are for educational purposes only and do not represent a guarantee or prediction of future results. All investments carry risk, including the potential loss of principal, and past performance is not a guarantee of future results. NWWP's investment advisory services are only offered where NWWP and its representatives are registered. Before making any financial decision, seek advice from a qualified investment, tax, or legal professional.
SummaryNet Worth Number At Every Age You Should Try Reaching As A High Earner
May 2600:23:03Summary readyDiscover what you could aim to save at every age — from your 20s through your 60s —and where your net worth stands. Host Andrew Giancola breaks down how much high earners could target saving across every decade, using a three-tier framework — "on pace," "ahead of the curve," and "elite" — to help you gauge where you stand. He discusses strategies like maxing a 401(k), funding a backdoor Roth IRA, building a taxable brokerage account, and planning around catch-up contributions and Roth conversions. Then, Andrew reacts to a video on average and median net worth data by age, unpacking why what you see on social media often looks very different from reality. The video Andrew reacts to, via @braidenshaw: https://www.instagram.com/p/DJUhkxevC62/ Interested in working with a financial advisor? Visit nerdwalletwealthpartners.com NerdWallet Wealth Partners LLC (NWWP) is a SEC registered investment adviser. Registration does not imply a certain level of skill or training, nor does it constitute an endorsement by any securities regulator. The content presented by NWWP on its Your Next Dollar podcast is for informational and educational purposes only and is not intended as personalized investment, tax, or legal advice to any person. The views, strategies, examples, and figures discussed are intended to be general in nature, subject to change at any time based upon market or other conditions and may not be suitable for every individual. Any hypothetical illustrations used are for educational purposes only and do not represent a guarantee or prediction of future results. All investments carry risk, including the potential loss of principal, and past performance is not a guarantee of future results. NWWP's investment advisory services are only offered where NWWP and its representatives are registered. Before making any financial decision, seek advice from a qualified investment, tax, or legal professional. The ‘on pace,’ ‘ahead,’ and ‘elite’ categories are illustrative planning frameworks only and are not individualized recommendations or guarantees of retirement outcomes. Appropriate savings targets vary based on goals, retirement timeline, spending needs, taxes, and personal circumstances.
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