In Episode 3 of A Way Forward: Conversations on Mental Health, presented by Beem Credit Union, host Jessica Samuels is joined by Mike Gawliuk, CEO of CMHA Kelowna, for a discussion on the cost of living and how it can affect one's mental health. This episode, Jessica and Mike explore how increased living expenses contribute to anxiety, depression, and other mental health challenges, especially for vulnerable populations.

Key Topics Discussed:

The Connection Between Cost of Living and Mental Health:
- Highlighting the link between low incomes and mental illness, exacerbated by rising costs and interest rates.
- The psychological burden of financial strain, emphasizing the stress on those with limited resources.
Impact of Inflation on Social Interaction:
- The term "inflation isolation" is introduced, addressing how financial strain limits social activities that are crucial for mental well-being.
- Isolation can worsen mental health, transitioning from anxiety to more serious mental health issues.
Vulnerable Populations:
- Identifying various groups particularly affected, including nonprofit sector workers, seniors on fixed incomes, and service industry employees.
- The challenges faced by these groups as costs rise.
Resources Available:
- CMHA Kelowna’s Rent Bank program is highlighted, providing no-interest loans to those at risk of eviction.
- Other community resources for financial literacy and mental health support are shared, including food banks and counseling services.
Managing Mental Health:
- An emphasis on the importance of self-awareness and recognizing changes in behavior and mood.
- Strategies for managing mental health during tough financial times are discussed, such as limiting technology use, seeking social connections, and engaging in free activities.

**Resources Mentioned:

CMHA Kelowna: Mental Health Support Services | Canadian Mental Health Association Kelowna
Rent Bank Program: Central Okanagan Rent Bank | Canadian Mental Health Association Kelowna
Foundry Kelowna: Foundry - Where Wellness Takes Shape
Virtual Counseling Services: Foundry Virtual BC - Foundry BC App
Financial Literacy Programs: Home - Launch Okanagan

**General Mental Health Resources:**
If you or someone you know is struggling, CMHA Kelowna's Find Help Now page has a list of emergency and non-emergency resources for individuals of any age. CMHA Kelowna - Find Help Now