Podcast Summary: Are You Garbage? Episode - "How To Pay With Change"

Released on July 24, 2025

In the latest episode of Are You Garbage?, hosts Kevin Ryan and H. Foley tackle the everyday dilemma of using coins for transactions in a world increasingly dominated by digital payments. This family-oriented episode blends humor, personal anecdotes, and sharp observations, staying true to the show's trashy comedy game show vibe.

1. Introduction to the Episode

The episode opens with Kevin Ryan humorously lamenting his consumption habits:

Kevin Ryan [00:00]: "I probably consume 56 ounces of Diet Coke, a bag of chips, and I'm talking a heavy bike bowl."

H. Foley sets the stage, welcoming listeners back to the show:

H. Foley [00:10]: "Welcome to another exciting edition of Are You Garbage? The show where you find out if your favorite comedians are classy individuals or absolute trash."

2. Navigating the Challenges of Paying with Change

The core of the episode revolves around the intricacies and frustrations of using coins instead of credit cards. Kevin shares his experiences with Coinstar machines:

Kevin Ryan [05:32]: "I've paid for my fair share of stuff with coins. Collecting change, picking quarters out, fucking hit. This is how I always..."

He further elaborates on his method of using Coinstar to purchase cigarettes:

Kevin Ryan [07:05]: "I go right to the cage. Can I get a pack of Marlboro Lights or Marlboro? They give you a receipt. I take that to the customer service desk. I go, 'Yo, let me get a pack of Marlboro Miles.'"

H. Foley counters by discussing how some individuals accumulate and use change effortlessly:

H. Foley [11:14]: "Regular people, people that do well, people that are sharp with their money, they sometimes accidentally accrue change that they have no shame or qualms spending when it gets full enough."

3. Understanding the 'Bath Salts' Confusion

A humorous yet informative segment delves into the confusion between actual bath salts and the synthetic drugs known colloquially as "bath salts." The conversation becomes animated as they dissect the misuse of the term:

Kevin Ryan [02:17]: "He wasn't doing bath salts. Like relaxing like a bath bomb."

H. Foley [02:50]: "They were being sold as bath salts was a street name for synthetic drugs."

The hosts highlight the dangers and misunderstandings surrounding street terminology:

Kevin Ryan [03:14]: "They can get away with it... They were selling bath salts at head shops and stuff like that."

4. Financial Struggles and Social Perceptions

Kevin opens up about his financial challenges, expressing a mix of shame and humor:

Kevin Ryan [05:42]: "I've been dirtbags for a long time in our life... Picking quarters out, fucking hit. This is how I always..."

H. Foley adds perspective on societal perceptions of financial struggles:

H. Foley [12:31]: "Overextended herself. Got caught up with the wrong people, ended up at the wrong parties, doing the wrong things."

The conversation touches on the stigma associated with being broke and the lengths people go to manage with limited resources.

5. Listener Interactions and Hilarious Scenarios

A significant portion of the episode is dedicated to addressing listener-submitted scenarios, adding an interactive element to the show. One standout interaction comes from Bannister Lannister:

Bannister Lannister [26:00]: "I exclusively will use a hand basket despite the amount of items I need and usually do self checkout. Today the self checkout line was long, but the express was wide open. Is it garbage that I walk up and put the basket right on the belt and didn't unpack it?"

Kevin and H. Foley respond with their trademark humor:

Kevin Ryan [27:18]: "Is it garbage that I walk up and put the basket right on the belt and didn't unpack it? Logistically, it didn't seem like it made a difference, but I feel like it's a stone cold trash move."

They continue to riff on the absurdity of the scenario, engaging listeners with their witty banter.

Another humorous interaction involves a listener contemplating the etiquette of using self-checkout lines:

Kevin Ryan [29:23]: "That’s Bannister Lannister. You will unload thy bag."

H. Foley [30:26]: "Yeah, it seems a little cunty. Or uncouth."

These interactions highlight the hosts' ability to turn everyday situations into comedic gold.

6. Personal Anecdotes and Family Stories

The hosts share personal stories, adding depth and relatability to the episode. Kevin discusses his experience taking care of his baby while dealing with household mishaps:

Kevin Ryan [38:09]: "I've been using Crazy Glue. [...] I hold your legs up. Like, I'd be down for that."

H. Foley reminisces about her family's habits, blending humor with heartfelt moments:

H. Foley [62:18]: "She's been up all night... If you're working construction and your lunch is at fucking 10:15, I got to give you a pass."

These anecdotes provide listeners with a glimpse into the hosts' lives, enhancing the show's authenticity.

7. Concluding Thoughts

As the episode wraps up, the hosts continue their playful banter, leaving listeners with laughs and thoughtful reflections on daily struggles:

Kevin Ryan [69:22]: "We love you to death. And we'll see you next week."

H. Foley [69:25]: "Peace."

Notable Quotes

• Kevin Ryan [00:00]: "I probably consume 56 ounces of Diet Coke, a bag of chips, and I'm talking a heavy bike bowl."
• H. Foley [02:50]: "They were being sold as bath salts was a street name for synthetic drugs."
• Kevin Ryan [05:42]: "I've been dirtbags for a long time in our life... Picking quarters out, fucking hit."
• H. Foley [11:14]: "Regular people, people that do well... accidentally accrue change that they have no shame or qualms spending."

Conclusion

In "How To Pay With Change," Are You Garbage? masterfully combines humor with relatable content, exploring the quirks of using coins in a digital age. Through witty exchanges, personal stories, and engaging listener interactions, Kevin Ryan and H. Foley deliver an episode that's both entertaining and thought-provoking. Whether you're struggling with your change jar or just in need of a good laugh, this episode is sure to resonate.

Note: This summary excludes sponsored segments and focuses solely on the main content, as per the provided guidelines.