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Kevin Ryan
We got new tour dates to announce, gang. Obviously, we got Philadelphia at the Met December 13th. But then we're headed to Austin, Tampa, Chicago, Bloomington, Indiana, Nashville, Tennessee. We got Pittsburgh, Pennsylvania and Cleveland, Ohio. Get your tickets right now. Are you garbage.com? the boys are coming.
Hig Foley
Welcome to another exciting edition of Are you Gahbage? The show where you find out if your favorite comedians are classy individuals or. Or absolute trash. Now here are your hosts, Kevin Ryan and H. Foley. Hey, everybody out there. And welcome back to everybody's favorite podcast. This is RU Garbage. It's our little show. We sit down with your favorite comedians and we find it at the group to be classy. Yeah, just a big old piece of trash.
Kevin Ryan
Trash, trash, trash.
Hig Foley
I'm your host, Hig Foley. Coming at you on a beautiful day. We're out back here at Tooties in the new edition. You. She just got a picture in the paper, okay? I don't know for what. Okay, Mike Coates is coming at you across the table. He is the CEO of Are you garbage? He is an international businessman, the Kippy of the year. Kevin James Ryan, everybody.
Kevin Ryan
What up, gang? Shout out to you as always, please make sure you rate View subscribe on itunes. Full video available on YouTube. Full video available over there on Spotify, baby. And then obviously the greatest website of all time, www.patreon.com. all you, garbage, you go over there, you join the. Over 15,000 strong, baby.
Hig Foley
15K.
Kevin Ryan
15 Patreon members. That army of garbage, that battalion, that platoon is strong.
Hig Foley
That's about what Toady lost on the Eagles this weekend.
Kevin Ryan
And then obviously, guys, we just launched a bunch of new dates. Go get your tickets. We got Austin, we got Tampa, we got Chicago, L.A. is coming soon. We got Bloomington, Indiana. A lot of places go to the website. Check that Philadelphia, the Met. That's coming up soon. Get them tickets. The boys are coming home to roost. Yeah, and merch. Merch is on.
Hig Foley
New merch, boys. Got a lot.
Kevin Ryan
A lot of fucking things flying around up here.
Hig Foley
Get them Bugman Tees.
Kevin Ryan
Plenty still available while supplies last for the next five years.
Hig Foley
Nobody wants to remind her of the worst summer ever.
Kevin Ryan
I live in it, you know, But.
Hig Foley
I was gonna say one.
Kevin Ryan
The floor is yours.
Hig Foley
Apologize for the voice. Voice is coming and going a little bit. I got a Ludens in. Which is the fat kid.
Kevin Ryan
Those did it. Those didn't make it home from the fucking Rite Aid when I was. When I was rolling back when I was banging.
Hig Foley
Shows you how our good pal Ryan Diesel, director of operations. How Good. He is down at Skank Fest, the voice was really acting up. Said, give me some cough drops. Shows up with them. I was looking for holes. Something that actually works.
Kevin Ryan
Sure.
Hig Foley
But he knew to get fatty little sweet treat.
Kevin Ryan
Big dog likes a sweet treat.
Hig Foley
I just eat them like candy.
Kevin Ryan
Yeah, with. No, he.
Hig Foley
They're so good. What's the difference?
Kevin Ryan
Why don't you do you got to get a little more proactive on.
Hig Foley
I have started.
Kevin Ryan
Okay though.
Hig Foley
Saltwater rinses in the morning and stuff like that.
Kevin Ryan
Unfiltered cigarettes. Is that what you're doing? Unfiltered eaters. Bite them off. I found myself in a little bit of a financial predicament.
Hig Foley
Nice.
Kevin Ryan
Welcome to the party.
Hig Foley
We are so fucking back, baby. Excellent.
Kevin Ryan
Can't have nothing. Nice foreclosure. No, Jay, easy. I'm not that fucking sick. Don't put that juju on me. That hex. I just got an email. Oh, this would be for the fourth month in a row I've gotten this email and I've been able to throw some dance moves, some. Some workarounds at it.
Hig Foley
Con Edison shut off notice.
Kevin Ryan
No, you're not far off, Kevin. Did you forget something? Let me tell you what.
Hig Foley
That's how it opens.
Kevin Ryan
Yeah.
Hig Foley
Who the fuck knows you like that?
Kevin Ryan
Synchrony bank. Who I'm on the sheet with. That's my Venmo credit card. I got the Venmo credit card back when my credit wasn't great and I needed some walking around money.
Hig Foley
I would argue it's probably not great now. What's your credit at?
Kevin Ryan
I call it. You know, not great after this. 6, 705, I think. But then I run one up. You know, the birds don't cover. I got a fucking dump some money back. Yeah.
Hig Foley
You still use this Venmo credit card?
Kevin Ryan
Occasionally. Some stuff's on it.
Hig Foley
Okay.
Kevin Ryan
I don't know what is. And go over to Transactions if you like. Off the air. You missed a payment. Let's get back on track.
Hig Foley
Wow, that's pretty. That's like really going after the younger generation.
Kevin Ryan
What?
Hig Foley
Yo, bro. What's up, Pockets?
Kevin Ryan
A little light this month.
Hig Foley
I know you're waiting on something.
Kevin Ryan
They're coming with cool teacher vibes.
Hig Foley
Yeah, for sure.
Kevin Ryan
That's what they're trying to do.
Hig Foley
I know your project managing job is going well and the DJ career is about to take off, but we're gonna need that cheddar. Sorry, bro. I can tell you who doesn't talk like that. The people at American Express.
Kevin Ryan
They operate by certified mail. Mr. Foley, to whom? It's making a pudgy when they call you.
Hig Foley
Oh, boy.
Kevin Ryan
Here's the problem. It's not accepting my bank. I try to put my bank account. I can't. You know how it gives you that.
Hig Foley
Mr. Wright, unfortunately, you have a credible financial institution that we don't work with. This guy's got a real bank.
Kevin Ryan
Well, you know, you use that plaid to link your bank.
Hig Foley
Oh, my God.
Kevin Ryan
What? You don't do that. Is that bad?
Hig Foley
I do that.
Kevin Ryan
Yeah, I do that. Why? Everyone's doing it.
Hig Foley
I don't think so.
Kevin Ryan
What do you mean?
Hig Foley
That's your.
Kevin Ryan
No. Everyone does. No, no.
Hig Foley
Broke. Bad news.
Kevin Ryan
Shit. Nuh.
Hig Foley
I did that a couple days ago.
Kevin Ryan
I pla. Yeah.
Hig Foley
Sending a Hail Mary.
Kevin Ryan
What? No.
Luke Dempsey
I'm always scared when I do give up.
Kevin Ryan
Just. They got everything. They got it. If they want it, they got it.
Luke Dempsey
The emblem isn't nice enough.
Kevin Ryan
It's not. It's not. You always get like, you're leaving the site. You're like, whoa, whoa, whoa. Fucking take me to a second location.
Hig Foley
You're leaving the site to a third party authorization.
Kevin Ryan
But then. But then I see they. This is so funny. I see they got the pictures of like, the Wells Fargo. How they gonna. You can't find that anywhere. You know what I mean? That looks. That looks sanctioned.
Hig Foley
Oh, picking your bank.
Kevin Ryan
Yeah.
Hig Foley
It's so trashy. What the fuck?
Kevin Ryan
But it won't link something scod. You're already linked. And then I go, but I'm not linked. So now I try linking a check in. I try. I can't. I can't. Like, nothing. I've been trying for months and I'm late every Monday. It keeps dinging. How long.
Hig Foley
How long you been missing?
Kevin Ryan
Well, I found the workaround. I can pay the minimum with my.
Hig Foley
Cash at the Venmo office.
Kevin Ryan
Can you tell us? I don't think so.
Hig Foley
Where's Venmo at? Where's our headquarters?
Kevin Ryan
Somebody get them on the phone.
Hig Foley
You can't. That's the problem with his generation. I remember, nobody wants to talk.
Kevin Ryan
I remember you complaining you're on the phone with Venmo, And I go, who the fuck's gotta call me now? I gotta call Venmo. So listen, here's my workaround and I need help. If you guys are my sharks, I need help, okay? I need some cash on me.
Hig Foley
You take something from petty cash if you need it, but you got to put that back.
Kevin Ryan
That's crazy. You know the rules. Which means you've been dipping into the petty Cash.
Hig Foley
I assume that would be highly frowned.
Kevin Ryan
Upon if you just started taking money from me. Yeah, that'd be pretty frowned upon, taking money from you. You're not putting money in there. I'm not going to check the petty cash. There's an extra C note walking around.
Hig Foley
That's T shirt. You don't care about that rich guy like you wearing plaid.
Kevin Ryan
I am wearing plaid.
Hig Foley
It's a bad name.
Kevin Ryan
Plaid.
Hig Foley
You'll never see us coming.
Kevin Ryan
Plaid will blend right in. We rob you hiding in plain sight.
Hig Foley
What is that?
Kevin Ryan
Well, they're never gonna be a sponsor.
Hig Foley
Who thinks of that.
Kevin Ryan
Hold on. That's a brilliant. Hold on. So here's my thing. I've been able to make the minimum payment for a while, right? Cuz I had. I carried a balance in my Venmo and. You can? I can. Cuz I can't like pay me lose.
Hig Foley
Your Venmo cat with your.
Kevin Ryan
I can pay with the balance but I don't have enough. So I've just been making the minimum payment now. But I. That's not. I now I don't have any money in my Venmo. So one of you has to Venmo me money so I can make a payment today. I assume that's not gonna be you. I assume I'm. I assume I'm looking at the Dempsey Group for this one. Okay.
Hig Foley
This is what he's been waiting for.
Kevin Ryan
Luke. Luke's now. No, this is bad Luke. This is the corporate takeover. This is the squeeze out. Huh? He's got me, right? Is your mom orchestrate this? You sandbag.
Luke Dempsey
And funny because my mom always wants. Always wants to send Venmo money because she just gets and she doesn't like transfer to her account.
Kevin Ryan
So. Yeah.
Hig Foley
So she leaves it in Venmo.
Luke Dempsey
Mrs. Dempsey would gladly say no.
Kevin Ryan
I don't. I don't need that fucking shark swimming around here.
Hig Foley
Wow, she just leaves it in there?
Luke Dempsey
Yeah, she got it.
Kevin Ryan
You wouldn't do that.
Hig Foley
No, no, I need it.
Kevin Ryan
Well, I got a current minimum due of 101. That includes the past due balance of the $41 that was due 10 days ago. What's it take to get you clear current balance?
Hig Foley
You're dreaming.
Kevin Ryan
You don't pay. Karen currently broke up top. Hit me low. Where I'm at. Maybe where my balance is.
Hig Foley
I'm at my Venmo limit. I'm sorry, I can't help you for another 24 hours.
Kevin Ryan
My current balance has been sitting like this for a while. Out of its interest because I've just been paying a minimum payment for about four to six months.
Hig Foley
What are you doing?
Kevin Ryan
What?
Hig Foley
Supposed to be the business owner?
Kevin Ryan
Yeah, we run a garbage operation here. What do you mean?
Hig Foley
I like that. I do that. I expect you to run the books. Clean.
Kevin Ryan
This is clean.
Luke Dempsey
Now, what does a company like Venmo charge you for interest?
Kevin Ryan
Oh, I don't. I don't.
Hig Foley
Four tokens.
Kevin Ryan
No, I don't know. I don't have my phone on me either, but it is three gift boxes.
Hig Foley
And two pizza slice emojis.
Kevin Ryan
See what they charge. But I can get better money on his street, if you know what I mean.
Hig Foley
Better points in the street.
Kevin Ryan
I remember my. My cousin yelling at like Wachovia bank or something. And, dude, this is shout out, shout out. My cousin Liam. This is when overdraft just got instituted.
Hig Foley
And when was that?
Kevin Ryan
This is 15, 20 years ago. Something is a long overdraft.
Hig Foley
Hasn't always been a thing.
Kevin Ryan
No, not like debit cards weren't like, you know, you didn't have the overdraft protection once they realized they could make a shit ton of money and they whack you out every charge. So if you buy a package to.
Hig Foley
Like, you know, as letting the charge.
Kevin Ryan
Go through, they're going to charge you 35 bucks.
Hig Foley
So.
Kevin Ryan
So my cousin ran through it in like a weekend, just not knowing, just going, I got the overdraft. You know, you're charging me the 35 bucks. He didn't realize he's getting whacked out every time. And I remember him calling the bank the next. The Monday morning. He's going, they were sitting.
Hig Foley
I'll kill myself.
Kevin Ryan
He's come. We're sitting in Port Richmond. We're sitting in a row home in Port Richmond. I'm hungover to the Guild. And he goes, he's screaming at this lady on the bank from Wachovi. And he's going, hey, fuck you, Mary. He's going, you're telling me I buy a pack of gum for a dollar, you charge me $35 on top of that? And she goes, yes. That's how we do it. I get cheaper money on the street, God damn it. I go, she don't care. I'm like, you're not negotiating with her.
Hig Foley
Don't take one or two off. That's the best they do.
Kevin Ryan
TD used to be two every six months. What's the current?
Luke Dempsey
The penalty APR rate is 2749.
Hig Foley
That's a lot of gum.
Kevin Ryan
I owe 653.596535. And then I'm cutting it in half. I'm never using it again.
Luke Dempsey
You want it right now?
Kevin Ryan
After. I don't. I don't. I don't need this documented for. If you ever try to sue, come after me for 10% of the company. I can always say this was part of a comedy bit.
Hig Foley
You have 600 in your Venmo?
Kevin Ryan
No, it's linked to your card.
Hig Foley
Wow.
Kevin Ryan
He's got $600. I got plaid. He's plaid it up.
Hig Foley
I don't know if I am linked like that, to be honest with you. I think it's just in there. I got nothing in there.
Kevin Ryan
You got to. You got to go to a Venmo atm, feed money in. But I will need to take care of that today because I also just got an email that I'm getting dinged on my credit report again for that because I'm late every month and I can't figure it out. That's how they get you. This is how big bank gets you. I don't like it.
Luke Dempsey
Going through my transactions, I'm seeing. I requested $87 from Kevin Ryan.
Hig Foley
Did you get that?
Luke Dempsey
Nope, it's still sitting. I should remind him. Actually, I'm going to remind them right now.
Hig Foley
Oh, there's reminders on there. Oh, my God.
Kevin Ryan
And he's got the balls. Talk about sending.
Hig Foley
Does he send them?
Kevin Ryan
I'll send reminders. $87. He'll send me screenshots.
Hig Foley
All the bottles of wine, lunches. You're shaking the guy there for $87.
Kevin Ryan
What else is on there? Not none of your personal account up. He's got a couple.
Luke Dempsey
It was just the two. Yeah.
Hig Foley
Do we have an AYG Venmo.
Kevin Ryan
Uh huh.
Hig Foley
Cool. Doing pretty good.
Kevin Ryan
What's the other one?
Luke Dempsey
It was just for 54 bucks.
Kevin Ryan
That's small potatoes to a guy like that.
Hig Foley
And a rich guy like you can't pay his credit card bill.
Kevin Ryan
I'm one of those rich guys that's stiffing everybody around town.
Hig Foley
What they call cash poor. Now, we sell all this. We're doing pretty good.
Kevin Ryan
But this.
Hig Foley
You're hard.
Kevin Ryan
What are you. What are you shopping this around? You're on LoopNet and a podcast. That's where you buy and sell businesses. It's like Zillow for business. It's a picture of me and you.
Hig Foley
I was gonna say doing well. Ah, that's all right. You have $600 in your Venmo, Kevin.
Luke Dempsey
Why don't you check out your Venmo?
Kevin Ryan
I don't have my phone on me.
Hig Foley
Wow.
Luke Dempsey
660 your way.
Kevin Ryan
No, no, no.
Hig Foley
He's getting him. Don't take more.
Kevin Ryan
I'm not touching anything. Diesel, throw my phone off a bridge.
Hig Foley
Listen, you tell your parents.
Luke Dempsey
What do you want?
Kevin Ryan
You want something?
Luke Dempsey
I'll send something your way, too.
Kevin Ryan
Now you got him. You should have went to him first, you idiot. That's how you. You should have just sent him a hundred bucks. He'd be all over you.
Hig Foley
You buy me, you kill him. Can't buy a man with morals.
Kevin Ryan
Next episode. You're back there, he's here. I'm doing a show with Luke. You're back there. Cameras are all upside down and shit.
Hig Foley
400 bucks.
Kevin Ryan
Said he'd buy me dinner. Oh, you stink. But all that's neither here nor there.
Hig Foley
I was gonna say, you tell your family this company is not for sale unless they come.
Kevin Ryan
What a chat.
Luke Dempsey
Guy like you.
Kevin Ryan
Guy like you, you would sell the Popsicle stand for nothing.
Hig Foley
What do you mean?
Kevin Ryan
You'd sell it for a pack of Ludens.
Hig Foley
Got one left. We still have to do the show. We still get to do the show.
Luke Dempsey
Yeah.
Kevin Ryan
Well, who would buy the show without us?
Hig Foley
Couple of these Russian.
Kevin Ryan
Couple these Chechnyan guys I got on the hook. Welcome back.
Hig Foley
They want to turn Tooties into a brothel.
Kevin Ryan
We're these. That's great.
Hig Foley
I like the one in the hit. The one in the what? The hit. It's a hit. The hit.
Luke Dempsey
It's like the no Jumper Pod where you podcast for an hour, then you guys fuck after.
Kevin Ryan
We're sitting here. We're sitting here interviewing guys from the Kremlin, and then they fuck us. Can we release this?
Hig Foley
I was gonna say, it's just me and you.
Kevin Ryan
Every week.
Hig Foley
We just bang.
Kevin Ryan
I'm going, what, no guest again? You're like, I don't know, dude. They said. They said no. Guess. Ah, fuck.
Hig Foley
Jane Wilder's running late, so it's gonna be you and me.
Kevin Ryan
Okay.
Hig Foley
That's funny.
Kevin Ryan
All right, Kip.
Hig Foley
Let's talk about Noble Travel.
Kevin Ryan
Ooh. Noble, Noble, Noble.
Hig Foley
We're talking about the best zipper, less luggage out there in the game. Dank gang. Do yourself a favor. We're talking about Noble Travel.
Kevin Ryan
Mm.
Hig Foley
You ever think about how easy it is to break your luggage?
Kevin Ryan
I didn't. But now. Now with Noble.
Hig Foley
Do you think about it constantly leaving your luggage room with the hotel staff, airline employees, you know what they like to like to dig through and find your stuff.
Kevin Ryan
Snoop a doop.
Hig Foley
Yeah. What Elvis say bellhops, huh? Route through your luggage and get your Stuff. Talking about a ballpoint pen that could pierce luggage zippers in seconds. The zippers, boom, bang, right in there. What you want to do is you want to get Noble Travel. That's your passport. You got laptops in there. What are you going to do? Noble completely removes the zipper. It's zipperless latch.
Kevin Ryan
Look.
Hig Foley
Suitcase that closes like a safe.
Kevin Ryan
Yeah. It's two halves meet with a tight seal. You hear it and you feel when it clicks and it locks, baby. Suck it.
Hig Foley
Nobody's getting in there.
Kevin Ryan
Nah. Tight. Air tight, baby. Guys, Noble's fantastic. They sent it to us. We travel with it now and you feel safe. It's not that thing. You're not gonna worry. It's coming out of the luggage thing. All your clothes, your belongings are floating everywhere. You know it's. All of your stuff is secure. It's got built in charging ports to keep your phone alive at the gate. No more crouching next to a random outlet for 5% looking like a bozo. Front laptop pocket makes it TSA a breeze. Zip it right out. Boom. Plug it right back in. They have over 500,000 suitcases sold in the highest rated luggage brand in the category by trustpilot. Noble gives you the real travel, peace of mind, security, design and convenience all in one. For a limited time, Noble is giving the biggest sale ever. Head to nobletravel.com for up to 50%. 58% off your entire order. That's a lot of stuff. That's Noble. N o b l travel.com for 58% off. After you purchase or ask you how you heard about them, please support the show and tell them the boy sent you. Do it, kid.
Hig Foley
Let's talk about Bluechew.
Kevin Ryan
Knock, knock. Boner down.
Hig Foley
In a world with limp noodles. You want to go for Blue Chew this holiday season. If you want to knock her out of the bedroom, we're talking about delivered straight to your door in discreet packaging. Bluechew dissolves under the tongue and works as little as 15 minutes. That means you can get it on quicker and stay in the game longer. Hello.
Kevin Ryan
But don't pop it too quick. Don't be doing it before you leave for dinner. Otherwise. Otherwise the subway rides gonna be a little awkward.
Hig Foley
Embarrass yourself in a coach I know.
Kevin Ryan
Don't be doing that. Next time you get the U up text, make sure you are ready. Make life easier by getting harder and discover your options. @bluechew.com they got a special offer for our listeners. You get 10% off your first month of BlueChew. With the code GARBAGE. That's promo code GARBAGE. Visit bluetooth.com for more details and important safety information. Forget about Netflix and Chill. It's Netflix and Phil. Baby, if your bed could talk after this, it'd be asking for a break. How you doing? Full ignition in 15 minutes or less. And listen, this ain't your grandpa's little blue pill. This is high quality stuff we're talking about. Back with a vengeance. Yeah. Visit bluechew.com for more promo for more details, important safety information. We thank Bluechew for sponsoring the podcast.
Hig Foley
Yes, we do. We love you.
Kevin Ryan
As I tried to state before you took this show into the gutter, that's not the new program and we're doing around here is still a family episode. Regardless of how much debt I may or may not be in.
Hig Foley
Next week we're going all country.
Kevin Ryan
As you know, that's gosh darn family episode. When you join the old Patreon, we'll answer your garbage questions on the air. That being said, let's get into it, please. This isn't the same world. This is taking down big bank institutions. This is for Mitchell. Are you garbage? If you make people or companies chase you down for a new credit card numbers after you switch banks. I did it. And I've switched my card recently and I've been letting cards decline all over town. If they really need it, they'll come find me. I operate the same way.
Hig Foley
Really?
Kevin Ryan
Yeah. They're gonna alert you that this did. Like, you'll get email. Hey, this didn't go through bills and stuff.
Hig Foley
I.
Kevin Ryan
When I get it. Yeah. When I get a new debit card, I'm not like logging into Con Ed and changing my account.
Hig Foley
I always thought that it did it automatically.
Kevin Ryan
Whoa.
Hig Foley
Might explain the lights off of my house and the weird gas smell. I hate all that.
Kevin Ryan
Dude, I gotta.
Hig Foley
I'm sick of it.
Kevin Ryan
I gotta change the mail, which I don't know how.
Hig Foley
The mail.
Kevin Ryan
I moved.
Hig Foley
I told you. I remember when we were talking about switching apartments that. And you said it was so ridiculous. But that's what I thought about the most.
Kevin Ryan
What?
Hig Foley
You change your license to fucking mail to this to that. I hate all that shit, but I really hate all the electronic stuff.
Kevin Ryan
Yeah, I just. I don't mind it and I. It is like such a burden hanging over you and it is like, what responsibility. Like responsible people. That's something. Luke would. Luke would get his new car. They pull it up to log into all the different things.
Hig Foley
Little laptop at his breakfast nook with.
Kevin Ryan
His fruit bowl and half of this company. What the fat one say today? He's afraid. He's got a newspaper open. Piece of shit. Oh. What's AYG trading at Pankin? Apparently got mixed up in a Venmo scandal.
Luke Dempsey
Diesel's my Alfred. Just reading me what you got? A report.
Kevin Ryan
I don't know. The fat one called the bald one bald, and the bald one called the fat one fat.
Hig Foley
That's great.
Kevin Ryan
More at 11. Yeah, I don't. I'm bad with all that. And I'm. I get it from my dad. We never used to let. We never used to open the mail. I'm the same. I don't like why it's bad news. No, I mean, no one's going, hey.
Hig Foley
I'm agreeing with you.
Kevin Ryan
Oh, here's that check for 500 you were looking for. That's never the case. I remember stacks and I remember going on at some point and going, you gotta listen. I'm here's very responsible as the next guy.
Hig Foley
I'm running out of places to eat.
Kevin Ryan
My cereal, but you're gonna have to do something about this. I remember. And then, you know, the colors get more and more severe as things go on. I don't. I don't know, Luke. I don't know if you and the Dempsey's ever received fucking hot pink envelopes, but they want. That's their money, and they want it now.
Hig Foley
Getting a yellow one is scary.
Kevin Ryan
Yeah, Something bright red. Yikes.
Hig Foley
You can't scare me with an envelope.
Kevin Ryan
I have that. Yeah, you can't. I'm at this point, you know, in our early days of comedy, you become so. So broke that it's like, you can't shut it down. I mean, I've had. I've defaulted on student loan. I've done everything.
Hig Foley
You want to come after me, then, well, my life's on fire right now.
Kevin Ryan
My dad had a great line. Someone's like, I'll take your ass to court or something. He goes, get in line. That also goes around the block. I said, God damn, I'm writing that down. So I'm like, okay, I'll kick your ass. He goes, get in line. That also starts around the block. Probably taking a fucking rip in a mar bread, drinking a Michelob.
Hig Foley
It's hard to beat a man with no fear.
Kevin Ryan
Yeah.
Hig Foley
Nothing to lose.
Kevin Ryan
Nothing. Yeah, that's why, like, I do. I used to have anxiety. Like, a lot of my anxiety is gone now that just, like, I can keep the. Like that. Everything's just. I can't. I'd have to severely this up. Drive hit me. Drive hit him to. You know, I've slowed down enough in my life that that's not relatively possible. You know what I mean? I hope not, but me too. Depends if the fucking Dempsey group bamboozles me and takes all my proxy votes.
Hig Foley
Well, that's always our parachute.
Kevin Ryan
What? Sell to Luke's dad.
Hig Foley
Something does happen, a PR thing, so.
Kevin Ryan
To Luke.
Hig Foley
I'll sweep it under the rug. Kill who they got to kill.
Kevin Ryan
Sure.
Hig Foley
Pay off where they got to pay off. Put us to work.
Kevin Ryan
Yeah, that's what I want.
Luke Dempsey
They're starting the farm. We'll just be farmhands podcasting out the land.
Kevin Ryan
Huh?
Luke Dempsey
They're starting, like, a farm. They're doing, like, a lot of, like.
Kevin Ryan
That'S rich guy tax shit. They get one sheep, three chickens, and then they go, do you have livestock? And they go, I do. You only pay 4% in fucking property tax or some shit. That's dirt bag shit. I know people that did that, Mom.
Hig Foley
Selling eggs on the farmer's market.
Kevin Ryan
Yeah. They'd be in South Philly with fucking two roosters going, yeah, this is. You know, this is farm to T table. Like that. Nah, dude. Not buying it.
Hig Foley
Dempsey's in sheep's clothing coming in, swooping us.
Kevin Ryan
That reminds me. I was talking to my cousin Michael. Shout out to Michael. I hit him up. He hit me up, and he was. It's kind of funny. We sold out of the 4x of the Carhartts. The Carhartt shirts immediately.
Hig Foley
Love it.
Kevin Ryan
The bootleg Car Heart shirts immediately. And he goes, oh, it's funny. That's the only thing sold out. I go, oh, don't buy it. I'll. You know, I'll give me. I'm like, give me your address. And, you know, give. What size do you want?
Hig Foley
Your Venmo account.
Kevin Ryan
Go. Give me your. Give me your address and what size you want.
Hig Foley
Pay what? Pay my credit card bill.
Kevin Ryan
You can have whatever you want.
Hig Foley
You just have Luke pay your credit.
Kevin Ryan
Card Luke at him. No, no, no.
Luke Dempsey
Money's in the account.
Kevin Ryan
I didn't touch it. I can deny that. I can. I can say I can. I can claim fraud.
Hig Foley
I'm just saying what. We're four years, five years into this. Luke's paying your credit card bill.
Kevin Ryan
Blame.
Hig Foley
I'm tanking blame. Diesel's Italian. We're screwed.
Luke Dempsey
That's how well you're doing.
Hig Foley
Why?
Luke Dempsey
I mean, I. His money didn't come from thin air.
Hig Foley
Yeah.
Kevin Ryan
His money's my money. It's like, we're married. You know what I mean?
Hig Foley
You put it that way.
Kevin Ryan
Send me 500.
Hig Foley
Off my back for.
Kevin Ryan
A couple of days, and I'm just so bad and so dumb when it comes to tech. I will never. My problem is I will never figure this out. I will never figure out it. Just won't take it. And I'm just done. I'm gonna have to. I'm gonna have to. I still pay my spectrum bill by them shutting it off and me calling. If I'm on the road, Nadine will text me, hey, did you pay the bill? And it's out. And then I'm gonna have to call and it'll go. I gotta go to the whole rigmarole. And it goes, hey, your service may or may not be turned off. I know. What. That's crazy. Talk to. Talk to Luke about this. I'm. Dude, I'm just. We. We're not good at paying bills. No one in my family ever has been.
Hig Foley
30. 30 people.
Kevin Ryan
Sure.
Hig Foley
Yeah.
Kevin Ryan
This is more for the big man. This is from Sticky Vicky, please.
Hig Foley
Hey, Vic.
Kevin Ryan
Earliest acceptable time to get a Slurpee?
Hig Foley
Interesting question.
Kevin Ryan
I have my time and my reasons.
Hig Foley
I would say a gentleman gets a Slurpee at 11 or after.
Kevin Ryan
I think that's the gentleman call. I will push back on this as I've had to as a fat ass most of my life when I was working for my family's company. You do start early.
Hig Foley
Very true.
Kevin Ryan
So if you're up at six.
Hig Foley
Very. And you're up at six, not one day, but a multiple of days, your.
Kevin Ryan
Lunchtime gets shifted up. I'd be doing a hot dog. 10:00am I think that, you know.
Hig Foley
So what time would you guys quit?
Kevin Ryan
It depends.
Hig Foley
Four or five?
Kevin Ryan
No, no, Earlier. Yeah. Okay. It depends. Six. I mean, it's really seven to three was probably typical, give or take.
Hig Foley
My only problem with the early lunch.
Kevin Ryan
Early starts, early quits are nice, though. Get an early start.
Hig Foley
Yeah, yeah, early starts, early quits are nice. But the early lunch can be when you have more hours after lunch than before. Lunch sucks.
Kevin Ryan
God, that sucks, man. When I was working in a cubicle, you'd want to take it just to get out of the office. So you take it like 90 minutes after you got there, and you go, you had nine hours left today. Swirling in my chair and want to kill myself.
Hig Foley
Two pencils in your mouth like a walrus. I tell you, I don't. Not to bring it up, but that Sopranos did it great. When Vito was working for that lady up in New Hampshire and He's doing the internal monologue with the watch. He's like, 10 o'. Clock. Gotta be. Look at the position of the sun.
Kevin Ryan
Yes.
Hig Foley
It's like 9:45.
Luke Dempsey
I mean, yeah, the manual labor of it all.
Hig Foley
Only rich guys talk like that.
Kevin Ryan
Annual labor. Well, when you're busy, it's good. When you're, like, actually doing. It's like. It's the time when you're like, oh, it's fucking.
Hig Foley
Just start losing it.
Kevin Ryan
When you have to look busy for a long time in the office. I had to look busy. You know, you're doing the Costanza, like shaking your head, making copies, just talking.
Hig Foley
To Vinny with this. Kidding.
Kevin Ryan
Listen to a lot of.
Hig Foley
Could you listen to. Have headphones on?
Kevin Ryan
Yeah, I could have one in one over the hidden one. Because, like, I would. This was against the wall, so I could have one here. I plug my headphones into the computer, into the tower, and I'd watch YouTube. Have that YouTube playing in the background. Huh.
Hig Foley
What a schlub.
Kevin Ryan
People. Yeah, people come up. Yeah, it was. It was bad. I used to. I used to h. I mean, my job there was opening mail too. Like, I was paying other people's bills, paying rich people's bills. And, man, I would hide that.
Hig Foley
What do you mean?
Kevin Ryan
I just wouldn't open it. I just. I'd put it in a drawer and that drawer would get so full and I'd have to go, like, I would. I would just start running shit through the chopper, just start mulching, going. And this never happened. You can't prove. You can't prove I ever got this. I start giving them my dirt bag. You know what I mean? I never signed for this. How the fuck are you? Hey, you know I got it. Do you see my signature on that? On that bill? I don't think so.
Hig Foley
That's on shredded. Can't tell who signatures are. Yeah.
Kevin Ryan
All right, let's see here. This is from Brennan. $10 home in here. Is it garbage that my mom called me from an all inclusive resort in Mexico to buy her a Powerball ticket? That's.
Hig Foley
That's.
Kevin Ryan
That's what it's all about.
Hig Foley
Yeah.
Kevin Ryan
If that's not the duality of trash, that's garbage. You got a couple. But maybe the. Maybe the whole. Maybe the whole trip was put on your Venmo credit card. And you're down there spending money you ain't got, but you're looking at home going, why don't you give me.
Hig Foley
If we can wash this away.
Kevin Ryan
Yeah, get me a 401k. You know what I mean? I respect that.
Hig Foley
That. That definitely started at a hotel pool bar where they were talking. I got to call my son to make sure he pays. The power plays the Powerball for me. My son's playing for me.
Kevin Ryan
That and you wake up. Do you hear what it's at today? 912 million. Oh really? I got call my son to buy tickets.
Hig Foley
That is a very garbage signal to another human being. See what the Powerball's at?
Kevin Ryan
Mm.
Hig Foley
Nine billion. Yeah. Would you stop driving the cab if you won that?
Kevin Ryan
Tell you what I'd do the next day come right the world. Would you fucking come in? Nevermind. Coming. Coming in. Open up. All that mail I haven't opened yet.
Hig Foley
I always say I wouldn't tell anybody. Keep it quiet for a little bit. I definitely wouldn't do that TV shit.
Kevin Ryan
Yeah, I mean I think a lot of it tends to be public. I think certain states have certain rules because I know people have scammed it and try to send like a. Depending on where you claim. I think you gotta go, but you.
Hig Foley
Don'T gotta be on camera. You'd say you want to be private.
Kevin Ryan
No, but yeah, I don't know. I don't. I just know different states have different regulations. That's all I know.
Hig Foley
I'm not saying I'll throw acid on my face though.
Kevin Ryan
But I always wear ski masks.
Hig Foley
What do you got, Luke?
Luke Dempsey
Depends completely on state. Certain. Arizona, Arkansas, Georgia. You're allowed to like hide yourself. Oh, like yeah.
Hig Foley
Georgia knows what's up.
Kevin Ryan
Arizona.
Hig Foley
Shout out to the Bulldogs.
Luke Dempsey
Yeah.
Hig Foley
Arizona. That's where you go to disappear.
Kevin Ryan
Yeah. Hey, come on over. We'll burn your fingerprints off here too. We'll do it all. We'll cash a check and fucking.
Hig Foley
Why is it always Arizona with the cowboys when you go into witsack?
Kevin Ryan
Oh, because nothing's out there. You just dump you out there. That's the furthest away from the mob. Ain't no man wise guys going down there. You know what I mean?
Hig Foley
How does shit wear a shark skin suit? Have your parents ever played the lottery?
Luke Dempsey
Yeah, when it got really big. I remember when I was like 10, my dad bought some mega millions and stuff like that.
Hig Foley
Did he?
Kevin Ryan
Yeah, I bet he did. My stepdad.
Hig Foley
No. This has become interesting.
Kevin Ryan
I remember my stepdad having a stack of fucking Powerballs because he was also like the dirt bag that didn't want to throw it away in case it was it had a dollar on it or. You know what I mean? He wasn't going to check them tickets yeah, but dude, it was a stack right above in his. In the visor. That's a true dirtbag thing too. The amount of paper in a visor of your. Of your beat up SUV for. My dad had toll receipts. You always get paid cash and got a receipt and they would be like up. Brutal. That and I still do it when I have to pull the ticket for like the. If you're in a car without the easy pass, that goes right up there. Don't forget that.
Hig Foley
Like a saint, Saint Christopher watching out for you. We had this old guy, Phil, that used to work in the kitchen at Bluebell Inn when I worked there as a kid. And those guys lived in the like one wing of the building, like the professional kitchen guys. And he would always give you like a dollar or two to check it. Check his tickets for him.
Kevin Ryan
Nice.
Hig Foley
Couldn't read they proper. Couldn't read.
Kevin Ryan
All losers again. You're in a Lambo.
Hig Foley
Great old guy. If you got cut from work for screwing around, the owner would come in.
Kevin Ryan
Get out of here.
Hig Foley
You're done for tonight.
Kevin Ryan
Just toss you out work in the 1940s. Who the fuck. Hey, quit playing grab ass boy. You're off the line.
Hig Foley
Mr. Limprecht. That's kind of the way you sound it.
Kevin Ryan
Okay.
Hig Foley
Awesome place to work. You go up and hang out with Phil. If he was off, he was older, so sometimes he would. He wouldn't, you know, wouldn't feel well, and he'd be up in his little room watching, smoking cigarettes and watching old tv. Okay, you go up there and sit with him. It was great. Cause you couldn't call your parents and ask for a ride and be like, what are you leaving work early for? And you say, oh, I got caught.
Kevin Ryan
I got caught eating dinner rolls again, Pop. What? That's the third time this week, Hendry.
Hig Foley
You ain't far off.
Kevin Ryan
You're going to Arizona.
Hig Foley
Man, they were great. You would have loved their roles.
Kevin Ryan
You don't know nothing about my life.
Hig Foley
Yeah, I do now. You're a little carbohydrate freak.
Kevin Ryan
Hey, easy does.
Hig Foley
I know what you like. Sourdough boy. There you go.
Kevin Ryan
Kippy likes a carbohydrate, I'll tell you that much.
Hig Foley
Milky Way bread.
Kevin Ryan
I don't think I like a chocolate bread.
Hig Foley
Yeah, you wouldn't very hug Bolton to me. Hello, Kevin. What do you got? Talk to me.
Kevin Ryan
Let's see.
Hig Foley
Powerball.
Kevin Ryan
What? This is. I mean, this is a new one for me. As much of a dirt bag, as much dirt bag behavior as we've covered here. This is from Andrew. Hey, y'. All. Never have one red. Is it garbage to turn your shower on super hot so it can warm up your bedroom? FYI, don't leave it on too long. I'm not a wasteful dirt bag. Just a cold one.
Hig Foley
What? The bedroom?
Kevin Ryan
I guess it's. Or it says his room. I'm assuming it's his bedroom.
Hig Foley
The shower. I'm all for cranking that up and letting it run for five minutes to warm up the shower in the bathroom. So it's nice when you go in there. I like that.
Kevin Ryan
I think five minutes a long time for the shower, to run the shower. I think it's a long. I mean, I'm not fucking. I'm not Captain Planet over here, but that's five minutes of running.
Hig Foley
These kids are screwed anyway.
Kevin Ryan
Listen, I'm not super pushed. Just five minutes.
Hig Foley
My shower ain't gonna pull the chips out of Taiwan. All right? I don't know what to tell you. Guys are on your own.
Kevin Ryan
It could run a drought and run them. Run them ashore.
Hig Foley
See, I'm helping out. Help me run the shower. Five minutes is what it takes to get to the bathroom. Warmed up. Steam it up a little bit so my piggies don't get cold when I go in the shower.
Kevin Ryan
Yeah, God forbid.
Hig Foley
Or I touch the side of the wall and it's cold. I want to enjoy my shower. Exfoliate, refresh, do my stretches.
Kevin Ryan
Snap a turtle. Snap your turtle.
Hig Foley
Hey, pull my wiener.
Kevin Ryan
Yeah, I mean, I get that. I've tried it for cold. I've tried it to lower the temperature when I didn't have air conditioning. So that makes sense that you would do that to heat because it's a good heat. I mean, like, I just don't see.
Hig Foley
How it makes it down the hall out of the hallway and into the bedroom.
Kevin Ryan
You're assuming there's a hallway. What if it's right off the bedroom and he just keeps the door open and it warms his small room? What if it's a studio apartment? I don't know. You know what I mean?
Luke Dempsey
Yeah.
Kevin Ryan
I'm just not applying any. I'm assuming whatever does. It doesn't go down the hallway, bang a left, you know, wrap around the kitchen, then warm up that room. I assume he's closer. I respect it. I think it's. There's nothing worse. I do agree. You got to warm up the bathroom.
Hig Foley
Thank you.
Kevin Ryan
You got. I'm all about that.
Hig Foley
Thank you.
Kevin Ryan
Dude, we got new fucking mats.
Hig Foley
She buys cheap shit with the white on the Bottom. That white rubber on the bottom.
Kevin Ryan
I don't even know, but they're, like, too long. Like the fur. Not the fur. What's the word?
Hig Foley
Carpet shag?
Luke Dempsey
Kind of.
Kevin Ryan
Yeah, but it's not even, like, thick. It's, like thin, you know? You know those visors that have the hair on them? It looks like that hair. You know what I mean? Does that make sense? Dropping. Do you know what I'm talking? Yeah. It's said that the threads are so thin.
Hig Foley
We had a dude at the show. Not that I. Camera. Which show? It was recently. We met him at the meet and greet. He was rocking that look. It was his hair, but he had a high.
Kevin Ryan
I don't think it was.
Hig Foley
I think it was.
Kevin Ryan
I didn't know. I don't know what that was. I'm not sure.
Hig Foley
Shout out to you.
Kevin Ryan
Shout out to you. I was so unsure that I didn't make fun of him at the meet and greet about it because I wasn't sure if it was a rock. I wouldn't be. I was. I was gonna make. Are you wearing one of those fucking visors with the hair? But I didn't want it to be his real hair, and I didn't want it to be. I didn't know what I wanted out of it.
Hig Foley
I dug it. It's a good look. Yeah. But as a carpet, that's.
Kevin Ryan
You get all baby dude in the might. Like this morning, my wife got in before me.
Hig Foley
Nice. I love that.
Kevin Ryan
Sure. But now the floor, you get out, and it's like stepping in a swans again. I'm walking in a marsh because the hair's long to begin with, and then it's wet. And it holds that water.
Hig Foley
Someone through my toes.
Kevin Ryan
Dude, it is icky feet. I hate it.
Hig Foley
And it's.
Kevin Ryan
It's hers, so it's already cold because it's like. So you get out, I dry my. And then I. It's like walking into fucking quicksand, dude. It stinks. It ruins the day. So now I put, like, a T shirt or my underwear, whatever I got on that I'm taking off, I lay on top. We got to get new mats. We're fucking jammed up.
Hig Foley
Stepping on your underwear?
Kevin Ryan
Yeah, I do that a lot. You don't do that? No, I do that all the time.
Hig Foley
What do you mean?
Kevin Ryan
To not wet the floor? I'll step on whatever I'm not, like, wearing.
Hig Foley
Yeah, that I understand.
Kevin Ryan
Yeah. I'm not putting out a new set of underwear.
Hig Foley
Why don't you just put a towel down as a Makeup bath mat.
Kevin Ryan
I don't have extra. I ain't got extra. Listen, I barely got a workable bath mat. You think I got extra?
Hig Foley
I mean, The Venmo for 400 I ain't got.
Kevin Ryan
Yeah. What are you talking about? Luke's paying my bills. Yeah, shoot. It's just. Oh, it makes my toes curl. I hate it.
Hig Foley
That's scary. Okay, let's talk about Brunt.
Kevin Ryan
Shout out to Brunt, gang.
Hig Foley
Best work boots in the business. Do yourself a favor doing a little contracting, doing a little landscape, doing a little laboring. We've all been there.
Kevin Ryan
Even if it's just cold weather.
Hig Foley
Get yourself some Brunts because a lot of times with work boots you got to do, you get comfortable, you get looking good. All right?
Kevin Ryan
Or functional.
Hig Foley
Or functional. Brunt, you get all that stuff. You don't want to be the guy showing up on the, on the job site wearing Pumas, looking like an idiot. Get yourself a pair of Brunts that I know. You're legit.
Kevin Ryan
Yeah. Check out the Marin line, baby. They are comfortable right out of the box. You don't need eight, six to eight weeks to break them in.
Hig Foley
I like that.
Kevin Ryan
These things go on slipping right in the butter. Keep you covered all day long on the job site, baby. Brunt isn't just about work boots. They offer a full range of high performance gear built for tough jobs. And listen, we got a lot of guys out there and gals. Guys and gals. Gowns with tough jobs. You're working in the elements. You're working in factories. You're doing this, you're doing that. You're in and out of the truck. You're all over the place. You're on your feet for 15, 16, 18 hours a day. Brunt's got you covered. From heavy duty work pants to weather resistant jackets. The Shevlin is the most comfortable hoodie you're ever going to put on. Brunt Designs durable, reliable work wear to keep you protective and productive in any condition. While temps are dropping in the holidays coming up, it's a great time to treat yourself or the hard working man in your life to real comfort. Skip the throwaway gifts and get them something built to last. Brunt Workwear, our listeners get $10 off their entire order with the code garbage at checkout. That's bruntworkware.com use the code garbage order today and let them know the boy sent you from RU Garbage. Do it.
Hig Foley
Talk to us, Kim. Let's talk about chime.
Kevin Ryan
Shout out to Chime.
Hig Foley
Chime, chime. Understands that every dollar counts. That's why when you set up direct deposit through Chime, you get access to fee free features like free overdraft coverage, getting paid up to two days early with direct deposit and more.
Kevin Ryan
Chime is banking done right. Open a checking account with no monthly fees, no maintenance fees. Get paid up to two days early. Like the big man said, when you set up direct deposit. With qualifying direct deposit, you're eligible for free overdraft up to $200 on debit card purchases and cash withdrawals. And let me be honest, I've been jammed up once or twice in my life. That helps you. But big time, my younger self would have benefited a lot from Chime. I wish Chime was banging back when I needed it. You open a checking account with no monthly fees, no maintenance fees, not to mention access to over 47,000 free fee free ATMs. More than the top three national banks combined. Work on your financial goals through CHIME today. Open an account in 2 minutes@chime.com garbage that's chime.com garbage Chime feels like progress. One more time. Open an account 2 minutes chime.com garbage do it. Chime is a financial technology company, not a bank. Banking services and debit card provided by the Bancorp Bank NA or Stride Bank NA members. FDIC Spot me eligibility requirements and overdraft limits apply. Timing depends on submission of payment file fees. Apply it out of network ATMs. Bank ranking and number of ATMs. According to US News and World Report. 2023 chime checking account required. Let's see here. This is from Aaron. $10, homie. Never have one read. Are you garbage if you save the tissue paper from gift bags? I understand the bags, but the tissue paper. I got an odd take here. I would say it's more important to save the tissue paper in my experience than the bag. Because as a dirtbag who's always buying a gift and or wrapping the gift, super last minute. I always have the bag. I never have the tissue paper.
Hig Foley
Anybody out there knows when you hand.
Kevin Ryan
A bag with a box in it and it's just wobbling around and the side sticking out, you look like a jerk off.
Hig Foley
What do you got a gun in here?
Kevin Ryan
What the.
Hig Foley
Just a brick of coke.
Kevin Ryan
Yeah, it looks like you're shoplifting, dude. It looks like that should be lined with tin foil in the. On the inside, which I saw these two broads doing a 59th one time. It blew. It blew. My little. I'd never seen an operation like that. They were switching Because Bloomingdale's and H M all right there, 59th and Lex, whatever that is. Jackpot, man. They were, I think, because you can hit a bunch of stores and then you're on the subway and there's like the NQR and the four five sixes there. You could be in the Bronx in three minutes. And I have, while this is a security guard for H M's looking for you. And they were switching bags real quick to a team. There was like two girls came down with bags, hand them to someone else. They went that way. They went that way. Gone in the ghost wind. Fucking ghost. And I went, God damn, this city's gonna be all right. I like it. Yeah.
Hig Foley
Only problem.
Kevin Ryan
That tissue paper doesn't hold.
Hig Foley
It's not that it doesn't hold. You could have 40 sheets of that. They pack it. It's takes up as much space as a loose piece of loosely paper.
Kevin Ryan
Sure.
Hig Foley
You open that shit up, you're never folding that back. Nice. I don't store it.
Kevin Ryan
I listen, I don't. I'm not judging, I'm just saying.
Hig Foley
Where are you gonna keep it?
Kevin Ryan
In the bag. Put the bag on the floor of the closet.
Hig Foley
Oh, I guess you could just drop.
Kevin Ryan
Another box in there. You know, it's a real bad luck that I.
Hig Foley
Isn't that bad to re gift those bags?
Kevin Ryan
No, I think those are getting passed around like fucking loose cigarettes in jail.
Hig Foley
I just throw them out.
Kevin Ryan
That's crazy. I. Oh, I've always had the bag. And then I gotta hit up Denise. You got tissue paper? I don't know. I keep doing.
Hig Foley
Shout out to his new special. I always just get that when I get the thing before I get to the house.
Kevin Ryan
I'm not buying the gift bag. What you're misunderstanding is I got broke. I got. I'm in the. I got the gift bag at the house and I'm. I'm already behind the eight ball. I got to be at the nieces for my sister's for Christmas in 45 minutes.
Hig Foley
Stop at CVS.
Kevin Ryan
I got time to schedule. I don't have it.
Hig Foley
I got catch on me.
Kevin Ryan
I got cat. Yeah. What the fuck? I mean, yeah, in a perfect world. I go by all the stuff I'm saying in a world where I can't do that, that stuff, I get that. Yeah, I could, but listen, I could just fucking not give a gift as well. I could live in all these worlds, but I'm. I don't have time. Whatever it is, I don't want to stop. However it be I've taken. I like, oh, we have three pieces or whatever.
Hig Foley
You make that work.
Kevin Ryan
And you wrapped. You ever wrapped a box? So, like, what's sticking out? There's none really in the bag.
Hig Foley
That's all you got to do is that. That's a. That's a hamburger commercial. You just need the stick out. You just need the paper coming out, right? Yeah. No, they just want the show.
Kevin Ryan
I'm saying. I don't have. No, you're. I think you're misinterpreting. Go ahead, say this is the top of the bag. This is the rim of the bag.
Hig Foley
Yes, right, right.
Kevin Ryan
The box comes out here.
Hig Foley
Stick it up out of the bag. You bought it too small of a bag.
Kevin Ryan
I'm working with what I got here, guys. I put it in an IKEA bag. I'm working with what I got.
Hig Foley
What'd you get her?
Kevin Ryan
What? Okay, so it's like sticking out a little bit.
Hig Foley
That's a no. No, no.
Kevin Ryan
That's okay.
Hig Foley
No. That's a no. No. Well, listen, that's trash.
Kevin Ryan
Oh, who AM I, fucking St Nicholas all of a sudden?
Hig Foley
Fucking. The box sticking out of the bag.
Kevin Ryan
Yeah, I'm jamming.
Hig Foley
So you just put on a thing to cover it up.
Kevin Ryan
I just. I'll just wrap this. I've just wrapped that.
Hig Foley
So if I look through the top.
Kevin Ryan
Yeah, you can.
Hig Foley
You see, it says if I had an overview shot.
Kevin Ryan
Yeah. Which I don't let anybody get.
Hig Foley
You paint that.
Kevin Ryan
Yeah, I'm bad at all this stuff. It's last minute.
Hig Foley
Whoever came up with that, though, is a genius and an evil genius. Because it's so much better to have the bag in the tissue and not have to open a present. And it's so much easier to. It's so much easier to. To put that in than rapid present.
Kevin Ryan
Why aren't they doing it together? Why don't. Do they have bags with it just on the side already? And then you can just.
Hig Foley
Politics, man.
Luke Dempsey
With the tissue paper in the bag.
Kevin Ryan
Like, can the staple to the bags. They got that.
Luke Dempsey
So, yeah, I've seen it at, like, nicer spots.
Kevin Ryan
Not the spots I'm shopping. Like a Michael.
Luke Dempsey
I'm assuming, like.
Kevin Ryan
Oh, a Michael's is a nicer spot.
Luke Dempsey
Well, like, no, but like, where they have, like, gift wrap and stuff like that.
Kevin Ryan
Right.
Luke Dempsey
CVS will sometimes do it.
Kevin Ryan
Have you ever paid? Have you never had anything gift wrapped? Have you?
Hig Foley
Yeah, I'm big on that.
Kevin Ryan
That makes.
Hig Foley
I love that. I love that. I think that is so fantastic.
Kevin Ryan
I get that.
Hig Foley
Let the pros do it.
Kevin Ryan
Sure.
Hig Foley
They do.
Kevin Ryan
The.
Hig Foley
That used to blow my head as a kid. Curling. The ribbon.
Kevin Ryan
That's never been in my. That's not in our DNA. That's like, not open and mail.
Hig Foley
I don't give a shit.
Kevin Ryan
I get it. I mean, it makes so much money.
Hig Foley
I'll give you a million dollars. I'll write you a check for a million.
Kevin Ryan
But to me also, that's. That's like waiting in law. I don't know. It was just like. Oh. Because I worked at Macy's, they go, where's gift wrapping? I worked on the first one. I go up on the third floor. I go, if you told me to add a third floor. What?
Hig Foley
No, it's never in a good part of the building.
Kevin Ryan
No, the lights are flickering and shit. It's always in some flex space.
Hig Foley
Yeah, they don't want you there.
Kevin Ryan
Yeah. No, I'm not doing it.
Hig Foley
Turn the corner, there's a sea of people waiting in line.
Kevin Ryan
Yeah, it's just like, I would just. I'll just do this poorly on my own. Right.
Hig Foley
To me, that's more important than the gift. Love a gift wrapping. I love getting flowers and having them wrapped up.
Kevin Ryan
Very nice.
Hig Foley
Give to the guy's wife. I don't know. I know where he lives. Nothing on that.
Kevin Ryan
I don't get it.
Hig Foley
I don't know. From the town.
Kevin Ryan
Oh, Trav, cut that. This one's great. This is a great name. This is Chicken Pharmaceuticals. That's home run dude. $10. Blue collar, Bucks county bozo. Never have one red talk to me. Are you garbage off on multiple occasions you've decompressed after a long day of work with not one, but two homes. Homemade root beer floats. I've never thought as an adult to make a root beer float. Are you serious, guy? We're living different lives. You think about. You make root beer floats at the house?
Hig Foley
Yeah, I have. Not even with root beer. Just soda.
Kevin Ryan
That's crazy.
Hig Foley
It's just as good with Pepsi. Just as good.
Kevin Ryan
Yeah. I mean, I don't think it's the root beer that it's.
Hig Foley
Root beer gives you that. Nice.
Kevin Ryan
I'm not saying it doesn't, but I think the sugar is doing a lot of the hard. The heavy lifting.
Hig Foley
Cola flavor. You do it. Anything you do a Mountain Dew, you do it with orange soda. Fanta.
Kevin Ryan
That's wild that you're doing that or have done that.
Hig Foley
It's like I'm doing it every day.
Kevin Ryan
Hey, don't backpedal.
Hig Foley
Now I'm chipping.
Luke Dempsey
I never really? Got the root beer floats.
Kevin Ryan
I gotta be honest with you. Wow. I think I've only had one one time I go, this is a shitty version of ice cream and soda. You're crazy as a big bite and sip guy.
Hig Foley
Nuts.
Kevin Ryan
It stinks. Oh, my God, it stinks, dude.
Hig Foley
The flavor, the getting the ice cream and then a little bit of wet with it. You're nuts. You've lost your goddamn mind. I'll tell you that right now.
Kevin Ryan
No.
Hig Foley
Yes, you have.
Kevin Ryan
No.
Hig Foley
I've shown your true colors on this episode.
Kevin Ryan
It stinks.
Hig Foley
It's sloppy crazy.
Kevin Ryan
You can't slurp it. It just stinks.
Hig Foley
Crazy.
Kevin Ryan
No.
Luke Dempsey
Sticky, but not worth it.
Hig Foley
What are you talking. I knew you would put your nose down at it. Would you like a sorbet?
Kevin Ryan
Oh, you don't like a sorbet?
Hig Foley
I enjoy it.
Kevin Ryan
Yeah, so don't. This is what you do. Listen, if they were that good, they'd be offering them at restaurants. When was the last time they said, oh, you want to do the tiramisu or the root beer float? Hey, tonight. Tonight. Tonight we got a code red with a chubby hubby floater.
Hig Foley
No, you don't do that. It'd be vanilla. Code red would be good, though. Be like cherry ice cream.
Luke Dempsey
The milkshake's so much better. And they usually are.
Kevin Ryan
Why don't they do milk? Why don't do. Why don't you. Why can't you go to, like, a nice Italian restaurant and go, oh, we'll do a chocolate, vanilla, A Neapolitan milkshake. Why can't you get that? I don't know why I'm screaming at you like you're the head of dessert for most Italian restaurants. Although you should be.
Hig Foley
Why you can't get a Neapolitan milkshake.
Kevin Ryan
Why? Nothing.
Hig Foley
You mean vanilla, chocolate and strawberry? That's Neapolitan?
Kevin Ryan
Yeah. Then why the fuck, yeah, I know that.
Hig Foley
I didn't know.
Kevin Ryan
What do you mean? You just told me. Yeah, you did. What do you mean you didn't know the last words out of your mouth.
Hig Foley
I didn't know you knew what you were talking about. You fucking whacked out of your mind on drugs, probably fucking upside down with Venmo.
Kevin Ryan
You didn't think I knew a Neapolitan?
Hig Foley
I didn't know.
Kevin Ryan
That's crazy.
Hig Foley
Plus, it was. It threw me off that you would a know what that is that you wouldn't refer to as vanilla, chocolate and strawberry because you're a heathen.
Kevin Ryan
And two, it's Funnier for comedy to say. Neapolitan.
Hig Foley
Yeah, yeah.
Kevin Ryan
It's word economy. I can't sit there and go, why can't I have a chocolate, vanilla and strawberry milkshake?
Hig Foley
You would want that for dessert at an Italian restaurant.
Kevin Ryan
I think it would be nice. Why is it not offered?
Hig Foley
Why would it be?
Kevin Ryan
Because it's a fucking dessert.
Hig Foley
Yeah, but it's nothing to do with Italy.
Kevin Ryan
Neapolitan.
Hig Foley
That's just a name.
Kevin Ryan
An Italian name. What do you mean? It's got nothing to do with it, you fucking jerk off.
Hig Foley
Sounds like it's for money. What, they don't eat that shit over there.
Kevin Ryan
Why are you so anti milkshake after dinner?
Hig Foley
I'm very. I'm very pro.
Kevin Ryan
That doesn't.
Hig Foley
It doesn't seem like a milkshake after dinner.
Kevin Ryan
Hey, you're making root beer floats at home. I don't think you're one to throw stones.
Hig Foley
I do that before lunch.
Kevin Ryan
Listen, I don't know why you're pushing back on this. You like a milkshake.
Hig Foley
I'm just surprised to hear you say it. I'm sorry. Let me. Let me regroup. Get a root beer. Float me. All right.
Luke Dempsey
Neapolitan ice cream originated from the Italian tradition of combining multiple flavors.
Kevin Ryan
How the fuck am I listening to you about anything?
Hig Foley
Say it. Multiple flavors.
Luke Dempsey
Popularized in America, but it's a.
Kevin Ryan
It's from a Italian tradition. Hey, chicken parm ain't fucking Italian either. That's these guineas over here made that. Try. Go over. Go over. Fucking Sicily. Try to get chicken parm steak.
Hig Foley
Couldn't get no sheep.
Kevin Ryan
Sheep, lamb, chicken. Porn.
Hig Foley
Hey, I said they started making chicken pork because they couldn't get any sheep.
Kevin Ryan
Oh, okay.
Hig Foley
Get up the stairs of the apartment.
Kevin Ryan
I don't think I get it.
Hig Foley
They couldn't. You couldn't bring a sheep up to their small apartment in the lower east side of New York to cook it needed. So they went and started using chicken. Chicken. You can walk up a five, four foot of stairs.
Kevin Ryan
So, yeah, in your reality, they're buying the whole chicken, taking them up five flights of stairs and killing them in.
Hig Foley
The apartment and then making chicken pork.
Kevin Ryan
I don't know what the fuck he's talking about. You are cooked.
Hig Foley
That's what they did back then.
Kevin Ryan
First of all, you don't. I don't. This is crazy. Big man Bugman anti milkshake. No, Bug man anti milkshake. You don't tell me a nice little one. I mean, you're getting the ice cream. You're doing A tiramisu. You're doing a. Whatever. The creme brulee. The fucking. So you're doing all the fun stuff. Why can't you have an elevated version of this?
Hig Foley
I. I believe they are out there. I am not.
Kevin Ryan
We never seen it.
Hig Foley
Listen, listen. I am not. Not.
Kevin Ryan
You're not pro milkshake.
Hig Foley
That's. That's. Come on. For all you milkshakes out there, don't believe them. I'm pro milkshake. Very pro.
Kevin Ryan
From the conversation I'm in at the.
Hig Foley
Moment, you just hit me with a curveball that you knew what Neapolitan was. That was a fat guy secret. And I've never once in my life seen you have a milkshake. You've seen me have plenty because they're.
Kevin Ryan
Not serving them at dinner. I've never seen you have a milkshake.
Hig Foley
Some restaurants do.
Kevin Ryan
Where? I just read.
Hig Foley
Hamburger does.
Kevin Ryan
It's a fucking burger joint.
Hig Foley
Yeah, take that. I'm with you. I'm sure some of these chefs are doing it.
Luke Dempsey
I could see, like, a Teresa or Carbone throwing this out there. I think this could be the inspiration.
Kevin Ryan
Thank you. You're telling me I can't go to fucking quality Italian where you can get a chicken parm pizza and a fucking Tierra Massou? Fucking cheesecake. Cheesecake milkshakes. Completely out of the fucking question. No, you're serving me a chicken cutlet full pizza.
Hig Foley
You're right.
Kevin Ryan
Thank you.
Hig Foley
You're right.
Kevin Ryan
Thank you.
Hig Foley
But that doesn't make me anti milkshake. I love milkshakes. You're anti root beer float.
Kevin Ryan
Yeah. That's well documented. Run that back.
Hig Foley
I like them both.
Luke Dempsey
How do you feel about the egg cream?
Kevin Ryan
Contains zero egg and cream.
Hig Foley
It's okay. Oh, it has no cream in it.
Kevin Ryan
What are we in the same conversation?
Hig Foley
It said it has zero, and it does have cream in it.
Kevin Ryan
Does it?
Hig Foley
You said zero eggs, zero cream.
Kevin Ryan
Okay.
Hig Foley
Yeah. I think it's half and half in club soda. Right?
Kevin Ryan
What are we in the depression?
Luke Dempsey
My aunt used to make them.
Hig Foley
So gross.
Kevin Ryan
What?
Hig Foley
You don't like them?
Luke Dempsey
Hate them. It's the same thing as root beer float.
Kevin Ryan
No, it's not a lane.
Hig Foley
You know what you can do?
Kevin Ryan
You know what? I. You know what? The only time I. I never.
Hig Foley
You can make a milkshake out of a root beer float. If you blend it. You guys might like that.
Kevin Ryan
No, give me a milkshake. Listen, soda and ice cream don't belong here. Right?
Hig Foley
Remember the root beer bows I used to give?
Kevin Ryan
You used to Give me what are you luring me into a van? What are you talking about? You used to give me. You ain't never give me nothing.
Hig Foley
AKA you ain't never give me nothing. What are you, punch drunk? Too many left hooks rock. You ain't never give me nothing.
Kevin Ryan
Not good, but it wasn't bad.
Hig Foley
That's pretty good.
Kevin Ryan
Yeah, I like root beer. I don't like. I. Zoom in. Fucking asshole. Listen, please. I think somebody out there should try it. That's all I'm saying. If there's an Italian. Listen, can I finish? Can I finish my statement? I'm pro. I'm pro milkshake over here. I'm not saying you're anti milkshake.
Hig Foley
No, thank you.
Kevin Ryan
But you're not pro milkshake.
Hig Foley
Thank you.
Kevin Ryan
This is gonna fucking emotionally bother you for weeks, maybe months.
Hig Foley
Because I love milkshake. I even like making them at home when they're real runny with briars and regular milk.
Kevin Ryan
I've never seen you have one if I'm just saying that.
Hig Foley
Okay, you want me to start a milkshake? Diesel, remember you said it. £7,000.
Kevin Ryan
You got a huge. What if I was like fucking three feet of whipped cream, which I don't love the whipped cream. You say that.
Hig Foley
I'm with you right now.
Kevin Ryan
It's just in the way. I like a little dab, a little dabble, dude. In the way. I remember the first time I was over a friend's house. Ch. They go, you want hot chocolate? And we were a Swiss miss family and. Or America's choice.
Hig Foley
But the packets, those families that went the extra mile on that. It was cute, a little bit, but very non functional. You would never find Patty fully now.
Kevin Ryan
They handed me a mug of Ovaltine or something that didn't have enough snap to it. And six inches of whipped cream with the cherry. I said, I don't know who the chef is today, but it ain't Denise. Okay, Send this back, clean that off and give me a freshie. Yeah, none of that. I like. I like the marshmallow. This is even nuts. You might put. I like the marshmallows that came in the packet. I didn't like the regular, of course.
Hig Foley
Of course.
Kevin Ryan
Unless I was just eating a marshmallow, which. Putting them in a microwave, a little bit of peanut butter. Good night. He never did that. Whoo, man. You never did that.
Hig Foley
I had a marshmallow not that long ago. Raw, dogged it.
Kevin Ryan
Yeah. You get the big one?
Hig Foley
Yeah, there was. There were in a bag in the.
Kevin Ryan
Corner Biting into a Granny Smith ain't nothing sweeter. Dog. That's nature's apple right there.
Hig Foley
Straight up. Marshmallows.
Kevin Ryan
All right. Yeah. I don't know when. At what age that was, but big. We found out you could put marshmallows in the microwave and they. They really pop. They blow the fuck up. And I remember dangerous. You might as. Dude, I. You must have. I thought we had fireworks and we were waiting to light them off till my mom went to bed.
Hig Foley
Is that what you did?
Kevin Ryan
What?
Hig Foley
You waited so she went to bed?
Kevin Ryan
So you couldn't play with the microwave like that. That was an after hours. That was an after hours ordeal.
Hig Foley
Even during the day, you were house and marshmallows in the microwave at the end of the night.
Kevin Ryan
Yeah, Sleepover playing Sega. Had the boys over.
Hig Foley
She wouldn't get snacks or something.
Kevin Ryan
You know, she did. She did the full gamut. I'm talking Domino's, whatever, off the menu. And we had the ice cream. And I go, wait, I got a half a bag of the big boys.
Hig Foley
Upstairs in my room in my foot locker when you know who goes to.
Kevin Ryan
Shove them up my ass. Once Denise goes to bed, I'm sticking these in the microwave.
Hig Foley
We're all gonna have one.
Kevin Ryan
No, it was just a. I remember being like, when she goes to bed, we're real. Because we saw what the small ones could do and we said, what the fuck's a big one? The jumbo. Because those jumbo guys, I don't know when they came out, but they dropped in our world in the early 90s.
Hig Foley
The super big ones?
Kevin Ryan
Yeah. Like, they're like bigger than golf balls, I would say.
Hig Foley
Yeah. About that time, I just.
Kevin Ryan
I remember that. And they weren't everywhere. It was like, you. They. Some. But they were like novelty.
Hig Foley
Yeah.
Kevin Ryan
And at that time, people weren't spending money on novel. We weren't spending money on novelty stuff. So we had a box of a bag of them, and I mean, we put about 5, 15 on a paper plate. Dude, it's like the Stay Puff guy coming to get you. Proton packs, slab a couple of peanut butter on end. No, we were munching, playing trucks on my favorite video game of all time.
Hig Foley
Trucks on.
Kevin Ryan
No one's ever heard of it. Swear to God, I can't find it.
Hig Foley
What is it? A truck driving?
Kevin Ryan
No, it was this fucking great. It was on Sega. I bought a bunch of games at a. At a garage sale.
Hig Foley
For a regular Sega?
Kevin Ryan
Yeah, for a couple of bucks.
Hig Foley
Huh.
Kevin Ryan
This old guy was selling you didn't.
Hig Foley
You Played regular sega. What's a regular SEGA to you?
Kevin Ryan
Sega Genesis. Yeah.
Hig Foley
Yeah, I guess that makes sense.
Kevin Ryan
Yeah.
Hig Foley
When did late 80s, early 90s.
Kevin Ryan
This would have been 92, 6, 7, 8. Okay, 92. Sega Genesis.
Hig Foley
I didn't know that. We crossed. We cross over at least that much, you know.
Kevin Ryan
I mean, you were, you were 16 playing Sega Genesis.
Hig Foley
I didn't have one.
Kevin Ryan
Okay, so maybe we didn't cross over.
Hig Foley
Well, it was around. My other friends had it.
Kevin Ryan
So was fucking Gorbachev. He was around.
Hig Foley
I had a regular Sega. Got a regular Sega like 1984 or five, I don't know. Whatever came out.
Kevin Ryan
That's pre me, dog.
Hig Foley
It's crazy. You weren't even born yet. I was already fucking up.
Kevin Ryan
Sure.
Hig Foley
It was the year we still. We opened all the Christmas presents and got yelled at.
Kevin Ryan
Mm.
Luke Dempsey
That was your first console?
Hig Foley
Yeah, no, we had an Atari when I was younger. The original Atari.
Kevin Ryan
Yeah, we did. We had super Nintendo. That was more my brother. I couldn't figure that out. I was like my. I was like four or five. I remember them. I'm like, I can't figure this out. And go take the talk for a while. Yeah, I remember sitting in the room and him and his boys were playing. I'm going like, there's no I. That's the point that I, I can't. I can't wrap my head around this.
Hig Foley
I couldn't do that. I always had a problem with that. I couldn't get into the game culture like that because it'd be you watching somebody else who played it better. And you'd be sitting there, then you play for two seconds and get kicked out.
Kevin Ryan
Also my thing, I didn't like, I didn't super enjoy playing by myself. So we would all play together, right? We'd play Goldeneye all together. That was big. It's on 64. We play Goldeneye all together. And then I'd go home and not play video games because it wasn't fun to play by yourself. But all my boys would play by themselves and get super fucking good. And then two weeks later, we'd all be hanging out again, playing. And I'm getting fucking four years old again. I'm getting murked left, you know, I got a gun. And then I go, let's put there. You could play just double that Asian.
Hig Foley
Guy in the hat.
Kevin Ryan
You could play just slaps only or no guns. You just karate chop each other. Oh, it was a fighting game, 007. Well, you could play each other. You'd run around the fucking. It was like the first halo. Kind of like that first, like, open. I don't know, open. It was a map. And you guys would run around and shoot each other, huh? And they would. That was the first time. I'm like, you guys are memorizing the maps. I was just running and gunning. You know what I mean? Point and shoot.
Hig Foley
Got a map question print out in your hand.
Kevin Ryan
And they would play slaps only. And that's embarrassing. Just some guy coming at you, doing just the set of hands. And he's above you because it would split the screen. And he's above you, and you're just whacking you and you suss suck, stink. Couldn't even even shoot a fair one with you. That's how bad I want. And if I get beat up, me.
Hig Foley
Like a man, shooting the face.
Kevin Ryan
Yeah, you look back, you got that gun. Drops the gun and whoops my ass.
Hig Foley
Dirt ball with your martinis and your Euro broads yourself.
Kevin Ryan
Give me a beer and shoot a fair one in the parking lot. Goes outside, kicks my ass. But we gotta wrap it up, gang.
Hig Foley
Gang, we love you to death. Get tickets for that Philly show.
Kevin Ryan
And all shows are on sale right now. And guys, listen, we're playing. Well, this tour's a little different. We're doing weekends at clubs in a handful of. Handful of cities. So get those tickets, they're going quick. We love you.
Hig Foley
Yeah, love you, gang. See you next week. Peace.
Episode: Late Credit Card Payments!
Hosts: Kevin Ryan & H. Foley
Date: December 1, 2025
In this “family episode” of Are You Garbage?, hosts Kevin Ryan and H. Foley dive deep into personal finance disasters, old-school dirtbag habits, and the chaos of trying (and failing) to become responsible adults. This slice-of-life, self-roast heavy episode features a running saga of late credit card payments (primarily Kevin’s), tales of trashy gift-giving, unconventional ways to survive financial hardship, and the classic game show style “garbage” declarations the show is known for. Throughout, they’re joined by producer Luke Dempsey, who gets roped into the fiscal drama and family-style ribbing.
Timestamps: roughly 03:00 – 14:00
Notable Quote:
“I've just been making the minimum payment now. But ... now I don't have any money in my Venmo. So one of you has to Venmo me money so I can make a payment today. I assume I'm looking at the Dempsey Group for this one.”
— Kevin Ryan [08:04]
Timestamps: 19:37 – 24:47
Timestamps: 27:00 – 47:00
“If you're up at six—not one day, but a multiple days—your lunchtime gets shifted up. I'd be doing a hot dog, 10am.” — Kevin (27:16)
Timestamps: 49:30 – 57:00
“I gotta be honest with you ... I think I've only had one, one time, I go, this is a shitty version of ice cream and soda. You're crazy.” — Kevin (50:43)
“Why can't you get a milkshake as dessert at an Italian restaurant? ... You're telling me I can't go to quality Italian where you get a chicken parm pizza and a tiramisu, but a cheesecake milkshake is out of the question?” (55:06)
Timestamps: 28:14 – 64:00
On creditors chasing updated cards:
“If they really need it, they'll come find me. I operate the same way.” — Kevin Ryan (20:12)
On financial anxiety:
“You become so broke that it's like, you can't shut it down ... I've defaulted on student loan. I've done everything.” — Kevin (22:38)
On overdraft charges:
“You're telling me I buy a pack of gum for a dollar, you charge me $35 on top of that?” — Liam, quoted by Kevin (10:58)
On early lunches:
“I'd be doing a hot dog. 10:00am.” — Kevin Ryan (27:22)
On regifting bags:
“Those are getting passed around like fuckin’ loose cigarettes in jail.” — Kevin (45:14)
Milkshake vs. Root Beer Float:
“Why aren't they doing [milkshakes] for dessert at Italian restaurants?... I'm not saying you're anti-milkshake, but you're not pro-milkshake.” — Kevin [56:06–58:04]
On letting bills slide:
“It's hard to beat a man with no fear.” (23:16)
On warming the bathroom:
“My shower ain't going to pull the chips out of Taiwan. Guys are on your own.” (36:07)
True to AYG form, the episode is marked by self-deprecating humor, blunt honesty about being “trash,” a distinct working-class Philly flavor, and a rapid-fire barrage of bits. Banter, quick-witted asides, and playful insults abound—anchored by the duo’s chemistry and comedic timing.
If you’ve ever juggled bill collectors, borrowed (or gifted) money via Venmo, botched holiday wrapping jobs, or survived on minimum payments and nostalgia, this episode serves as both a cathartic confessional and a stand-up, blue-collar testament. The hosts prove yet again: sometimes, being “garbage” just means being real.