Most people believe the problem with their finances is that they aren't earning a high enough rate of return.

But what if that's not the real issue?

In Part 1 of our discussion on The Problem from Becoming Your Own Banker, Jonathan and I examine the quiet but powerful force draining wealth from most families: the volume of interest leaving their lives year after year.

We talk about: – Why focusing on investment returns can distract from a bigger issue – The hidden headwind most people are flying into – How your financial environment may be working against you – And why patience is essential before implementing any solution

Before we build anything new, we have to see clearly.

Part 2 continues next week.

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