In this episode of Bankless By Design, Tricia continues the Becoming Your Own Banker series by looking more closely at the product behind the process: whole life insurance.

But this conversation goes beyond the mechanics of the policy itself.

At the heart of this episode is a deeper idea: ownership matters.

Tricia walks through Nelson Nash's explanation of how whole life insurance is engineered, why the owner of the policy holds a unique position, and what it really means to control capital without asking permission. She also draws a clear distinction between being a customer and being an owner — and why that difference affects not just money, but freedom, responsibility, and long-term independence.

This episode explores the promises and structure of a life insurance contract, the role of mutual companies, access to policy equity, and the responsibility that comes with control. If you've ever wondered why ownership is such a foundational principle in Infinite Banking, this episode brings that idea into focus.

In this episode, we discuss:

Why whole life insurance is the product used in a banking system
The difference between being a customer and being an owner
How policy ownership creates access and control
Why responsibility matters just as much as freedom
How properly designed policies become more efficient over time
Why ownership is tied to independence, liberty, and peace of mind

If this episode encouraged you, be sure to subscribe, share it with a friend, and join us next time as we continue through Becoming Your Own Banker.

------------------------------------------ Follow Thrivewell 👉 Facebook 👉 Instagram 👉 Linkedin 👉 TikTok Get In Touch: tricia@banklessbydesign.com Learn More: banklessbydesign.com Disclaimer: All content on this site is for informational purposes only and does not constitute financial advice. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of Tricia Miller, unless otherwise specifically cited. The data that is presented is believed to be from reliable sources, and no representations are made by Tricia Miller, Thrivewell, and Bankless By Design as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

EP 35 - You're Not the Customer. You're the Owner.