Why would anyone put whole life insurance on a baby?

In this episode, Tricia walks through a real policy illustration for a brand-new baby boy and explains why this decision is not about death — it is about life, insurability, capital, family banking, and generational stewardship.

Money will flow through your child's life either way. The real question is: who will control the banking function?

This episode explores dividend-paying whole life insurance, guaranteed cash value, policy loans, teaching children to value family capital, and what it means to build a financial environment for the next generation.

Learn more at banklessbydesign.com.

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