Podcast
Best Advice Podcast Guys
Hosted by BestAdvicePodcastGuys · EN
Welcome to the BestAdvicePodcastGuys, where financial wisdom meets the diverse insights of industry titans! Hosted by Founder/Owners of distinguished money management firms.
Join us as we flip the script from advising to attentive ears, engaging with top-tier industry leaders to discover the secrets of their success and the best advice that shaped their journeys.
Uncover a wealth of knowledge beyond finance, making each episode a masterclass in success. Tune in and elevate your perspective with the BestAdvicePodcastGuys – where expertise meets inspiration!
28episodes
Episodes
Newest firstAll episodes
Why Age 50 Is the Critical Retirement Wake-Up Call
2w ago00:04:44Tap to summarizeIn this episode, Rob Lovaglio and Dan LaForse discuss when to start planning for retirement, why age 50 is a pivotal milestone, and how small changes today can lead to big results later. They use everyday examples and analogies to highlight the importance of timing, intentional saving, and preparing for unexpected events. Dan emphasizes acting early, treating time as your greatest asset, and moving from accumulation to a retirement-income and legacy plan, with practical steps and an advisor’s perspective. 🎧 Listen & Subscribe: 🔹 Apple Podcasts: https://podcasts.apple.com/us/podcast... 🔹 Spotify: https://open.spotify.com/show/2xscesU... 🔹 All Platforms: https://bestadvicepodcastguys.com ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ Get Personalized Financial Guidance: 📌 Learn about the SFM process: https://www.sfmadvisorgroup.com/ 📌 Schedule a consultation with our award-winning team 👉 https://go.oncehub.com/SecurityFinanc... 🔔 Subscribe for More Expert Insights: / @bapodrob
Transcribe →Fund the Trust—or Risk Probate: Estate Planning Mistakes Exposed
3w ago00:18:07Tap to summarizeThis episode, join Financial Expert, Frank Lovaglio, Founder of SFM, and Estate Attorney, Regina Rabitaille, Partner of Nelson Mullin, who explains why estate planning is as much about protecting assets while you’re alive as it is about what happens after you die, emphasizing collaboration between financial advisors, estate attorneys, and CPAs. Listeners learn the critical importance of funding — retitling assets and updating beneficiaries — to make trusts and LLCs effective, and hear practical examples of how clear documentation prevents costly disputes. The show also covers the emerging series LLC, its potential benefits and risks, fee ranges for basic to complex plans, and why proactive, coordinated planning is the best defense against litigation and family conflict. Want personalized guidance? Get to know Regina Rabitaille of Nelson Mullins: https://www.nelsonmullins.com/ 📌 Learn about the SFM process: https://www.sfmadvisorgroup.com/ 📌 Schedule a consultation: https://go.oncehub.com/SecurityFinancialManagement 🎧 Listen & Subscribe: 🔹 Apple Podcasts: https://podcasts.apple.com/us/podcast/best-advice-podcast-guys/id1729063229 🔹 Spotify: https://open.spotify.com/show/2xscesUNvtNlWnhMIUbK2r 🔹 All Platforms: https://bestadvicepodcastguys.com 🔔 Subscribe for more: https://www.youtube.com/@BApodRob
Transcribe →How to Own SpaceX: Pre-IPO Options Explained
Apr 1500:09:02Tap to summarizeIn this episode, Rob Lovaglio and Dave Allen of SFM break down the buzz around SpaceX and explain how investors can potentially own it before or after an IPO. They cover what SpaceX, Starlink, and XAI are, the rumored summer IPO timing, and why you can’t buy shares on public exchanges yet. The hosts outline practical options for getting exposure: waiting to buy post-IPO, investing in private equity or venture funds with quarterly liquidity, or using mutual funds held in advisory accounts that already own significant pre-IPO stakes. They also discuss the risks of hype around IPOs and emphasize long-term planning and not making decisions based on politics or headlines. Want personalized guidance? 📌 Learn about the SFM process: https://www.sfmadvisorgroup.com/ 📌 Schedule a consultation: https://go.oncehub.com/SecurityFinancialManagement 🎧 Listen & Subscribe: 🔹 Apple Podcasts: https://podcasts.apple.com/us/podcast/best-advice-podcast-guys/id1729063229 🔹 Spotify: https://open.spotify.com/show/2xscesUNvtNlWnhMIUbK2r 🔹 All Platforms: https://bestadvicepodcastguys.com 🔔 Subscribe for more: https://www.youtube.com/@BApodRob
Transcribe →Navigating the 6-Month Retirement Countdown
Apr 800:06:09Tap to summarizeNavigating the 6-Month Retirement Countdown Feeling the "now what?" jitters as retirement approaches? In this episode, we sit down with the "A-Team" from Security Financial Management: Sylvia Williams (Certified Financial Planner) and Bob Williams (Investment Advisor Representative). We walk through a real-world case study of a defense industry professional just six months away from the finish line. Whether you’ve planned for years or are just starting to feel the imminence of retirement, this episode provides a clear, actionable timeline to turn uncertainty into a successful transition. Key Takeaways: Asset Control: Learn why transferring assets to your own control through strategic rollovers is a top priority. Medical Planning: Navigate the critical steps for coordinating your healthcare plans before you clock out for the last time. The Retirement Roadmap: How to structure your time and money to ensure your nest egg lasts as long as your newfound freedom. Episode Timestamps [0:00] – Introduction: Meeting the A-Team from Security Financial Management. [0:45] – The "Now What?" Dilemma: Addressing the common anxieties about time and money in retirement. [1:15] – Case Study: A 6-month countdown for a defense company employee. [2:00] – First Steps: Why getting your plan reviewed and taking control of your assets is non-negotiable. [2:45] – Medical & Rollovers: Managing the logistics of healthcare and investment transfers. [3:30] – Overcoming Uncertainty: How a structured timeline creates confidence for the years ahead. Would you like me to refine? Want personalized guidance? 📌 Learn about the SFM process: https://www.sfmadvisorgroup.com/ 📌 Schedule a consultation: https://go.oncehub.com/SecurityFinancialManagement 🎧 Listen & Subscribe: 🔹 Apple Podcasts: https://podcasts.apple.com/us/podcast/best-advice-podcast-guys/id1729063229 🔹 Spotify: https://open.spotify.com/show/2xscesUNvtNlWnhMIUbK2r 🔹 All Platforms: https://bestadvicepodcastguys.com 🔔 Subscribe for more: https://www.youtube.com/@BApodRob
Transcribe →The Truth About Annuities: Variable, Fixed Index & RILAs Explained
Apr 100:06:38Tap to summarizeAre annuities a scam? That's exactly what one of our listeners asked — and the answer might surprise you. In this episode of Best Advice Podcast Guys, host Rob Lovaglio sits down with certified financial planner Trevor Bell of Security Financial Management to break down the three most common annuities you'll hear about — and cut through the noise on which ones are actually worth your attention. They cover why annuities got such a bad reputation starting in the 1980s, what most people get wrong about them, and how the right annuity — used the right way — can be a genuinely valuable tool in your financial plan. Topics covered in this episode: Why annuities are not scams — but can be misused Variable annuities explained simply Fixed index annuities vs variable annuities What a RILA (Registered Index Linked Annuity) actually is What a "buffer" means and why it matters How guaranteed lifetime income riders work The real reason annuities get a bad rep Whether you've always avoided annuities or you're actively considering one, this episode gives you the clarity to make a smarter decision. 00:00 — Are Annuities a Scam? The Question That Started It All 00:05 — Listener Question: "My Buddy Says They're Just a Commission Play" 00:45 — Debunking the Myth — Annuities Are Not Scams 01:30 — Why Annuities Got Such a Bad Reputation in the 1980s 02:15 — What Is a Variable Annuity? Explained Simply 03:30 — Where Does the Investment Side Come In? 04:15 — When Is a Variable Annuity Actually Useful? 05:00 — Variable vs. Fixed Index Annuity — What's the Real Difference? 05:45 — The Benefit Base Explained (This Is the Key) 06:15 — Fixed Index Annuity: Zero Downside, Capped Upside 06:45 — What Is a RILA? The Hybrid of the Group 07:15 — How Buffers Work — The Bowling Analogy 08:00 — Final Thoughts + How to Talk to an Advisor #annuities #variableannuity #fixedindexannuity #RILA #financialplanning#retirementplanning #wealthbuilding #financialfreedom #financialpodcast#bestadvicepodcast #personalfinance #moneymatters #financialadvisor#guaranteedincome #investingtips #retirementincome #financialeducation#securityfinancialmanagement #annuityexplained #financialtools 🤝 Want personalized guidance? 📌 Learn about the SFM process: https://www.sfmadvisorgroup.com/ 📌 Schedule a consultation: https://go.oncehub.com/SecurityFinancialManagement 🎧 Listen & Subscribe: 🔹 Apple Podcasts: https://podcasts.apple.com/us/podcast/best-advice-podcast-guys/id1729063229 🔹 Spotify: https://open.spotify.com/show/2xscesUNvtNlWnhMIUbK2r 🔹 All Platforms: https://bestadvicepodcastguys.com 🔔 Subscribe for more: https://www.youtube.com/@BApodRob
Transcribe →Left Your 401(k) Behind? How to Reclaim and Supercharge It
Mar 2500:06:46Tap to summarizeIn this episode Sylvia Williams and Rob discuss common mistakes people make when changing jobs—especially leaving behind multiple 401(k) accounts—and how consolidating those accounts and using an active, personalized investment strategy can make a big difference. They share a real client story of a young professional whose scattered accounts were gathered, consolidated, and placed into a tailored plan that’s now working for her future. Listen for practical steps the team takes (making calls, handling paperwork, and designing strategy) and why working with a Certified Financial Planner can save time, reduce stress, and improve long-term results. 📈 Welcome to Best Advice Podcast Guys! We bring you expert financial advice, success stories, and insights from top industry leaders. Hosted by Rob Lovaglio and a panel of experienced financial professionals—including Frank Lovaglio, RFC®, David Allen, CFP®, Mitchell Walk, AAMS®, Austen Jacks, CFP®, and Mitch Allen, CFP®—we break down the strategies that drive wealth, success, and financial freedom. ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ 🎧 Listen & Subscribe: 🔹 Apple Podcasts: https://podcasts.apple.com/us/podcast... 🔹 Spotify: https://open.spotify.com/show/2xscesU... 🔹 All Platforms: https://bestadvicepodcastguys.com ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ 🤝 Get Personalized Financial Guidance: 📌 Learn about the SFM process: https://www.sfmadvisorgroup.com/ 📌 Schedule a consultation with our award-winning team 👉 https://go.oncehub.com/SecurityFinanc... 🔔 Subscribe for More Expert Insights: / @bapodrob ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ Related Phrases Financial advice from industry experts, smart investing strategies for beginners, market updates and economic insights, how to grow wealth and manage money, the best financial podcast for investors, breaking down stock market trends, expert tips for financial freedom, understanding taxes tariffs and trade policies, wealth-building secrets from financial advisors, how to protect your investments in a volatile market Related Hashtags #personalfinance #investing #financialplanning #wealthbuilding
Transcribe →Maximize Your Tax Savings: QCDs, Backdoor Roths & Donor Funds
Mar 1800:10:58Tap to summarizeIn this episode, Michael Allen of Security Financial Management breaks down practical tax-planning strategies for retirees and high-net-worth individuals. Topics include qualified charitable distributions (QCDs), donor-advised funds, backdoor Roth IRAs, direct indexing with tax-loss harvesting, and the AQR Flex strategy—explaining when each tool can help reduce taxes and how they fit into a broader financial plan. Learn more about the SFM process at https://www.sfmadvisorgroup.com/what-... Consultation with our award-winning team, visit: https://go.oncehub.com/SecurityFinanc...
Transcribe →How a $1,000 Seed Can Grow into a Lifetime Nest Egg
Mar 1100:03:48Tap to summarizeTrump Account: Turn $1,000 Into $200,000 for Your Child. In this episode of BA Podcast Guys, host Robert Lovaglio sits down with Michael Allen, CFP, Managing Partner at Security Financial Management, to discuss the concept of the “Trump Account” and how it could potentially help build long-term wealth for the next generation. During the conversation, Michael Allen explains how this account works, who qualifies, and how parents or grandparents can contribute to help children build financial security over time. The discussion highlights the idea of starting early, allowing investments to grow through compound returns, and how even a small initial contribution, like $1,000, could grow into a much larger amount over several decades. Robert Lovaglio and Michael Allen also talk about the importance of financial education, teaching children smart money habits, and planning for the future through disciplined investing. The episode breaks down the basics in simple terms so viewers can understand the long-term benefits of starting an investment plan early in life. This discussion focuses on financial planning strategies, long-term investing concepts, and the role early investment decisions can play in future financial stability. ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ Timestamps: 00:00 – Return potential teaser 00:16 – Host and guest intro 00:38 – What the Trump account is 00:55 – Seed money and growth 02:14 – How to sign up 02:40 – Control at 18 and money habits 03:01 – Long-term planning and wrap-up ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ 📈 Welcome to Best Advice Podcast Guys! We bring you expert financial advice, success stories, and insights from top industry leaders. Hosted by Rob Lovaglio and a panel of experienced financial professionals—including Frank Lovaglio, RFC®, David Allen, CFP®, Mitchell Walk, AAMS®, Austen Jacks, CFP®, and Mitch Allen, CFP®—we break down the strategies that drive wealth, success, and financial freedom. ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ 🎧 Listen & Subscribe: 🔹 Apple Podcasts: https://podcasts.apple.com/us/podcast... 🔹 Spotify: https://open.spotify.com/show/2xscesU... 🔹 All Platforms: https://bestadvicepodcastguys.com ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ 🤝 Get Personalized Financial Guidance: 📌 Learn about the SFM process: https://www.sfmadvisorgroup.com/ 📌 Schedule a consultation with our award-winning team 👉 https://go.oncehub.com/SecurityFinanc... 🔔 Subscribe for More Expert Insights: / @bapodrob ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ Related Phrases Financial advice from industry experts, smart investing strategies for beginners, market updates and economic insights, how to grow wealth and manage money, the best financial podcast for investors, breaking down stock market trends, expert tips for financial freedom, understanding taxes tariffs and trade policies, wealth-building secrets from financial advisors, how to protect your investments in a volatile market Related Hashtags #trumpaccount #personalfinance #investing #financialplanning #wealthbuilding #compoundinterest #moneytips #financialeducation #retirementplanning #investmentstrategy #wealthcreation #financepodcast #investingforbeginners #moneygrowth
Transcribe →Leave the House, Not the Headache: Estate Tips to Avoid Family Wars
Mar 400:15:19Tap to summarizeIn this episode of the BA Podcast Guys, host Robert Lovaglio sits down with David Allen, CFP, Founder and Managing Partner of Security Financial Management, to discuss one of the most important yet often overlooked topics in personal finance: estate planning and inheritance strategy. Many families assume that simply having a will is enough to pass assets to their children, but the reality is far more complex. In this conversation, Robert Lovaglio and David Allen break down the key differences between wills, trusts, joint ownership, and other estate planning tools that can impact how your wealth and property are transferred to the next generation. David Allen explains practical strategies that families can use to avoid probate, reduce unnecessary taxes, and prevent conflicts between children after assets are passed down. The discussion also covers the concept of step-up in basis, why gifting property too early can create significant tax burdens, and how tools such as revocable trusts or ladybird deeds can help protect your estate. This episode is especially valuable for anyone who owns a home, has children, or wants to ensure their wealth is transferred efficiently and fairly. Whether you are just starting to think about estate planning or reviewing your existing plan, this conversation provides clear insights into how proper planning can save money, protect relationships, and secure your family's financial future. Topics discussed in this episode include estate planning basics, inheritance strategies, wills vs trusts, probate explained, property inheritance, tax implications of gifting property, and wealth transfer planning. BA Podcast Guys continues to bring practical financial conversations with experts who help simplify complex topics so listeners can make smarter financial decisions. ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ Timestamps: 00:00 – Intro 01:15 – Unequal Inheritance Between Children 02:07 – Using a Will to Pass Property 03:07 – What Is a Ladybird Deed 04:16 – Tax Problems When Gifting Property 06:24 – Revocable vs Irrevocable Trusts 07:46 – Family Conflicts Over Estate Planning 09:06 – Risks of Joint Ownership Strategy 13:30 – What Probate Means and Costs ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ 📈 Welcome to Best Advice Podcast Guys! We bring you expert financial advice, success stories, and insights from top industry leaders. Hosted by Robert Lovaglio and a panel of experienced financial professionals—including Frank Lovaglio, RFC®, David Allen, CFP®, Mitchell Walk, AAMS®, Austen Jacks, CFP®, and Mitch Allen, CFP®—we break down the strategies that drive wealth, success, and financial freedom. ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ 🎧 Listen & Subscribe: 🔹 Apple Podcasts: https://podcasts.apple.com/us/podcast... 🔹 Spotify: https://open.spotify.com/show/2xscesU... 🔹 All Platforms: https://bestadvicepodcastguys.com ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ 🤝 Get Personalized Financial Guidance: 📌 Learn about the SFM process: https://www.sfmadvisorgroup.com/ 👉 Schedule a consultation with our award-winning team https://go.oncehub.com/SecurityFinanc... 🔔 Subscribe for More Expert Insights: / @bapodrob ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ Related Phrases: Financial advice from industry experts, smart investing strategies for beginners, market updates and economic insights, how to grow wealth and manage money, the best financial podcast for investors, breaking down stock market trends, expert tips for financial freedom, understanding taxes, tariffs and trade policies, wealth-building secrets from financial advisors, how to protect your investments in a volatile market. Related Hashtags #estateplanning #inheritanceplanning #financepodcast #investingtips #wealthbuilding #financialfreedom #moneymatters #tradingstrategies #economicnews #financialplanning #securityfinancialmanagement
Transcribe →Protecting Your New Liquidity
Feb 2500:10:43Tap to summarizeIf you recently had a liquidity event, inherited assets, or your network jumped overnight, this episode with Rob Lovaglio and CFP Trevor Bell explains how to shift from accumulation to preservation after an $8M windfall. They cover avoiding concentration risk and lifestyle inflation, setting up revocable and irrevocable trusts, lifetime gifting, reviewing state estate tax exposure, and coordinating investments, legal structure, and tax planning. Practical guidance on educating beneficiaries and building structure so your wealth becomes a legacy rather than a liability. 🔔 Subscribe for More Expert Insights: / @bapodrob 🔹 Apple Podcasts: https://podcasts.apple.com/us/podcast... 🔹 Spotify: https://open.spotify.com/show/2xscesU... 🔹 All Platforms: https://bestadvicepodcastguys.com ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ 🤝 Get Personalized Financial Guidance: 📌 Learn about the SFM process: https://www.sfmadvisorgroup.com/ 📌 Schedule a consultation with our award-winning team 👉 https://go.oncehub.com/SecurityFinanc... ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ Related Phrases Financial advice from industry experts, smart investing strategies for beginners, market updates and economic insights, how to grow wealth and manage money, the best financial podcast for investors, breaking down stock market trends, expert tips for financial freedom, understanding taxes tariffs and trade policies, wealth-building secrets from financial advisors, how to protect your investments in a volatile market. Related Hashtags #financepodcast #investingtips #stocktax #marketnews #stockmarket #wealthbuilding #financialfreedom #moneymatters #tradingstrategies #economicnews #financialplanning #securityfinancialmanagement
Transcribe →