This episode explains why life insurance alone isn't enough for trade business owners and contractors. Rob and Trevor discuss how a disabling injury can wipe out income and threaten a business within months.

They outline three protections: disability income insurance, business overhead expense insurance, and clear succession planning, and share statistics showing owners are more likely to be disabled than die before 65.

Practical advice on what to cover and why these guardrails are essential to keep the lights on and preserve your family's and business's financial stability.

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