Podcast
Brick by Brick - Wealth Building Conversations
Hosted by Loren Wernette · EN
Join Loren Wernette, Founder and CEO of REI Transactional, as he shares his journey of building a thriving real estate and hard money lending business from the ground up. Each episode dives into the strategies, challenges, and lessons learned while growing wealth in the real estate industry.
Whether you’re a seasoned investor, an aspiring entrepreneur, or just curious about private lending and real estate, this podcast delivers actionable insights, inspiring stories, and mindset tips to help you succeed—brick by brick. Tune in weekly to start building your path to financial freedom and busine
15episodes
Episodes
Newest firstAll episodes
Balanced Breakthrough with Garrett Maroon
Dec 300:56:19Tap to summarizeIn this episode of Brick by Brick Wealth Building Conversations, Loren Wernette sits down with Garrett Maroon — founder of the 2:10 Collective, host of The Faithful Agent Podcast, and author of The Balanced Breakthrough. Garrett built a seven-figure real estate business entirely by referral, then intentionally restructured his life to protect his faith, marriage, and time with his kids.Today, he teaches entrepreneurs how to build businesses that run on relationships, healthy boundaries, and purposeful systems — not hustle, burnout, or chaos.Garrett shares the mindset shift that happened when his wife challenged him to build a company in under 40 hours a week, what most entrepreneurs get wrong about referrals, and how defining success around your values changes everything.This conversation is real, practical, and packed with wisdom for entrepreneurs who want to grow without losing their life in the process.How Garrett shifted from the grind to a “life-first” businessThe power and simplicity of referral-driven growthWhy boundaries create freedom (not restrictions)How to win at home and in businessIntegrating faith authentically into your workWhy hiring and delegating early is essentialThe mindset change that helped Garrett reclaim his timeHow The Balanced Breakthrough helps entrepreneurs redefine success00:00 – Intro to Garrett and 2:10 Collective03:10 – From higher ed to real estate07:42 – The 40-hour challenge that changed everything13:55 – Building a referral-only business20:18 – Setting boundaries and avoiding burnout27:03 – Faith, family, and redefining success34:22 – Systems that support a life-first business41:50 – Lessons from The Balanced Breakthrough48:15 – Final thoughtsGarrett Maroon — 2:10 CollectiveWebsite: https://www.210collective.comBio: https://www.210collective.com/bioInstagram: https://www.instagram.com/garrettmaroon/Podcast: The Faithful Agent PodcastBook: The Balanced BreakthroughKey TakeawaysChaptersGuest Contact
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The Power of Open Banking in Today's Economy
Nov 1900:51:37Tap to summarizeEpisode: The Power of Open Banking in Today’s EconomyGuest: Peter Maher — CEO of Ovanti USA & Founder of FloteIn this episode, I sit down with Peter Maher to break down one of the most impactful shifts happening in today’s financial landscape: open banking—and how it’s completely reshaping the way lenders understand financial health.Peter leads Ovanti’s U.S. division and is the founder of Flote, the company’s U.S. rebrand that focuses on using real-time cashflow instead of outdated credit scores to evaluate financial wellbeing. The result? More accurate decisioning and far better access for consumers who've traditionally been boxed out by old credit systems.We dig into:Why credit scores no longer tell the full storyHow open banking gives lenders real-time insightThe evolution from Ovanti to Flote for U.S. expansionHow Flote plans to disrupt payday lending and lease-to-own modelsWhy financial innovation should protect—not exploit—consumersWhat the future of financial accessibility looks like in an open-banking worldKey TakeawaysOpen banking provides a clearer picture of financial health.Ovanti’s U.S. rollout is operating under the new brand: Flote.Flote uses cashflow-based underwriting rather than credit scores.Legacy credit systems are restrictive and often misleading.Open banking is gaining real traction in the U.S. economy.Flote’s mission revolves around transparency and consumer-first design.Sound Bites“Open banking is the future of finance.”“Credit scores don’t define financial health.”“Financial innovation shouldn’t come at the cost of the consumer.”“Real-time cashflow tells the real story.”“Flote is redefining accessibility in modern finance.”Chapters00:00 – Meet Peter Maher & the origins of Ovanti00:05 – What open banking really is00:10 – The problem with traditional credit scoring00:18 – The Flote approach: cashflow over credit00:28 – Financial accessibility and the future of open bankingConnect with PeterOvanti Global — https://www.ovanti.com/U.S. Leadership Bio — https://www.ovanti.com/ovanti-us-leadershipFlote Partnerships — https://getflote.com/LinkedIn — https://www.linkedin.com/in/ptmaher/Partnerships Email — partnerships@ovanti.com
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How Behavior Makes Money: A Deep Dive with Hugh Massie
Nov 1400:47:07Tap to summarizeIn this episode of Brick by Brick Wealth Building Conversations, I sit down with Hugh Massie — Founder & Executive Chairman of DNA Behavior International and Chairman of the Behavioral Economics Institute. Hugh has spent more than a decade helping leaders, investors, and organizations make better, faster financial decisions by understanding the behavioral patterns that drive money.We get into how your hard-wired behavior shows up in your business, your investments, and your stress responses — and why “behavior makes money” isn’t a catchy phrase, it’s a real framework for reducing risk and improving performance.We cover:How behavioral patterns directly influence financial outcomesWhat he learned transitioning from CPA to a leader in behavioral economicsHow AI is reshaping personalized financial insightsWhy leaders make predictable mistakes under stressHow to align money decisions with natural behavioral strengthsThe mission behind Boys Without Fathers and what it’s taught him about identity, money, and leadershipWhether you're a lender, operator, or investor, this conversation will change how you think about risk, decision-making, and team dynamics.DNA Behaviorhttps://dnabehavior.comGoDNA.ai (app)https://www.godna.aiBehavioral Economics Institutehttps://www.behavioraleconomics.comBoys Without Fathers (nonprofit)https://www.boyswithoutfathers.orgLinkedIn — Hugh Massiehttps://www.linkedin.com/in/hughmassie/YouTube — DNA Behaviorhttps://www.youtube.com/@dnabehaviorPodcast — The Behavioral Economics Podcasthttps://open.spotify.com/show/4m023IsfGpY2ZnJSqEwOefGuest Links & Resources
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Broke, Brave, and Building Wealth: How Dave Seymour Went from Firefighter to Flipping Boston
Nov 300:44:09Tap to summarizeDave Seymour—once a broke firefighter—rebuilt his life through real estate, becoming the star of A&E’s Flipping Boston and the founder of Freedom Venture Investments.In this episode of Brick by Brick Wealth Building Conversations, Dave shares how he went from struggling to make ends meet to managing multimillion-dollar commercial and development deals. His mantra, “Educate, don’t speculate—then implement,” has guided his journey from crisis to credibility, and now he’s teaching others to do the same.In this episode:The turning point that pushed Dave from broke to boldLessons from the Fire Service: discipline, risk, and teamworkHow education turns speculation into strategyWhy Legacy Alliance and Freedom Venture focus on teaching action, not theoryAbout the Guest:Dave Seymour is the Founder and CEO of Freedom Venture Investments and creator of Legacy Alliance, where he helps professionals master the path from active income to passive wealth. Featured on A&E, CBS, ABC, CNBC, and FOX News, Dave is also the author of Inflation Nation, a practical guide to beating inflation through real estate and private equity.Guest Links:📘 Inflation Nation — InflationNationBook.com🎬 Inflation Nation Documentary — InflationNationMovie.com🛒 Amazon — Paperback/Hardcover🎓 Free Legacy Wealth Masterclass — LegacyWealthMasterclass.com🌐 Main Hub — YourLegacyAlliance.com💼 Freedom Venture — freedomventure.com🧭 Ultimate Alternative Investment Guide — uaiguide.comConnect with Dave:LinkedIn | Instagram | X/Twitter | Facebook
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From IBM to Amazon Millions: Neil Twa’s E-commerce Playbook
Aug 29Tap to summarizeIn this episode of Brick by Brick Wealth Building Conversations, Loren sits down with Neil Twa, CEO & Co-Founder of Voltage Holdings and host of the High Voltage Business Builders Podcast.Neil walked away from a successful career at IBM in 2007 to pursue e-commerce full-time. Over the past 17 years, he has helped build brands that have generated $100M+ in collective Amazon FBA and omni-channel sales. His proprietary 5:5 product-launch playbook and “pay-as-you-profit” consulting model have guided founders from startup to 7- and 8-figure exits.We dive into:How Neil left corporate America to take a risk on Amazon—and why it paid off.The 4 steps to building a real, profitable, and sustainable e-commerce business.The most common mistakes new Amazon sellers make—and how to avoid them.Why planning for exit from day one is key to building a valuable brand.A recent case study where a brand hit $3,000/day in sales within 20 days.Whether you’re new to e-commerce or looking to scale your online business, Neil delivers actionable insights that demystify Amazon FBA and omni-channel selling.📌 Resources Mentioned:Neil’s book: Almost Automated Income with FBAPodcast: High Voltage Business BuildersBook a strategy call: voltagedm.com📞 Connect with Neil Twa:Email: neil@voltagedm.comLinkedIn: linkedin.com/in/neiltwaInstagram: @neiltwaTikTok: @fbabusinessbuildersYouTube: Neil Twa Voltage
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