Podcast
Capitalist Investor
Hosted by Strategic Wealth Partners · EN
Check out the "Capitalist Investor" podcast where hosts Derek, Luke and Tony break down complex financial topics and recent market trends with a sharp eye. This podcast is all about getting into the nitty-gritty of things like stock buybacks, tax policies, meme stocks, and a whole lot more. The guys aren’t just brains; they keep things light with a great mix of deep dives and easy banter that keeps you hooked and learning. Whether they’re chatting about Warren Buffett’s latest strategies, how Biden’s tax plans might hit different income levels, or the buzz around a big golf tournament, you’ll come away with a solid grip on how these issues could shake up your financial world. Perfect for investors, retirees, or just anyone keen to keep up with the financial universe, "Capitalist Investor" makes the complex understandable and entertaining.
26episodes
Episodes
Newest firstAll episodes
Why Your Social Security Raise Feels Like a Pay Cut
2w ago00:15:45Tap to summarizeAre Social Security increases actually helping retirees or quietly falling behind?In this episode of The Capitalist Investor, we break down why a recent 2.8% cost of living adjustment may feel more like a loss than a gain. When rising costs for healthcare, groceries, and energy outpace government adjustments, retirees are left asking a simple question: is this really enough?We also explain how COLA is calculated and why it may not reflect the real expenses people face every day. From inflation to Medicare increases, this conversation highlights the growing gap between perception and reality in retirement income.More importantly, we walk through what you can actually do about it. From building additional income streams to understanding the role of the stock market as an inflation hedge, this episode focuses on practical steps to prepare for retirement beyond relying on Social Security alone.If you’re planning for retirement or already living it, this is a conversation you need to hear.
Transcribe →Retirement Savings Getting Crushed? Here's Why
3w ago00:16:48Tap to summarizeMost people think they understand retirement planning… but the reality is, small decisions today can completely change your future. Whether you’re contributing to a 401k, exploring a Roth IRA, or just starting to think about saving for retirement, this conversation breaks down what actually matters.We cover how everyday spending habits impact your ability to save, build retirement income, and reach true financial freedom. From understanding what is a 401k to comparing 401k vs Roth IRA, this is about simplifying financial planning so you can make better long-term decisions.You’ll also hear how strategies like roth 401k, roth ira investing, and long-term investing play into a real retirement strategy, along with how tax planning, retirement accounts, and wealth building all connect. This isn’t theory… it’s practical personal finance that helps you build real savings over time.We also touch on how distractions like lifestyle creep, the housing market, and even real estate investing can either support or hurt your plan if you’re not intentional. Because at the end of the day, retirement investing isn’t just about the market… it’s about behavior.If you’re trying to improve your financial literacy, understand how to make money, and build a smarter approach to finance, this is a must-watch.Whether you’re a beginner looking into a roth ira for beginners or someone refining your current strategy, the goal is simple… build a plan that actually works.
Transcribe →Uncle Sam's Cut: Why the Government Takes Your IRA
4w ago00:24:37Tap to summarizeBuilding your nest egg is great, but remember that "Uncle Sam" is a silent partner in your retirement planning. The government collects taxes on individual retirement account funds through required minimum distributions (RMDs).This ensures that funds are taxed before your death, making proper tax planning and understanding taxes in retirement crucial for your financial future. 💰
Transcribe →The Consequences of Delayed Retirement Planning and Lack of Structure
Apr 900:30:13Tap to summarizeFor those nearing retirement, the absence of a clearly defined financial plan can create significant risk, regardless of accumulated assets. This episode examines the consequences of delayed planning and the challenges that arise when key factors such as longevity, healthcare costs, inflation, and spending are not properly accounted for.The discussion explores why individuals often avoid planning, the importance of understanding personal financial behavior, and how structured planning can reveal gaps and provide direction. Through practical examples, including a late-stage retirement scenario, the episode illustrates how early decisions and consistent planning can materially affect long-term outcomes.This conversation is intended to offer a measured perspective on the role of planning in supporting sustainable retirement strategies.
Transcribe →What Passing the CFP Really Means for Investors
Apr 200:24:36Tap to summarizeIn this episode of The Capitalist Investor, Tony Zabiegala speaks with Sam Petitjean about earning the Certified Financial Planner designation and what that process reveals about the depth of financial advice.They discuss the discipline required to complete the CFP, the difference between basic investment management and true financial planning, and why coordination across tax, legal, and investment strategy matters for long-term outcomes.For investors with significant assets, understanding how advisors are trained and how they think can play a major role in the quality of guidance they receive.
Transcribe →Managing Portfolio Risk Before and During Retirement
Mar 2600:18:48Tap to summarizeAs retirement approaches, the margin for error narrows. What helped build wealth may no longer be appropriate once income replaces accumulation, and poorly managed risk at this stage can have lasting consequences. In this episode, the discussion centers on how portfolio structure should evolve before and after retirement. The conversation explores the impact of market downturns at the wrong time, the importance of rebalancing, the risks of concentrated positions, and why relying on past performance can create blind spots. It also highlights practical frameworks like gradual allocation shifts and the use of structured investment buckets to support income needs. This episode is intended as a perspective on how thoughtful planning, disciplined adjustments, and risk awareness can shape a more stable retirement strategy.
Transcribe →Understanding Market Reactions to Geopolitical Conflict, Energy Prices, and Inflation Risk
Mar 1900:17:08Tap to summarizeFor investors with significant assets, geopolitical events can introduce uncertainty that extends beyond short-term market movement. Energy prices, inflation pressures, and supply chain disruptions all play a role in shaping the economic landscape.This episode examines how current conflict in the Middle East is affecting markets, with a focus on energy dependency, market volatility, and sector-level impacts. The conversation highlights how rising fuel costs can influence inflation, how different industries respond to these shifts, and why a measured, long-term perspective remains essential.The discussion is intended to provide context and clarity for those evaluating how external events may influence their broader financial strategy.
Transcribe →Is the Market Truly Broken or Have Investors Become Accustomed to Stability?
Mar 1200:18:17Tap to summarizeMany experienced investors question whether recent market volatility reflects a deeper structural issue or simply a shift in expectations.In this episode of The Capitalist Investor, Tony and Dave discuss the difference between headline driven volatility and fundamental market deterioration. They explore how geopolitical developments can influence energy markets, why employment and earnings growth remain important indicators of stability, and how the rapid investment cycle surrounding artificial intelligence may eventually require companies to demonstrate tangible returns.The conversation offers perspective for investors assessing whether current market movements represent genuine concern or the natural fluctuations that occur within longer term market cycles.
Transcribe →Debt in Retirement: What Investors Should Know
Mar 500:13:28Tap to summarizeDebt can be a powerful financial tool, but it can also become a major obstacle as retirement approaches.In this episode of The Capitalist Investor, Derek Gabrielsen and Jack Root explore how debt affects retirement planning and why managing liabilities becomes increasingly important as earning years begin to shrink.The conversation covers how business owners should approach debt tied to their companies, why exit planning matters for entrepreneurs, and why not all debt needs to disappear before retirement. They also explain the difference between mortgage debt and lifestyle debt such as credit cards or home equity lines.If you are thinking about retirement or planning your financial future as a business owner, this discussion offers practical perspective on how debt fits into a sustainable retirement strategy.
Transcribe →Evaluating Pension Elections and Portfolio Rebalancing in Retirement Planning
Feb 2600:22:23Tap to summarizeFor investors nearing retirement, decisions surrounding pension elections and portfolio discipline require careful analysis. In this episode, we examine two foundational areas of retirement planning.First, we discuss the mechanics of portfolio rebalancing and its role in maintaining intended risk levels over time. Second, we analyze a real world pension scenario involving a $60,000 lifetime annuity versus a $1.2 million lump sum. The conversation explores income durability, estate impact, Monte Carlo outcomes, liquidity considerations, and how a personal pension strategy can alter long term results.This episode is intended to provide structured perspective for those evaluating significant retirement decisions.Learn more at swpconnect.com
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