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Are Social Security increases actually helping retirees or quietly falling behind?

In this episode of The Capitalist Investor, we break down why a recent 2.8% cost of living adjustment may feel more like a loss than a gain. When rising costs for healthcare, groceries, and energy outpace government adjustments, retirees are left asking a simple question: is this really enough?

We also explain how COLA is calculated and why it may not reflect the real expenses people face every day. From inflation to Medicare increases, this conversation highlights the growing gap between perception and reality in retirement income.

More importantly, we walk through what you can actually do about it. From building additional income streams to understanding the role of the stock market as an inflation hedge, this episode focuses on practical steps to prepare for retirement beyond relying on Social Security alone.

If you’re planning for retirement or already living it, this is a conversation you need to hear.