Today we interviewed the host of the Netflix series How to Get Rich , three-time bestselling author and financial expert, Ramit Sethi! Ramit answered some questions you all sent in about your finances and we honestly learned a lot from him ourselves! Ramit’s latest book, “Money for Couples” helps couples talk about their finances without stress or conflict and teaches them how to build a rich life together. Ramit is so passionate about helping people live their best lives, despite the amount of money in their bank account, and his passion for what he does is contagious. Let us know what you learned in the comments below! Love you guys! Shawn and Andrew To learn more about Ramit Sethi https://www.iwillteachyoutoberich.com/ To get Ramit’s latest book “Money for Couples” https://www.iwillteachyoutoberich.com/books/ Beam Kids is now available online at https://www.shopbeam.com/COUPLETHINGS Take advantage of our exclusive discount of up to 40% off using code COUPLETHINGS Subscribe to our newsletter ▶ https://www.familymade.com/newsletter Follow our podcast Instagram ▶ https://www.instagram.com/shawnandandrewpods/ Follow My Instagram ▶ https://www.instagram.com/ShawnJohnson Follow My Tik Tok ▶ https://www.tiktok.com/@shawnjohnson Shop My LTK Page ▶ https://www.shopltk.com/explore/shawnjohnson Like the Facebook page! ▶ https://www.facebook.com/ShawnJohnson Follow Andrew’s Instagram ▶ https://www.instagram.com/AndrewDEast Andrew’s Tik Tok ▶ https://www.tiktok.com/@andrewdeast?lang=en

(00:00) why we wanted to chat with ramit

(01:15) let’s get into it!

(01:29) should i stop getting daily coffee?

(04:52) when paying off debt, do it in small amounts or all at once?

(09:44) are points on a card marketing?

(13:20) merging finances — are there pros and cons?

(16:27) thoughts on prenups

(21:30) how many credit cards and bank accounts does ramit have?

(25:00) tech stack for financial organization and partner roles

(26:48) should everyone have an investment account?

(28:35) wisest way to approach investments...

(33:02) “i’m going to go broke!”

(36:00) team rent or buy?

(40:26) the magical word “equity”!

(42:56) perspectives on owning vs renting

(45:06) perspective on money after having kids

(48:13) monthly couples finance meeting

(51:04) why do you care about money?