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Is UK fintech in decline, or is this just the beginning of a new wave of innovation? In this episode of The Curiosity Code, we’re joined by Veronica Maria Glab, a fintech strategist and former Head of Partnerships at Innovate Finance, to uncover the real story behind the recent drop in VC investment in UK fintech and what’s next for the ecosystem.

👉 If you're interested in UK fintech trends 2025, global fintech investment, or the impact of AI and crypto in finance, this episode is for you. Veronica shares exclusive insights from her time producing the UK’s most trusted fintech investment report—a report that’s even made it to 10 Downing Street.

We talk about:
• What caused the UK fintech funding drop in 2022 and 2023
• How Fintech 3.0 is reshaping the financial services world
• The role of regulation vs innovation in the UK, US, and Middle East
• Why wealthtech and embedded finance are quietly booming
• What VCs really look for in 2024-2025
• How the UK compares globally in fintech performance

Whether you're a founder, investor, policymaker, or fintech fan, this deep dive into the UK fintech landscape will help you understand where the market is heading and how to stay ahead of the curve.

00:00 - Intro: live from Lisbon
02:00 - UK Fintech history: From 1800s to Fintech 3.0
06:30 - Fintech investment peak in 2021: $106B globally
09:45 - Why VC funding in UK fintech dropped post-2022
13:30 - How UK regulation is impacting fintech startups
17:15 - Malta, crypto, and the new fintech hubs
19:30 - Global fintech: US, EU, and Middle East comparison
21:20 - Crypto, AI, and quantum: Hype vs substance
26:00 - The rise of wealth tech and new investment tools
28:50 - Founders’ guide: Surviving the 2024 fintech climate
31:10 - Breaking into fintech: events, VCs, and ecosystems
34:15 - Top fintech conferences in Europe and MENA

#UKFintech2025 #UKFintechInvestment #FintechFundingUK #FintechInvestmentTrends #VCFundingUK #CryptoRegulationUK #WealthTechInnovation #FintechRegulation2025 #FintechVCInsights #QuantumFinance

Thank you for listening!

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UK Fintech at a Crossroads? Investment Drops & Future Outlook

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