It's the money roadmap you need now to help you build long-term financial security. We're sharing five money moves you can make today, what you need to know before switching career paths, and the one student loan deadline that you can't afford to miss.

For more information, show notes and transcripts visit https://www.ada.org/podcast

Featured Guests:

Joseph McGrath

Dani Buschick

Dr. Michael Jerkins

Show Notes

In this episode, we explore practical ways to take control of your finances and plan for long-term financial security. We're talking about student loans, what to know when switching careers, and the five money moves you can make right now.

To help explain what everyone needs to know about student loans, we asked our friend Joseph McGrath from KeyBank to walk us through new details, dates, and updates.

Mr. McGrath shares that big student loan changes are coming, and that July 1, 2026, is the key date to know. He explains that some programs are being phased out, and that federal repayment options may narrow significantly.

Big changes are underway for income-driven repayment as well, impacting both dentists and residents. With new federal loan caps and fewer repayment options, Mr. McGrath underscores the importance of borrowers understanding their loan structure, exploring available options, and seeking professional guidance to navigate the changes.

Dani Buschick, financial wellness coach, and host of the podcast Life. Money. You. joins us to break down the five numbers every dentist should know to take control of their financial well-being.

Ms. Buschick offers actionable tips and an easy-to-follow framework for creating spending plans, automating savings, and building lasting financial stability.

Small actions can create big impact. Ms. Buschick emphasizes the importance of understanding your debt, building an emergency fund, protecting your credit, automating savings, and using available resources available, like free financial coaching, to create sustainable habits and personalized financial plans.

Our next guest, Dr. Michael Jerkins, joins us to talk about how to navigate career transitions. Dr. Jerkins is the President and Co-founder of Panacea Financial and is also a practicing physician in Little Rock, AR.

Dr. Jerkins explores the transition between employee and practice owner roles and highlights the financial and personal considerations involved in these career shifts.

To prepare for these career transitions, Dr. Jerkins emphasizes the importance of building a trusted advisory team, assessing your financial readiness, and developing a clear plan.

Resources

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