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This is our monthly look at what's happening in the world of UK property lending and our first featuring Shaz Ahmed of Elan Property Finance.

Shaz comments on the following news items:

The Bank of England held the base interest rate at 3.75%.
The collapse of Market Financial Solutions (MFS) in February amid allegations of fraud
The impact of the Renrters' Rights Act on lending
Rumours of lenders ditching 'Expat Loading' where lenders charge extra for expat mortgages

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We discuss:

UK Property Lending Market Update as of May 2026
Bank of England Holds Base Rate at 3.75%
Impact of Inflation on UK Property Loans
Fixed-Rate Mortgages vs. Tracker Loans Explained
Swap Rates and Their Effect on UK Mortgages
Lending Fraud Scandal Hits UK Property Finance
MFS Double Pledging Allegations in Lending Market
Increased Regulation in UK Property Lending Predicted
Lender Bankruptcies Affecting UK Property Sector
FCA Crackdown on UK Unregulated Lending Practices
Cost Impact of Stricter Lending Audits on Investors
Renters Rights Act Implications for UK Property Investors
Shifting Landlord Strategies in UK Property Market
Lenders’ New Attitudes Toward Alternative Property Strategies
Lending Options Growing for Airbnb and Holiday Lets
Specialist Lenders Ditching Expat Mortgage Rate Loading
UK Expat Property Investors Getting Better Loan Deals
Asset-Based Lending in UK Buy-to-Let Mortgages
Ongoing Risk Premiums for Expat UK Property Loans
Meet Shaz Ahmed: UK Property Mortgage Specialist

Keywords

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Attention UK Landlords: Free PDF on how to notify tenants about the Renters' Rights Act