What’s your number? We put real mile markers on a lifelong question and show how to translate worry into workable. Joining host, Andy Keeler, is Keeler and Nadler's Jake Martin, to map your savings targets by decade. Plus, the habits that actually stick, and the levers you can pull when life gets messy.

We start with the 20s, where building a positive net worth, automating small contributions, and shaping good credit can matter more than hitting big balances. In your 30s, complexity ramps up—homes, partners, kids—and so does the risk of lifestyle inflation. In the 40s, the “messy middle,” we target three times salary by 45 and talk candidly about stress, competing obligations, and how compounding begins to widen the gap between consistent savers and everyone else.

Your 50s bring leverage. We outline salary targets, IRS catch‑up contributions, and why asset allocation now moves the needle more than new deposits. Then we shift to the 60s, where withdrawal strategy matters. We talk about the 4% rule and what it implies for how much you can sustainably withdraw, as well as how to coordinate Social Security timing to help the portfolio last longer. The takeaway is clear: if you don’t save it, you’ll spend it, and the earlier you automate, the easier the journey.

From this episode, walk away with decade-by-decade benchmarks, practical tactics and a clear plan to adjust if you’re off pace. Subscribe and share this episode with a friend who may need a nudge too! They'll thank you for it.

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations.

It is only intended to provide education about finance, tax, retirement and related planning topics. To determine which investments or strategies may be appropriate for you, consult your financial, tax or legal advisor prior to implementing. Any past performance discussed during this program is no guarantee of future results.

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Keeler & Nadler Family Wealth is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Keeler & Nadler Family Wealth and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Keeler & Nadler Family Wealth unless a client service agreement is in place.