Ed is joined by renowned financial psychotherapist Vicky Reynal, author of Money On Your Mind: The Psychology Behind Your Financial Habits. Broadcasting across continents—from London to North Carolina—Ed and Vicky explore the profound emotional undercurrents that shape our financial behaviors. Together, they unpack how money often acts as a stand-in for love, power, control, and self-worth in our relationships. Vicky shares moving insights on the emotional imprints from childhood that quietly dictate how we spend, save, avoid, or argue about money. From personal stories to real client breakthroughs, this episode goes beyond budgeting and investing—it’s about healing our relationship with money from the inside out. If you've ever wondered why you freeze during financial conversations, struggle with self-worth around money, or feel disconnected from your partner over spending decisions—this conversation is for you.

Key Takeaways:

• How do our early emotional experiences shape the way we use, avoid, or relate to money in adulthood?

• In what ways can money serve as a silent language for expressing unmet emotional needs in relationships?

• Why is curiosity—rather than shame or judgment—key to transforming our financial behaviors and beliefs?

Key Timestamps:

(00:00) - The emotional meaning of money: power, control, love

(09:00) - Emotional imprints and their impact on financial decision-making

(10:00) - The role of deservedness and agency in money habits

(17:00) - Money issues in relationships

(20:00) - The value of asking reflective questions around money

(22:00) - Shame, avoidance, and freezing responses to financial matters

(30:00) - The psychological role of financial professionals

(33:00) - Language, empathy, and cooperation in financial systems

(38:00) - The emotional complexity of receiving sudden wealth

(40:00) - Redefining gratitude and expectations around money

(41:00) - Finding healing, curiosity, and meaning through money

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Financial therapy, Money and relationships, Emotional money habits, Psychology of money, Money mindset transformation.

Mentions:

Website: https://www.reynal-psychotherapist.co.uk/

LinkedIn: https://uk.linkedin.com/in/vicky-reynal-4070ba133

Mentions: Money On Your Mind

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.