This week the “Henssler Money Talks” hosts are focusing on What Everyone Is Asking, because for many investors, financial planning doesn’t start with a grand strategy—it starts with the same practical questions coming up again and again, and the need for thoughtful, real-world guidance.

We begin with one of the most important relationships in finance: the adviser: Should we shop for financial advisers and if so, how often? When looking for a financial adviser, what should you look for when interviewing them?

From there, we take on a growing narrative: do you even need an adviser at all? If you’ve got a pension, Social Security, a 401(k), and steady income, can you simply piece it together with the help of the internet, AI, and a few trusted voices—or is there more beneath the surface?

After the break, we address: Should I liquidate my rental property… or even my personal residence? We’ll unpack what’s really driving that conversation, and how to think through the trade-offs between cash flow, appreciation, taxes, and opportunity cost—especially when life circumstances begin to shift.

We’ll close with a foundational question that often gets overlooked: How much do you actually need to start investing? Because getting started is less about hitting a number and more about understanding the discipline behind it.

Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.

Henssler Money Talks — April 25, 2026 | Season 40, Episode 17

Timestamps and Chapters

9:48: Should I Shop for a Financial Adviser?
16:27: Do I Even Need a Financial Adviser?
21:08: Should I Pay Everything Off to Be Debt Free?
31:25: Should I Liquidate My Property?
40:32: How Much Do I Need to Start Investing?

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Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.

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